Waterfront homes for sale & real estate in Monticello, NY

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ABOUT THIS HOME
Waterfront Home for sale in Monticello, NY:
Experience refined living in this completely reimagined ranch, meticulously renovated from the studs up and offering the perfect blend of modern elegance and serene countryside surroundings. Set on 2.3 acres and located beside the picturesque Swinging Bridge Marina, this exceptional 2-bedroom, 3 full bathroom home delivers comfort, quality craftsmanship, and breathtaking views at every turn. Walk up the stamped concrete walkway and step inside to soaring ceilings, rich hardwood floors, and an open, airy layout that flows seamlessly from room to room. The gourmet kitchen is a standout feature with quartz countertops, stainless steel appliances, and a captivating view right over the sink&mdas

$419,000

2 beds3 baths1,250 sq ft

80 Kitz Rd, Monticello, NY 12701

Quartz countertops • Elevated deck • Gourmet kitchen

Listing by Cronin & Company Real Estate

ABOUT THIS HOME
Waterfront Home for sale in Monticello, NY:
Welcome to 43 Melody Lake Drive, a community that provides exclusive access to the Melody Lake Beach Area for its residents. This beautifully maintained and thoughtfully updated 4-bedroom, 2-bathroom ranch home showcases exceptional craftsmanship and high-quality finishes. Designed for modern living, the home features a spacious open layout with four bedrooms, including a master bedroom with an en-suite bathroom. It is set on a meticulously landscaped 0.61-acre lot, adorned with a variety of specimen trees, gardens, and plants. Perfect for entertaining, the property includes a two-car garage, multiple sheds, a fire pit, and a deck, making it ideal for outdoor gatherings. This move-in-ready

$280,000

4 beds2 baths1,796 sq ft

43 Melody Lake Dr, Monticello, NY 12701

Multiple sheds • Fire pit • Deck

Listing by Keller Williams Realty Liberty

ABOUT THIS HOME
Waterfront Home for sale in Monticello, NY:
Escape to serenity in the Catskills! This stunning custom cabin sits on 8 acres of private paradise, offering a peaceful retreat from the ordinary. Blending rustic allure with modern comforts, the interior creates a calming atmosphere that wraps you in tranquility. Every handcrafted detail shines with authenticity and warmth, making this one-of-a-kind haven truly special.

$849,999

2 beds1.5 baths2,132 sq ft

47 Washington Ln, Monticello, NY 12701

Custom cabin • Handcrafted detail • 8 acres

Listing by Rodeo Realty Inc

ABOUT THIS HOME
Waterfront Home for sale in Monticello, NY:
Welcome to your dream oasis nestled in the serene landscapes of Monticello, NY! This is a rare opportunity to experience the perfect blend of tranquility & comfort, ideal for both year-round living & seasonal getaways. As you arrive, you’ll be greeted by the picturesque surroundings that your new home offers of a tranquil view of Sackett Lake just a few steps off your backyard deck. The inviting exterior sets the tone for what lies inside—step into a spacious open-concept living area bathed in natural light, perfect for entertaining family & friends or enjoying quiet evenings. The kitchen opens to your dining area & seamlessly flows into the living room,

$300,000

4 beds2 baths1,551 sq ft

483 Sackett Lake Rd, Monticello, NY 12701

7,405 sq ft lot • Built 1940 • Listed 62 days

Listing by Keller Williams Valley Realty

ABOUT THIS HOME
Waterfront Home for sale in Monticello, NY:
Welcome to the Swinging Bridge Estates. This is one of the most popular and sought after neighborhoods in the county. This home comes with lake deeded lake rights. This house has lake rights across the street from the property off of Lake Shore Dr. You will see the Right of Way highlighted in the last two photos. It has close proximity to Monticello and close to White Lake and the western part of the county. Swinging Bridge is the largest and busiest motorboat lake in the county. Many of the finest homes in the county are located on the lake. The lake is busy year-round with all sorts of activities from boating and waterskiing to Snowmobiling and Ice Fishing. The area is teaming with Wildli

$325,000

3 beds1.5 baths1,200 sq ft

74 Swinging Bridge Estate Rd, Monticello, NY 12701

**right of way** • **lake rights** • **shared dock**

Listing by Rhulen Realty Group LLC

Property at 30 First St, Monticello, NY 12701, 2 beds, 1.5 baths

$179,000

2 beds1.5 baths800 sq ft

30 First St, Monticello, NY 12701

Listing by Elliott & Pomeroy Inc

Property at 82 Starlight Rd, Monticello, NY 12701, 3 beds, 2 baths

$269,000

3 beds2 baths1,500 sq ft

82 Starlight Rd, Monticello, NY 12701

Listing by Aida Home Realty

Property at 46 Lakewood Ave, Monticello, NY 12701, 5 beds, 2.5 baths

$1,650,000

5 beds2.5 baths2,441 sq ft

46 Lakewood Ave, Monticello, NY 12701

Listing by Z Wisdom Realty Inc.

Property at 674 Sackett Lake Rd, Monticello, NY 12701, 3 beds, 2 baths

$479,000

3 beds2 baths1,575 sq ft

674 Sackett Lake Rd, Monticello, NY 12701

Listing by Barbanti Group

Property at 413 Sackett Lake Rd, Monticello, NY 12701, 4 beds, 3 baths

$689,900

4 beds3 baths2,404 sq ft

413 Sackett Lake Rd, Monticello, NY 12701

Listing by Malek Properties

Property at 16 Kukas Rd, Monticello, NY 12701, 4 beds, 4 baths

$774,900

4 beds4 baths4,536 sq ft

16 Kukas Rd, Monticello, NY 12701

Listing by The Maxx Group LLC

Property at 530 Sackett Lake Rd, Monticello, NY 12701, 4 beds, 3 baths

$475,000

4 beds3 baths2,452 sq ft

530 Sackett Lake Rd, Monticello, NY 12701

Listing by Resort Realty

Property at 941 Starlight Rd, Monticello, NY 12701, 12 beds, 10.5 baths

$9,999,999

12 beds10.5 baths13,618 sq ft

941 Starlight Rd, Monticello, NY 12701

Listing by Rhulen Realty Group LLC

Property at Town Park Rd, Monticello, NY 12701

$359,500

— beds— baths— sq ft

Town Park Rd, Monticello, NY 12701

Listing by Land and Water Realty LLC

Property at 324 Acres Sackett Lake Rd, Monticello, NY 12701

$14,000,000

— beds— baths— sq ft

324 Acres Sackett Lake Rd, Monticello, NY 12701

Listing by Century 21 Geba Realty

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ABOUT THIS HOME
Waterfront Home for sale in Monticello, NY:
Live On Lucky Lake! 2700 Sqft, 3 Bedroom 2.5 Bath Colonial in Rock Hill! Sit on you covered front porch & enjoy your morning coffee. Close to Route 17 for an easy commute. This property is now active in an online auction. All offers must be submitted through the property’s listing page on www. auction.com. The sale will be subject to a 5 percent buyer’s premium pursuant to the Auction Terms and Conditions (minimums may apply). All auction bids will be processed subject to seller approval.

$450,000

3 beds2.5 baths2,700 sq ft

144 Lucky Lake Dr, Rock Hill, NY 12775

Covered front porch • 1.1 acre lot • Built 1989

Listing by River Realty Services, Inc.

ABOUT THIS HOME
Waterfront Home for sale in Monticello, NY:
Rare opportunity to own a lakefront home in Lake Joseph. These do not come up often, and at such a great price. Lake Joseph is a private residential and vacation community located in Sullivan County, nestled between Forestburgh and Thompson. It’s known for its peaceful non-motorboat lake, rustic homes, and amenities like swimming, tennis, and boating. Lake Joseph Estates is a private lakefront residential community built around a 250-acre non-motorboat lake. The community emphasizes preserving natural shoreline. This home has wonderful direct access to the lake with amazing views. Two level living with great room, 2 bedrooms, office on main floor, also 2 full bathrooms. Beautiful hard

$649,000

3 beds3 baths2,520 sq ft

14 Lena Rd, Forestburgh, NY 12777

Non motorboat lake • Lakefront home • Expansive deck

Listing by Century 21 Country Realty

ABOUT THIS HOME
Waterfront Home for sale in Monticello, NY:
This charming 3/4 bedroom home is tucked away at the end of a quiet dead-end street—perfect for those who love privacy and a sense of calm. The yard is fully fenced in, offering a safe space for pets, play, or peaceful afternoons outdoors. A lovely water fountain adds the perfect touch of serenity to your backyard oasis. Inside a bright and spacious layout featuring a large dining room and living room—ideal for gathering, entertaining, or relaxing with loved ones. The built-in wine cabinet and service area add a special touch, making hosting effortless and enjoyable. Located in the highly desirable Hamlet of Smallwood, you’ll get to enjoy the unique amenities this lake com

$299,999

4 beds1 bath1,420 sq ft

47 Eldridge St S, Smallwood, NY 12720

Sandy beach • Lake community • Clubhouse activities

Listing by HV Premier Properties Realty

ABOUT THIS HOME
Waterfront Home for sale in Monticello, NY:
Enjoy true lakefront living in Emerald Green, a premier 1,400-acre community featuring three private lakes—Lake Louise Marie, Treasure Lake, and Davis Lake—offering over 250 acres of water for swimming, fishing, and boating (electric motors only). This beautifully maintained 4-bedroom, 2-bath contemporary lakefront home offers a horseshoe driveway for 6–8 vehicles, wood and cultured stone exterior, and an oversized Trex deck with two awnings overlooking the lake. The living room features a full wall stone fireplace with ceramic sterno insert, cathedral ceilings with skylights, and a Murano glass chandelier. Hardwood floors and central air throughout. The kitchen with servi

$899,000

4 beds2 baths2,792 sq ft

44 Lake Shore Dr S, Rock Hill, NY 12775

Lakefront living • Private boat dock • Sandy beach

Listing by John J Lease REALTORS Inc

ABOUT THIS HOME
Waterfront Home for sale in Monticello, NY:
Comfortable living awaits you in this Lake Louise home. Enjoy community benefits, such as lake privileges for boating and fishing, an inground heated pool, playground, clubhouse and outdoor recreational activities, which include tennis, basketball and pickleball. The exterior of the home welcomes you with carefully designed landscaping to add to the curb appeal upon your arrival. Step inside and you will appreciate the carefree and easy flow of this home. There are 3 bedrooms (including primary suite), 2.5 baths, living room, and a separate family/media room with access to the outdoors. The fenced-in backyard offers a spacious yard and patio, with plenty of space for gatherings, playing or

$310,000

3 beds2.5 baths1,466 sq ft

20 Crescent Vw, Rock Hill, NY 12775

Spacious yard • Close to town • Inground heated pool

Listing by Keller Williams Hudson Valley

ABOUT THIS HOME
Waterfront Home for sale in Monticello, NY:
Tucked away on a nice corner lot in a quiet area of Forestburgh sits this gem of a raised ranch. It is set on 1.36 acres with a few outbuildings, a chicken coop, a spring fed pond and a pristine stream that flows from St. Joseph Lake. It really is a secluded oasis less than ten minutes from Monticello. Inside the home has a total of 4 bedrooms and 4 bathrooms. The home is currently set up as a mother/daughter with a separate kitchen downstairs with a good sized living room area, and also a bedroom and full bath. It is prefect for extended family or to rent out to help with the mortgage. This is your classic raised ranch, but its location is quite special. Relax on the expansive deck which o

$399,000

4 beds3 baths2,328 sq ft

20 Valley Rd, Forestburgh, NY 12777

Pristine stream • Outbuildings • Spring fed pond

Listing by Keller Williams Hudson Valley

Property at 3 Stone Path, Rock Hill, NY 12775, 3 beds, 3 baths

$649,000

3 beds3 baths1,970 sq ft

3 Stone Path, Rock Hill, NY 12775

Listing by Myrna Ginsberg

Property at 23 Fire House Rd, Woodbourne, NY 12788, 3 beds, 2 baths

$405,000

3 beds2 baths1,500 sq ft

23 Fire House Rd, Woodbourne, NY 12788

Listing by BHHS Nutshell Realty

Property at 689 Church Rd, Mountain Dale, NY 12763, 1 bath

$699,000

0 beds1 bath420 sq ft

689 Church Rd, Mountain Dale, NY 12763

Listing by Compass Greater NY, LLC

Property at 5 Plank Rd, Mongaup Valley, NY 12762, 10 beds, 4 baths

$450,000

10 beds4 baths— sq ft

5 Plank Rd, Mongaup Valley, NY 12762

Listing by Caroline Akt Realty LLC

Property at 5 Surrey St, Rock Hill, NY 12775, 4 beds, 3.5 baths

$895,000

4 beds3.5 baths2,500 sq ft

5 Surrey St, Rock Hill, NY 12775

Listing by Keller Williams Hudson Valley

Property at 22 Edgewood Pl, South Fallsburg, NY 12779, 2 beds, 1 bath

$180,000

2 beds1 bath800 sq ft

22 Edgewood Pl, South Fallsburg, NY 12779

Listing by Team W Realty LLC

Property at 26 Edgewood Pl, South Fallsburg, NY 12779, 2 beds, 2 baths

$205,000

2 beds2 baths800 sq ft

26 Edgewood Pl, South Fallsburg, NY 12779

Listing by Team W Realty LLC

Property at 24 Edgewood Pl, South Fallsburg, NY 12779, 2 beds, 1 bath

$180,000

2 beds1 bath800 sq ft

24 Edgewood Pl, South Fallsburg, NY 12779

Listing by Team W Realty LLC

Property at 198 W Starlight Dr, Smallwood, NY 12778

$149,000

— beds— baths— sq ft

198 W Starlight Dr, Smallwood, NY 12778

Listing by Corcoran MH, LLC

Property at 1 Philwold Rd, Forestburgh, NY 12777

$115,000

— beds— baths— sq ft

1 Philwold Rd, Forestburgh, NY 12777

Listing by Keller Williams Realty

Property at Sackett Lake Rd, Forestburgh, NY 12777

$149,000

— beds— baths— sq ft

Sackett Lake Rd, Forestburgh, NY 12777

Listing by Century Homes Realty Group LLC

Property at TBD Creamery Rd, Mongaup Valley, NY 12720

$299,000

— beds— baths— sq ft

TBD Creamery Rd, Mongaup Valley, NY 12720

Listing by Joy Romano Realty

Property at 32 Pond Ln, Rock Hill, NY 12775

$79,000

— beds— baths— sq ft

32 Pond Ln, Rock Hill, NY 12775

Listing by Boller Properties

$299,000

— beds— baths— sq ft

2 Lena Rd, Forestburgh, NY

Listing by Boller Properties

Based on information submitted to the MLS GRID as of Mon Dec 01 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Waterfront Homes for Sale in Monticello

There are currently 15 waterfront homes for sale in Monticello at a median listing price of $369K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Monticello stay on the market for 74 days. This map is refreshed with the newest listings in Monticello every 15 minutes.

In the past month, 4 homes have been sold in Monticello. In addition to houses in Monticello, there were also 3 condos, 1 townhouse, and 4 multi-family units for sale in Monticello last month. Find your dream home in Monticello using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Monticello are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Monticello. Our Monticello real estate stats and trends will give you more information about home buying and selling trends in Monticello. If you're looking to sell your home in the Monticello area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Monticello with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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Waterfront homes for sale & real estate in Monticello, NY

Waterfront Homes for Sale in Monticello

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