Homes with Basements for Sale in Otsego County, NY

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ABOUT THIS HOME
Home with Basement for sale in Otsego County, NY:
Live in luxury and get paid for it! Imagine the quiet and serene lake-scape of Canandarago, with views from every window in this three unit income producer. Currently used as a two-unit short term rental on VRBO plus owner unit (live for free) this home is not only renovated and beautiful but an opportunity for a savvy buyer to offset living costs OR for an investor to rent all three units on closing day! Entering into the front foyer of the two bedroom owner's unit, you are greeted by the most charming sitting area complete with ample storage and reading nook! Ahead you will instantly see the beautiful lake views as the home opens into a large custom kitchen completely redone with thoughtf

$989,900

4 beds3 baths3,500 sq ft

2575 County Highway 22, Richfield Springs, NY 13439

Custom kitchen • Lake views • Large covered deck

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

ABOUT THIS HOME
Home with Basement for sale in Otsego County, NY:
Great opportunity for country living with neighbors close enough to ask for a cup of sugar. Beautiful mountain view from your front and backyard. Open floor plan, with kitchen open to dining room and dining room open to the living room. Sliding doors from the dining room open to back patio/ deck area for easy summer entertaining. Easy work-from-home location with first floor den or office. Original wide plank wood floors on the second level. Lots of windows for a light and airy feel. NEW METAL ROOF and FURNACE! Great water pressure @ 13 gal/minute!

$199,000

3 beds1 bath950 sq ft

443 County Highway 40, Worcester, NY 12197

Open floor plan • New metal roof • Back patio deck

Listing by Benson Agency Real Estate LLC, (607) 432-4391

ABOUT THIS HOME
Home with Basement for sale in Otsego County, NY:
3 bedroom 1970 doublewide 1152 sq. ft. 1 and half bathroom. 3 Lots containing . 73 acre. Due to age of Doublewide No Financing Available. No owner financing. Anything can be saved but would require quite a bit of work. Block foundation and cement floor with outside access. LP Gas. Being Sold As-Is Where Is. Lot Dimensions and Lot Sq. Ft. are an estimate only. Please see Tax Map for the 3 Lots.

$69,900

3 beds1.5 baths1,152 sq ft

121 Happy Valley Rd, Milford, NY 13820

0.31 acre lot • Built 1970 • Listed 63 days

Listing by Howard Hanna, (607) 433-1020

ABOUT THIS HOME
Home with Basement for sale in Otsego County, NY:
This 1965 unique, split-level home awaits your creativity and personal touches. Upon entering the ground level of this family-owned home of 54 years, you are greeted with a stone entry floor and three stairways, and the garage entrance. This 1,372 sq ft. home features a partially finished basement, lower level, family room with a gas fireplace, a laundry area, and a half-bath. The first stairway leads up to the second level of the home with its big windows. Here, you'll find the open living-dining rooms with sunlit wood floors, and a pleasant country kitchen featuring a greenhouse window that overlooks the backyard. From the living room, another staircase leads to three bedrooms, the primar

$250,000

4 beds2 baths1,372 sq ft

18 Meadow St, Otego, NY 13825

Country kitchen • Spacious yard • Attached garage

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

ABOUT THIS HOME
Home with Basement for sale in Otsego County, NY:
Exquisite Canadarago Lakefront Living | 4 Beds • 1.5 Baths • 1.5+ Acres • 60 Ft of Waterfront Discover refined lakefront living with this beautifully renovated estate, nestled on over 1.5 private acres and offering an exclusive 60 feet of pristine lake frontage. From the moment you arrive, the newly manicured landscaping and fresh exterior paint create an immediate sense of elegance and curb appeal. Step inside to a thoughtfully updated interior where luxury meets comfort. The brand-new kitchen features modern finishes and high-end touches, while the renovated baths offer spa-like tranquility. With four spacious bedrooms, there’s room to host in style or simply unwin

$599,900

4 beds1.5 baths1,980 sq ft

7821 State Highway 28, Richfield Springs, NY 13439

Lakefront living • Private acres • Renovated baths

Listing by Coldwell Banker Faith Properties Il, (315) 574-2260

Property at 173 River St, Oneonta, NY 13820, 2 beds, 1 bath

$119,900

2 beds1 bath1,051 sq ft

173 River St, Oneonta, NY 13820

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 156 Saddle Brook Ct, Cooperstown, NY 13326, 5 beds, 4.5 baths

$1,200,000

5 beds4.5 baths3,696 sq ft

156 Saddle Brook Ct, Cooperstown, NY 13326

Listing by Four Seasons Sotheby's International Realty

Property at 765 State Highway 205, Oneonta, NY 13820, 2 beds, 2 baths

$235,000

2 beds2 baths1,500 sq ft

765 State Highway 205, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 146 Fred Williams Rd, Laurens, NY 13796, 4 beds, 4 baths

$840,000

4 beds4 baths3,828 sq ft

146 Fred Williams Rd, Laurens, NY 13796

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 115 State Highway 51, Mount Upton, NY 13809, 7 beds, 4 baths

$89,900

7 beds4 baths4,080 sq ft

115 State Highway 51, Mount Upton, NY 13809

Listing by City Lights Country Roads Realty, (347) 635-6562

Property at 403 State Highway 7, Sidney, NY 13838, 3 beds, 2 baths

$150,000

3 beds2 baths2,073 sq ft

403 State Highway 7, Sidney, NY 13838

Listing by Coldwell Banker Timberland Properties, (607) 435-3280

Property at 116 N Main St, Milford, NY 13807, 9 beds, 5.5 baths

$439,000

9 beds5.5 baths4,116 sq ft

116 N Main St, Milford, NY 13807

Listing by Coldwell Banker Timberland Properties, (607) 435-3280

Property at 1657 County Highway 4, Otego, NY 13825, 4 beds, 2 baths

$334,000

4 beds2 baths2,550 sq ft

1657 County Highway 4, Otego, NY 13825

Listing by Exit Realty Front & Center, (607) 724-3948

Property at Undisclosed address, Westford, NY 12155, 5 beds, 3 baths

$599,000

5 beds3 baths3,933 sq ft

Undisclosed address, Westford, NY 12155

Listing by Lake Lady Property Management, LLC, (607) 435-9288

Property at 107 Balford Dr, Oneonta, NY 13820, 3 beds, 2.5 baths

$350,000

3 beds2.5 baths1,832 sq ft

107 Balford Dr, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 287 Pink St, Cooperstown, NY 13326, 4 beds, 4 baths

$925,000

4 beds4 baths2,590 sq ft

287 Pink St, Cooperstown, NY 13326

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 196 Wellington Ln, Cooperstown, NY 13326, 5 beds, 5.5 baths

$3,950,000

5 beds5.5 baths6,168 sq ft

196 Wellington Ln, Cooperstown, NY 13326

Listing by COMPASS Greater NY LLC, (914) 327-2777

Property at 25 Hopkins St, Unadilla, NY 13849, 3 beds, 2 baths

$200,000

3 beds2 baths1,561 sq ft

25 Hopkins St, Unadilla, NY 13849

Listing by Country Squire Realty, (607) 369-4663

Property at 779-781 Copes Corners Rd, South New Berlin, NY 13843, 3 beds, 2 baths

$349,000

3 beds2 baths1,872 sq ft

779-781 Copes Corners Rd, South New Berlin, NY 13843

Listing by Coldwell Banker Timberland Properties, (607) 435-3280

Property at 12 Brook St, Oneonta, NY 13820, 2 beds, 1.5 baths

$219,500

2 beds1.5 baths1,330 sq ft

12 Brook St, Oneonta, NY 13820

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 2395 State Highway 205, Mount Vision, NY 13810, 5 beds, 1.5 baths

$299,000

5 beds1.5 baths1,968 sq ft

2395 State Highway 205, Mount Vision, NY 13810

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 147 Main St, Cherry Valley, NY 13320, 4 beds, 4 baths

$599,000

4 beds4 baths2,618 sq ft

147 Main St, Cherry Valley, NY 13320

Listing by Keller Williams Upstate NY Properties

Property at 345 Dorr Edson Rd, Oneonta, NY 13820, 7 beds, 2.5 baths

$499,000

7 beds2.5 baths2,874 sq ft

345 Dorr Edson Rd, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 78-80 Center St, Oneonta, NY 13820, 6 beds, 2 baths

$230,000

6 beds2 baths2,296 sq ft

78-80 Center St, Oneonta, NY 13820

Listing by EXIT Realty Homeward Bound, (607) 353-8060

Property at 10-12 Columbia St, Oneonta, NY 13820, 5 beds, 2 baths

$179,000

5 beds2 baths1,904 sq ft

10-12 Columbia St, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 4 Third St, Oneonta, NY 13820, 3 beds, 1 bath

$149,000

3 beds1 bath1,080 sq ft

4 Third St, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 652-3311

Property at 1 Rose Ave, Oneonta, NY 13820, 5 beds, 3 baths

$149,900

5 beds3 baths1,920 sq ft

1 Rose Ave, Oneonta, NY 13820

Listing by Oneonta Realty, LLC, (607) 441-7312

Property at 40 Church St, Richfield Springs, NY 13439, 6 beds, 3.5 baths

$259,900

6 beds3.5 baths3,151 sq ft

40 Church St, Richfield Springs, NY 13439

Listing by Coldwell Banker Faith Properties, (315) 735-2222

Property at 5 Walnut St, Oneonta, NY 13820, 3 beds, 2 baths

$259,000

3 beds2 baths1,364 sq ft

5 Walnut St, Oneonta, NY 13820

Listing by Bordinger Realty, LLC, (607) 432-9173

Property at 1574 County Highway 39, Worcester, NY 12197, 6 beds, 3.5 baths

$699,000

6 beds3.5 baths3,424 sq ft

1574 County Highway 39, Worcester, NY 12197

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 10 Jefferson Ave, Oneonta, NY 13820, 3 beds, 1.5 baths

$199,900

3 beds1.5 baths1,800 sq ft

10 Jefferson Ave, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 279 Frost Hill Rd, West Winfield, NY 13491, 4 beds, 3 baths

$499,900

4 beds3 baths2,436 sq ft

279 Frost Hill Rd, West Winfield, NY 13491

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 380 Raymond Fish Rd, Hartwick, NY 13348, 4 beds, 2 baths

$1,350,000

4 beds2 baths2,820 sq ft

380 Raymond Fish Rd, Hartwick, NY 13348

Listing by Four Seasons Sotheby's International Realty

Property at 7383 State Highway 28, Richfield Springs, NY 13315, 5 beds, 2 baths

$169,900

5 beds2 baths1,946 sq ft

7383 State Highway 28, Richfield Springs, NY 13315

Listing by Howard Hanna Capital Inc

Property at 272 Main St, Unadilla, NY 13849, 3 beds, 1.5 baths

$185,000

3 beds1.5 baths1,824 sq ft

272 Main St, Unadilla, NY 13849

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 43 Pleasant St, Sidney, NY 13838, 4 beds, 1.5 baths

$135,000

4 beds1.5 baths1,650 sq ft

43 Pleasant St, Sidney, NY 13838

Listing by Howard Hanna, (607) 563-1020

Property at 3175 County Highway 31, Cherry Valley, NY 13320, 3 beds, 2 baths

$2,699,990

3 beds2 baths2,808 sq ft

3175 County Highway 31, Cherry Valley, NY 13320

Listing by Four Seasons Sotheby's International Realty

Property at 21 & 27 Main St, Morris, NY 13808, 5 beds, 3.5 baths

$625,000

5 beds3.5 baths4,120 sq ft

21 & 27 Main St, Morris, NY 13808

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 205 Sullivan Rd, Mount Vision, NY 13810, 3 beds, 2 baths

$650,000

3 beds2 baths1,221 sq ft

205 Sullivan Rd, Mount Vision, NY 13810

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 114 Main St, Morris, NY 13808, 7 beds, 3.5 baths

$199,000

7 beds3.5 baths3,248 sq ft

114 Main St, Morris, NY 13808

Listing by Howard Hanna, (607) 433-1020

Property at 132 Lull Hill Rd, Laurens, NY 13796, 3 beds, 2 baths

$249,900

3 beds2 baths1,997 sq ft

132 Lull Hill Rd, Laurens, NY 13796

Listing by Benson Agency Real Estate LLC, (607) 432-4391

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Based on information submitted to the MLS GRID as of Wed Nov 26 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Homes with Basements for Sale in Otsego County

There are currently 148 homes with basements for sale in Otsego County at a median listing price of $259K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Otsego County stay on the market for 75 days. This map is refreshed with the newest listings in Otsego County every 15 minutes.

In the past month, 54 homes have been sold in Otsego County. In addition to houses in Otsego County, there were also 0 condos, 3 townhouses, and 22 multi-family units for sale in Otsego County last month. Find your dream home in Otsego County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Otsego County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Otsego County. If you're looking to sell your home in the Otsego County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Otsego County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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