OFF MARKET

Off market sep 2024 for $1.4M

$1,360,216

Est. refi paymentEst. refi $9,719/mo

•

1,489

sq ft

111 Stephen Rd, Aptos, CA 95003

About this home

Welcome to your dream home in Rio Del Mar, where coastal charm meets modern luxury. This beautifully updated 4-bedroom, 2-bathroom gem spans 1,489 sqft on a 1,830 sqft lot. The sun-drenched, open-concept living area features high ceilings and large windows that bring the outdoors in. The gourmet kitchen boasts high-end stainless steel appliances, granite countertops, and ample cabinetry. Two spacious primary bedrooms offer serene retreats, while two additional bedrooms provide flexibility. Step outside to your stunning, sun-filled deck - ideal for al fresco dining or relaxing in the California sunshine. Approx. 500 feet from Rio Del Mar Beach, this home offers easy access to serene morning walks, beachcombing, and breathtaking sunsets. Nearby Nicene Marks State Park provides miles of hiking and biking trails through lush redwood forests. The vibrant Rio Del Mar Esplanade and Aptos Village, with their array of restaurants, cafes, and shops, are close by. Enjoy fresh seafood, local cuisine, and charming boutiques. Top-rated schools, parks, and golf courses make it an ideal location for families and outdoor enthusiasts. Dont miss your chance to own a piece of paradise at 111 Stephen Rd, where every day feels like a vacation.

Single-familyProperty Type

1970Year Built

1,830 sq ftLot Size

$914Est. Price/Sq.Ft.

3 spacesParking

Listed by Matthew Horton •DRE #02143604 • Christie's International Real Estate Sereno

Bought with Chris Buchanan •DRE #02068778 • Intero Real Estate Services

Redfin checked: a minute ago

•Source:MLSListings #ML81975858

Redfin Estimate

$1,360,216

$107K since sold in September 2024$24K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 12% lower than the average sale price ($1.55M) of 5 comparable homes.

SOLD MAY 20, 2026
$1,250,000
A
4 beds2 baths1,486 sq ft
106 Winfield Way, Aptos, CA 95003
SOLD JUN 23, 2026
$1,610,000
B
4 beds2 baths1,629 sq ft
204 Highland Dr, Aptos, CA 95003
SOLD JUN 24, 2026
$1,300,000
C
3 beds2 baths1,502 sq ft
716 Seacliff Dr, Aptos, CA 95003
SOLD APR 13, 2026
$1,667,250
D
3 beds2 baths1,502 sq ft
118 Sea Terrace Way, Aptos, CA 95003
SOLD OCT 16, 2026
$1,900,000
E
4 beds2 baths1,919 sq ft
125 Dovewood Ln, Aptos, CA 95003

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Earn from this home

Refinance

Est. cash available

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Rent

$4,813/mo

Redfin rental estimate

List your home for rent

Market trends in 95003, CA

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

97.9%

+0.2% MoM

Median sale price

$1.3M

$8K MoM

Avg. days on market

34d

7 days MoM

Recently sold homes

11 MoM

New listings for sale

OPEN TODAY, 1PM TO 4PM
$1,095,000
3 beds2.5 baths1,362 sq ft
3058 Aptos Hill Ln, Aptos, CA 95003
OPEN TODAY, 1PM TO 4PM
$1,400,000
3 beds1.5 baths1,146 sq ft
621 Cliff Dr, Aptos, CA 95003
$1,495,000
7 beds5 baths4,028 sq ft
358 Sea Ridge Rd, Aptos, CA 95003
EARLY ACCESS
$2,495,000
3 beds4 baths2,860 sq ft
3160 Wallace Ave, Aptos, CA 95003
OPEN TODAY, 1PM TO 4PM
$1,449,000
3 beds2.5 baths1,688 sq ft
104 Vista Mar Ct, Aptos, CA 95003
OPEN TODAY, 12PM TO 2PM
$1,695,000
3 beds2 baths1,552 sq ft
207 Kingsbury Dr, Aptos, CA 95003
$1,995,000
4 beds3 baths2,664 sq ft
5075 Porter Gulch Rd, Aptos, CA 95003
OPEN TODAY, 1PM TO 3PM
$999,000
3 beds2 baths1,620 sq ft
506 Santa Marguarita Dr, Aptos, CA 95003
OPEN TODAY, 12PM TO 3PM
$1,250,000
3 beds3 baths1,497 sq ft
684 Bayview Dr, Aptos, CA 95003
3D & VIDEO TOUR
$3,350,000
3 beds3.5 baths3,888 sq ft
175 Charman Hill Rd, Aptos, CA 95003
See all

Provided by Redfin

Sale history for 111 Stephen Rd

Year

Property tax

Land + Additions

Assessment*

2025

$18,200 (+67.6%)

$1,122,638 + $374,213

$1,496,851

2024

$10,857 (+2.1%)

$657,097 + $219,032

$876,129

2023

$10,630 (+2.2%)

$657,097 + $219,032

$876,129

2022

$10,400 (+3.1%)

$644,212 + $214,737

$858,949

2021

$10,088 (+1.7%)

$631,581 + $210,527

$842,108

2020

$9,919 (+1.8%)

$619,197 + $206,399

$825,596

2019

$9,743 (+2.8%)

$612,848 + $204,283

$817,131

2018

$9,480 (+430.0%)

$600,831 + $200,277

$801,108

2017

$1,789 (+1.8%)

$21,338 + $53,646

$74,984

2016

$1,757 (+4.2%)

$21,338 + $53,646

$74,984

2015

$1,686 (+3.1%)

$20,920 + $52,594

$73,514

2014

$1,635

$20,202 + $50,789

$70,991

2013

$1,636 (+3.7%)

$20,202 + $50,789

$70,991

2012

$1,578 (+2.6%)

$20,111 + $50,559

$70,670

2011

$1,538 (+1.3%)

$19,717 + $49,568

$69,285

2010

$1,518 (+1.6%)

$19,330 + $48,596

$67,926

2009

$1,494 (+3.4%)

$19,186 + $48,233

$67,419

2008

$1,445

$19,232 + $48,348

$67,580

Tax history for 111 Stephen Rd

Year

Property tax

Land + Additions

Assessment*

2025

$18,200 (+67.6%)

$1,122,638 + $374,213

$1,496,851

2024

$10,857 (+2.1%)

$657,097 + $219,032

$876,129

2023

$10,630 (+2.2%)

$657,097 + $219,032

$876,129

2022

$10,400 (+3.1%)

$644,212 + $214,737

$858,949

2021

$10,088 (+1.7%)

$631,581 + $210,527

$842,108

2020

$9,919 (+1.8%)

$619,197 + $206,399

$825,596

2019

$9,743 (+2.8%)

$612,848 + $204,283

$817,131

2018

$9,480 (+430.0%)

$600,831 + $200,277

$801,108

2017

$1,789 (+1.8%)

$21,338 + $53,646

$74,984

2016

$1,757 (+4.2%)

$21,338 + $53,646

$74,984

2015

$1,686 (+3.1%)

$20,920 + $52,594

$73,514

2014

$1,635

$20,202 + $50,789

$70,991

2013

$1,636 (+3.7%)

$20,202 + $50,789

$70,991

2012

$1,578 (+2.6%)

$20,111 + $50,559

$70,670

2011

$1,538 (+1.3%)

$19,717 + $49,568

$69,285

2010

$1,518 (+1.6%)

$19,330 + $48,596

$67,926

2009

$1,494 (+3.4%)

$19,186 + $48,233

$67,419

2008

$1,445

$19,232 + $48,348

$67,580

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

1,830 Sq. Ft.

Year renovated

2015

Sq. Ft.

1,489

Year built

1970

Style

Single Family Residential

County

Santa Cruz County

APN

04214119

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 5, 2026.

Property details

Parking

Parking Information
# of Carport Spaces: 3
Has Carport: Yes
Parking Features: Carport, Off-Street Parking, On Street
Parking Features (Additional): Uncovered Parking

Interior

Bedroom Information
Bedroom Features: Reverse Floor Plan, Primary Bedroom on Ground Floor, More Than One Bedroom on Ground Floor, More Than One Primary Bedroom

Bathroom Information
# of Baths (Full): 2
Bathroom Features: Double Sinks, Granite, Shower and Tub, Stall Shower

Appliances
Oven Range, Refrigerator, Trash Compactor, Washer/Dryer

Dining Room Information
Dining Area in Living Room

Family Room Information
Separate Family Room

Flooring Information
Carpet, Stone, Vinyl/Linoleum

Interior Features
Interior Features: High Ceiling, Skylight(s), Open Beam Ceiling

Laundry Information
Laundry Features: Inside

Kitchen Information
Kitchen Features: Granite Countertop

Exterior

Building Information
Foundation Details: Slab
Roof: Composition, Flat

Stories
Stories: 2

Year Built
Year Built Details: 2

Property Information
Building Area Total (Sq. Ft.): 1,489
Direction Faces: Southwest

Financial

Financial Information
Buyer Financing: Cash

Utilities

Heating & Cooling
Heating: Wall Furnace

Utility Information
Gas: Public Utilities
Sewer: Public Sewer
Utilities: Public Utilities, Public Water
Water Source: Public

Location

School Information
Elementary School: Mar Vista Elementary
Elementary School District: Pajaro Valley Unified
High School: Aptos High
High School District: Pajaro Valley Unified
Middle/Junior High School: Aptos Junior High

Location Information
MLS Area: Rio Del Mar/Seascape
Street Name: Stephen
Street Number: 111

WalkScore Information
Walk Score: 63

Public facts

Beds: 4
Baths: 2.0
Sq. Ft.: 1,489
Stories: —
Lot Size: 1,830 square feet
Style: Single Family Residential
Year Built: 1970
Year Renovated: 2015
County: Santa Cruz County
APN: 04214119

Home facts updated by county records on Nov 5, 2026

Around this home

Schools

K - 12
Preschool & daycare

Mar Vista Elementary School

Public K-6 • Assigned • 1.3mi

6/10

Aptos Junior High School

Public 7-8 • Assigned • 1.3mi

5/10

Aptos High School

Public 9-12 • Assigned • 2.4mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

8/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 83° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

11 unhealthy days expected this year, 12 days in 30 years

Provided by First Street

Historical weather

Aptos, CA • 95003

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.29M – $1.57M

Sell confidently with a local market expert in Aptos. 3 minutes to get started.

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OPEN TODAY, 12PM TO 2PM3D WALKTHROUGH

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5075 Porter Gulch Rd, Aptos, CA 95003

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OPEN TODAY, 1PM TO 3PM

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Home values near 111 Stephen Rd

Data from public records.

Address	Redfin Estimate
119 Stephen Road, Aptos, CA 1 Beds \| 1 Baths \| 756 Sq. Ft.	$818,578
105 Stephen Road #1, Aptos, CA 4 Beds \| 4 Baths \| 2532 Sq. Ft.	—
116 Stephen Road, Aptos, CA 2 Beds \| 1 Baths \| 762 Sq. Ft.	$869,743
118 Stephen Road, Aptos, CA 2 Beds \| 2.5 Baths \| 1224 Sq. Ft.	$855,090
115 Stephen Road, Aptos, CA - Beds \| 6 Baths \| 4416 Sq. Ft.	—
111 Hainline Road, Aptos, CA 2 Beds \| 2 Baths \| 1300 Sq. Ft.	$1,266,071
100 Hainline Road, Aptos, CA 2 Beds \| 2 Baths \| 1580 Sq. Ft.	$1,195,963

Address	Redfin Estimate
109 Stephen Road, Aptos, CA 4 Beds \| 2 Baths \| 1489 Sq. Ft.	$1,151,624
113 Stephen Road, Aptos, CA 9 Beds \| - Baths \| 4416 Sq. Ft.	—
100 Stephen Road, Aptos, CA 3 Beds \| 2 Baths \| 1070 Sq. Ft.	$1,090,257
120 Stephen Road, Aptos, CA 3 Beds \| 2 Baths \| 1368 Sq. Ft.	$1,080,274
105 Stephen Road, Aptos, CA 4 Beds \| 4 Baths \| 2532 Sq. Ft.	$1,363,873
109 Hainline Road, Aptos, CA 2 Beds \| 1 Baths \| 924 Sq. Ft.	$898,446
108 Hainline Road, Aptos, CA 2 Beds \| 1 Baths \| 716 Sq. Ft.	$912,617

Address	Redfin Estimate
107 Stephen Road, Aptos, CA 4 Beds \| 2 Baths \| 1500 Sq. Ft.	$1,355,945
104 Stephen Road, Aptos, CA 2 Beds \| 2 Baths \| 1019 Sq. Ft.	$1,462,924
108 Stephen Road #1, Aptos, CA 5 Beds \| 3.5 Baths \| 2112 Sq. Ft.	—
118 Stephen Road #118, Aptos, CA 2 Beds \| 2.5 Baths \| 1224 Sq. Ft.	$838,613
113 Hainline Road, Aptos, CA 4 Beds \| 2 Baths \| 1489 Sq. Ft.	$1,155,744
115 Hainline Road, Aptos, CA 3 Beds \| 2 Baths \| 1174 Sq. Ft.	$1,073,946
110 Hainline Road, Aptos, CA 4 Beds \| 2 Baths \| 1486 Sq. Ft.	$1,003,313

Property information provided by MLSListings when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95003, CA

Sale history for 111 Stephen Rd

Tax history for 111 Stephen Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95003

Home values near 111 Stephen Rd

More real estate resources