OFF MARKET

Off Market May 2024 for $1M

$1,054,872

Est. refi paymentEst. refi $3,835/mo

•

1,368

sq ft

120 Stephen Rd, Aptos, CA 95003

About this home

Price improvement for this exceptionally refurbished and refinished beach home a block and a half to the beach. No details missed inside and out with kitchen, baths, flooring, doors, windows, decks, fencing, landscaping, and patios meticulously updated over time. Full ocean views from roof top crows nest. Finest attention to every detail from top to bottom and a few short steps to the beach and nearby restaurants, shopping, and Aptos Village from this ideal beach location. All furniture may be included in sales price.

TownhomeProperty Type

1982Year Built

1,133 sq ftLot Size

$771Est. Price/Sq.Ft.

1 car garageParking

Listed by Mike Morgan •DRE #01138930 • Coldwell Banker Realty

Contact: 831-419-1225

Bought with Kristen Valenza •DRE #02138153 • eXp Realty of California Inc

Redfin checked: a few seconds ago

•Source:MLSListings #ML81961606

Redfin Estimate

$1,054,872

$128 since sold in May 2024$29K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 18.6% lower than the average sale price ($1.30M) of 5 comparable homes.

SOLD AUG 12, 2026
$1,120,000
A
2 beds2 baths1,300 sq ft
273 Rio Del Mar Blvd, Aptos, CA 95003
SOLD MAY 20, 2026
$1,250,000
B
4 beds2 baths1,486 sq ft
106 Winfield Way, Aptos, CA 95003
SOLD APR 13, 2026
$1,667,250
C
3 beds2 baths1,502 sq ft
118 Sea Terrace Way, Aptos, CA 95003
SOLD JAN 9, 2026
$1,250,000
D
3 beds2 baths1,598 sq ft
208 Spreckels Dr, Aptos, CA 95003
SOLD AUG 25, 2026
$1,195,000
E
3 beds2.5 baths1,449 sq ft
130 Carrera Cir, Aptos, CA 95003

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Earn from this home

Refinance

Est. cash available

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Rent

$3,766/mo

Redfin rental estimate

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Market trends in 95003, CA

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.0%

0.2% MoM

Median sale price

$1.2M

$278 MoM

Avg. days on market

24d

0 days MoM

Recently sold homes

2 MoM

New listings for sale

EARLY ACCESS
$1,000,000
3 beds2 baths1,120 sq ft
3355 Merrill Rd, Aptos, CA 95003
OPEN SAT, 1PM TO 4PM
$1,450,000
4 beds2 baths1,430 sq ft
151 Siesta Dr, Aptos, CA 95003
OPEN SAT, 2:30PM TO 4:30PM
$1,850,000
3 beds2 baths1,552 sq ft
207 Kingsbury Dr, Aptos, CA 95003
OPEN SAT, 1PM TO 4PM
$1,475,000
3 beds2 baths1,500 sq ft
391 Danube Dr, Aptos, CA 95003
$1,100,000
3 beds2.5 baths1,785 sq ft
3360 Aptos Rancho Rd, Aptos, CA 95003
$625,000
1 bed1 bath480 sq ft
302 Seascape Resort Dr, Aptos, CA 95003
VIDEO TOUR
$6,995,000
3 beds2.5 baths3,027 sq ft
102 Long Leaf Ln, Aptos, CA 95003
$2,595,000
4 beds2.5 baths3,949 sq ft
Undisclosed address, Aptos, CA 95003
OPEN SAT, 12PM TO 4PM
$989,000
2 beds1 bath772 sq ft
523 Maple St, Aptos, CA 95003
3D WALKTHROUGH
$1,999,000
4 beds3 baths2,264 sq ft
225 Florence Dr, Aptos, CA 95003
See all

Provided by Redfin

Sale history for 120 Stephen Rd

Date

Event

Price

MLSListings #ML81961606

May 28, 2024

Sold

$1,055,000

$771/sq ft

May 22, 2024

Pending

—

May 18, 2024

Contingent

—

May 9, 2024

Price Changed

$1,095,000

$800/sq ft

Apr 16, 2024

Listed

$1,185,000

$866/sq ft

Public Records

May 22, 2015

Sold

$591,000

$432/sq ft

MLSListings #ML81457656

May 21, 2015

Pending

—

Apr 18, 2015

Contingent

—

Apr 18, 2015

Sold

$591,000

$432/sq ft

Mar 31, 2015

Price Changed

$599,000

$438/sq ft

Mar 31, 2015

Listed

$620,000

$453/sq ft

Public Records

Apr 10, 1998

Sold

$189,000

$138/sq ft

Public Records

Oct 21, 1988

Sold

$43,000

$31/sq ft

Public Records

Oct 30, 1981

Sold

$154,000

$113/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$13,606 (+55.7%)

$807,075 + $269,025

$1,076,100

2024

$8,741 (+2.2%)

$522,275 + $178,794

$701,069

2023

$8,555 (+2.1%)

$522,275 + $178,794

$701,069

2022

$8,379 (+2.6%)

$512,034 + $175,289

$687,323

2021

$8,166 (+1.7%)

$501,994 + $171,851

$673,845

2020

$8,027 (+2.4%)

$492,151 + $168,482

$660,633

2019

$7,839 (+2.8%)

$487,105 + $166,754

$653,859

2018

$7,627 (+0.9%)

$477,554 + $159,185

$636,739

2017

$7,556 (+2.8%)

$459,010 + $153,003

$612,013

2016

$7,349 (+106.1%)

$459,010 + $153,003

$612,013

2015

$3,565 (+2.6%)

$450,010 + $150,003

$600,013

2014

$3,476 (−0.1%)

$123,744 + $125,698

$249,442

2013

$3,480 (+4.6%)

$123,744 + $125,698

$249,442

2012

$3,325 (+2.4%)

$123,185 + $125,130

$248,315

2011

$3,247 (+1.6%)

$120,770 + $122,676

$243,446

2010

$3,194 (+0.4%)

$118,402 + $120,271

$238,673

2009

$3,182 (+2.9%)

$117,517 + $119,372

$236,889

2008

$3,093

$117,796 + $119,656

$237,452

Tax history for 120 Stephen Rd

Year

Property tax

Land + Additions

Assessment*

2025

$13,606 (+55.7%)

$807,075 + $269,025

$1,076,100

2024

$8,741 (+2.2%)

$522,275 + $178,794

$701,069

2023

$8,555 (+2.1%)

$522,275 + $178,794

$701,069

2022

$8,379 (+2.6%)

$512,034 + $175,289

$687,323

2021

$8,166 (+1.7%)

$501,994 + $171,851

$673,845

2020

$8,027 (+2.4%)

$492,151 + $168,482

$660,633

2019

$7,839 (+2.8%)

$487,105 + $166,754

$653,859

2018

$7,627 (+0.9%)

$477,554 + $159,185

$636,739

2017

$7,556 (+2.8%)

$459,010 + $153,003

$612,013

2016

$7,349 (+106.1%)

$459,010 + $153,003

$612,013

2015

$3,565 (+2.6%)

$450,010 + $150,003

$600,013

2014

$3,476 (−0.1%)

$123,744 + $125,698

$249,442

2013

$3,480 (+4.6%)

$123,744 + $125,698

$249,442

2012

$3,325 (+2.4%)

$123,185 + $125,130

$248,315

2011

$3,247 (+1.6%)

$120,770 + $122,676

$243,446

2010

$3,194 (+0.4%)

$118,402 + $120,271

$238,673

2009

$3,182 (+2.9%)

$117,517 + $119,372

$236,889

2008

$3,093

$117,796 + $119,656

$237,452

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

1,133 Sq. Ft.

Year renovated

2019

Sq. Ft.

1,368

Year built

1982

Style

Townhouse

County

Santa Cruz County

APN

04214247

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

Property details

Parking

Parking Information
Garage (Minimum): 1
Garage (Maximum): 1
Parking Description: Attached Garage
Garage Spaces: 1

Interior

Virtual Tour

Bedroom Information
# of Bedrooms (Minimum): 3
# of Bedrooms (Maximum): 3
Bedrooms: Ground Floor Bedroom, More than One Bedroom on Ground Floor, Reverse Floor Plan

Bathroom Information
# of Baths (Full): 2
Bathroom Description: Full on Ground Floor, Primary (Stall Shower(s)), Shower Over Tub, Stone, Tile, Tub, Updated Bath(s)

Room Information
Dining Room Description: Dining Area in Living Room
Kitchen Description: Countertop (Stone), Dishwasher, Garbage Disposal, Hood Over Range, Oven (Self Cleaning), Oven Range (Electric), Refrigerator(s)

Interior Features
Laundry: In Garage, Washer/Dryer
Flooring: Tile, Vinyl/Linoleum, Wood

Fireplace Information
Has Fireplace
Fireplace Description: Gas-Burning, Insert, In Living Room
Fireplaces (Minimum): 1

Heating & Cooling Information
Heating: Electric, Fireplace, Gas, Individual Room Controls

Exterior

Exterior Features
View: Bay, Mountains, Ocean
Fencing: Fenced Back, Gate, Wood
Roof: Composition, Elastomeric
Yard/Grounds: Backyard, Balcony/Patio, Deck, Fenced, Low Maintenance

Building Information
Style: Contemporary
Subclass: Townhouse
Construction Type: Wood
Concrete Slab

Property Features
Amenities: High Ceiling, Vaulted Ceiling
Living Sq. Ft.: 1,368

Property Information
Ownership Type: Common Interest Development
Property Faces: Southeast
Property Primary ID: 473985

Lot Information
Lot Acres: 0.026
Lot Description: Grade (Mostly Level)
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Assessor
Zoning: RM-3

Utilities

Utility Information
Energy Features: Double Pane Windows, Energy Star Appliances, Low Flow Shower, Low Flow Toilet, Tankless Water Heater, Walls Insulated
Sewer Septic: Sewer (Public)
Utilities: Public Utilities

Water Information
Water: Public

Location

Unit Information
Unit Description: End Unit

Multi-Unit Information
# of Units in Building (Minimum): 7
# of Units in Building (Maximum): 7

HOA Information
Has HOA
Fees Include: Insurance (Common Area), Insurance (Homeowners), Insurance (Liability), Insurance (Structure), Landscaping/Gardening, Maintenance (Common Area), Maintenance (Exterior), Maintenance (Road), Management Fee, Reserves, Roof
HOA Documents: Articles of Incorporation, Budget, Bylaws, CC&RS, Financial Statement, Minutes, Reserve Study, Rules & Regulations
HOA Fee: $250
HOA Fee Frequency: Monthly
HOA Name: Del Mar Townhome Association

School Information
Elementary School District: Pajaro Valley Unified
High School District: Pajaro Valley Unified

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,368
Stories: —
Lot Size: 1,133 square feet
Style: Townhouse
Year Built: 1982
Year Renovated: 2019
County: Santa Cruz County
APN: 04214247

Home facts updated by county records on Jul 10, 2026

Other

Miscellaneous Information
Incorporated: Yes

Around this home

Schools

Mar Vista Elementary School

Public K-6 • Assigned • 1.3mi

6/10

Aptos Junior High School

Public 7-8 • Assigned • 1.3mi

5/10

Aptos High School

Public 9-12 • Assigned • 2.4mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

6/10 Flood Factor

Estimated 70-78% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 83° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

11 unhealthy days expected this year, 12 days in 30 years

Provided by First Street

Historical weather

Aptos, CA • 95003

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.00M – $1.21M

Sell confidently with a local market expert in Aptos. 3 minutes to get started.

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Home values near 120 Stephen Rd

Data from public records.

Address	Redfin Estimate
119 Stephen Road, Aptos, CA 1 Beds \| 1 Baths \| 756 Sq. Ft.	$867,645
113 Stephen Road, Aptos, CA 9 Beds \| - Baths \| 4416 Sq. Ft.	—

Address	Redfin Estimate
111 Stephen Road, Aptos, CA 4 Beds \| 2 Baths \| 1489 Sq. Ft.	$1,380,855
116 Stephen Road, Aptos, CA 2 Beds \| 1 Baths \| 762 Sq. Ft.	$908,434

Address	Redfin Estimate
109 Stephen Road, Aptos, CA 4 Beds \| 2 Baths \| 1489 Sq. Ft.	$1,236,344
108 Stephen Road Unit 1, Aptos, CA 5 Beds \| 3.5 Baths \| 2112 Sq. Ft.	$1,086,182

Property information provided by MLSListings when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95003, CA

Sale history for 120 Stephen Rd

Tax history for 120 Stephen Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95003

Home values near 120 Stephen Rd

More real estate resources