OFF MARKET

Off Market Oct 2024 for $1M

$1,094,637

Est. refi paymentEst. refi $7,050/mo

•

1,274

sq ft

124 Stephen Rd, Aptos, CA 95003

About this home

Steps to the beach, enjoy this beautifully updated home in Rio del Mar. Park the car and walk to the ever popular Pixie Deli and the recently opened Venus restaurant and coffee shop. Experience spectacular sunsets while dining on the roof top oceanview deck. Updated kitchen has stone counters and stainless steel appliances. There are lovely newer wood floors in kitchen and living room. High ceilings with open beams and newer windows bring in great light. .Deck off living room is great for entertaining and provides oceanviews. Two bedrooms and bath are at ground level and there is access off one bedroom to downstairs patio. The large primary bedroom with window seat feature and large mirrored closet is on the second level adjacent to living area. This home is turn key and can be delivered furnished. Unit parking is single car garage only & provides room for storage. Several visitor parking spaces for guests. This home has been a vacation rental in the past and has been a popular choice for visitors to the area. HOA fees are low and it is self managed. From the redwoods of Nisene Marks for hiking and cycling and quaint Aptos village shops, restaurants and gourmet market to Rio del Mar Beach there are many choices within reach. It is a lifestyle choice and it can be yours.

TownhomeProperty Type

1981Year Built

1,089 sq ftLot Size

$859Est. Price/Sq.Ft.

1 car garageParking

Listed by Vicki Malandra •DRE #00548915 • David Lyng Real Estate

Contact: 831-818-2337

Bought with Scott Cheney •DRE #00902643 • Bailey Properties

Redfin checked: a minute ago

•Source:MLSListings #ML81978439

Redfin Estimate

$1,094,637

$8,137 since sold in October 2024$19K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 11.2% higher than the average sale price ($984K) of 5 comparable homes.

SOLD JAN 9, 2026
$979,000
A
3 beds2.5 baths1,606 sq ft
355 Village Creek Rd, Aptos, CA 95003
SOLD JUL 31, 2026
$946,800
B
3 beds2 baths1,233 sq ft
297 Perch Way, Aptos, CA 95003
SOLD AUG 12, 2026
$1,120,000
C
2 beds2 baths1,300 sq ft
273 Rio Del Mar Blvd, Aptos, CA 95003
SOLD OCT 21, 2025
$1,050,000
D
3 beds2 baths1,328 sq ft
297 Bonefish Ct, Aptos, CA 95003
SOLD AUG 18, 2026
$825,000
E
2 beds2 baths1,230 sq ft
6250 Cabot Ct, Aptos, CA 95003

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Earn from this home

Refinance

Est. cash available

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Rent

$3,569/mo

Redfin rental estimate

List your home for rent

Market trends in 95003, CA

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.3%

0.0% MoM

Median sale price

$1.3M

$25K MoM

Avg. days on market

24d

1 days MoM

Recently sold homes

16 MoM

New listings for sale

NEW 16 HRS AGO
$1,850,000
3 beds2 baths1,552 sq ft
207 Kingsbury Dr, Aptos, CA 95003
OPEN SAT, 1PM TO 4PM
$1,475,000
3 beds2 baths1,500 sq ft
391 Danube Dr, Aptos, CA 95003
NEW 23 HRS AGO
$1,100,000
3 beds2.5 baths1,785 sq ft
3360 Aptos Rancho Rd, Aptos, CA 95003
$625,000
1 bed1 bath480 sq ft
302 Seascape Resort Dr, Aptos, CA 95003
VIDEO TOUR
$6,995,000
3 beds2.5 baths3,027 sq ft
102 Long Leaf Ln, Aptos, CA 95003
$2,595,000
4 beds2.5 baths3,949 sq ft
Undisclosed address, Aptos, CA 95003
$989,000
2 beds1 bath772 sq ft
523 Maple St, Aptos, CA 95003
3D WALKTHROUGH
$1,999,000
4 beds3 baths2,264 sq ft
225 Florence Dr, Aptos, CA 95003
$1,770,000
2 beds2.5 baths2,601 sq ft
Aptos, CA 95003
3D & VIDEO TOUR
$1,895,000
4 beds2.5 baths2,182 sq ft
7101 Viewpoint Rd, Aptos, CA 95003
See all

Provided by Redfin

Sale history for 124 Stephen Rd

Year

Property tax

Land + Additions

Assessment*

2025

$13,837 (+151.5%)

$760,550 + $325,950

$1,086,500

2024

$5,502 (+2.5%)

$239,517 + $143,709

$383,226

2023

$5,366 (+2.5%)

$239,517 + $143,709

$383,226

2022

$5,233 (+4.4%)

$234,820 + $140,891

$375,711

2021

$5,011 (+1.8%)

$230,216 + $138,129

$368,345

2020

$4,921 (+1.8%)

$225,702 + $135,420

$361,122

2019

$4,835 (+2.8%)

$223,388 + $134,032

$357,420

2018

$4,702 (+1.0%)

$219,007 + $131,404

$350,411

2017

$4,654 (+2.8%)

$210,504 + $126,300

$336,804

2016

$4,526 (+1.6%)

$210,504 + $126,300

$336,804

2015

$4,455 (+2.4%)

$206,376 + $123,824

$330,200

2014

$4,349 (−0.2%)

$199,294 + $119,575

$318,869

2013

$4,357 (+4.7%)

$199,294 + $119,575

$318,869

2012

$4,161 (+2.3%)

$198,393 + $119,035

$317,428

2011

$4,066 (+1.5%)

$194,503 + $116,701

$311,204

2010

$4,004 (+0.3%)

$190,689 + $114,413

$305,102

2009

$3,993 (+2.8%)

$189,264 + $113,558

$302,822

2008

$3,886

$189,714 + $113,828

$303,542

Tax history for 124 Stephen Rd

Year

Property tax

Land + Additions

Assessment*

2025

$13,837 (+151.5%)

$760,550 + $325,950

$1,086,500

2024

$5,502 (+2.5%)

$239,517 + $143,709

$383,226

2023

$5,366 (+2.5%)

$239,517 + $143,709

$383,226

2022

$5,233 (+4.4%)

$234,820 + $140,891

$375,711

2021

$5,011 (+1.8%)

$230,216 + $138,129

$368,345

2020

$4,921 (+1.8%)

$225,702 + $135,420

$361,122

2019

$4,835 (+2.8%)

$223,388 + $134,032

$357,420

2018

$4,702 (+1.0%)

$219,007 + $131,404

$350,411

2017

$4,654 (+2.8%)

$210,504 + $126,300

$336,804

2016

$4,526 (+1.6%)

$210,504 + $126,300

$336,804

2015

$4,455 (+2.4%)

$206,376 + $123,824

$330,200

2014

$4,349 (−0.2%)

$199,294 + $119,575

$318,869

2013

$4,357 (+4.7%)

$199,294 + $119,575

$318,869

2012

$4,161 (+2.3%)

$198,393 + $119,035

$317,428

2011

$4,066 (+1.5%)

$194,503 + $116,701

$311,204

2010

$4,004 (+0.3%)

$190,689 + $114,413

$305,102

2009

$3,993 (+2.8%)

$189,264 + $113,558

$302,822

2008

$3,886

$189,714 + $113,828

$303,542

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

1,089 Sq. Ft.

Year renovated

1981

Sq. Ft.

1,190

Year built

1981

Style

Townhouse

County

Santa Cruz County

APN

04214244

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

Property details

Parking

Parking Information
Garage (Minimum): 1
Garage (Maximum): 1
Parking Description: Attached Garage, Guest/Visitor Parking, On Street
Garage Spaces: 1

Interior

Virtual Tour

Bedroom Information
# of Bedrooms (Minimum): 3
# of Bedrooms (Maximum): 3
Bedrooms: Ground Floor Bedroom, More than One Bedroom on Ground Floor, Reverse Floor Plan

Bathroom Information
# of Baths (Full): 2
Bathroom Description: Shower Over Tub, Skylight, Stall Shower, Tile, Updated Bath(s)

Room Information
Dining Room Description: Breakfast Bar, Dining "L", Dining Area in Living Room
Kitchen Description: Countertop (Stone), Dishwasher, Garbage Disposal, Microwave, Oven Range, Oven Range (Electric), Refrigerator(s)

Interior Features
Laundry: In Garage, Washer/Dryer
Flooring: Carpet, Tile, Wood

Fireplace Information
Has Fireplace
Fireplace Description: Gas Starter, In Living Room, Wood-Burning
Fireplaces (Minimum): 1

Heating & Cooling Information
Heating: Central Forced Air (Gas)

Exterior

Exterior Features
View: Ocean
Fencing: Fenced Back
Roof: Composition
Yard/Grounds: Balcony/Patio, Barbecue Area, Deck

Building Information
Style: Contemporary
Subclass: Townhouse
Construction Type: Stucco, Wood Frame
Concrete Slab

Property Features
Amenities: Bay Window, High Ceiling, Open Beam Ceiling, Skylight(s)
Communication: Cable TV
Living Sq. Ft.: 1,274

Property Information
Ownership Type: Planned Unit Development
Property Primary ID: 717681

Lot Information
Lot Acres: 0.025
Lot Description: Grade (Level), Views
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Other (See Remarks)
Zoning: PUD

Financial

Tax/Assessment Information
City Transfer Tax: No

Utilities

Utility Information
Sewer Septic: Sewer Connected
Utilities: Public Utilities

Water Information
Water: Public

Location

Multi-Unit Information
# of Stories: 3
# of Units in Building (Minimum): 7
# of Units in Building (Maximum): 7

HOA Information
Has HOA
Fees Include: Garbage, Insurance (Common Area), Maintenance (Common Area), Roof
HOA Documents: Articles of Incorporation, CC&RS, Minutes
HOA Fee: $250
HOA Fee Frequency: Monthly
HOA Name: Del Mar Townhome Association

School Information
Elementary School: Mar Vista Elementary
Elementary School District: Pajaro Valley Unified
Middle School: Aptos Junior High
High School: Aptos High
High School District: Pajaro Valley Unified

Location Information
Directions: South on Highway One to Rio del Mar exit. Exit. right and follow to the ocean. At round about turn right and in 2 blocks turn left.

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,190
Stories: —
Lot Size: 1,089 square feet
Style: Townhouse
Year Built: 1981
Year Renovated: 1981
County: Santa Cruz County
APN: 04214244

Home facts updated by county records on Jul 10, 2026

Other

Miscellaneous Information
Incorporated: No

Around this home

Schools

Mar Vista Elementary School

Public K-6 • Assigned • 1.3mi

6/10

Aptos Junior High School

Public 7-8 • Assigned • 1.3mi

5/10

Aptos High School

Public 9-12 • Assigned • 2.4mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

5/10 Flood Factor

Estimated 19-29% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 83° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

11 unhealthy days expected this year, 12 days in 30 years

Provided by First Street

Historical weather

Aptos, CA • 95003

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.04M – $1.26M

Sell confidently with a local market expert in Aptos. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 95003

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NEW 23 HRS AGO

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Home values near 124 Stephen Rd

Data from public records.

Address	Redfin Estimate
119 Stephen Road, Aptos, CA 1 Beds \| 1 Baths \| 756 Sq. Ft.	$855,453
126 Stephen Road, Aptos, CA 3 Beds \| 2 Baths \| 1252 Sq. Ft.	$874,464

Address	Redfin Estimate
113 Stephen Road, Aptos, CA 9 Beds \| - Baths \| 4416 Sq. Ft.	—
122 Stephen Road, Aptos, CA 2 Beds \| 2.5 Baths \| 1224 Sq. Ft.	$957,653

Address	Redfin Estimate
116 Stephen Road, Aptos, CA 2 Beds \| 1 Baths \| 762 Sq. Ft.	$915,752
118 Stephen Road, Aptos, CA 2 Beds \| 2.5 Baths \| 1224 Sq. Ft.	$801,928

Property information provided by MLSListings when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95003, CA

Sale history for 124 Stephen Rd

Tax history for 124 Stephen Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95003

Home values near 124 Stephen Rd

More real estate resources