OFF MARKET

Off market oct 2024 for $1M

$1,099,367

Est. refi paymentEst. refi $7,196/mo

•

1,274

sq ft

124 Stephen Rd, Aptos, CA 95003

About this home

Steps to the beach, enjoy this beautifully updated home in Rio del Mar. Park the car and walk to the ever popular Pixie Deli and the recently opened Venus restaurant and coffee shop. Experience spectacular sunsets while dining on the roof top oceanview deck. Updated kitchen has stone counters and stainless steel appliances. There are lovely newer wood floors in kitchen and living room. High ceilings with open beams and newer windows bring in great light. .Deck off living room is great for entertaining and provides oceanviews. Two bedrooms and bath are at ground level and there is access off one bedroom to downstairs patio. The large primary bedroom with window seat feature and large mirrored closet is on the second level adjacent to living area. This home is turn key and can be delivered furnished. Unit parking is single car garage only & provides room for storage. Several visitor parking spaces for guests. This home has been a vacation rental in the past and has been a popular choice for visitors to the area. HOA fees are low and it is self managed. From the redwoods of Nisene Marks for hiking and cycling and quaint Aptos village shops, restaurants and gourmet market to Rio del Mar Beach there are many choices within reach. It is a lifestyle choice and it can be yours.

TownhomeProperty Type

1981Year Built

1,089 sq ftLot Size

$863Est. Price/Sq.Ft.

1 car garageParking

Listed by Vicki Malandra •DRE #00548915 • David Lyng Real Estate

Bought with Scott Cheney •DRE #00902643 • Bailey Properties

Redfin checked: a minute ago

•Source:MLSListings #ML81978439

Redfin Estimate

$1,099,367

$13K since sold in October 2024$16K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.2% lower than the average sale price ($1.14M) of 5 comparable homes.

SOLD JUL 31, 2026
$946,800
A
3 beds2 baths1,233 sq ft
297 Perch Way, Aptos, CA 95003
SOLD AUG 12, 2026
$1,120,000
B
2 beds2 baths1,300 sq ft
273 Rio Del Mar Blvd, Aptos, CA 95003
SOLD SEP 15, 2026
$1,900,000
C
3 beds2 baths1,732 sq ft
149 Coates Dr, Aptos, CA 95003
SOLD AUG 18, 2026
$825,000
D
2 beds2 baths1,230 sq ft
6250 Cabot Ct, Aptos, CA 95003
SOLD OCT 13, 2026
$885,000
E
2 beds2 baths1,385 sq ft
2907 Crocker Ct, Aptos, CA 95003

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Earn from this home

Refinance

Est. cash available

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Rent

$3,600/mo

Redfin rental estimate

List your home for rent

Market trends in 95003, CA

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

97.9%

+0.2% MoM

Median sale price

$1.3M

$8K MoM

Avg. days on market

34d

7 days MoM

Recently sold homes

11 MoM

New listings for sale

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3058 Aptos Hill Ln, Aptos, CA 95003
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$1,400,000
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621 Cliff Dr, Aptos, CA 95003
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OPEN TODAY, 1PM TO 4PM
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$1,995,000
4 beds3 baths2,664 sq ft
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OPEN TODAY, 1PM TO 3PM
$999,000
3 beds2 baths1,620 sq ft
506 Santa Marguarita Dr, Aptos, CA 95003
OPEN TODAY, 12PM TO 3PM
$1,250,000
3 beds3 baths1,497 sq ft
684 Bayview Dr, Aptos, CA 95003
3D & VIDEO TOUR
$3,350,000
3 beds3.5 baths3,888 sq ft
175 Charman Hill Rd, Aptos, CA 95003
See all

Provided by Redfin

Sale history for 124 Stephen Rd

Date

Event

Price

MLSListings #ML81978439

Oct 17, 2024

Sold

$1,086,500

$853/sq ft

Oct 8, 2024

Pending

—

Sep 11, 2024

Contingent

—

Aug 29, 2024

Listed

$1,150,000

$903/sq ft

Aug 29, 2024

Listed

Public Records

Jul 2, 1996

Sold

$250,000

$196/sq ft

Public Records

Aug 24, 1988

Sold

$38,000

$30/sq ft

Public Records

Jun 30, 1987

Sold

$155,000

$122/sq ft

Public Records

Oct 30, 1981

Sold

$168,000

$132/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$13,837 (+151.5%)

$775,761 + $332,469

$1,108,230

2024

$5,502 (+2.5%)

$239,517 + $143,709

$383,226

2023

$5,366 (+2.5%)

$239,517 + $143,709

$383,226

2022

$5,233 (+4.4%)

$234,820 + $140,891

$375,711

2021

$5,011 (+1.8%)

$230,216 + $138,129

$368,345

2020

$4,921 (+1.8%)

$225,702 + $135,420

$361,122

2019

$4,835 (+2.8%)

$223,388 + $134,032

$357,420

2018

$4,702 (+1.0%)

$219,007 + $131,404

$350,411

2017

$4,654 (+2.8%)

$210,504 + $126,300

$336,804

2016

$4,526 (+1.6%)

$210,504 + $126,300

$336,804

2015

$4,455 (+2.4%)

$206,376 + $123,824

$330,200

2014

$4,349 (−0.2%)

$199,294 + $119,575

$318,869

2013

$4,357 (+4.7%)

$199,294 + $119,575

$318,869

2012

$4,161 (+2.3%)

$198,393 + $119,035

$317,428

2011

$4,066 (+1.5%)

$194,503 + $116,701

$311,204

2010

$4,004 (+0.3%)

$190,689 + $114,413

$305,102

2009

$3,993 (+2.8%)

$189,264 + $113,558

$302,822

2008

$3,886

$189,714 + $113,828

$303,542

Tax history for 124 Stephen Rd

Year

Property tax

Land + Additions

Assessment*

2025

$13,837 (+151.5%)

$775,761 + $332,469

$1,108,230

2024

$5,502 (+2.5%)

$239,517 + $143,709

$383,226

2023

$5,366 (+2.5%)

$239,517 + $143,709

$383,226

2022

$5,233 (+4.4%)

$234,820 + $140,891

$375,711

2021

$5,011 (+1.8%)

$230,216 + $138,129

$368,345

2020

$4,921 (+1.8%)

$225,702 + $135,420

$361,122

2019

$4,835 (+2.8%)

$223,388 + $134,032

$357,420

2018

$4,702 (+1.0%)

$219,007 + $131,404

$350,411

2017

$4,654 (+2.8%)

$210,504 + $126,300

$336,804

2016

$4,526 (+1.6%)

$210,504 + $126,300

$336,804

2015

$4,455 (+2.4%)

$206,376 + $123,824

$330,200

2014

$4,349 (−0.2%)

$199,294 + $119,575

$318,869

2013

$4,357 (+4.7%)

$199,294 + $119,575

$318,869

2012

$4,161 (+2.3%)

$198,393 + $119,035

$317,428

2011

$4,066 (+1.5%)

$194,503 + $116,701

$311,204

2010

$4,004 (+0.3%)

$190,689 + $114,413

$305,102

2009

$3,993 (+2.8%)

$189,264 + $113,558

$302,822

2008

$3,886

$189,714 + $113,828

$303,542

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

1,089 Sq. Ft.

Year renovated

1981

Sq. Ft.

1,190

Year built

1981

Style

Townhouse

County

Santa Cruz County

APN

04214244

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 5, 2026.

Property details

Parking

Garage Information
# of Garage Spaces: 1
Has Attached Garage: Yes

Parking Information
Has Garage: Yes
Parking Features: Attached Garage, Guest/Visitor Parking, On Street

Interior

Virtual Tour

Bedroom Information
Bedroom Features: Ground Floor Bedroom, Reverse Floor Plan, More Than One Bedroom on Ground Floor

Bathroom Information
# of Baths (Full): 2
Bathroom Features: Shower over Tub (1), Skylight, Stall Shower, Tile, Updated Bath(s)

Appliances
Dishwasher, Garbage Disposal, Microwave, Oven Range, Electric Oven Range, Refrigerator, Washer/Dryer

Dining Room Information
Breakfast Bar, Dining "L", Dining Area in Living Room

Family Room Information
No Family Room

Fireplace Information
# of Fireplaces: 1
Fireplace Features: Gas Starter, Living Room, Wood Burning

Flooring Information
Carpet, Tile, Wood

Interior Features
Interior Features: High Ceiling, Skylight(s), Open Beam Ceiling

Laundry Information
Laundry Features: In Garage

Kitchen Information
Kitchen Features: Stone Countertop

Exterior

Building Information
# of Buildings: 7
Foundation Details: Slab
Roof: Composition

Exterior Features
Fencing: Fenced Back
Patio & Porch Features: Balcony/Patio, Barbecue Area, Deck

Stories
Stories: 3

Style
Architectural Style: Contemporary

Year Built
Year Built Details: 6

Lot Information
Lot Features: Level (Grade)

Property Information
Building Area Total (Sq. Ft.): 1,274
Ownership Type: Planned Unit Development

View
View: Ocean

Financial

Financial Information
Buyer Financing: Conventional

Utilities

Heating & Cooling
Heating: Central Forced Air (Gas)

Utility Information
Gas: Public Utilities
Telephone Services: Cable TV
Utilities: Public Utilities, Public Water
Water Source: Public

Location

HOA Information
Association Fee: $250
Association Fee Frequency: Monthly
Association Name: Del Mar Townhome Association
Has Association: Yes

School Information
Elementary School: Mar Vista Elementary
Elementary School District: Pajaro Valley Unified
High School: Aptos High
High School District: Pajaro Valley Unified
Middle/Junior High School: Aptos Junior High

Location Information
MLS Area: Rio Del Mar/Seascape
Street Name: Stephen
Street Number: 124

WalkScore Information
Walk Score: 63

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,190
Stories: —
Lot Size: 1,089 square feet
Style: Townhouse
Year Built: 1981
Year Renovated: 1981
County: Santa Cruz County
APN: 04214244

Home facts updated by county records on Nov 5, 2026

Around this home

Schools

K - 12
Preschool & daycare

Mar Vista Elementary School

Public K-6 • Assigned • 1.3mi

6/10

Aptos Junior High School

Public 7-8 • Assigned • 1.3mi

5/10

Aptos High School

Public 9-12 • Assigned • 2.4mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

5/10 Flood Factor

Estimated 19-29% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 83° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

11 unhealthy days expected this year, 12 days in 30 years

Provided by First Street

Historical weather

Aptos, CA • 95003

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.05M – $1.26M

Sell confidently with a local market expert in Aptos. 3 minutes to get started.

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Home values near 124 Stephen Rd

Data from public records.

Address	Redfin Estimate
119 Stephen Road, Aptos, CA 1 Beds \| 1 Baths \| 756 Sq. Ft.	$818,578
126 Stephen Road, Aptos, CA 3 Beds \| 2 Baths \| 1252 Sq. Ft.	$878,387
120 Stephen Road, Aptos, CA 3 Beds \| 2 Baths \| 1368 Sq. Ft.	$1,080,274
122 Stephen Road Unit 122, Aptos, CA 2 Beds \| 2.5 Baths \| 1224 Sq. Ft.	$936,204
125 Aptos Beach Drive, Aptos, CA 2 Beds \| 1 Baths \| 730 Sq. Ft.	$762,749
117 Marina Avenue, Aptos, CA 2 Beds \| 1 Baths \| 836 Sq. Ft.	$890,040
111 Marina Avenue, Aptos, CA 2 Beds \| 1 Baths \| 890 Sq. Ft.	$690,639

Address	Redfin Estimate
113 Stephen Road, Aptos, CA 9 Beds \| - Baths \| 4416 Sq. Ft.	—
122 Stephen Road, Aptos, CA 2 Beds \| 2.5 Baths \| 1224 Sq. Ft.	$956,097
135 Stephen Road, Aptos, CA 3 Beds \| 2 Baths \| 1423 Sq. Ft.	$1,320,247
115 Stephen Road, Aptos, CA - Beds \| 6 Baths \| 4416 Sq. Ft.	—
121 Aptos Beach Drive, Aptos, CA 4 Beds \| 2 Baths \| 1761 Sq. Ft.	$1,515,770
115 Marina Avenue, Aptos, CA 2 Beds \| 1 Baths \| 890 Sq. Ft.	$736,065
113 Marina Avenue, Aptos, CA 2 Beds \| 1 Baths \| 890 Sq. Ft.	$758,647

Address	Redfin Estimate
116 Stephen Road, Aptos, CA 2 Beds \| 1 Baths \| 762 Sq. Ft.	$869,743
118 Stephen Road, Aptos, CA 2 Beds \| 2.5 Baths \| 1224 Sq. Ft.	$855,090
118 Stephen Road Unit 118, Aptos, CA 2 Beds \| 2.5 Baths \| 1224 Sq. Ft.	$838,613
127 Aptos Beach Drive, Aptos, CA 2 Beds \| 1 Baths \| 880 Sq. Ft.	$1,020,215
111 Marina Avenue, Aptos, CA 2 Beds \| 1 Baths \| 890 Sq. Ft.	$775,579
115 Marina Avenue, Aptos, CA 2 Beds \| 1 Baths \| 836 Sq. Ft.	$684,148
121 Marina Avenue, Aptos, CA 2 Beds \| 2.5 Baths \| 1224 Sq. Ft.	$894,098

Property information provided by MLSListings when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95003, CA

Sale history for 124 Stephen Rd

Tax history for 124 Stephen Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95003

Home values near 124 Stephen Rd

More real estate resources