OFF MARKET

Off market sep 2020 for $815K

$956,097

Est. refi paymentEst. refi $4,120/mo

•

1,224

sq ft

122 Stephen Rd, Aptos, CA 95003

About this home

Prepare to fall in love with this cute and upgraded home that is just steps away from Rio Del Mar State Beach. The vaulted ceilings in this 2 bed, 2.5 bath beach house fill the rooms with natural light. Enjoy the cool nights by the custom gas fireplace, BBQ's on the patio, the partial ocean views from the balcony, and the sunsets on the rooftop deck. The upgraded kitchen has beautiful granite countertops, is open, and flows magnificently into the dining and living room. The floor plan is fabulous for entertaining. Welcome to the beach house of your dreams.

TownhomeProperty Type

1982Year Built

958 sq ftLot Size

$781Est. Price/Sq.Ft.

Listed by Shemeika K. Fox •DRE #01479629 • Marshall Smith, Broker

Bought with Jennifer Sullivan Gilberg •DRE #01405907 • 360 Real Estate Professionals

Redfin checked: a minute ago

•Source:MLSListings #ML81806080

Redfin Estimate

$956,097

$141K since sold in September 2020$15K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.7% higher than the average sale price ($888K) of 6 comparable homes.

SOLD AUG 12, 2026
$1,120,000
A
2 beds2 baths1,300 sq ft
273 Rio Del Mar Blvd, Aptos, CA 95003
SOLD OCT 6, 2026
$820,000
B
2 beds2.5 baths1,209 sq ft
3103 Corte Cabrillo, Aptos, CA 95003
SOLD AUG 18, 2026
$825,000
C
2 beds2 baths1,230 sq ft
6250 Cabot Ct, Aptos, CA 95003
SOLD JUL 31, 2026
$946,800
D
3 beds2 baths1,233 sq ft
297 Perch Way, Aptos, CA 95003
SOLD OCT 13, 2026
$885,000
E
2 beds2 baths1,385 sq ft
2907 Crocker Ct, Aptos, CA 95003
SOLD JUL 9, 2026
$730,000
F
2 beds2.5 baths1,495 sq ft
6331 Imperial Ct, Aptos, CA 95003

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,571/mo

Redfin rental estimate

List your home for rent

Market trends in 95003, CA

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

97.9%

+0.2% MoM

Median sale price

$1.3M

$8K MoM

Avg. days on market

34d

7 days MoM

Recently sold homes

11 MoM

New listings for sale

OPEN TODAY, 1PM TO 4PM
$1,095,000
3 beds2.5 baths1,362 sq ft
3058 Aptos Hill Ln, Aptos, CA 95003
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$1,400,000
3 beds1.5 baths1,146 sq ft
621 Cliff Dr, Aptos, CA 95003
$1,495,000
7 beds5 baths4,028 sq ft
358 Sea Ridge Rd, Aptos, CA 95003
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$2,495,000
3 beds4 baths2,860 sq ft
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OPEN TODAY, 1PM TO 4PM
$1,449,000
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104 Vista Mar Ct, Aptos, CA 95003
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$1,695,000
3 beds2 baths1,552 sq ft
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$1,995,000
4 beds3 baths2,664 sq ft
5075 Porter Gulch Rd, Aptos, CA 95003
OPEN TODAY, 1PM TO 3PM
$999,000
3 beds2 baths1,620 sq ft
506 Santa Marguarita Dr, Aptos, CA 95003
OPEN TODAY, 12PM TO 3PM
$1,250,000
3 beds3 baths1,497 sq ft
684 Bayview Dr, Aptos, CA 95003
3D & VIDEO TOUR
$3,350,000
3 beds3.5 baths3,888 sq ft
175 Charman Hill Rd, Aptos, CA 95003
See all

Provided by Redfin

Sale history for 122 Stephen Rd

Date

Event

Price

MLSListings #ML81806080

Sep 29, 2020

Sold

$815,300

$666/sq ft

Sep 16, 2020

Pending

—

Sep 4, 2020

Listed

$762,500

$623/sq ft

MLSListings #ML81805950

Aug 14, 2020

Listing Removed

—

Aug 14, 2020

Listed

$762,500

$623/sq ft

Aug 14, 2020

Listing Removed

—

Public Records

May 26, 2016

Sold

$622,500

$509/sq ft

MLSListings #ML81580227

May 21, 2016

Sold

$622,011

$508/sq ft

May 2, 2016

Pending

—

Apr 28, 2016

Contingent

—

Apr 14, 2016

Listed

$625,000

$511/sq ft

Public Records

Mar 13, 2012

Sold

$510,000

$417/sq ft

Public Records

Nov 4, 2002

Sold

$435,000

$355/sq ft

Public Records

Sep 18, 2000

Sold

$384,000

$314/sq ft

Public Records

Jul 20, 1990

Sold

$11,500

$9/sq ft

Public Records

Jul 20, 1990

Sold

$50,000

$41/sq ft

Public Records

Jul 20, 1990

Sold

$230,000

$188/sq ft

Public Records

Aug 2, 1988

Sold

$78,000

$64/sq ft

Public Records

Aug 2, 1988

Sold

$155,500

$127/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$11,417 (+7.9%)

$662,448 + $237,708

$900,156

2024

$10,583 (+2.0%)

$636,724 + $228,478

$865,202

2023

$10,372 (+2.2%)

$636,724 + $228,478

$865,202

2022

$10,152 (+3.1%)

$624,240 + $223,998

$848,238

2021

$9,851 (+20.7%)

$612,000 + $219,606

$831,606

2020

$8,162 (+1.8%)

$600,000 + $215,300

$815,300

2019

$8,017 (+2.8%)

$504,964 + $168,322

$673,286

2018

$7,799 (+1.0%)

$495,062 + $165,022

$660,084

2017

$7,724 (+16.8%)

$475,838 + $158,614

$634,452

2016

$6,612 (+1.2%)

$475,838 + $158,614

$634,452

2015

$6,535 (+2.4%)

$336,456 + $195,755

$532,211

2014

$6,382 (−0.3%)

$324,910 + $189,038

$513,948

2013

$6,400 (+31.4%)

$324,910 + $189,038

$513,948

2012

$4,870 (−9.0%)

$323,442 + $188,184

$511,626

2011

$5,350 (−2.6%)

$244,750 + $142,400

$387,150

2010

$5,491 (−4.5%)

$275,000 + $160,000

$435,000

2009

$5,751 (+0.7%)

$286,000 + $166,400

$452,400

2008

$5,710

$302,500 + $176,000

$478,500

Tax history for 122 Stephen Rd

Year

Property tax

Land + Additions

Assessment*

2025

$11,417 (+7.9%)

$662,448 + $237,708

$900,156

2024

$10,583 (+2.0%)

$636,724 + $228,478

$865,202

2023

$10,372 (+2.2%)

$636,724 + $228,478

$865,202

2022

$10,152 (+3.1%)

$624,240 + $223,998

$848,238

2021

$9,851 (+20.7%)

$612,000 + $219,606

$831,606

2020

$8,162 (+1.8%)

$600,000 + $215,300

$815,300

2019

$8,017 (+2.8%)

$504,964 + $168,322

$673,286

2018

$7,799 (+1.0%)

$495,062 + $165,022

$660,084

2017

$7,724 (+16.8%)

$475,838 + $158,614

$634,452

2016

$6,612 (+1.2%)

$475,838 + $158,614

$634,452

2015

$6,535 (+2.4%)

$336,456 + $195,755

$532,211

2014

$6,382 (−0.3%)

$324,910 + $189,038

$513,948

2013

$6,400 (+31.4%)

$324,910 + $189,038

$513,948

2012

$4,870 (−9.0%)

$323,442 + $188,184

$511,626

2011

$5,350 (−2.6%)

$244,750 + $142,400

$387,150

2010

$5,491 (−4.5%)

$275,000 + $160,000

$435,000

2009

$5,751 (+0.7%)

$286,000 + $166,400

$452,400

2008

$5,710

$302,500 + $176,000

$478,500

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

—

Lot width

—

Lot depth

—

Lot size

958 Sq. Ft.

Year renovated

1995

Sq. Ft.

1,224

Year built

1982

Style

Townhouse

County

Santa Cruz County

APN

04214245

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 5, 2026.

Property details

Parking

Parking Information
Parking Features (Additional): Uncovered Parking

Interior

Virtual Tour

Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1

Dining Room Information
Breakfast Bar, No Formal Dining Room

Family Room Information
Separate Family Room

Fireplace Information
Fireplace Features: Living Room
Has Fireplace: Yes

Exterior

Building Information
Foundation Details: Slab
Roof: Composition

Year Built
Year Built Details: 2

Property Information
Building Area Total (Sq. Ft.): 1,224
Ownership Type: Common Interest Development

Financial

Financial Information
Buyer Financing: Cash

Utilities

Heating & Cooling
Heating: Forced Air

Utility Information
Gas: Public Utilities
Sewer: Public Sewer
Utilities: Public Utilities, Public Water
Water Source: Public

Location

HOA Information
Association Fee: $250
Association Fee Frequency: Monthly
Association Name: Del Mar Townhome Association
Has Association: Yes

School Information
Elementary School District: Pajaro Valley Unified
High School District: Pajaro Valley Unified

Location Information
MLS Area: Rio Del Mar/Seascape
Street Name: Stephen
Street Number: 122

WalkScore Information
Walk Score: 61

Public facts

Beds: 2
Baths: 2.5
Sq. Ft.: 1,224
Stories: —
Lot Size: 958 square feet
Style: Townhouse
Year Built: 1982
Year Renovated: 1995
County: Santa Cruz County
APN: 04214245

Home facts updated by county records on Nov 5, 2026

Around this home

Schools

K - 12
Preschool & daycare

Mar Vista Elementary School

Public K-6 • Assigned • 1.3mi

6/10

Aptos Junior High School

Public 7-8 • Assigned • 1.3mi

5/10

Aptos High School

Public 9-12 • Assigned • 2.4mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

7/10 Flood Factor

Estimated 72-80% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 83° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

6/10 Air Factor

11 unhealthy days expected this year, 12 days in 30 years

Provided by First Street

Historical weather

Aptos, CA • 95003

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$909,000 – $1.10M

Sell confidently with a local market expert in Aptos. 3 minutes to get started.

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Home values near 122 Stephen Rd

Data from public records.

Address	Redfin Estimate
119 Stephen Rd, Aptos, CA 1 Beds \| 1 Baths \| 756 Sq. Ft.	$818,578
116 Stephen Rd, Aptos, CA 2 Beds \| 1 Baths \| 762 Sq. Ft.	$869,743
118 Stephen Rd, Aptos, CA 2 Beds \| 2.5 Baths \| 1224 Sq. Ft.	$855,090
122 Stephen Rd Apt 122, Aptos, CA 2 Beds \| 2.5 Baths \| 1224 Sq. Ft.	$936,204
125 Aptos Beach Dr, Aptos, CA 2 Beds \| 1 Baths \| 730 Sq. Ft.	$762,749
111 Marina Ave, Aptos, CA 2 Beds \| 1 Baths \| 890 Sq. Ft.	$775,579
115 Marina Ave, Aptos, CA 2 Beds \| 1 Baths \| 836 Sq. Ft.	$684,148

Address	Redfin Estimate
111 Stephen Rd, Aptos, CA 4 Beds \| 2 Baths \| 1489 Sq. Ft.	$1,360,216
126 Stephen Rd, Aptos, CA 3 Beds \| 2 Baths \| 1252 Sq. Ft.	$878,387
120 Stephen Rd, Aptos, CA 3 Beds \| 2 Baths \| 1368 Sq. Ft.	$1,080,274
115 Stephen Rd, Aptos, CA - Beds \| 6 Baths \| 4416 Sq. Ft.	—
121 Aptos Beach Dr, Aptos, CA 4 Beds \| 2 Baths \| 1761 Sq. Ft.	$1,515,770
117 Marina Ave, Aptos, CA 2 Beds \| 1 Baths \| 836 Sq. Ft.	$890,040
111 Marina Ave, Aptos, CA 2 Beds \| 1 Baths \| 890 Sq. Ft.	$690,639

Address	Redfin Estimate
113 Stephen Rd, Aptos, CA 9 Beds \| - Baths \| 4416 Sq. Ft.	—
124 Stephen Rd, Aptos, CA 3 Beds \| 2 Baths \| 1274 Sq. Ft.	$1,099,367
118 Stephen Rd Apt 118, Aptos, CA 2 Beds \| 2.5 Baths \| 1224 Sq. Ft.	$838,613
127 Aptos Beach Dr, Aptos, CA 2 Beds \| 1 Baths \| 880 Sq. Ft.	$1,020,215
109 Marina Ave, Aptos, CA 2 Beds \| 1 Baths \| 890 Sq. Ft.	$820,501
115 Marina Ave, Aptos, CA 2 Beds \| 1 Baths \| 890 Sq. Ft.	$736,065
113 Marina Ave, Aptos, CA 2 Beds \| 1 Baths \| 890 Sq. Ft.	$758,647

Property information provided by MLSListings when last listed in 2020. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95003, CA

Sale history for 122 Stephen Rd

Tax history for 122 Stephen Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95003

Home values near 122 Stephen Rd

More real estate resources