For sale

$1,149,000

Est. $7,843/mo —

•

1,520

sq ft

3850 Rio Rd #42, Carmel, CA 93923

About this home

With sweeping views of the tranquil Arroyo Carmel lake as its centerpiece, this beautifully remodeled home offers a truly special living experience. Nearly every detail has been thoughtfully updated, from the light-filled open kitchen with upgraded finishes and sleek design elements to the refreshed dining area and elegant ensuite bedrooms. Large windows and outdoor spaces, including 2 decks and a patio, frame the stunning water views and bring the natural beauty indoors. The two spacious ensuite bedrooms provide comfort and privacy, while the oversized two-car garage adds convenience. A new Composition shingle roof was installed August 2026. Ideally situated near shops, restaurants, and Carmel-by-the-Sea's renowned beaches, this home perfectly blends modern upgrades with serene, lakeside living.

CondoProperty Type

1976Year Built

$756Price/Sq.Ft.

$710/moHOA Dues

2 car garageParking

Listed by Connie Snowdon •DRE #00542946 • Sotheby’s International Realty

Listed by Pat Ward •DRE #01279813 • Sotheby’s International Realty

Contact: 831-920-7023

Listing updated: Aug 24, 2026 at 02:23pm

Redfin checked: a few seconds ago

•Source:MLSListings #ML82049596

Payment calculator

$7,843 per month

Principal and interest$5,735

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Mortgage resources

See this home in person

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN THU, 11AM TO 1PM
$4,500,000
3 beds3 baths3,384 sq ft
95 Yankee Point Dr, Carmel, CA 93923
OPEN SAT, 11AM TO 1PM
$1,242,700
2 beds2 baths1,125 sq ft
537 Larkin St, Monterey, CA 93940
OPEN SAT, 11AM TO 2PM
$585,000
2 beds2 baths789 sq ft
Monterey, CA 93940
OPEN SAT, 12PM TO 2PM
$849,000
3 beds2 baths1,413 sq ft
1841 Judson St, Seaside, CA 93955
OPEN SAT, 1PM TO 3PM3D WALKTHROUGH
$2,650,000
4 beds3 baths3,070 sq ft
9845 Palisade Dr, Carmel, CA 93923
OPEN SAT, 1PM TO 3PM
$955,000
2 beds2 baths1,350 sq ft
62 Del Mesa Carmel, Carmel, CA 93923
OPEN SAT, 1PM TO 3PM
$1,285,000
3 beds2 baths1,835 sq ft
37 Del Mesa Carmel, Carmel, CA 93923
OPEN SAT, 1PM TO 3PM
$1,325,000
4 beds3 baths2,465 sq ft
4560 Peninsula Point Dr, Seaside, CA 93955
OPEN SAT, 1PM TO 3PM
$1,188,000
2 beds2 baths868 sq ft
226 Walnut St, Pacific Grove, CA 93950
OPEN SAT, 2PM TO 4PM
$1,800,000
Studio1 bath423 sq ft
24752 San Carlos St, Carmel, CA 93923

Around this home

Schools

K - 12
Preschool & daycare

Carmel River Elementary School

Public K-5 • Assigned • 1.1mi

9/10

Carmel Middle School

Public 6-8 • Assigned • 0.6mi

7/10

Carmel High School

Public 9-12 • Assigned • 1.3mi

10/10

Provided by GreatSchools

About

Carmel

Carmel, located between Carmel Valley Road and the Santa Lucia foothills, is a rural and village-style Carmel Valley Village neighborhood with vineyard views and oak-studded hillsides. The neighborhood’s character concentrates around the Carmel Valley Road corridor near Mid Valley Shopping Center, where tasting rooms, galleries, and patio dining set a relaxed, walkable rhythm. Architectural cues lean toward ranch homes, cottage-inspired builds, and low-slung residences that follow the valley’s contours. Folktale Winery & Vineyards, Bernardus Lodge & Spa, and the Sunset Center anchor local culture with wine, hospitality, and performing arts. Garland Ranch Regional Park frames the outdoor backdrop with trailheads and river scenery. The pace stays unhurried, shaped by open land, equestrian properties, and a strong connection to the valley landscape.

Provided by Walk Score and Local Logic

Market insights

3850 Rio Rd #42 · $1,149,000

DAYS ON MARKET

The average home goes pending in 66 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

LIST PRICE

Median list price in this area is $667,867. (44% lower than this home)

PRICE DROP

16% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Walk-in closet
Storage area
Utility room
Updated bathrooms
Double sinks in bathroom
Shower over tub
Stone bathroom surfaces

Bedrooms
2 bedrooms
Primary bedroom with stall shower

Bathrooms
2 full baths
1 half bath
Half bath located on ground floor

Kitchen
Gas range
Built-in microwave
Dishwasher
Garbage disposal
Hood over range
Ice maker
Pantry
Quartz countertops
Refrigerator included
220V outlet

Laundry & utility
Washer and dryer included
Laundry inside with 220V hookup
Electricity hookup (220V)

Flooring
Hardwood floors
Tile floors

Heating & cooling
Central forced air heating (gas)

Sale and tax history for 3850 Rio Rd #42

Sale History
Tax History

Date

Event

Price

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML82049596

Aug 24, 2026

Price Changed

$1,149,000

$756/sq ft

Aug 24, 2026

Price Changed

$1,149,000

$756/sq ft

Jun 28, 2026

Relisted

—

Jun 28, 2026

Relisted

—

Jun 22, 2026

Pending

—

Jun 22, 2026

Contingent

—

Jun 3, 2026

Listed

$1,199,000

$789/sq ft

Jun 3, 2026

Listed

$1,199,000

$789/sq ft

+21

MLSListings #ML81839457

May 21, 2021

Sold

$917,000

$603/sq ft

May 21, 2021

Sold

$917,000

$603/sq ft

May 13, 2021

Pending

—

Apr 22, 2021

Contingent

—

Apr 16, 2021

Listed

$849,000

$559/sq ft

Apr 16, 2021

Listed

$849,000

$559/sq ft

Best price for location & sq ft in Carmel. Panoramic views. LARGE 2-CAR GARAGE. Freshly painted. Sparkly clean! Popular Southside "lake-front" end-unit in peaceful location with private deck off master & patio off living room. FROM your FRONT-ROW SEAT, daily, you can observe the egrets, school of carp, mallards, & blue herons while surrounded by an audience of mountains & lush perennials. 2 large master en suites. Abundant closets (wall-to-wall, walk-in, pantry, storage). Half bath & laundry downstairs. South-facing sunny kitchen & dining with sliders onto privately fenced & gated patio with storage closet. Gorgeous views. Sprawling meadow borders this townhome to the South with river front & graced with Santa Lucia Headlands in the background. To the East is breathtaking Palo Corona Park. To the West & North, only a few steps away, are all the amenities you need: Safeway, CVS, P. O, fine & casual dining, Salons, boutiques, Sports supplies, Vet & pet stores. Bike to the Beach in 5 min!

Public Records

May 18, 1994

Sold

$265,000

$174/sq ft

Public Records

May 24, 1977

Sold

$82,500

$54/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$6,747 (+2.5%)

$241,794 + $307,738

$549,532

2024

$6,582

$241,794 + $307,738

$549,532

2023

$6,585 (+2.0%)

$237,053 + $301,704

$538,757

2022

$6,455 (+18.0%)

$232,405 + $295,789

$528,194

2021

$5,469 (+2.3%)

$227,849 + $289,990

$517,839

2020

$5,348 (+2.1%)

$149,162 + $274,783

$423,945

2019

$5,238 (+2.7%)

$147,633 + $271,966

$419,599

2018

$5,102 (+3.1%)

$144,739 + $266,634

$411,373

2017

$4,950 (+3.3%)

$139,119 + $256,281

$395,400

2016

$4,791 (+1.9%)

$139,119 + $256,281

$395,400

2015

$4,700 (+2.2%)

$136,392 + $251,256

$387,648

2014

$4,597 (+2.9%)

$131,713 + $242,635

$374,348

2013

$4,468 (+2.3%)

$131,713 + $242,635

$374,348

2012

$4,367 (+3.1%)

$131,118 + $241,539

$372,657

2011

$4,237 (+3.1%)

$128,548 + $236,803

$365,351

2010

$4,108 (+0.1%)

$126,028 + $232,160

$358,188

2009

$4,103 (+2.6%)

$125,087 + $230,425

$355,512

2008

$4,001

$125,385 + $230,973

$356,358

Public record

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1976

Finished Sq. Ft.

1,520

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,520

Year built

1976

Style

Condo/Co-op

County

Monterey County

APN

015531042000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 16, 2026.

About this building

3 for sale

3850 Rio Rd, Carmel, CA 93923

See photos & sale trends

Photo via 3850 Rio Rd #44

Units for sale


63	$1,099,000	2 beds	2 baths	1409 sq ft
42	$1,149,000	2 beds	2.5 baths	1520 sq ft
78	$1,100,000	3 beds	2.5 baths	1580 sq ft

Climate risks

4/10 Flood Factor

Estimated 11-17% chance of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

2/10 Heat Factor

9 days above 76° expected this year, 23 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

11 unhealthy days expected this year, 11 days in 30 years

Provided by First Street

Historical weather

Carmel, CA • 93923

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

77/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.6 hrs

4.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 3850 Rio Rd #42

$1,170,107

$21K over list price of $1.15M

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $887K to $1.3M.

SOLD AUG 5, 2026
$1,060,000 Last sold price
2 beds2 baths1,040 sq ft
4000 Rio Rd #49, Carmel, CA 93923
$263/sq ft
3 years older
SOLD JUN 8, 2026
$887,500 Last sold price
2 beds2 baths1,547 sq ft
8 Shepherds Knl, Pebble Beach, CA 93953
$182/sq ft
6 years newer
SOLD MAY 26, 2026
$1,325,000 Last sold price
2 beds2 baths1,830 sq ft
94 Del Mesa Carmel, Carmel, CA 93923
$32/sq ft
8 years older
SOLD MAR 25, 2026
$1,190,000 Last sold price
2 beds2.5 baths1,600 sq ft
56 Glen Lake Dr, Pacific Grove, CA 93950
$12/sq ft
11 years newer
SOLD JUN 5, 2026
$887,000 Last sold price
2 beds2 baths1,363 sq ft
58 Del Mesa Carmel, Carmel, CA 93923
$105/sq ft
8 years older
SOLD APR 23, 2026
$1,180,000 Last sold price
2 beds2 baths1,544 sq ft
285 Del Mesa Carmel, Carmel, CA 93923
$8/sq ft
8 years older

Rental earnings

Est. $2,695 per month, based on comparable rentals

Tour for free, no strings attached

Make a winning offer with the help of a local agent

Ask a question

(831) 740-8059

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Details provided by MLSListings and may not match the public record. Learn more.

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