Off Market Jan 2026 for $960K

$1,164,276

Est. refi paymentEst. refi $5,959/mo

•

1,520

sq ft

3850 Rio Rd #7, Carmel, CA 93923

About this home

Welcome to this beautifully updated townhome in the highly sought-after Arroyo Carmel community. This wonderful 2 BR 2.5 BA home is one of the few units that backs up to the green belt open space, offering gorgeous views of the Santa Lucia Mountains and unobstructed evening sunsets from the private patio or balcony. It features two generously sized bedrooms, each with its own ensuite bathroom, providing comfort and privacy. Recent updates include interior painting, updated bathrooms, and new kitchen appliances. Additional amenities include a spacious two-car garage, interior laundry room, and plenty of guest parking. Enjoy the wonderful community features that include a swimming pool, 2 tennis courts, hot tub, sauna, and clubhouse. Conveniently located in the heart of Carmel near world-class shops, restaurants and every day amenities. Enjoy hiking trails and Carmel's beautiful white sand beaches just minutes away. Experience the perfect blend of luxury, convenience, and natural beauty in this exceptional Arroyo Carmel townhome. Don't miss the opportunity to make it yours!

TownhomeProperty Type

1976Year Built

1,717 sq ftLot Size

$766Est. Price/Sq.Ft.

2 car garageParking

Listed by Blake Russell •DRE #02188622 • Sotheby’s International Realty

Contact: 831-917-9886

Bought with Nancy Stebbins •DRE #02187909 • Coldwell Banker Realty

Redfin checked: a minute ago

•Source:MLSListings #ML82010018

Redfin Estimate

$1,164,276

$204K since sold in January 2026$20K since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.5% higher than the average sale price ($1.02M) of 6 comparable homes.

SOLD AUG 5, 2026
$1,060,000
A
2 beds2 baths1,040 sq ft
4000 Rio Rd #49, Carmel, CA 93923
SOLD JUN 8, 2026
$887,500
B
2 beds2 baths1,547 sq ft
8 Shepherds Knl, Pebble Beach, CA 93953
SOLD MAY 4, 2026
$925,000
C
2 beds2 baths1,420 sq ft
3600 High Meadow Dr #9, Carmel, CA 93923
SOLD JUL 23, 2026
$1,075,000
D
2 beds2.5 baths1,591 sq ft
7 Via Joaquin #5, Monterey, CA 93940
SOLD MAR 6, 2026
$1,430,000
E
2 beds2 baths1,434 sq ft
7026 Valley Greens Cir #21, Carmel, CA 93923
SOLD JUN 15, 2026
$725,000
F
2 beds2 baths1,348 sq ft
1107 Golden Oaks Ln, Monterey, CA 93940

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Earn from this home

Sell

$341,152

Est. take-home

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Refinance

Est. cash available

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Rent

$2,669/mo

Redfin rental estimate

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Market trends in 93923, CA

Last updated July 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

97.4%

0.1% MoM

Median sale price

$2.5M

$171K MoM

Avg. days on market

19d

10 days MoM

Recently sold homes

1 MoM

New listings for sale

OPEN SAT, 1PM TO 3PM
$2,650,000
4 beds3 baths3,070 sq ft
9845 Palisade Dr, Carmel, CA 93923
OPEN SAT, 2PM TO 4PM
$1,800,000
Studio1 bath423 sq ft
24752 San Carlos St, Carmel, CA 93923
EARLY ACCESS
$3,695,000
2 beds3 baths2,459 sq ft
7086 Valley Greens Cir, Carmel, CA 93923
EARLY ACCESS
$15,950,000
4 beds6 baths5,528 sq ft
493 Aguajito Rd, Carmel, CA 93923
OPEN SAT, 1PM TO 3PM
$955,000
2 beds2 baths1,350 sq ft
62 Del Mesa Carmel, Carmel, CA 93923
OPEN SAT, 1PM TO 3PM
$1,285,000
3 beds2 baths1,835 sq ft
37 Del Mesa Carmel, Carmel, CA 93923
OPEN SUN, 11AM TO 1PM
$699,000
2 beds2 baths1,017 sq ft
9500 Center St #4, Carmel, CA 93923
$1,797,000
3 beds2 baths1,600 sq ft
25349 Flanders Dr, Carmel, CA 93923
OPEN THU, 11AM TO 1PM
$4,500,000
3 beds3 baths3,384 sq ft
95 Yankee Point Dr, Carmel, CA 93923
$8,195,000
6 beds6 baths6,466 sq ft
18 Touche Pass, Carmel, CA 93923
See all

Provided by Redfin

Sale history for 3850 Rio Rd #7

Date

Event

Price

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML82010018

Jan 30, 2026

Sold

$960,000

$632/sq ft

Jan 30, 2026

Sold

$960,000

$632/sq ft

Jan 23, 2026

Pending

—

Jan 16, 2026

Pending

—

Jan 16, 2026

Contingent

—

Oct 13, 2025

Price Changed

$1,029,000

$677/sq ft

Oct 13, 2025

Price Changed

$1,029,000

$677/sq ft

Sep 15, 2025

Price Changed

$1,098,000

$722/sq ft

Sep 15, 2025

Price Changed

$1,098,000

$722/sq ft

Aug 4, 2025

Price Changed

$1,125,000

$740/sq ft

Aug 4, 2025

Price Changed

$1,125,000

$740/sq ft

Jun 6, 2025

Listed

$1,150,000

$757/sq ft

Jun 6, 2025

Listed

$1,150,000

$757/sq ft

Public Records

Aug 2, 2010

Sold

$570,000

$375/sq ft

Public Records

Mar 10, 1989

Sold

$215,000

$141/sq ft

Public Records

May 30, 1975

Sold

$52,500

$35/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$8,710 (+2.6%)

$320,289 + $409,972

$730,261

2024

$8,490

$320,289 + $409,972

$730,261

2023

$8,484 (+2.3%)

$314,009 + $401,934

$715,943

2022

$8,294 (+2.5%)

$307,852 + $394,053

$701,905

2021

$8,094 (+2.2%)

$301,816 + $386,327

$688,143

2020

$7,917 (+2.0%)

$295,899 + $378,752

$674,651

2019

$7,758 (+2.4%)

$292,865 + $374,869

$667,734

2018

$7,575 (+2.8%)

$287,123 + $367,519

$654,642

2017

$7,372 (+2.7%)

$275,975 + $353,249

$629,224

2016

$7,175 (+1.8%)

$275,975 + $353,249

$629,224

2015

$7,050 (+1.8%)

$270,564 + $346,323

$616,887

2014

$6,924 (+2.6%)

$261,280 + $334,439

$595,719

2013

$6,748 (+2.0%)

$261,280 + $334,439

$595,719

2012

$6,615 (+2.6%)

$260,100 + $332,928

$593,028

2011

$6,445 (+371.5%)

$255,000 + $326,400

$581,400

2010

$1,367 (+1.0%)

$250,000 + $320,000

$570,000

2009

$1,353 (+3.0%)

$25,017 + $66,780

$91,797

2008

$1,314

$25,077 + $66,939

$92,016

Tax history for 3850 Rio Rd #7

Year

Property tax

Land + Additions

Assessment*

2025

$8,710 (+2.6%)

$320,289 + $409,972

$730,261

2024

$8,490

$320,289 + $409,972

$730,261

2023

$8,484 (+2.3%)

$314,009 + $401,934

$715,943

2022

$8,294 (+2.5%)

$307,852 + $394,053

$701,905

2021

$8,094 (+2.2%)

$301,816 + $386,327

$688,143

2020

$7,917 (+2.0%)

$295,899 + $378,752

$674,651

2019

$7,758 (+2.4%)

$292,865 + $374,869

$667,734

2018

$7,575 (+2.8%)

$287,123 + $367,519

$654,642

2017

$7,372 (+2.7%)

$275,975 + $353,249

$629,224

2016

$7,175 (+1.8%)

$275,975 + $353,249

$629,224

2015

$7,050 (+1.8%)

$270,564 + $346,323

$616,887

2014

$6,924 (+2.6%)

$261,280 + $334,439

$595,719

2013

$6,748 (+2.0%)

$261,280 + $334,439

$595,719

2012

$6,615 (+2.6%)

$260,100 + $332,928

$593,028

2011

$6,445 (+371.5%)

$255,000 + $326,400

$581,400

2010

$1,367 (+1.0%)

$250,000 + $320,000

$570,000

2009

$1,353 (+3.0%)

$25,017 + $66,780

$91,797

2008

$1,314

$25,077 + $66,939

$92,016

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1976

Sq. Ft.

1,520

Year built

1976

Style

Condo/Co-op

County

Monterey County

APN

015531007000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 16, 2026.

Property details

Parking

Parking Information
Garage (Minimum): 2
Garage (Maximum): 2
Parking Description: Detached, Guest/Visitor Parking, Unassigned Spaces
Garage Spaces: 2
Parking Spaces: 2

Interior

Bedroom Information
# of Bedrooms (Minimum): 2
# of Bedrooms (Maximum): 2
Bedrooms: More than One Primary Bedroom

Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1
Bathroom Description: Half on Ground Floor, Shower Over Tub, Stall Shower, Updated Bath(s)

Room Information
Dining Room Description: Formal Dining Room
Kitchen Description: Countertop (Laminate), Dishwasher, Garbage Disposal, Oven Range (Electric), Refrigerator(s)

Interior Features
Laundry: Inside
Flooring: Carpet, Tile

Fireplace Information
Has Fireplace
Fireplace Description: Gas Log, In Living Room
Fireplaces (Minimum): 1

Heating & Cooling Information
Heating: Central Forced Air (Gas)

Exterior

Exterior Features
View: Mountains, Pasture
Roof: Wood Shakes/Shingles
Yard/Grounds: Balcony/Patio, Tennis Court(s)

Building Information
Style: Unknown
Subclass: Townhouse
Construction Type: Wood, Wood Frame
Concrete Perimeter
Building Height (Minimum): 2
Building Height (Maximum): 2

Pool Information
Has Pool
Pool Description: Heated, Spa/Hot Tub, Sauna or Steam Room

Property Features
Amenities: Garden Window(s), Wet Bar
Living Sq. Ft.: 1,520
Security Features: Fire Alarm

Property Information
Ownership Type: Planned Unit Development
Property Faces: East
Property Primary ID: 730292
Restrictions: HOA Rental Restrictions, Pets (Cats Permitted), Pets (Dogs Permitted)

Lot Information
Lot Acres: 0.0394
Lot Description: Grade (Level), Views
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Assessor
Zoning: R-1

Financial

Tax/Assessment Information
City Transfer Tax: Yes

Utilities

Utility Information
Energy Features: Insulation (Per Owner)
Sewer Septic: Sewer (Public)
Utilities: Public Utilities

Water Information
Water: Public

Location

Multi-Unit Information
# of Stories: 2
# of Units in Building (Minimum): 2
# of Units in Building (Maximum): 2
# of Units in Complex (Minimum): 91

HOA Information
Has HOA
Fees Include: Insurance (Common Area), Landscaping/Gardening, Maintenance (Common Area), Maintenance (Road), Pools, Spa, or Tennis
HOA Amenities: Club House, Community Pool, Sauna/ Spa/ Hot Tub, Tennis Court/Facility
HOA Documents: Articles of Incorporation, Budget, Bylaws, CC&RS, Financial Statement, Minutes, Rules & Regulations
HOA Fee: $710
HOA Fee Frequency: Monthly
HOA Name: Arroyo Carmel Homeowners Association
HOA Primary Phone: 408-226-3300

School Information
Elementary School: Carmel River Elementary
Elementary School District: Carmel Unified
Middle School: Carmel Middle
High School: Carmel High
High School District: Carmel Unified

Location Information
Directions: Drive straight into complex to end of street and take a left. First home on left.

Public facts

Beds: 2
Baths: 2.5
Sq. Ft.: 1,520
Stories: 2.0
Lot Size: —
Style: Condo/Co-op
Year Built: 1976
Year Renovated: 1976
County: Monterey County
APN: 015531007000

Home facts updated by county records on Jul 16, 2026

About this building

3 for sale

3850 Rio Rd, Carmel, CA 93923

See photos & sale trends

Photo via 3850 Rio Rd #44

Units for sale


63	$1,099,000	2 beds	2 baths	1409 sq ft
42	$1,149,000	2 beds	2.5 baths	1520 sq ft
78	$1,100,000	3 beds	2.5 baths	1580 sq ft

Around this home

Schools

Carmel River Elementary School

Public K-5 • Assigned • 1.1mi

9/10

Carmel Middle School

Public 6-8 • Assigned • 0.6mi

7/10

Carmel High School

Public 9-12 • Assigned • 1.3mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

4/10 Flood Factor

Estimated 11-17% chance of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

2/10 Heat Factor

9 days above 76° expected this year, 23 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

11 unhealthy days expected this year, 11 days in 30 years

Provided by First Street

Historical weather

Carmel, CA • 93923

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.8 hours in June and 4.9 hours in December, placing it above the U.S. average for solar exposure.

10.8 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.11M – $1.34M

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Home values near 3850 Rio Rd #7

Data from public records.

Address	Redfin Estimate
3850 Rio Road #91, Carmel, CA 3 Beds \| 2.5 Baths \| 1742 Sq. Ft.	$1,332,347
3850 Rio Road #87, Carmel, CA 3 Beds \| 2.5 Baths \| 1580 Sq. Ft.	$1,166,680

Address	Redfin Estimate
3850 Rio Road #90, Carmel, CA 2 Beds \| 2 Baths \| 1268 Sq. Ft.	$1,028,520
3850 Rio Road #86, Carmel, CA 3 Beds \| 2.5 Baths \| 1750 Sq. Ft.	$1,246,901

Address	Redfin Estimate
3850 Rio Road #89, Carmel, CA 2 Beds \| 2 Baths \| 1440 Sq. Ft.	$1,139,961
3850 Rio Road #84, Carmel, CA 2 Beds \| 2.5 Baths \| 1580 Sq. Ft.	$1,279,118

Property information provided by MLSListings when last listed in 2025. This data may not match . Learn more.

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