OFF MARKET

Off Market Jun 2025 for $1M

$1,089,150

Est. refi paymentEst. refi $6,606/mo

•

1,520

sq ft

3850 Rio Rd #44, Carmel, CA 93923

About this home

Come see the staging that really shows off this great end unit! Experience serene living in this 2 bedroom, 2.5 bath retreat in beautiful Carmel, where calming frontline pond views steal the show. Enjoy the tranquil scenery from your private patio, deck, living room and entry, perfect for unwinding or entertaining. Inside, you'll find custom cabinetry throughout, hardwood floors and tile downstairs and plush new carpet in the bedrooms. Your feet will thank you. The thoughtfully designed layout includes two spacious bedrooms and two full bathrooms along with a powder room for guests. The convenience of an in-unit laundry and an oversized one-car garage enhance your everyday living experience. Your biggest decision will be to enjoy your morning coffee and commune with nature on your balcony upstairs or your private deck downstairs. Located about a mile from Carmel River Beach, this home offers unbeatable convenience with nearby shopping and easy highway 1 access. Indulge in the community's amenities, including a clubhouse, tennis court, a hot tub, and a refreshing pool. Carmel and the beautiful heron who frequents the pond await.

CondoProperty Type

1976Year Built

861 sq ftLot Size

$717Est. Price/Sq.Ft.

1 car garageParking

Listed by Amber Russell •DRE #01795810 • Over the Moon Realty, Inc

Listed by Jennifer Ronan •DRE #01909211 • Over the Moon Realty, Inc

Contact: 831-402-1982

Bought with Patrick Ryan •DRE #01957809 • Sotheby’s International Realty

Bought with Katie Ryan •DRE #01970033 • Sotheby’s International Realty

Redfin checked: 3 minutes ago

•Source:MLSListings #ML81997987

Redfin Estimate

$1,089,150

$89K since sold in June 2025$44K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 12.9% higher than the average sale price ($965K) of 6 comparable homes.

SOLD AUG 31, 2026
$885,000
A
2 beds2 baths1,411 sq ft
24501 Via Mar Monte #58, Carmel, CA 93923
SOLD JAN 30, 2026
$960,000
B
2 beds2.5 baths1,520 sq ft
3850 Rio Rd #7, Carmel, CA 93923
SOLD JUN 26, 2026
$810,000
C
2 beds2.5 baths1,377 sq ft
70 Forest Ridge Rd #30, Monterey, CA 93940
SOLD MAR 12, 2026
$1,150,000
D
2 beds2 baths1,559 sq ft
7026 Valley Greens Cir #20, Carmel, CA 93923
SOLD AUG 5, 2026
$1,060,000
E
2 beds2 baths1,040 sq ft
4000 Rio Rd #49, Carmel, CA 93923
SOLD MAY 4, 2026
$925,000
F
2 beds2 baths1,420 sq ft
3600 High Meadow Dr #9, Carmel, CA 93923

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Earn from this home

Sell

$248,970

Est. take-home

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Refinance

Est. cash available

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Rent

$2,711/mo

Redfin rental estimate

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Market trends in 93923, CA

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

96.0%

0.6% MoM

Median sale price

$2.3M

$426K MoM

Avg. days on market

42d

19 days MoM

Recently sold homes

1 MoM

New listings for sale

$22,000,000
4 beds4.5 baths3,334 sq ft
0 Scenic 8 SE of 8th Rd, Carmel, CA 93923
$2,695,000
3 beds2 baths1,459 sq ft
24571 Portola Ave, Carmel, CA 93923
VIDEO TOUR
$4,500,000
4 beds3.5 baths2,122 sq ft
0 NE Corner Monte Verde and Tenth Ave, Carmel-By-The-Sea, CA 93921
$1,650,000
3 beds2 baths2,052 sq ft
25455 Canada Valley Dr, Carmel, CA 93923
EARLY ACCESS
$8,395,000
5 beds7 baths5,721 sq ft
5 Touche Pass, Carmel, CA 93923
$849,000
2 beds2 baths998 sq ft
4000 Rio Rd #26, Carmel, CA 93923
$1,025,000
2 beds2 baths1,480 sq ft
154 DEL MESA CARMEL, Carmel, CA 93923
$1,050,000
2 beds2 baths1,522 sq ft
139 Del Mesa Carmel, Carmel, CA 93923
$3,495,000
3 beds3.5 baths4,783 sq ft
568 Aguajito Rd, Carmel, CA 93923
$3,200,000
2 beds2 baths1,335 sq ft
0 Santa Lucia 2 NE of Casanova St, CARMEL, CA 93921
See all

Provided by Redfin

Sale history for 3850 Rio Rd #44

Date

Event

Price

MLSListings #ML81997987

Jun 11, 2025

Sold

$1,000,000

$658/sq ft

Jun 11, 2025

Sold

$1,000,000

$658/sq ft

Jun 3, 2025

Pending

—

Jun 3, 2025

Pending

—

May 23, 2025

Price Changed

$1,075,000

$707/sq ft

May 23, 2025

Price Changed

$1,075,000

$707/sq ft

May 4, 2025

Price Changed

$1,150,000

$757/sq ft

May 4, 2025

Price Changed

$1,150,000

$757/sq ft

May 1, 2025

Price Changed

$1,098,000

$722/sq ft

May 1, 2025

Price Changed

$1,098,000

$722/sq ft

Apr 30, 2025

Relisted

—

Apr 30, 2025

Relisted

—

Apr 25, 2025

Pending

—

Apr 24, 2025

Contingent

—

Apr 8, 2025

Price Changed

$1,150,000

$757/sq ft

Apr 8, 2025

Price Changed

$1,150,000

$757/sq ft

Apr 8, 2025

Relisted

—

Apr 8, 2025

Relisted

—

Apr 6, 2025

Pending

—

Apr 6, 2025

Contingent

—

Mar 17, 2025

Listed

$1,198,000

$788/sq ft

Mar 17, 2025

Listed

$1,198,000

$788/sq ft

+43

Public Records

Sep 22, 1995

Sold

$236,500

$156/sq ft

Public Records

Jul 2, 1979

Sold

$140,000

$92/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$13,233 (+157.3%)

$408,000 + $612,000

$1,020,000

2024

$5,143 (+1.2%)

$612,000 + $550,800

$1,162,800

2023

$5,081 (+1.6%)

$113,993 + $278,847

$392,840

2022

$5,001 (+3.5%)

$111,758 + $273,380

$385,138

2021

$4,833 (+2.3%)

$109,567 + $268,020

$377,587

2020

$4,725 (+2.1%)

$107,419 + $262,765

$370,184

2019

$4,625 (+2.8%)

$106,318 + $260,071

$366,389

2018

$4,499 (+3.2%)

$104,234 + $254,972

$359,206

2017

$4,359 (+3.6%)

$100,188 + $245,072

$345,260

2016

$4,208 (+2.1%)

$100,188 + $245,072

$345,260

2015

$4,123 (+2.4%)

$98,224 + $240,267

$338,491

2014

$4,025 (+3.0%)

$94,854 + $232,023

$326,877

2013

$3,907 (+2.5%)

$94,854 + $232,023

$326,877

2012

$3,812 (+3.3%)

$94,426 + $230,975

$325,401

2011

$3,691 (+1.4%)

$92,575 + $226,447

$319,022

2010

$3,640 (+0.2%)

$90,760 + $222,007

$312,767

2009

$3,633 (+2.6%)

$90,082 + $220,348

$310,430

2008

$3,541

$90,296 + $220,872

$311,168

Tax history for 3850 Rio Rd #44

Year

Property tax

Land + Additions

Assessment*

2025

$13,233 (+157.3%)

$408,000 + $612,000

$1,020,000

2024

$5,143 (+1.2%)

$612,000 + $550,800

$1,162,800

2023

$5,081 (+1.6%)

$113,993 + $278,847

$392,840

2022

$5,001 (+3.5%)

$111,758 + $273,380

$385,138

2021

$4,833 (+2.3%)

$109,567 + $268,020

$377,587

2020

$4,725 (+2.1%)

$107,419 + $262,765

$370,184

2019

$4,625 (+2.8%)

$106,318 + $260,071

$366,389

2018

$4,499 (+3.2%)

$104,234 + $254,972

$359,206

2017

$4,359 (+3.6%)

$100,188 + $245,072

$345,260

2016

$4,208 (+2.1%)

$100,188 + $245,072

$345,260

2015

$4,123 (+2.4%)

$98,224 + $240,267

$338,491

2014

$4,025 (+3.0%)

$94,854 + $232,023

$326,877

2013

$3,907 (+2.5%)

$94,854 + $232,023

$326,877

2012

$3,812 (+3.3%)

$94,426 + $230,975

$325,401

2011

$3,691 (+1.4%)

$92,575 + $226,447

$319,022

2010

$3,640 (+0.2%)

$90,760 + $222,007

$312,767

2009

$3,633 (+2.6%)

$90,082 + $220,348

$310,430

2008

$3,541

$90,296 + $220,872

$311,168

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1976

Sq. Ft.

1,520

Year built

1976

Style

Condo/Co-op

County

Monterey County

APN

015531044000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
Garage (Minimum): 1
Garage (Maximum): 1
Parking Description: Assigned Spaces, Detached
Garage Spaces: 1

Interior

Virtual Tour

Bedroom Information
# of Bedrooms (Minimum): 2
# of Bedrooms (Maximum): 2

Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1
Bathroom Description: Half on Ground Floor, 2+ Showers Over Tubs

Room Information
Dining Room Description: Formal Dining Room
Kitchen Description: Countertop (Stone), Dishwasher, Freezer, Oven Range (Electric), Refrigerator(s)

Interior Features
Laundry: Inside, Washer/Dryer
Flooring: Tile, Wood

Fireplace Information
Has Fireplace
Fireplace Description: In Living Room
Fireplaces (Minimum): 1

Heating & Cooling Information
Heating: Central Forced Air (Gas)

Exterior

Exterior Features
View: Other Water
Fencing: Fenced Back
Roof: Composition
Yard/Grounds: Balcony/Patio, Barbecue Area, Deck

Building Information
Subclass: Condominium
Concrete Slab

Pool Information
Has Pool

Property Features
Amenities: Wet Bar
Living Sq. Ft.: 1,520

Property Information
Ownership Type: Planned Unit Development
Property Primary ID: 725619
Restrictions: HOA Rental Restrictions, Parking Restrictions

Lot Information
Lot Acres: 0.0198
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Other (See Remarks)
Zoning: PUD

Financial

Tax/Assessment Information
City Transfer Tax: No

Utilities

Utility Information
Sewer Septic: Sewer (Public)
Utilities: Public Utilities

Water Information
Water: Public

Location

Unit Information
Unit Description: End Unit

Multi-Unit Information
# of Stories: 2
# of Units in Complex (Minimum): 91

HOA Information
Has HOA
Fees Include: Common Area Electricity, Garbage, Insurance (Common Area), Insurance (Earthquake), Insurance (Liability), Insurance (Structure), Landscaping/Gardening, Maintenance (Common Area), Maintenance (Road), Pools, Spa, or Tennis
HOA Amenities: Club House, Sauna/ Spa/ Hot Tub, Tennis Court/Facility
HOA Documents: Articles of Incorporation, Budget, Bylaws, CC&RS, Financial Statement, Minutes
HOA Fee: $595
HOA Fee Frequency: Monthly
HOA Name: Arroyo Carmel
HOA Primary Phone: 408-226-3300

School Information
Elementary School District: Carmel Unified
High School District: Carmel Unified

Location Information
Park in space designated for #44 or guest parking.

Public facts

Beds: 2
Baths: 2.5
Sq. Ft.: 1,520
Stories: 2.0
Lot Size: —
Style: Condo/Co-op
Year Built: 1976
Year Renovated: 1976
County: Monterey County
APN: 015531044000

Home facts updated by county records on Sep 8, 2026

About this building

3 for sale

3850 Rio Rd, Carmel, CA 93923

See photos & sale trends

Photo via 3850 Rio Rd #44

Units for sale


63	$1,099,000	2 beds	2 baths	1409 sq ft
42	$1,149,000	2 beds	2.5 baths	1520 sq ft
78	$1,100,000	3 beds	2.5 baths	1580 sq ft

Around this home

Schools

Carmel River Elementary School

Public K-5 • Assigned • 1.1mi

9/10

Carmel Middle School

Public 6-8 • Assigned • 0.6mi

7/10

Carmel High School

Public 9-12 • Assigned • 1.3mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

4/10 Flood Factor

Estimated 11-17% chance of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

2/10 Heat Factor

9 days above 76° expected this year, 23 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

11 unhealthy days expected this year, 11 days in 30 years

Provided by First Street

Historical weather

Carmel, CA • 93923

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.8 hours in June and 4.9 hours in December, placing it above the U.S. average for solar exposure.

10.8 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.03M – $1.25M

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Home values near 3850 Rio Rd #44

Data from public records.

Address	Redfin Estimate
3850 Rio Rd Apartment 85, Carmel, CA 3 Beds \| 2.5 Baths \| 1780 Sq. Ft.	$1,091,454
3850 Rio Rd Apartment 78, Carmel, CA 3 Beds \| 2.5 Baths \| 1580 Sq. Ft.	$1,070,050

Address	Redfin Estimate
3850 Rio Rd Apartment 82, Carmel, CA 2 Beds \| 2 Baths \| 1268 Sq. Ft.	$1,034,314
3850 Rio Rd Apartment 75, Carmel, CA 3 Beds \| 2.5 Baths \| 1765 Sq. Ft.	$1,406,849

Address	Redfin Estimate
3850 Rio Rd Apartment 80, Carmel, CA 2 Beds \| 2.5 Baths \| 1743 Sq. Ft.	$1,279,189
3850 Rio Rd Apartment 72, Carmel, CA 3 Beds \| 2.5 Baths \| 1765 Sq. Ft.	$1,298,652

Property information provided by MLSListings when last listed in 2025. This data may not match . Learn more.

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