OFF MARKET

Off market nov 2021 for $3.9M

$4,144,973

Est. refi paymentEst. refi $27,633/mo

•

5,195

sq ft

20407 Front Beach Rd, Panama City Beach, FL 32413

About this home

The epitome of class in a beach house! It is beautifully decorated and has enough room for friends and family at the same time. It has 4 stories, 9 bedrooms and 9.5 bathrooms. Each bedroom has a bathroom and the rooms are spacious and so inviting. The main kitchen is on the second floor equipped with dining area and balcony for outdoor entertaining. The first floor also has a kitchen and the private pool which overlooks the spectacular Gulf. Each floor has a balcony and a spiral staircase to make moving from the each balcony easy. This home is one to see to get the full effect of how truly breathtaking it is! Call to make arrangements for your private showing.

Single-familyProperty Type

2019Year Built

$798Est. Price/Sq.Ft.

1 car garageParking

Listed by • Engel & Volkers Destin

Bought with Debbie Grist • Holiday Beach Real Estate Inc

Redfin checked: a minute ago

•Source:ECAR #866571

Redfin Estimate

$4,144,973

$245K since sold in November 2021$13K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 209.3% higher than the average sale price ($1.34M) of 6 comparable homes.

SOLD SEP 23, 2026
$1,800,000
A
5 beds4.5 baths4,173 sq ft
240 Oleander Dr, Panama City Beach, FL 32413
SOLD SEP 18, 2026
$625,000
B
5 beds3.5 baths2,896 sq ft
408 Paradise Blvd, Panama City Beach, FL 32413
SOLD DEC 1, 2025
$2,850,000
C
6 beds6.5 baths3,576 sq ft
20317 Front Beach Rd, Panama City Beach, FL 32413
SOLD MAR 9, 2026
$650,000
D
4 beds4.5 baths2,809 sq ft
411 Paradise Blvd, Panama City Beach, FL 32413
SOLD SEP 25, 2026
$1,550,000
E
4 beds3 baths2,306 sq ft
121 Belaire Dr, Panama City Beach, FL 32413
SOLD AUG 31, 2026
$565,000
F
4 beds3 baths2,250 sq ft
314 Blue Sage Rd, Panama City Beach, FL 32413

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Earn from this home

Sell

$1,077,967

Est. take-home

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Refinance

Est. cash available

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Rent

$4,756/mo

Redfin rental estimate

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Market trends in 32413, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.0% MoM

Median sale price

$469K

$11K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

316

12 MoM

New listings for sale

OPEN SAT, 9AM TO 12PM
$769,000
3 beds2.5 baths2,253 sq ft
8419 Hang Loose Ct, Panama City Beach, FL 32413
NEW 6 HRS AGO
$779,000
2 beds2.5 baths2,336 sq ft
9431 Paradise Dr, Panama City Beach, FL 32413
NEW 9 HRS AGO
$365,000
4 beds2 baths1,524 sq ft
22222 Inlet Beach Dr, Panama City Beach, FL 32413
NEW 9 HRS AGO
$209,900
1 bed1 bath410 sq ft
101 Cain Rd Unit H, Panama City Beach, FL 32413
NEW 10 HRS AGO
$579,900
2 beds3 baths1,365 sq ft
16701 Front Beach Rd #404, Panama City Beach, FL 32413
NEW 10 HRS AGO
$479,000
3 beds2 baths2,160 sq ft
117 Summer Breeze Rd, Panama City Beach, FL 32413
NEW 10 HRS AGO
$394,900
2 beds2 baths1,315 sq ft
8485 Dreams Float Ct, Panama City Beach, FL 32413
NEW 12 HRS AGO
$489,999
3 beds2 baths1,658 sq ft
214 Summerwood Dr, Panama City Beach, FL 32413
NEW 12 HRS AGO
$395,000
1 bed2 baths846 sq ft
17757 Front Beach Rd Unit 1406D, Panama City Beach, FL 32413
NEW 23 HRS AGO
$649,900
3 beds3 baths2,172 sq ft
307 Turtle Cv, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 20407 Front Beach Rd

Date

Event

Price

CPARMLS #770429

Dec 30, 2025

Listing Removed

—

Mar 15, 2025

Listed

$5,470,000

$1,053/sq ft

ECAR #971278

Mar 15, 2025

Listed

$5,470,000

$1,053/sq ft

CPARMLS #738001

Dec 31, 2024

Listing Removed

—

Dec 31, 2023

Listing Removed

—

Aug 31, 2023

Listing Removed

—

Feb 24, 2023

Listed

$5,470,000

$1,053/sq ft

ECAR #919257

Mar 18, 2023

Listed

$5,470,000

$1,053/sq ft

CPARMLS #709302

Nov 16, 2021

Sold

$3,900,000

$751/sq ft

Mar 12, 2021

Listed

$3,999,000

$770/sq ft

ECAR #866571

Nov 16, 2021

Sold

$3,900,000

$751/sq ft

Mar 11, 2021

Listed

$3,999,000

$770/sq ft

CPARMLS #694783

Oct 14, 2020

Sold

$2,650,000

$510/sq ft

Mar 1, 2020

Listed

$2,899,000

$558/sq ft

ECAR #841704

Oct 14, 2020

Sold

$2,650,000

$510/sq ft

Mar 1, 2020

Listed

$2,899,000

$558/sq ft

NAMLS #830116

Dec 4, 2019

Listing Removed

—

Aug 26, 2019

Listed

$3,195,000

$615/sq ft

Tax history for 20407 Front Beach Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3,964 Sq. Ft.

Year renovated

2019

Sq. Ft.

5,215

Year built

2019

Style

Single Family Residential

County

Bay County

APN

36627010000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Parking Information
No
Has Garage
Parking Features: Garage, Garage Attached

Interior

Bedroom Information
Bedrooms: 9
Bedroom: First, Second, Third

Bathroom Information
Full Baths: 9
Half Baths: 1
Total Baths: 10.00
Full Bathroom: Fourth
Master Bedroom/Master Bath: MBath Garden Tub, MBath Separate Shwr, MBed Waterfront

Room Information
Rooms: Bedroom, Bunk Room, Full Bathroom, Kitchen, Loft
Kitchen: Second

Room 1
Bedroom
Area: 227.76
Dimensions: 15.6 x 14.6
Length: 15.60
Width: 14.60
Level: 1

Room 2
Bedroom
Area: 110.50
Dimensions: 13 x 8.5
Length: 13.00
Width: 8.50
Level: 2

Room 3
Bedroom
Area: 150.00
Dimensions: 12.5 x 12
Length: 12.50
Width: 12.00
Level: 2

Room 4
Bedroom
Area: 96.76
Dimensions: 11.8 x 8.2
Length: 11.80
Width: 8.20
Level: 3

Room 5
Bedroom
Area: 196.25
Dimensions: 15.7 x 12.5
Length: 15.70
Width: 12.50
Level: 3

Room 6
Bedroom
Area: 304.50
Dimensions: 21 x 14.5
Length: 21.00
Width: 14.50
Level: 3

Room 7
Bunk Room
Area: 259.20
Dimensions: 24 x 10.8
Length: 24.00
Width: 10.80
Level: 4

Room 8
Kitchen
Area: 682.00
Dimensions: 31 x 22
Length: 31.00
Width: 22.00
Level: 2
Remarks: Kitchen and dining area

Room 9
Loft
Area: 140.00
Dimensions: 12.5 x 11.2
Length: 12.50
Width: 11.20
Level: 4

Room 10
Bunk Room
Area: 199.82
Dimensions: 19.4 x 10.3
Length: 19.40
Width: 10.30
Level: 4

Room 11
Full Bathroom
Area: 91.25
Dimensions: 12.5 x 7.3
Length: 12.50
Width: 7.30
Level: 4

Interior Features
Interior: Furnished - All, Owner's Closet, Washer/Dryer Hookup, Window Treatment All

Exterior

Exterior Features
Has Pool
Pool Type: Private
Exterior: Balcony, Pool - In-Ground, Porch Open

Lot Information
Lot Dimensions: 75 x 105
Waterfront: Gulf, Unit Waterfront
Waterfront Feet: 0
Lot Features: Level, Within 1/2 Mile to Water
Lot/Parcel Access: Paved Road, U.S. Highway
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Roof Metal, Siding CmntFbrHrdBrd, Siding Shake

Financial

Financial Information
Mortgage Type: Conventional
Financing: Conventional, FHA, VA
Brokerage Interest: No Interest

Utilities

Utility Information
Utilities: Electric, Public Sewer, Public Water
Energy: AC - 2 or More, Ceiling Fans, Heat Cntrl Electric, Water Heater - Tnkls

Location

School Information
Elementary School: West Bay
Middle School: Surfside
High School: Arnold

Location Information
Sub Area: 2725 - Beach - West South
Area: 27 - Bay County
Street #: 20407
Street Name: Front Beach
Street Suffix: Road
City: Panama City Beach
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: LAGUNA BEACH ESTATES
Absolute Longitude: 85.936965
Longitude: -85.936965
Latitude: 30.244884
Directions: From Hwy 98, turn on Wisteria Lane south to Front Beach Road. Turn right on Front Beach and the house is on the left.

Project Facilities
Beach, Waterfront

Public facts

Beds: 9
Baths: 9.0
Sq. Ft.: 5,215
Stories: 4.0
Lot Size: 3,964 square feet
Style: Single Family Residential
Year Built: 2019
Year Renovated: 2019
County: Bay County
APN: 36627010000

Home facts updated by county records on Sep 14, 2026

Other

Listing Price Information
List Price: 3999000.00
List Price/SqFt: 769.78

Property Information
Apx SqFt(Htd/Cooled): 5195.00
Design: Beach House
Sub-Type: Detached Single Family
Waterview: Gulf

Around this home

Schools

West Bay Elementary School

Public PreK-5 • Assigned • 5.6mi

6/10

Surfside Middle School

Public PreK-12 • Assigned • 5.7mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.46% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$3.94M – $4.77M

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NEW 12 HRS AGO

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Home values near 20407 Front Beach Rd

Data from public records.

Address	Redfin Estimate
20507 Front Beach Road, Panama City Beach, FL 4 Beds \| 3 Baths \| 2466 Sq. Ft.	$2,310,327
20313 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 1733 Sq. Ft.	$1,626,669

Address	Redfin Estimate
20405 Front Beach Road, Panama City Beach, FL 9 Beds \| 9 Baths \| 5215 Sq. Ft.	$3,859,944
20314 Front Beach Road, Panama City Beach, FL 3 Beds \| 3 Baths \| 1857 Sq. Ft.	$976,217

Address	Redfin Estimate
20505 Front Beach Road, Panama City Beach, FL 6 Beds \| 4.5 Baths \| 3805 Sq. Ft.	$3,629,277
20408 Front Beach Road, Panama City Beach, FL 3 Beds \| 2 Baths \| 2042 Sq. Ft.	$592,227

Property information provided by ECAR when last listed in 2021. This data may not match . Learn more.

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