OFF MARKET

Off Market Feb 2015 for $1.2M

$2,291,775

Est. refi paymentEst. refi $7,159/mo

•

2,466

sq ft

20507 Front Beach Rd, Panama City Beach, FL 32413

About this home

Gulf Front Home on the WEST END of the Worlds most Beautiful Beaches. This is an open floor plan with giant kitchen and living areas. The spectacular master bedroom is huge and is located on second level with a private balcony overlooking the sandy white beaches of the Gulf. Granite in kitchen. Listing Broker/Salesperson has ownership interest in the property. Listing Broker/Salesperson has ownership interest in the property.

Single-familyProperty Type

1996Year Built

$929Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Ann Velazquez • WHATLEY & DARTY REAL ESTATE & DEV.LLC

Bought with 'Beachy' Barb Lovell • Berkshire Hathaway HomeServices

Bought with Dave Lovell • Andrews & Arnsdorff Realty

Redfin checked: 3 minutes ago

•Source:ECAR #609589

Redfin Estimate

$2,291,775

$1.0M since sold in February 2015$21K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 308.6% higher than the average sale price ($561K) of 6 comparable homes.

SOLD JUN 26, 2026
$510,000
A
4 beds2.5 baths1,908 sq ft
204 Christmas Tree Ln, Panama City Beach, FL 32413
SOLD JUL 22, 2026
$525,000
B
4 beds3 baths2,277 sq ft
106 Blue Sage Rd, Panama City Beach, FL 32413
SOLD AUG 31, 2026
$565,000
C
4 beds3 baths2,250 sq ft
314 Blue Sage Rd, Panama City Beach, FL 32413
SOLD SEP 18, 2026
$625,000
D
5 beds3.5 baths2,896 sq ft
408 Paradise Blvd, Panama City Beach, FL 32413
SOLD SEP 8, 2026
$565,000
E
4 beds3 baths1,654 sq ft
206 Shasta St, Panama City Beach, FL 32413
SOLD SEP 8, 2026
$575,000
F
3 beds2 baths1,528 sq ft
21506 Dolphin Ave, Panama City Beach, FL 32413

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Sell

$1,416,142

Est. take-home

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Est. cash available

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Rent

$3,599/mo

Redfin rental estimate

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Market trends in 32413, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.9%

0.0% MoM

Median sale price

$469K

$11K MoM

Avg. days on market

100d

0 days MoM

Recently sold homes

316

12 MoM

New listings for sale

NEW 15 HRS AGO
$215,000
Studio1 bath330 sq ft
14401 Front Beach Rd #311, Panama City Beach, FL 32413
OPEN OCT 4, 2PM TO 4PM
$479,000
3 beds2.5 baths1,792 sq ft
136 Porter Dr, Panama City Beach, FL 32413
NEW 20 HRS AGO
$489,000
1 bed1 bath787 sq ft
16819 Front Beach Rd #2418, Panama City Beach, FL 32413
NEW 24 HRS AGO
$410,000
1 bed2 baths817 sq ft
16819 Front Beach Rd #2416, Panama City Beach, FL 32413
OPEN SUN, 1PM TO 3PM
$1,199,000
4 beds3 baths2,337 sq ft
318 El Prado Pl, Panama City Beach, FL 32413
$800,000
3 beds2 baths1,750 sq ft
8341 Hand St, Panama City Beach, FL 32413
$269,900
Studio1 bath475 sq ft
15100 Front Beach Rd #805, Panama City Beach, FL 32413
OPEN TODAY, 5PM TO 7PM
$825,000
2 beds2.5 baths2,170 sq ft
8347 Landshark Blvd, Panama City Beach, FL 32413
$539,900
2 beds2 baths1,182 sq ft
16819 Front Beach Rd #1200, Panama City Beach, FL 32413
FOR SALE BY OWNER
$385,000
2 beds1 bath864 sq ft
320 El Reposo Pl, Panama City Beach, FL 32413
See all

Provided by Redfin

Sale history for 20507 Front Beach Rd

Date

Event

Price

CPARMLS #408192

Dec 9, 2021

Listing Removed

—

Jul 9, 2010

Listed

$1,650,000

$669/sq ft

CPARMLS #400632

Dec 9, 2021

Listing Removed

—

Nov 5, 2009

Listed

$1,750,000

$710/sq ft

CPARMLS #396266

Dec 9, 2021

Listing Removed

—

Jun 25, 2009

Listed

$1,995,000

$809/sq ft

CPARMLS #364513

Dec 9, 2021

Listing Removed

—

Mar 4, 2007

Listed

$1,995,000

$809/sq ft

CPARMLS #361306

Dec 14, 2021

Listing Removed

—

Jan 2, 2007

Listed

$7,550,000

$3,062/sq ft

CPARMLS #354946

Dec 9, 2021

Listing Removed

—

Jul 20, 2006

Listed

$3,200,000

$1,298/sq ft

CPARMLS #344873

Dec 9, 2021

Listing Removed

—

Jan 19, 2006

Listed

$3,200,000

$1,298/sq ft

CPARMLS #341545

Dec 9, 2021

Listing Removed

—

Nov 1, 2005

Listed

$3,600,000

$1,460/sq ft

CPARMLS #330197

Dec 9, 2021

Listing Removed

—

Mar 17, 2005

Listed

$3,200,000

$1,298/sq ft

CPARMLS #328331

Dec 9, 2021

Listing Removed

—

Jan 21, 2005

Listed

$3,200,000

$1,298/sq ft

ECAR #609589

Feb 3, 2015

Sold

$1,250,000

$507/sq ft

Feb 3, 2015

Sold

$1,250,000

$507/sq ft

Dec 10, 2013

Listed

$1,495,000

$606/sq ft

Dec 10, 2013

Listed

$1,495,000

$606/sq ft

CPARMLS #419025

Feb 3, 2015

Sold

$1,250,000

$507/sq ft

Jul 24, 2011

Listed

$1,495,000

$606/sq ft

NAMLS #539381

Aug 7, 2013

Listing Removed

—

Jun 8, 2010

Listed

$1,775,000

$720/sq ft

Jun 8, 2010

Listed

$1,775,000

$720/sq ft

Public Records

Apr 21, 2011

Sold

$765,000

$310/sq ft

NAMLS #519116

Sep 23, 2009

Listing Removed

—

Jun 25, 2009

Listed

$1,995,000

$809/sq ft

Jun 25, 2009

Listed

$1,995,000

$809/sq ft

NAMLS #461206

Sep 4, 2008

Listing Removed

—

Mar 4, 2007

Listed

$2,650,000

$1,075/sq ft

Mar 4, 2007

Listed

$2,650,000

$1,075/sq ft

NAMLS #408661

Dec 1, 2005

Listing Removed

—

Nov 1, 2005

Listed

$3,600,000

$1,460/sq ft

Nov 1, 2005

Listed

$3,600,000

$1,460/sq ft

NAMLS #388169

Sep 20, 2005

Listing Removed

—

Mar 17, 2005

Listed

$3,200,000

$1,298/sq ft

Mar 17, 2005

Listed

$3,200,000

$1,298/sq ft

CPARMLS #323946

Jan 21, 2005

Sold

$2,250,000

$912/sq ft

Oct 12, 2004

Listed

$2,500,000

$1,014/sq ft

CPARMLS #84357

Sep 27, 1996

Sold

$450,000

$182/sq ft

Aug 21, 1996

Listed

$475,000

$193/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$22,066 (−16.1%)

$1,044,000 + $747,648

$1,791,648

2024

$26,304 (+1.7%)

$1,044,000 + $1,093,208

$2,137,208

2023

$25,854 (+55.5%)

$957,000 + $1,107,712

$2,064,712

2022

$16,625 (+12.9%)

2021

$14,728 (+3.7%)

$549,840 + $674,880

$1,224,720

2020

$14,204 (+3.5%)

$480,240 + $684,051

$1,164,291

2019

$13,726 (+5.7%)

$417,600 + $693,222

$1,110,822

2018

$12,983 (+2.7%)

$331,678 + $702,393

$1,034,071

2017

$12,648 (+4.7%)

$288,840 + $711,563

$1,000,403

2016

$12,082 (+57.4%)

$257,520 + $680,602

$938,122

2015

$7,674 (+8.9%)

$243,600 + $334,899

$578,499

2014

$7,047

Tax history for 20507 Front Beach Rd

Year

Property tax

Land + Additions

Assessment*

2025

$22,066 (−16.1%)

$1,044,000 + $747,648

$1,791,648

2024

$26,304 (+1.7%)

$1,044,000 + $1,093,208

$2,137,208

2023

$25,854 (+55.5%)

$957,000 + $1,107,712

$2,064,712

2022

$16,625 (+12.9%)

2021

$14,728 (+3.7%)

$549,840 + $674,880

$1,224,720

2020

$14,204 (+3.5%)

$480,240 + $684,051

$1,164,291

2019

$13,726 (+5.7%)

$417,600 + $693,222

$1,110,822

2018

$12,983 (+2.7%)

$331,678 + $702,393

$1,034,071

2017

$12,648 (+4.7%)

$288,840 + $711,563

$1,000,403

2016

$12,082 (+57.4%)

$257,520 + $680,602

$938,122

2015

$7,674 (+8.9%)

$243,600 + $334,899

$578,499

2014

$7,047

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

40 ft.

Lot depth

105 ft.

Lot size

4,182 Sq. Ft.

Year renovated

2016

Sq. Ft.

2,466

Year built

1996

Style

Single Family Residential

County

Bay County

APN

36624010000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Parking Information
Garage Spaces: 2.00
Driveway Spaces: 2.00

Interior

Bedroom Information
Bedrooms: 4
Bedroom: Second
Master Bedroom: Second

Bathroom Information
Full Baths: 3
Total Baths: 3.00
Master Bedroom/Master Bath: MBath Garden Tub, MBath Separate Shwr, MBath Walk-In Closet, MBed Balcony, MBed Carpeted, MBed Sitting Area, MBed Walk-in Closet, MBed Waterfront

Room Information
Rooms: Bedroom, Dining Room, Living Room, Master Bathroom, Master Bedroom
Living Room: First

Room 1
Master Bedroom
Dimensions: 15 x 2 5
Level: 2
Room Level: 2
Remarks: Dimensions: 15 x 2 5

Room 2
Dining Room
Area: 300.00
Dimensions: 25 x 12
Dimensions: 12 x 25
Length: 25.00
Width: 12.00
Level: 1
Room Level: 1
Remarks: Dining/Kitchen Combo

Room 3
Master Bathroom
Area: 110.00
Dimensions: 11 x 10
Dimensions: 10 x 11
Length: 11.00
Width: 10.00
Level: 2
Room Level: 2

Room 4
Living Room
Area: 375.00
Dimensions: 25 x 15
Dimensions: 15 x 25
Length: 25.00
Width: 15.00
Level: 1
Room Level: 1

Room 5
Bedroom
Area: 132.00
Dimensions: 12 x 11
Dimensions: 12 x 11
Length: 12.00
Width: 11.00
Level: 2
Room Level: 2

Room 6
Bedroom
Area: 210.00
Dimensions: 15 x 14
Dimensions: 14 x 15
Length: 15.00
Width: 14.00
Level: 2
Room Level: 2

Room 7
Bedroom
Area: 88.00
Dimensions: 11 x 8
Dimensions: 8 x 11
Length: 11.00
Width: 8.00
Level: 2
Room Level: 2

Interior Features
Appliances: Auto Garage Door Opn, Dishwasher, Dryer, Refrigerator W/IceMk, Stove/Oven Electric, Washer
Interior: Breakfast Bar, Ceiling Crwn Molding, Fireplace, Fireplace Gas, Floor Tile, Newly Painted, Owner's Closet, Washer/Dryer Hookup, Window Treatment All

Exterior

Exterior Features
Exterior: Balcony, Deck Covered

Lot Information
Lot Dimensions: 40 X 105
Waterfront: Gulf
Waterfront Feet: 40
Lot/Parcel Access: Paved Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete

Financial

Financial Information
Mortgage Type: Conventional
Brokerage Interest: Ownership Interest - Listing Broker/Salesperson has ownership interest in the property.

Utilities

Utility Information
Utilities: Public Water, TV Cable
Energy: AC - Central Elect

Location

School Information
Elementary School: Hutchinson Beach
Middle School: Surfside
High School: Arnold

Location Information
Sub Area: 2725 - Beach - West South
Area: 27 - Bay County
Street #: 20507
Street Name: Front Beach
Street Suffix: Road
City: Panama City
County: Bay
State: FL
Zip Code: 32413
Project Name/Subdivision: LAGUNA BEACH
Absolute Longitude: 85.937821
Longitude: -85.937821
Latitude: 30.24543
Directions: From Panama City Parkway, take Wisteria South, then right on Front Beach. The house is on the left, Gulf-Front.

Project Facilities
Waterfront

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 2,466
Stories: 2.0
Lot Size: 4,182 square feet
Style: Single Family Residential
Year Built: 1996
Year Renovated: 2016
County: Bay County
APN: 36624010000

Home facts updated by county records on Sep 14, 2026

Other

Listing Price Information
List Price: 1495000.00
List Price/SqFt: 606.24

Property Information
Apx SqFt(Htd/Cooled): 2466.00
Design: Florida Cottage
Sub-Type: Detached Single Family
Units Above Ground: 0.00

Around this home

Schools

West Bay Elementary School

Public PreK-5 • Assigned • 5.6mi

6/10

Surfside Middle School

Public PreK-12 • Assigned • 5.7mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.46% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Panama City Beach, FL • 32413

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.18M – $2.64M

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Listing provided by Zillow

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New listings for sale in 32413

NEW 15 HRS AGO

$215,000

Studio1 bath330 sq ft

14401 Front Beach Rd #311, Panama City Beach, FL 32413

OPEN OCT 4, 2PM TO 4PM

$479,000

3 beds2.5 baths1,792 sq ft

136 Porter Dr, Panama City Beach, FL 32413

NEW 20 HRS AGO3D WALKTHROUGH

$489,000

1 bed1 bath787 sq ft

16819 Front Beach Rd #2418, Panama City Beach, FL 32413

NEW 24 HRS AGO3D WALKTHROUGH

$410,000

1 bed2 baths817 sq ft

16819 Front Beach Rd #2416, Panama City Beach, FL 32413

OPEN SUN, 1PM TO 3PM

$1,199,000

4 beds3 baths2,337 sq ft

318 El Prado Pl, Panama City Beach, FL 32413

$800,000

3 beds2 baths1,750 sq ft

8341 Hand St, Panama City Beach, FL 32413

$269,900

Studio1 bath475 sq ft

15100 Front Beach Rd #805, Panama City Beach, FL 32413

OPEN TODAY, 5PM TO 7PM

$825,000

2 beds2.5 baths2,170 sq ft

8347 Landshark Blvd, Panama City Beach, FL 32413

$539,900

2 beds2 baths1,182 sq ft

16819 Front Beach Rd #1200, Panama City Beach, FL 32413

Home values near 20507 Front Beach Rd

Data from public records.

Address	Redfin Estimate
20508 Front Beach Road, Panama City Beach, FL 3 Beds \| 3.5 Baths \| 1858 Sq. Ft.	$1,282,480
20605 Front Beach Road, Panama City Beach, FL 3 Beds \| 3 Baths \| 1308 Sq. Ft.	$2,040,506

Address	Redfin Estimate
20505 Front Beach Road, Panama City Beach, FL 6 Beds \| 4.5 Baths \| 3805 Sq. Ft.	$3,575,294
20504 Front Beach Road, Panama City Beach, FL 3 Beds \| 3 Baths \| 2076 Sq. Ft.	$1,505,091

Address	Redfin Estimate
20512 Front Beach Road, Panama City Beach, FL 3 Beds \| 3 Baths \| 1708 Sq. Ft.	$1,213,468
20509 Front Beach Road, Panama City Beach, FL 4 Beds \| 3 Baths \| 2466 Sq. Ft.	$2,580,845

Property information provided by ECAR when last listed in 2013. This data may not match . Learn more.

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