OFF MARKET

Last listed at $229,000, closed on jul 2025

$250,791

Est. refi paymentEst. refi $878/mo

•

1,683

sq ft

542 S Main St, Waterloo, IL 62298

About this home

Charming 1.5-story home on a corner lot in the heart of Waterloo! This 3-bedroom, 1.5-bath gem, built in 1948, offers classic character with thoughtful updates throughout. Step into the welcoming foyer, leading to a spacious living room and separate dining room filled w/natural light—perfect for entertaining without feeling crowded. Noteworthy is windows are double hung for easy cleaning to! Here is an option to think about. Prefer another main-floor primary suite? The dining room could easily be converted into a large bedroom with closet space. The beautifully updated eat-in kitchen (2014) features ample custom cabinetry with crown molding, granite countertops, stainless steel appliances, and plenty of space for family gatherings. The main-floor full bath was tastefully renovated in 2020 with new walls, a tiled shower/tub, updated vanity, modern lighting, & flooring. Upstairs you’ll find two generously sized bedrooms and a convenient half bath. The lower level includes a workshop area, shower, storage room (with freezer to stay), and an extra-deep 1-car garage. Enjoy evenings outdoors on the stamped 17x18.5 patio, and keep things tidy with the 10x10 painted and shingled storage shed complete with loft. Additional 2 parking spots in the alley and off-street parking, plus a fenced yard with three entry gates and a vehicle gate. All within walking distance to the fantastic uptown amenities of Waterloo. Home is being sold AS IS—don’t miss your opportunity to make it your own!

Single-familyProperty Type

1948Year Built

0.25 acresLot Size

$149Est. Price/Sq.Ft.

1 car garageParking

Listed by Lisa Meegan • eXp Realty

Bought with Lauren Luke • eXp Realty

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #25040066

Redfin Estimate

$250,791

$22K over list price of $229K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 17% higher than the average sale price ($214K) of 6 comparable homes.

SOLD SEP 1, 2026
$225,000
A
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
B
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD MAY 7, 2026
$229,900
C
3 beds2 baths1,829 sq ft
705 Leo St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
D
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD AUG 3, 2026
$224,900
E
3 beds1 bath1,128 sq ft
429 Sunset Dr, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
F
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298

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Earn from this home

Sell

$234,311

Est. take-home

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Refinance

Est. cash available

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Rent

$1,387/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$338K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

7 MoM

New listings for sale

COMING SOON
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
$235,000
3 beds2 baths1,272 sq ft
2 Carol Dr, Waterloo, IL 62298
$285,000
4 beds2 baths2,060 sq ft
210 W 4th St, Waterloo, IL 62298
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
$320,000
3 beds2.5 baths2,598 sq ft
118 Osterhage Dr, Waterloo, IL 62298
$339,900
3 beds2 baths1,500 sq ft
711 Ward, Waterloo, IL 62298
$385,000
4 beds2 baths2,641 sq ft
106 Elmwood St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 542 S Main St

Year

Property tax

Land + Additions

Assessment*

2025

$3,113 (+3.8%)

$16,980 + $46,500

$63,480

2024

$3,000 (+20.6%)

$16,980 + $46,500

$63,480

2023

$2,487 (−15.5%)

$16,570 + $47,113

$63,683

2022

$2,942 (+6.9%)

$15,300 + $37,000

$52,300

2021

$2,751 (+1.2%)

$15,520 + $36,640

$52,160

2020

$2,720 (−4.8%)

$13,120 + $35,120

$48,240

2019

$2,858 (+4.0%)

$13,120 + $33,520

$46,640

2018

$2,747 (+3.2%)

$13,120 + $35,050

$48,170

2017

$2,661 (+3.0%)

$10,240 + $35,060

$45,300

2016

$2,583 (−0.6%)

$9,580 + $35,060

$44,640

2015

$2,600 (+9.4%)

$9,580 + $35,060

$44,640

2014

$2,377 (+2.0%)

$11,080 + $34,110

$45,190

2013

$2,330

$11,080 + $31,400

$42,480

Tax history for 542 S Main St

Year

Property tax

Land + Additions

Assessment*

2025

$3,113 (+3.8%)

$16,980 + $46,500

$63,480

2024

$3,000 (+20.6%)

$16,980 + $46,500

$63,480

2023

$2,487 (−15.5%)

$16,570 + $47,113

$63,683

2022

$2,942 (+6.9%)

$15,300 + $37,000

$52,300

2021

$2,751 (+1.2%)

$15,520 + $36,640

$52,160

2020

$2,720 (−4.8%)

$13,120 + $35,120

$48,240

2019

$2,858 (+4.0%)

$13,120 + $33,520

$46,640

2018

$2,747 (+3.2%)

$13,120 + $35,050

$48,170

2017

$2,661 (+3.0%)

$10,240 + $35,060

$45,300

2016

$2,583 (−0.6%)

$9,580 + $35,060

$44,640

2015

$2,600 (+9.4%)

$9,580 + $35,060

$44,640

2014

$2,377 (+2.0%)

$11,080 + $34,110

$45,190

2013

$2,330

$11,080 + $31,400

$42,480

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

0.25 Acres

Year renovated

1948

Sq. Ft.

1,122

Year built

1948

Style

Single Family Residential

County

Monroe County

APN

07-25-434-018-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 1
Parking Features: Additional Parking, Alley Access, Basement, Garage, Garage Door Opener, Off Street, Oversized
Garage Spaces: 1
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 1
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 2
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 1
# of Half Baths (Total): 1
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 2
Upper Level Bathrooms Half: 1
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0

Room 1 Information
Room Type: Living Room
Room Dimensions: 17x12
Room Length: 17
Room Width: 12
Room Level: Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 16x12
Room Length: 16
Room Width: 12
Room Level: Main

Room 3 Information
Room Type: Kitchen
Room Dimensions: 20x13
Room Length: 20
Room Width: 13
Room Level: Main

Room 4 Information
Room Type: Bathroom
Room Dimensions: 13x6
Room Length: 13
Room Width: 6
Room Level: Main

Room 5 Information
Room Type: Bedroom 2
Room Dimensions: 15x13
Room Length: 15
Room Width: 13
Room Level: Upper

Room 6 Information
Room Type: Bedroom 3
Room Dimensions: 15x19
Room Length: 15
Room Width: 19
Room Level: Upper

Room 7 Information
Room Dimensions: 6x7
Room Length: 6
Room Width: 7
Room Level: Upper

Room 8 Information
Room Description: Shower Only

Basement Information
Has Basement
Basement Features: Concrete, Full

Other Rooms Information
Room Count: 8
# of Rooms: 8

Fireplace Information
Fireplace Features: None

Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Central Air, Wall/Window Unit(s)

Interior Features
Interior Features: Eat-in Kitchen
Appliances: Dishwasher, Freezer, Microwave, Gas Range, Refrigerator

Exterior

Building Information
Construction Materials: Aluminum Siding
Roof: Architectural Shingle

Exterior Features
Patio And Porch Features: Covered, Front Porch, Patio
Fencing: Back Yard, Chain Link, Gate

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Updated/Remodeled
Other Structures: Shed(s)
Above Grade Finished Area: 1,683
Above Grade Finished Area Source: Other
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Back Yard, Corner Lot, Few Trees, Front Yard, Level
Lot Size Acres: 0.2518
Lot Size Dimensions: 60 x 190
Lot Size Source: Public Records

Financial

Tax Information
Tax Annual Amount: $2,487
Tax Year: 2023

Lease / Rent Details
Lease Considered YN: No

Utilities

Utility Information
Water Source: Public
Electric: 220 Volts

Location

HOA Information
Association Name: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Address Line: 542 S Main ST, WTRL IL 62298

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,122
Stories: 1.5
Lot Size: 0.25 acres
Style: Single Family Residential
Year Built: 1948
Year Renovated: 1948
County: Monroe County
APN: 07-25-434-018-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Home Warranty YN: No
Efficiency YN: 1
Seller Consider Concession YN: 1

Home Information
Living Area: 1683
Living Area Source: Other
Living Area Srch Sq Ft: 1683.00
Above Grade Finished Area Srch Sq Ft: 1683.00
Below Grade Finished Area Srch Sq Ft: 0.00
Public Records
Levels: One and One Half
Security Features: Smoke Detector(s)

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 0.6mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.8mi

7/10

Waterloo High School

Public 9-12 • Assigned • 0.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$239,000 – $289,000

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New listings for sale in 62298

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Home values near 542 S Main St

Data from public records.

Address	Redfin Estimate
526 S Main Street, Waterloo, IL 1 Beds \| 2 Baths \| 899 Sq. Ft.	$178,282
539 S Main Street, Waterloo, IL 2 Beds \| 2 Baths \| 1410 Sq. Ft.	$214,766

Address	Redfin Estimate
530 S Main Street, Waterloo, IL 2 Beds \| 2 Baths \| 1355 Sq. Ft.	$194,868
537 S Main Street, Waterloo, IL 3 Beds \| 2 Baths \| 840 Sq. Ft.	$211,114

Address	Redfin Estimate
529 S Main Street, Waterloo, IL 2 Beds \| 2 Baths \| 952 Sq. Ft.	$189,831
540 S Main Street, Waterloo, IL 4 Beds \| 1 Baths \| 1296 Sq. Ft.	$226,858

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 542 S Main St

Tax history for 542 S Main St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 542 S Main St

More real estate resources