WOW! This custom built home is a show stopper! Just a block off of Waterloo's Downtown District, within walking distance from all that the Square has to offer. This beauty has character plus! Let's start with the stamped concrete covered front porch to the gorgeous custom covered back deck! It's all about the details and upgrades with this one! Quartz counter tops, 42" cabinets, upgraded black stainless appliances, upgraded light fixtures, barn doors, pocket doors, custom shower tile work and back splash, and the list could go on and on! This property is so unique in so many ways! It's new construction IN TOWN, there are no homes directly across the street and none behind! You have a city house in a private setting! Walk into town and enjoy the flourishing restaurants, bars and boutiques or hang out on your private back deck and enjoy your own slice of heaven. The pictures speak for themselves and the craftsmanship and quality are superb. This property is a must see!
Walking distance to city attractions. Walkout basement possible. Shown as an approximately .52 acre city lot backing to trees. It's actually platted as two lots that meet city set-back requirements so two single family homes could be built here. Vacant property immediately behind it also zoned for single family residences.
Year
Property tax
Land + Additions
Assessment*
2025
$7,537 (+15.7%)
$16,790 + $106,720
$123,510
2024
$6,511 (+5.0%)
$16,790 + $106,720
$123,510
2023
$6,204 (+11.6%)
$16,401 + $93,602
$110,003
2022
$5,560 (+556.1%)
$15,210 + $83,760
$98,970
2021
$847
$15,410 + $71,830
$87,240
Tax history for 305 N Library
Year
Property tax
Land + Additions
Assessment*
2025
$7,537 (+15.7%)
$16,790 + $106,720
$123,510
2024
$6,511 (+5.0%)
$16,790 + $106,720
$123,510
2023
$6,204 (+11.6%)
$16,401 + $93,602
$110,003
2022
$5,560 (+556.1%)
$15,210 + $83,760
$98,970
2021
$847
$15,410 + $71,830
$87,240
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.28 Acres
Year renovated
2021
Sq. Ft.
1,446
Year built
2021
Style
Single Family Residential
County
Monroe County
APN
07-25-201-037-000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
R3
Single-Family Residence Districts
The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.
Interior Features: High Ceilings, Open Floorplan, Carpets, Special Millwork, Walk-in Closet(s), Some Wood Floors
Window Features: Lever Style Door Handles, Panel Door(s), Pocket Door(s)
Appliances: Dishwasher, Disposal, Microwave, Gas Oven, Refrigerator, Stainless Steel Appliance(s)
Exterior
Building Information
Construction Materials: Brick, Vinyl Siding
Property Information
Ownership Type: Private
Development Status: New Construction
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,549
Above Grade Finished Area Source: Builder
Lot Information
Lot Features: Backs to Trees/Woods, Streetlights
Lot Size Acres: 0.31
Lot Size Dimensions: irregular
Lot Size Source: Builder
Financial
Tax Information
Tax Annual Amount: $720
Tax Year: 2019
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5
Location Information
Directions: South on Market St to Right on Flower St and Right on N Library home is on your left North on Market St to Left on Flower St and Left on N Library home is on your right
Cross Street: Flower
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 1,446
Stories: 1.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 2021
Year Renovated: 2021
County: Monroe County
APN: 07-25-201-037-000
Home facts updated by county records on Aug 26, 2026
Other
Home Information
Builder Name: KB Contracting LLC
Levels: One
Around this home
Schools
W J Zahnow Elementary School
Public PreK-1 • Assigned • 0.5mi
Waterloo Junior High School
Public 6-8 • Assigned • 0.5mi
7/10
Waterloo High School
Public 9-12 • Assigned • 1.5mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IL • 62298
Average low and high temperatures (°F)
38
21
48
28
66
42
71
52
75
57
86
68
90
73
87
66
83
61
74
50
58
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.9 hours in
June and 4.1 hours in December, which is comparable to the
U.S. average for solar exposure.
9.9 hrs
4.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$366,000 – $443,000
Reach more buyers when you sell with Redfin. Save up to $3,851 in fees.3 minutes to get started.