OFF MARKET

Last listed at $304,900, CLOSED ON Aug 2021

$392,453

Est. refi paymentEst. refi $1,729/mo

•

1,549

sq ft

309 N Library St, Waterloo, IL 62298

About this home

Single-familyProperty Type

0.32 acresLot Size

$253Est. Price/Sq.Ft.

2 car garageParking

Listed by Carla Mercer • RE/MAX Results Realty

Bought with Carla Mercer • RE/MAX Results Realty

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #21040097

Redfin Estimate

$392,453

$88K over list price of $305K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 29.4% higher than the average sale price ($303K) of 6 comparable homes.

SOLD JUL 29, 2026
$295,000
A
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD MAY 20, 2026
$335,000
B
3 beds2 baths1,376 sq ft
708 Ward, Waterloo, IL 62298
SOLD JUL 1, 2026
$400,000
C
3 beds2 baths1,880 sq ft
400 Mockingbird Ln, Waterloo, IL 62298
SOLD MAY 21, 2026
$215,000
D
3 beds2 baths1,424 sq ft
707 Marney Ln, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
E
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD OCT 23, 2025
$385,000
F
3 beds2 baths1,864 sq ft
327 E 4th St, Waterloo, IL 62298

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Sell

$367,841

Est. take-home

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Est. cash available

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Rent

$1,606/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 309 N Library St

Year

Property tax

Land + Additions

Assessment*

2025

$7,408 (+11.0%)

$17,180 + $109,970

$127,150

2024

$6,673 (+5.6%)

$17,180 + $109,970

$127,150

2023

$6,321 (+13.0%)

$16,739 + $101,988

$118,727

2022

$5,595 (+389.7%)

$15,450 + $91,220

$106,670

2021

$1,142 (+60.3%)

$15,650 + $78,140

$93,790

2020

$713 (−1.1%)

$13,230 + $4,310

$17,540

2019

$721 (+6.9%)

$6,370 + $4,310

$10,680

2018

$674 (+2.8%)

$6,370 + $4,310

$10,680

2017

$656 (+25.9%)

$5,400 + $4,310

$9,710

2016

$521 (−4.8%)

$3,480 + $4,310

$7,790

2015

$547 (+4.0%)

$3,480 + $4,310

$7,790

2014

$526 (+0.4%)

$3,940 + $4,310

$8,250

2013

$524

$3,940 + $4,270

$8,210

Tax history for 309 N Library St

Year

Property tax

Land + Additions

Assessment*

2025

$7,408 (+11.0%)

$17,180 + $109,970

$127,150

2024

$6,673 (+5.6%)

$17,180 + $109,970

$127,150

2023

$6,321 (+13.0%)

$16,739 + $101,988

$118,727

2022

$5,595 (+389.7%)

$15,450 + $91,220

$106,670

2021

$1,142 (+60.3%)

$15,650 + $78,140

$93,790

2020

$713 (−1.1%)

$13,230 + $4,310

$17,540

2019

$721 (+6.9%)

$6,370 + $4,310

$10,680

2018

$674 (+2.8%)

$6,370 + $4,310

$10,680

2017

$656 (+25.9%)

$5,400 + $4,310

$9,710

2016

$521 (−4.8%)

$3,480 + $4,310

$7,790

2015

$547 (+4.0%)

$3,480 + $4,310

$7,790

2014

$526 (+0.4%)

$3,940 + $4,310

$8,250

2013

$524

$3,940 + $4,270

$8,210

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.34 Acres

Year renovated

2021

Sq. Ft.

1,446

Year built

2021

Style

Single Family Residential

County

Monroe County

APN

07-25-201-011-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Features: Attached Garage
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Living Room
Room Dimensions: 15x23
Room Length: 15
Room Width: 23
Room Level: Second or Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 12x9
Room Length: 12
Room Width: 9
Room Level: Second or Main

Room 3 Information
Room Type: Kitchen
Room Dimensions: 12x11
Room Length: 12
Room Width: 11
Room Level: Second or Main

Room 4 Information
Room Type: Laundry
Room Dimensions: 5x6
Room Length: 5
Room Width: 6
Room Level: Second or Main

Room 5 Information
Room Type: Master Bedroom
Room Dimensions: 13x13
Room Length: 13
Room Width: 13
Room Level: Second or Main

Room 6 Information
Room Type: Master Bathroom
Room Dimensions: 6x8
Room Length: 6
Room Width: 8
Room Level: Second or Main

Room 7 Information
Room Type: Bedroom
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Second or Main

Room 8 Information
Room Type: Bedroom
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Second or Main

Room 9 Information
Room Type: Bathroom
Room Dimensions: 9x6
Room Length: 9
Room Width: 6
Room Level: Second or Main

Basement Information
Basement Features: Concrete, Bath/Stubbed, Walk-Out Access

Other Rooms Information
# of Rooms: 9

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Ceiling Fan(s), Electric

Interior Features
Interior Features: High Ceilings, Open Floorplan, Vaulted Ceiling
Window Features: Lever Style Door Handles, Panel Door(s), Pocket Door(s)

Exterior

Building Information
Construction Materials: Brick, Vinyl Siding

Property Information
Ownership Type: Private
Development Status: New Construction
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,549
Above Grade Finished Area Source: Builder
Below Grade Finished Area Source: Builder

Lot Information
Lot Features: Backs to Trees/Woods
Lot Size Acres: 0.32
Lot Size Dimensions: irregular
Lot Size Source: Builder

Financial

Tax Information
Tax Annual Amount: $207
Tax Year: 2019

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Heading South on Market St turn Right on Flower St and then a Right on N Library Street house is on the left Heading North on Market St turn Left on Flower St and Left on N Library St house is on the right
Cross Street: Flower

Public facts

Beds: 4
Baths: 5.0
Sq. Ft.: 1,446
Stories: 1.0
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 2021
Year Renovated: 2021
County: Monroe County
APN: 07-25-201-011-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Wednesday, June 9, 2021

Home Information
Living Area: 1549
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.5mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.5mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.6mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$373,000 – $452,000

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New listings for sale in 62298

FOR SALE BY OWNER

$465,000

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6730 Cardinal Dr, Waterloo, IL 62298

$114,000

1 bed1 bath777 sq ft

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Home values near 309 N Library St

Data from public records.

Address	Redfin Estimate
303 North Library St, Waterloo, IL 2 Beds \| 1 Baths \| 1264 Sq. Ft.	$170,561
321 North Library St, Waterloo, IL 2 Beds \| 1 Baths \| 870 Sq. Ft.	$209,106

Address	Redfin Estimate
208 North Library St, Waterloo, IL 8 Beds \| 5 Baths \| - Sq. Ft.	—
301 North Library St, Waterloo, IL 2 Beds \| 2 Baths \| 728 Sq. Ft.	$169,495

Address	Redfin Estimate
206 North Library St, Waterloo, IL 4 Beds \| 2 Baths \| 1626 Sq. Ft.	$308,429
211 North Library St, Waterloo, IL 5 Beds \| 3 Baths \| 3212 Sq. Ft.	$287,550

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 309 N Library St

Tax history for 309 N Library St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 309 N Library St

More real estate resources