OFF MARKET

Last listed at $230,000, closed on dec 2024

$268,160

Est. refi paymentEst. refi $1,740/mo

•

1,585

sq ft

316 S Main St, Waterloo, IL 62298

About this home

great older home ready to move in.11 to 13 inch thick walls,lots of attic storage, also walk in closets,Frigidaire Refrigerator also dishwasher, and gas range. Microwave,Garbage disposal.Newer washer and dryer stays, Carpeted bedrooms.newer Furnace and water heater,Dont forget 24x36 metal building full electric Two garage door openers, concrete floor,plenty of room for all your stuff.Mechanics dream.Basement outside plus kitchen entry.Bedroom upstairs features window air conditioner .Nice fire pit on back patio.Covered front and back porches.Back yard has Blackberry bush also raised fertilized garden.

Single-familyProperty Type

1889Year Built

7,750 sq ftLot Size

$169Est. Price/Sq.Ft.

5 car garageParking

Listed by David Touchette • Nester Realty

Bought with Michelle Miller • Miller & Associates - Waterloo

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #24073821

Redfin Estimate

$268,160

$38K over list price of $230K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 21.8% higher than the average sale price ($220K) of 6 comparable homes.

SOLD SEP 1, 2026
$225,000
A
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
B
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
C
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD AUG 3, 2026
$239,900
D
3 beds3 baths1,311 sq ft
206 Magnolia Ave, Waterloo, IL 62298
SOLD JUN 1, 2026
$249,900
E
3 beds2.5 baths2,090 sq ft
308 Walnut St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
F
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298

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Earn from this home

Sell

$250,683

Est. take-home

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Refinance

Est. cash available

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Rent

$1,398/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

NEW 2 HRS AGO
$369,900
4 beds2 baths2,272 sq ft
1024 W Fallen Lake Dr, Waterloo, IL 62298
NEW 21 HRS AGO
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
NEW 28 HRS AGO
$399,900
4 beds4 baths2,203 sq ft
720-722 Brittany Ct, Waterloo, IL 62298
OPEN SAT, 12PM TO 2PM
$320,000
3 beds2.5 baths2,598 sq ft
118 Osterhage Dr, Waterloo, IL 62298
COMING SOON
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
OPEN SAT, 12PM TO 2PM
$339,900
3 beds2 baths1,500 sq ft
711 Ward, Waterloo, IL 62298
OPEN SUN, 12PM TO 2PM
$385,000
4 beds2 baths2,641 sq ft
106 Elmwood St, Waterloo, IL 62298
OPEN SUN, 1PM TO 3PM
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 316 S Main St

Date

Event

Price

Public Records

Dec 23, 2024

Sold

$250,000

$158/sq ft

MARIS as Distributed by MLS Grid #24073821

Dec 20, 2024

Sold

Dec 4, 2024

Pending

—

Dec 3, 2024

Listed

$230,000

$145/sq ft

Public Records

Jul 18, 2017

Sold

$156,500

$99/sq ft

MARIS as Distributed by MLS Grid #17046795

Jul 14, 2017

Sold

Jun 10, 2017

Contingent

—

Jun 8, 2017

Price Changed

$154,900

$98/sq ft

Jun 8, 2017

Listed

$145,900

$92/sq ft

+25

Old world charm meets modern amenities in this completely remodeled turn of the century home! You will fall in love with this 1.5 story brick bungalow featuring 3 BR, 2 Baths & a 35 x 23 outbuilding/ garage! Stepping up to the all brick home, you will appreciate the character of the front porch! Walk into the spacious living room featuring 10 ft ceilings throughout the whole main level! The completely updated kitchen features tall cabinetry, granite tops, updated appliances & ample room for dining! Swinging around the corner, you will find the main floor laundry, full bath & over-sized Master BR with 5 x 9 walk in closet! Upstairs you will find 2 additional BR's & a full bath, all of which are abundant with space. If the basement isn't enough storage, check out the fully insulated garage which could fit up to 4 cars or make a great workshop! The back also features a covered patio & flat yard great for gardening & play sets! Just blocks away from Historic Downtown Waterloo!

Public Records

Nov 28, 2011

Sold

$125,000

$79/sq ft

Public Records

Aug 1, 1997

Sold

$66,680

$42/sq ft

Public Records

Aug 1, 1985

Sold

$34,250

$22/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,627 (+18.7%)

$16,340 + $43,100

$59,440

2024

$3,056 (+7.6%)

$16,340 + $43,100

$59,440

2023

$2,840 (−0.5%)

$16,042 + $41,589

$57,631

2022

$2,855 (+8.4%)

$14,910 + $36,220

$51,130

2021

$2,634 (−3.7%)

$15,130 + $35,670

$50,800

2020

$2,734 (+1.4%)

$11,530 + $34,910

$46,440

2019

$2,697 (+9.2%)

$11,530 + $35,330

$46,860

2018

$2,470 (+3.3%)

$11,530 + $34,260

$45,790

2017

$2,392 (+4.4%)

$8,800 + $32,510

$41,310

2016

$2,292 (+11.1%)

$7,750 + $32,530

$40,280

2015

$2,063 (−0.3%)

$7,750 + $32,530

$40,280

2014

$2,069 (−2.9%)

$9,050 + $28,050

$37,100

2013

$2,130

$9,050 + $30,310

$39,360

Tax history for 316 S Main St

Year

Property tax

Land + Additions

Assessment*

2025

$3,627 (+18.7%)

$16,340 + $43,100

$59,440

2024

$3,056 (+7.6%)

$16,340 + $43,100

$59,440

2023

$2,840 (−0.5%)

$16,042 + $41,589

$57,631

2022

$2,855 (+8.4%)

$14,910 + $36,220

$51,130

2021

$2,634 (−3.7%)

$15,130 + $35,670

$50,800

2020

$2,734 (+1.4%)

$11,530 + $34,910

$46,440

2019

$2,697 (+9.2%)

$11,530 + $35,330

$46,860

2018

$2,470 (+3.3%)

$11,530 + $34,260

$45,790

2017

$2,392 (+4.4%)

$8,800 + $32,510

$41,310

2016

$2,292 (+11.1%)

$7,750 + $32,530

$40,280

2015

$2,063 (−0.3%)

$7,750 + $32,530

$40,280

2014

$2,069 (−2.9%)

$9,050 + $28,050

$37,100

2013

$2,130

$9,050 + $30,310

$39,360

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

9,302 Sq. Ft.

Year renovated

1889

Sq. Ft.

1,056

Year built

1889

Style

Single Family Residential

County

Monroe County

APN

07-25-284-005-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 5
Parking Total: 0
Parking Features: Alley Access, Garage Door Opener
Garage Spaces: 5
Carport Spaces: 0
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 1

Bathroom Information
# of Full Baths (Total): 3
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Kitchen
Room Dimensions: 14x13
Room Length: 14
Room Width: 13
Room Level: Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 14x14
Room Length: 14
Room Width: 14
Room Level: Main

Room 3 Information
Room Type: Bedroom
Room Dimensions: 15x14
Room Length: 15
Room Width: 14
Room Level: Main

Room 4 Information
Room Type: Bedroom
Room Dimensions: 12x11
Room Length: 12
Room Width: 11
Room Level: Upper

Room 5 Information
Room Type: Bedroom
Room Dimensions: 15x11
Room Length: 15
Room Width: 11
Room Level: Upper

Room 6 Information
Room Type: Laundry
Room Dimensions: 5x5
Room Length: 5
Room Width: 5
Room Level: Main

Room 7 Information
Room Type: Bathroom
Room Dimensions: 7x5
Room Length: 7
Room Width: 5
Room Level: Main

Room 8 Information
Room Type: Bathroom
Room Dimensions: 11x8
Room Length: 11
Room Width: 8
Room Level: Upper

Room 9 Information
Room Type: Other Room
Room Dimensions: 6x5
Room Length: 6
Room Width: 5
Room Level: Upper

Basement Information
Has Basement
Basement Features: Cellar, Unfinished, Walk-Out Access

Other Rooms Information
# of Rooms: 6

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Gas

Interior Features
Interior Features: Center Hall Plan, Carpets, Window Treatments, Walk-in Closet(s)
Appliances: Dishwasher, Disposal, Dryer, Microwave, Gas Oven, Refrigerator, Stainless Steel Appliance(s), Washer

Exterior

Building Information
Construction Materials: Brick Veneer

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Other Structures: Shed(s)
Above Grade Finished Area: 1,585
Above Grade Finished Area Source: Other
Below Grade Finished Area Source: County Records

Lot Information
Lot Features: Level Lot, Sidewalks, Streetlights
Lot Size Dimensions: 50x155
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $2,840
Tax Year: 1993

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Amenities: Workshop Area
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: mARKET TO LEFT ON 4TH STleft on S Main to 316
Cross Street: 4TH ST

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 1,056
Stories: 1.5
Lot Size: 9,302 square feet
Style: Single Family Residential
Year Built: 1889
Year Renovated: 1889
County: Monroe County
APN: 07-25-284-005-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1585
Levels: One and One Half

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.5mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$255,000 – $309,000

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New listings for sale in 62298

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5245 Timber Lake Dr, Waterloo, IL 62298

NEW 28 HRS AGO

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OPEN SAT, 12PM TO 2PM

$320,000

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118 Osterhage Dr, Waterloo, IL 62298

COMING SOON

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3 beds1 bath1,797 sq ft

458 N Library St, Waterloo, IL 62298

OPEN SAT, 12PM TO 2PM

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OPEN SUN, 12PM TO 2PM

$385,000

4 beds2 baths2,641 sq ft

106 Elmwood St, Waterloo, IL 62298

OPEN SUN, 1PM TO 3PM

$424,900

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Home values near 316 S Main St

Data from public records.

Address	Redfin Estimate
411 South Main St, Waterloo, IL 2 Beds \| 2 Baths \| 1675 Sq. Ft.	$224,603
415 South Main St, Waterloo, IL 3 Beds \| 2 Baths \| 1008 Sq. Ft.	$165,083

Address	Redfin Estimate
330 South Main St, Waterloo, IL 2 Beds \| 2 Baths \| 1098 Sq. Ft.	$156,427
405 South Main St, Waterloo, IL 3 Beds \| 3 Baths \| 1237 Sq. Ft.	$271,755

Address	Redfin Estimate
320 South Main St, Waterloo, IL 2 Beds \| 2 Baths \| 1365 Sq. Ft.	$229,556
310 South Main St, Waterloo, IL 3 Beds \| 3 Baths \| 1020 Sq. Ft.	$242,979

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 316 S Main St

Tax history for 316 S Main St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 316 S Main St

More real estate resources