OFF MARKET

Last listed at $239,900, closed on apr 2025

$254,143

Est. refi paymentEst. refi $1,869/mo

•

1,330

sq ft

421 S Main St, Waterloo, IL 62298

About this home

Freshly rehabbed 4 bedroom, 2 full bath close to downtown Waterloo's fantastic downtown amenities. From top to bottom, this home has been remodeled to include new flooring throughout including luxury vinyl plank throughout the main level. The open concept provides a modern flow. The kitchen has new shaker cabinets, granite counter-tops new stainless appliances. Two main floor bedrooms and full bath w/ new vanity & fixtures. Also, you'll love the added main-floor laundry and also the sunroom/mudroom off the rear of the home. Upstairs, you'll find two huge bedrooms and 2nd full bath, again with all new fixtures. Private parking can be found off the rear of the home and also a great sized yard that's ready for entertaining and play for the upcoming warmer months. Other updates include plumbing, electric, hvac, windows and so much more. All you will have to do is decide where to put your furniture as this one is truly MOVE-IN READY! Additional Rooms: Mud Room, Sun Room

Single-familyProperty Type

1913Year Built

6,795 sq ftLot Size

$191Est. Price/Sq.Ft.

Listed by Sam Row • Keller Williams Pinnacle

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #25001036

Redfin Estimate

$254,143

$14K over list price of $240K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9.9% higher than the average sale price ($231K) of 5 comparable homes.

SOLD MAY 15, 2026
$265,000
A
2 beds2 baths2,088 sq ft
240 N Main St, Waterloo, IL 62298
SOLD SEP 28, 2026
$249,900
B
4 beds2 baths1,380 sq ft
306 Walnut St, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
C
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
D
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
E
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,396/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

3D WALKTHROUGH
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
OPEN SUN, 11AM TO 1PM
$329,000
3 beds2 baths1,762 sq ft
745 N Market St, Waterloo, IL 62298
$267,500
3 beds1.5 baths2,491 sq ft
902 Evansville Ave, Waterloo, IL 62298
$399,900
3 beds2 baths1,584 sq ft
5842 Deer Hill Rd, Waterloo, IL 62298
COMING SOON
$299,900
2 beds3 baths1,616 sq ft
713 Willow Ln, Waterloo, IL 62298
$30,000
Studio— baths784 sq ft
238 Grand Ave Unit A, Waterloo, IL 62298
OPEN NOV 21, 10AM TO 12PM
$300,000
3 beds2.5 baths3,797 sq ft
5723 Konarick Rd, Waterloo, IL 62298
$345,000
3 beds3 baths2,887 sq ft
715 Legion Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 421 S Main St

Date

Event

Price

Public Records

Apr 29, 2025

Sold

$238,900

$180/sq ft

MARIS as Distributed by MLS Grid #25001036

Apr 28, 2025

Sold

Mar 29, 2025

Pending

—

Mar 14, 2025

Listed

$239,900

$180/sq ft

Mar 12, 2025

Coming Soon

$239,900

$180/sq ft

MARIS as Distributed by MLS Grid #24060516

Oct 25, 2024

Price Changed

$240,000

$180/sq ft

Oct 2, 2024

Price Changed

$249,900

$188/sq ft

Sep 23, 2024

Listed

$257,500

$194/sq ft

MARIS as Distributed by MLS Grid #19053104

Jul 14, 2019

Listed

$15,000

$11/sq ft

Jul 11, 2019

Sold

Public Records

May 1, 1994

Sold

$40,500

$30/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,803 (+6.2%)

$15,960 + $46,360

$62,320

2024

$3,581 (+6.5%)

$15,960 + $46,360

$62,320

2023

$3,363 (−1.1%)

$15,725 + $44,768

$60,493

2022

$3,399 (+10.5%)

$14,640 + $39,020

$53,660

2021

$3,077 (+4.3%)

$14,890 + $38,450

$53,340

2020

$2,951 (+3.4%)

$9,370 + $37,870

$47,240

2019

$2,853 (+2.0%)

$9,370 + $34,840

$44,210

2018

$2,797 (+2.8%)

$9,370 + $32,910

$42,280

2017

$2,722 (+4.6%)

$7,380 + $32,910

$40,290

2016

$2,601 (+11.8%)

$5,970 + $32,940

$38,910

2015

$2,327 (−0.1%)

$5,970 + $32,940

$38,910

2014

$2,330 (−2.7%)

$6,920 + $28,160

$35,080

2013

$2,394

$6,920 + $30,570

$37,490

Tax history for 421 S Main St

Year

Property tax

Land + Additions

Assessment*

2025

$3,803 (+6.2%)

$15,960 + $46,360

$62,320

2024

$3,581 (+6.5%)

$15,960 + $46,360

$62,320

2023

$3,363 (−1.1%)

$15,725 + $44,768

$60,493

2022

$3,399 (+10.5%)

$14,640 + $39,020

$53,660

2021

$3,077 (+4.3%)

$14,890 + $38,450

$53,340

2020

$2,951 (+3.4%)

$9,370 + $37,870

$47,240

2019

$2,853 (+2.0%)

$9,370 + $34,840

$44,210

2018

$2,797 (+2.8%)

$9,370 + $32,910

$42,280

2017

$2,722 (+4.6%)

$7,380 + $32,910

$40,290

2016

$2,601 (+11.8%)

$5,970 + $32,940

$38,910

2015

$2,327 (−0.1%)

$5,970 + $32,940

$38,910

2014

$2,330 (−2.7%)

$6,920 + $28,160

$35,080

2013

$2,394

$6,920 + $30,570

$37,490

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

6,809 Sq. Ft.

Year renovated

1913

Sq. Ft.

960

Year built

1913

Style

Single Family Residential

County

Monroe County

APN

07-25-433-013-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 0
Parking Features: Alley Access, Off Street
Carport Spaces: 0

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 2
Main And Upper Level Bedrooms: 4
Upper Level Bedrooms: 2
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 2
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 2
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 1
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0

Room 1 Information
Room Type: Living Room
Room Dimensions: 18 x 15
Room Length: 18
Room Width: 15
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 14 x 14
Room Length: 14
Room Width: 14
Room Level: Main

Room 3 Information
Room Type: Bedroom
Room Dimensions: 14 x 11
Room Length: 14
Room Width: 11
Room Level: Main

Room 4 Information
Room Type: Bedroom
Room Dimensions: 13 x 10
Room Length: 13
Room Width: 10
Room Level: Main

Room 5 Information
Room Type: Bathroom
Room Dimensions: 8 x 5
Room Length: 8
Room Width: 5
Room Level: Main

Room 6 Information
Room Type: Bedroom
Room Dimensions: 18 x 11
Room Length: 18
Room Width: 11
Room Level: Upper

Room 7 Information
Room Type: Bedroom
Room Dimensions: 18 x 11
Room Length: 18
Room Width: 11
Room Level: Upper

Room 8 Information
Room Type: Bathroom
Room Dimensions: 10 x 6
Room Length: 10
Room Width: 6
Room Level: Upper

Laundry Room Information
Laundry Features: Main Level

Basement Information
Has Basement
Basement Features: Cellar, Unfinished, Walk-Up Access

Other Rooms Information
Room Count: 8
# of Rooms: 9

Fireplace Information
Fireplace Features: None

Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Central Air, Electric

Interior Features
Interior Features: Kitchen/Dining Room Combo, Open Floorplan, Granite Counters
Appliances: Gas Water Heater, Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)

Exterior

Building Information
Construction Materials: Vinyl Siding

Exterior Features
Patio And Porch Features: Deck, Composite, Patio

Pool Information
Pool YN: 0

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Updated/Remodeled
Other Structures: Shed(s)
Above Grade Finished Area: 1,330
Above Grade Finished Area Units: Square Feet
Above Grade Finished Area Source: Other

Lot Information
Lot Features: Level
Lot Size Area: 0.16
Lot Size Units: Acres
Lot Size Acres: 0.156
Lot Size Dimensions: 60x125
Lot Size Source: Public Records
Lot Size Area Unknown YN: 0
Road Surface Type: Concrete

Financial

Tax Information
Tax Annual Amount: $3,363
Tax Year: 2023

Lease / Rent Details
Existing Sub Lease YN: 0

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Multi-Unit Information
Unit Count: 0

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: GPS Friendly :)
Address Line: 421 S Main ST, WTRL IL 62298

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 960
Stories: 1.5
Lot Size: 6,809 square feet
Style: Single Family Residential
Year Built: 1913
Year Renovated: 1913
County: Monroe County
APN: 07-25-433-013-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Transaction Type: Sale
Possible Buyer Fees YN: 0
Seller Consider Concession YN: 0

Home Information
Living Area: 1330
Living Area Source: Other
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 1330.00
Foundation Details: Stone
Levels: Two

Around this home

Schools

K - 12
Preschool & daycare

Gardner Elementary School

Public 4-5 • Assigned • 0.5mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.1mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$242,000 – $293,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

OPEN NOV 21, 10AM TO 12PM

$300,000

3 beds2.5 baths3,797 sq ft

5723 Konarick Rd, Waterloo, IL 62298

2.5 acres • Finished basement • 30 x 40 pole barn

$475,000

2 beds1.5 baths910 sq ft

5842 Saxtown Rd, Millstadt, IL 62260

Country living • Equestrian amenities • Indoor riding arena

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3 beds2 baths1,584 sq ft

5842 Deer Hill Rd, Waterloo, IL 62298

All brick ranch • 4.7 wooded acres • New deck

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Wood floors • Built in shelving • White cabinetry

FOR SALE BY OWNER

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Lake lot • Custom fireplace • Elevated patio area

New listings for sale in 62298

3D WALKTHROUGH

$560,000

4 beds3 baths2,741 sq ft

476 Hayden Dr, Waterloo, IL 62298

Large patio • Open concept layout • Center island

OPEN SUN, 11AM TO 1PM

$329,000

3 beds2 baths1,762 sq ft

745 N Market St, Waterloo, IL 62298

Full brick ranch • Large sunroom • Small workshop area

$267,500

3 beds1.5 baths2,491 sq ft

902 Evansville Ave, Waterloo, IL 62298

Full brick ranch • Natural light • Breakfast bar

$399,900

3 beds2 baths1,584 sq ft

5842 Deer Hill Rd, Waterloo, IL 62298

All brick ranch • 4.7 wooded acres • New deck

COMING SOON

$299,900

2 beds3 baths1,616 sq ft

713 Willow Ln, Waterloo, IL 62298

Full brick ranch • Corner lot • Main level living

$30,000

Studio— baths784 sq ft

238 Grand Ave Unit A, Waterloo, IL 62298

Storage shed • Manageable lot • Prime location

OPEN NOV 21, 10AM TO 12PM

$300,000

3 beds2.5 baths3,797 sq ft

5723 Konarick Rd, Waterloo, IL 62298

2.5 acres • Finished basement • 30 x 40 pole barn

$345,000

3 beds3 baths2,887 sq ft

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Full brick home • Hardwood floors • Large picture window

Home values near 421 S Main St

Data from public records.

Address	Redfin Estimate
411 S Main Street, Waterloo, IL 2 Beds \| 2 Baths \| 1675 Sq. Ft.	$223,573
500 S Main Street, Waterloo, IL 3 Beds \| 3 Baths \| 936 Sq. Ft.	$226,400
400 S Main Street, Waterloo, IL 3 Beds \| 3 Baths \| 1392 Sq. Ft.	$256,582
509 S Main Street, Waterloo, IL 2 Beds \| 2 Baths \| 896 Sq. Ft.	$193,353
328 S Main Street, Waterloo, IL 2 Beds \| 1.5 Baths \| 1172 Sq. Ft.	$199,173
414 S Church Street, Waterloo, IL 3 Beds \| 1 Baths \| 1270 Sq. Ft.	$149,691
105 Gardner Street, Waterloo, IL 2 Beds \| 1.5 Baths \| 1316 Sq. Ft.	$222,152

Address	Redfin Estimate
417 S Main Street, Waterloo, IL 2 Beds \| 2 Baths \| 840 Sq. Ft.	$204,420
415 S Main Street, Waterloo, IL 3 Beds \| 2 Baths \| 1008 Sq. Ft.	$164,100
505 S Main Street, Waterloo, IL 4 Beds \| 4 Baths \| 1638 Sq. Ft.	$253,667
404 S Main Street, Waterloo, IL 3 Beds \| 2 Baths \| 1484 Sq. Ft.	$218,260
324 S Main Street, Waterloo, IL 3 Beds \| 1 Baths \| 1296 Sq. Ft.	$184,912
104 Gardner Street, Waterloo, IL 2 Beds \| 3 Baths \| 1342 Sq. Ft.	$229,569
105 Elm Street, Waterloo, IL 1 Beds \| 2 Baths \| 720 Sq. Ft.	$147,591

Address	Redfin Estimate
330 S Main Street, Waterloo, IL 2 Beds \| 2 Baths \| 1098 Sq. Ft.	$159,744
405 S Main Street, Waterloo, IL 3 Beds \| 3 Baths \| 1237 Sq. Ft.	$266,275
503 S Main Street, Waterloo, IL 4 Beds \| 2 Baths \| 1248 Sq. Ft.	$226,619
401 S Main Street, Waterloo, IL 2 Beds \| 1 Baths \| 1453 Sq. Ft.	$191,787
504 S Main Street, Waterloo, IL 3 Beds \| 3 Baths \| 936 Sq. Ft.	$221,653
107 Elm Street, Waterloo, IL 1 Beds \| 2 Baths \| 1020 Sq. Ft.	$160,502
418 S Church Street, Waterloo, IL 2 Beds \| 3 Baths \| 954 Sq. Ft.	$216,710

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 421 S Main St

Tax history for 421 S Main St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 421 S Main St

More real estate resources