OFF MARKET

Last listed at $148,500, CLOSED ON Mar 2015

$288,964

Est. refi paymentEst. refi $1,063/mo

•

2,592

sq ft

615 S Library St S, Waterloo, IL 62298

About this home

Enjoy this lovely home with large covered front porch and huge 2 car detached garage, right in town! As you walk in, you will love the vaulted ceiling in the living room with skylight, and hardwood floors, which expand into the formal dining room. The updated kitchen features a good amount of cabinet and counter space and an eat-in kitchen. There are 3 bedrooms on the main level and 2 bedrooms in the walkout basement. The master bedroom also includes a private master bathroom. There is also an updated full bath on the main level and a bathroom in the finished basement. The basement also features a re-finished family room with new carpet and bonus room. This home has main floor laundry, tons of character and a large lot. Updates include hot water heater, cooktop, skylight 2012, dishwasher & microwave 2014, refrigerator 2007, laminate flooring and carpet 2014!

Single-familyProperty Type

1925Year Built

0.34 acresLot Size

$111Est. Price/Sq.Ft.

2 car garageParking

Listed by Amy Hank • Century 21 Advantage

Bought with Tammy Wampler • Century 21 Advantage

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #4317077

Redfin Estimate

$288,964

$140K over list price of $149K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.2% lower than the average sale price ($322K) of 6 comparable homes.

SOLD JUL 23, 2026
$375,000
A
4 beds3 baths3,014 sq ft
421 Hartmann Ln, Waterloo, IL 62298
SOLD JUL 9, 2026
$235,500
B
4 beds2 baths2,268 sq ft
314 N Church St, Waterloo, IL 62298
SOLD JUL 15, 2026
$330,000
C
4 beds3 baths2,845 sq ft
454 Mary Dr, Waterloo, IL 62298
SOLD AUG 7, 2026
$345,000
D
4 beds3.5 baths2,803 sq ft
711 Morrison Ave, Waterloo, IL 62298
SOLD MAY 29, 2026
$395,000
E
5 beds2.5 baths2,962 sq ft
601 Hartman Ln, Waterloo, IL 62236
SOLD JUN 1, 2026
$249,900
F
3 beds2.5 baths2,090 sq ft
308 Walnut St, Waterloo, IL 62298

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Earn from this home

Sell

$270,293

Est. take-home

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Refinance

Est. cash available

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Rent

$1,499/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

COMING SOON
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 615 S Library St S

Year

Property tax

Land + Additions

Assessment*

2025

$3,458 (+7.1%)

$17,100 + $45,320

$62,420

2024

$3,227 (+0.5%)

$17,100 + $45,320

$62,420

2023

$3,212 (−4.2%)

$16,676 + $43,849

$60,525

2022

$3,353 (−7.6%)

$15,410 + $41,660

$57,070

2021

$3,629 (+6.1%)

$15,600 + $43,020

$58,620

2020

$3,420 (−1.5%)

$13,160 + $48,560

$61,720

2019

$3,470 (+2.3%)

$13,160 + $43,970

$57,130

2018

$3,394 (+3.0%)

$13,160 + $44,090

$57,250

2017

$3,293 (−2.9%)

$10,430 + $44,180

$54,610

2016

$3,390 (−7.8%)

$9,770 + $46,940

$56,710

2015

$3,675 (+15.1%)

$9,770 + $46,940

$56,710

2014

$3,194 (+0.2%)

$11,320 + $50,080

$61,400

2013

$3,187

$11,320 + $44,590

$55,910

Tax history for 615 S Library St S

Year

Property tax

Land + Additions

Assessment*

2025

$3,458 (+7.1%)

$17,100 + $45,320

$62,420

2024

$3,227 (+0.5%)

$17,100 + $45,320

$62,420

2023

$3,212 (−4.2%)

$16,676 + $43,849

$60,525

2022

$3,353 (−7.6%)

$15,410 + $41,660

$57,070

2021

$3,629 (+6.1%)

$15,600 + $43,020

$58,620

2020

$3,420 (−1.5%)

$13,160 + $48,560

$61,720

2019

$3,470 (+2.3%)

$13,160 + $43,970

$57,130

2018

$3,394 (+3.0%)

$13,160 + $44,090

$57,250

2017

$3,293 (−2.9%)

$10,430 + $44,180

$54,610

2016

$3,390 (−7.8%)

$9,770 + $46,940

$56,710

2015

$3,675 (+15.1%)

$9,770 + $46,940

$56,710

2014

$3,194 (+0.2%)

$11,320 + $50,080

$61,400

2013

$3,187

$11,320 + $44,590

$55,910

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.34 Acres

Year renovated

1925

Sq. Ft.

1,392

Year built

1925

Style

Single Family Residential

County

Monroe County

APN

07-25-449-005-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Detached
Garage Spaces: 2
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 5
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 3
# of Main Level Bathrooms (Total): 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Dining Room
Room Length: 10
Room Width: 10
Room Level: Second or Main

Room 2 Information
Room Type: Family Room
Room Length: 31
Room Width: 11
Room Level: First or Lower

Room 3 Information
Room Type: Bathroom
Room Length: 4
Room Width: 10
Room Level: First or Lower

Room 4 Information
Room Type: Bedroom
Room Length: 11
Room Width: 18
Room Level: Second or Main

Room 5 Information
Room Type: Bedroom
Room Length: 11
Room Width: 10
Room Level: Second or Main

Room 6 Information
Room Type: Bedroom
Room Length: 11
Room Width: 15
Room Level: First or Lower

Room 7 Information
Room Type: Other Room
Room Length: 11
Room Width: 9
Room Level: Second or Main

Room 8 Information
Room Type: Other Room
Room Length: 10
Room Width: 15
Room Level: First or Lower

Room 9 Information
Room Type: Bedroom
Room Length: 10
Room Width: 10
Room Level: Second or Main

Room 10 Information
Room Type: Bedroom
Room Length: 11
Room Width: 15
Room Level: First or Lower

Room 11 Information
Room Type: Living Room
Room Length: 12
Room Width: 24
Room Level: Second or Main

Room 12 Information
Room Type: Other Room
Room Length: 7
Room Width: 9
Room Level: Second or Main

Room 13 Information
Room Type: Kitchen
Room Length: 73
Room Width: 12
Room Level: Second or Main

Basement Information
Basement Features: Full, Walk-Out Access

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Dishwasher, Cooktop, Microwave, Refrigerator

Exterior

Building Information
Construction Materials: Vinyl Siding
Roof: Asphalt

Property Information
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,392
Below Grade Finished Area: 1,200

Lot Information
Lot Size Acres: 0.34
Lot Size Dimensions: .34 acres

Financial

Tax Information
Tax Annual Amount: $3,188
Tax Year: 2013

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Amenities: Deck

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt. 3 to Park St. Right on Library, house on right.

Public facts

Beds: 3
Baths: 4.0
Sq. Ft.: 1,392
Stories: 1.0
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 1925
Year Renovated: 1925
County: Monroe County
APN: 07-25-449-005-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 2592
Levels: One

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 0.8mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.9mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$275,000 – $333,000

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New listings for sale in 62298

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FOR SALE BY OWNER

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Home values near 615 S Library St S

Data from public records.

Address	Redfin Estimate
618 S Library Street, Waterloo, IL 3 Beds \| 3 Baths \| 1400 Sq. Ft.	$270,715
616 S Library Street, Waterloo, IL 3 Beds \| 3 Baths \| 1109 Sq. Ft.	$229,539

Address	Redfin Estimate
608 S Library Street, Waterloo, IL 1 Beds \| 2 Baths \| 576 Sq. Ft.	$123,075
604 S Library Street, Waterloo, IL 3 Beds \| 3 Baths \| 952 Sq. Ft.	$224,477

Address	Redfin Estimate
606 S Library Street, Waterloo, IL 2 Beds \| 2 Baths \| 720 Sq. Ft.	$176,864
610 S Library Street, Waterloo, IL 2 Beds \| 2 Baths \| 768 Sq. Ft.	$191,484

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2014. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 615 S Library St S

Tax history for 615 S Library St S

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 615 S Library St S

More real estate resources