OFF MARKET

Last listed at $189,000, CLOSED ON Oct 2020

$291,406

Est. refi paymentEst. refi $1,439/mo

•

1,950

sq ft

704 S Library St, Waterloo, IL 62298

About this home

ONE TIME SHOW AND SELL! This 3 BD, 2.75 BA house has an open floor plan with the foyer opening into the spacious living room with vaulted ceiling, fireplace and skylights. The eat-in kitchen has plenty of white cabinets, breakfast bar and sliding door to an awesome deck and patio in the large backyard. Basement partially finished with a family room, play room, office/bonus room, and bathroom. The family room is wired for surround sound and has huge built-in entertainment center. Landscaped front yard and finished two-car garage.

Single-familyProperty Type

1995Year Built

10,019 sq ftLot Size

$149Est. Price/Sq.Ft.

2 car garageParking

Listed by Lisa Meegan • RE/MAX Preferred

Bought with Lisa Meegan • RE/MAX Preferred

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #20063716

Redfin Estimate

$291,406

$102K over list price of $189K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.6% lower than the average sale price ($293K) of 6 comparable homes.

SOLD APR 3, 2026
$319,900
A
3 beds2 baths1,640 sq ft
497 Mary Dr, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
B
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD DEC 1, 2025
$289,900
C
3 beds2.5 baths1,807 sq ft
310 Briarwood Dr, Waterloo, IL 62298
SOLD MAY 7, 2026
$229,900
D
3 beds2 baths1,829 sq ft
705 Leo St, Waterloo, IL 62298
SOLD DEC 23, 2025
$295,000
E
3 beds2 baths1,900 sq ft
503 Mary Dr, Waterloo, IL 62298
SOLD JUL 15, 2026
$330,000
F
4 beds3 baths2,845 sq ft
454 Mary Dr, Waterloo, IL 62298

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Earn from this home

Sell

$272,595

Est. take-home

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Refinance

Est. cash available

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Rent

$1,427/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 704 S Library St

Year

Property tax

Land + Additions

Assessment*

2025

$4,970 (+6.0%)

$16,390 + $70,810

$87,200

2024

$4,687 (+14.8%)

$16,390 + $70,810

$87,200

2023

$4,082 (+9.6%)

$16,095 + $69,080

$85,175

2022

$3,725 (+2.8%)

$14,920 + $56,030

$70,950

2021

$3,624 (+1.1%)

$15,140 + $49,310

$64,450

2020

$3,584 (+0.9%)

$11,760 + $49,890

$61,650

2019

$3,553 (+4.8%)

$11,760 + $47,840

$59,600

2018

$3,390 (+2.0%)

$11,760 + $46,710

$58,470

2017

$3,322 (+7.1%)

$8,940 + $45,620

$54,560

2016

$3,103 (−1.7%)

$7,950 + $44,460

$52,410

2015

$3,156 (+8.7%)

$7,950 + $44,460

$52,410

2014

$2,904 (−1.8%)

$9,300 + $44,270

$53,570

2013

$2,958

$9,300 + $43,020

$52,320

Tax history for 704 S Library St

Year

Property tax

Land + Additions

Assessment*

2025

$4,970 (+6.0%)

$16,390 + $70,810

$87,200

2024

$4,687 (+14.8%)

$16,390 + $70,810

$87,200

2023

$4,082 (+9.6%)

$16,095 + $69,080

$85,175

2022

$3,725 (+2.8%)

$14,920 + $56,030

$70,950

2021

$3,624 (+1.1%)

$15,140 + $49,310

$64,450

2020

$3,584 (+0.9%)

$11,760 + $49,890

$61,650

2019

$3,553 (+4.8%)

$11,760 + $47,840

$59,600

2018

$3,390 (+2.0%)

$11,760 + $46,710

$58,470

2017

$3,322 (+7.1%)

$8,940 + $45,620

$54,560

2016

$3,103 (−1.7%)

$7,950 + $44,460

$52,410

2015

$3,156 (+8.7%)

$7,950 + $44,460

$52,410

2014

$2,904 (−1.8%)

$9,300 + $44,270

$53,570

2013

$2,958

$9,300 + $43,020

$52,320

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

10,148 Sq. Ft.

Year renovated

1995

Sq. Ft.

1,155

Year built

1995

Style

Single Family Residential

County

Monroe County

APN

07-25-452-023-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Features: Attached Garage, Garage Door Opener
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 3
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Bathroom
Room Dimensions: 8x12
Room Length: 8
Room Width: 12
Room Level: First or Lower

Room 2 Information
Room Type: Bedroom
Room Dimensions: 9x10
Room Length: 9
Room Width: 10
Room Level: Second or Main

Room 3 Information
Room Type: Family Room
Room Dimensions: 11x12
Room Length: 11
Room Width: 12
Room Level: First or Lower

Room 4 Information
Room Type: Living Room
Room Dimensions: 12x16
Room Length: 12
Room Width: 16
Room Level: Second or Main

Room 5 Information
Room Type: Other Room
Room Dimensions: 8x15
Room Length: 8
Room Width: 15
Room Level: First or Lower

Room 6 Information
Room Type: Other Room
Room Dimensions: 10x11
Room Length: 10
Room Width: 11
Room Level: First or Lower

Room 7 Information
Room Type: Bedroom
Room Dimensions: 11x14
Room Length: 11
Room Width: 14
Room Level: Second or Main

Room 8 Information
Room Type: Bedroom
Room Dimensions: 10x12
Room Length: 10
Room Width: 12
Room Level: Second or Main

Room 9 Information
Room Type: Kitchen
Room Dimensions: 11x21
Room Length: 11
Room Width: 21
Room Level: Second or Main

Room 10 Information
Room Type: Other Room
Room Dimensions: 5x7
Room Length: 5
Room Width: 7
Room Level: Second or Main

Room 11 Information
Room Type: Other Room
Room Dimensions: 7x9
Room Length: 7
Room Width: 9
Room Level: Second or Main

Basement Information
Has Basement
Basement Features: Full, Partially Finished

Other Rooms Information
# of Rooms: 11

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Woodburning Fireplce

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Appliances: Dishwasher, Disposal, Gas Oven, Refrigerator

Exterior

Building Information
Construction Materials: Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,155
Above Grade Finished Area Source: Other
Below Grade Finished Area: 795
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Fencing
Lot Size Acres: 0.23
Lot Size Dimensions: 80 x 120
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $3,553
Tax Year: 2019

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: IL 3 to Park Street. Turn right on S. Library St. House will be on left.
Cross Street: Debra Lane

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 1,155
Stories: 1.0
Lot Size: 10,148 square feet
Style: Single Family Residential
Year Built: 1995
Year Renovated: 1995
County: Monroe County
APN: 07-25-452-023-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1950
Levels: One

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.9mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 1.0mi

7/10

Waterloo High School

Public 9-12 • Assigned • 0.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$277,000 – $336,000

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Home values near 704 S Library St

Data from public records.

Address	Redfin Estimate
720 S Library Street, Waterloo, IL 3 Beds \| 3 Baths \| 1328 Sq. Ft.	$285,155
618 S Library Street, Waterloo, IL 3 Beds \| 3 Baths \| 1400 Sq. Ft.	$270,715

Address	Redfin Estimate
703 S Library Street, Waterloo, IL 3 Beds \| 3 Baths \| 1204 Sq. Ft.	$256,201
616 S Library Street, Waterloo, IL 3 Beds \| 3 Baths \| 1109 Sq. Ft.	$229,539

Address	Redfin Estimate
712 S Library Street, Waterloo, IL 3 Beds \| 3 Baths \| 1785 Sq. Ft.	$286,209
708 S Library Street, Waterloo, IL 3 Beds \| 2 Baths \| 2126 Sq. Ft.	$294,473

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 704 S Library St

Tax history for 704 S Library St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 704 S Library St

More real estate resources