Public Remarks: LAKE & RIVER VIEWS! Lovely ranch with 2 MASTER SUITES! A second huge master suite was added to this home just 2 years ago! Vaulted ceiling in great room with stunning stone fireplace. Updated white kitchen with glass doors. Sit on your deck overlooking park area with lake (private setting) or view the river from your kitchen.
LOVELY & ''HARD TO FIND'' ONE-FLOOR PLAN WITH LAKE AND RIVER VIEWS. 1ST FLR. LAUNDRY AND LARGE UNFINISHED BASEMENT. GREAT ROOM WITH VAULTED CEILING. FIREPLACE, AND SLIDING DOORS TO PATIO;WONDERFUL PRIVATE SETTING WITH LAKE & PARK AREA VIEW.LARGE EAT-IN KITCHEN WITH VIEW OF RIVER. BOAT DOCK SPACE, RAMP, STORAGE,POOL, TENNIS, HORSE BARN AND CLUBHOUSE AVAILABLE.LG&E GAS.
Year
Property tax
Land + Additions
Assessment*
2025
$4,726
$80,000 + $300,000
$380,000
2024
$4,722 (+11.1%)
$80,000 + $300,000
$380,000
2023
$4,250 (+0.7%)
$80,000 + $300,000
$380,000
2022
$4,219 (+0.6%)
$80,000 + $260,000
$340,000
2021
$4,192 (−0.2%)
$80,000 + $260,000
$340,000
2020
$4,202 (+22.4%)
$80,000 + $260,000
$340,000
2019
$3,434
$80,000 + $260,000
$340,000
2018
$3,436 (+0.7%)
$70,000 + $210,000
$280,000
2017
$3,412 (+1.6%)
$70,000 + $210,000
$280,000
2016
$3,358 (−5.7%)
$70,000 + $210,000
$280,000
2015
$3,560 (−12.1%)
2013
$4,051
$80,000 + $280,000
$360,000
Tax history for 2107 Cardinal Harbour Dr
Year
Property tax
Land + Additions
Assessment*
2025
$4,726
$80,000 + $300,000
$380,000
2024
$4,722 (+11.1%)
$80,000 + $300,000
$380,000
2023
$4,250 (+0.7%)
$80,000 + $300,000
$380,000
2022
$4,219 (+0.6%)
$80,000 + $260,000
$340,000
2021
$4,192 (−0.2%)
$80,000 + $260,000
$340,000
2020
$4,202 (+22.4%)
$80,000 + $260,000
$340,000
2019
$3,434
$80,000 + $260,000
$340,000
2018
$3,436 (+0.7%)
$70,000 + $210,000
$280,000
2017
$3,412 (+1.6%)
$70,000 + $210,000
$280,000
2016
$3,358 (−5.7%)
$70,000 + $210,000
$280,000
2015
$3,560 (−12.1%)
2013
$4,051
$80,000 + $280,000
$360,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
1.22 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Oldham County
APN
04-02B-03-38
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
R-2
Residential District
The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre
Permitted uses
Include but are not limited to:
Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space
May 26, 2001 • Final
Detached garage
New construction
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Spaces: 2.0
Interior
Bedroom Information
Bedrooms Total: 5
First Floor PBR: Yes
Primary Bedroom Level: First
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 5
# Basement Bedrooms: 0.0
Primary Bedroom: Yes
Bathroom Information
Bathrooms Full: 3
Bathrooms Half: 0
Kitchen & Dining Information
Dining Room: Yes
Dining Room Level: First
Kitchen: Yes
Kitchen Level: First
Interior Features
# of Rooms: 8
# of Closets: 7
Living Areas
Family Room: Yes
Family Room Level: First
Other Room Information
# of Rooms: 8
Rooms Total: 8
Basement Y/N: Yes
Basement: Partially Finished
Bedroom: Yes
Bedroom Level: First
Closets: Basement: 1
Dining Room: Yes
Dining Room Level: First
Fireplaces Total: 0
Kitchen: Yes
Kitchen Level: First
Primary Bedroom: Yes
Primary Bedroom Level: First
Room 1 Information
Room 1 Level: First
Room 1 Type: Family Room
Room 2 Information
Room 2 Level: First
Room 2 Type: Primary Bedroom
Room 3 Information
Room 3 Level: First
Room 3 Type: Primary Bedroom
Room 4 Information
Room 4 Level: First
Room 4 Type: Bedroom
Room 5 Information
Room 5 Level: First
Room 5 Type: Bedroom
Room 6 Information
Room 6 Level: First
Room 6 Type: Bedroom
Room 7 Information
Room 7 Description: Eat in Kitchen
Room 7 Level: First
Room 7 Type: Kitchen
Room 8 Information
Room 8 Description: Formal
Room 8 Level: First
Room 8 Type: Dining Room
Exterior
Exterior Features
Exterior Features: Tennis Court, Porch, Deck, Lake
Land Information
Fencing: None
Fencing: None: Yes
Lot Description
Lot Features: Level
Lot Size Acres: 1.22
Lot Size Area: 1.22
Lot Size Units: Acres
Level: Yes
Property Information
Property Sub Type: Single Family Residence
Residential
Subdivision / Condo Amenities
Subdivision Name: CARDINAL HARBOUR
Building Information
Building Area Total: 2508.0
Stories: 1
Roof: Shingle
Construction Materials: Wood Frame
Above Grade Finished: 2,508
Below Grade Finished: 500
Living Area: 3008.0
Financial
Tax Information
Tax Block: 0000
Tax Lot: 38
Utilities
Utility Information
Utilities: Fuel:Natural, Public Sewer, Public Water
Heating
Heating Y/N: Yes
Heating: Natural Gas, Heat Pump
Cooling
Cooling Y/N: Yes
Cooling: Central Air, Heat Pump
Location
Multi-Unit Information
Dock: Yes
HOA Information
Association Y/N: Yes
Clubhouse, Marina
Neighborhood Information
Subdivision Name: CARDINAL HARBOUR
Location Information
Directions: US Highway 42/left 1793/right Rose Island Rd to Cardinal Harbour turn left
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1.22 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 04-02B-03-38
Home facts updated by county records on Jul 29, 2026
Around this home
Schools
Harmony Elementary School
Public K-5 • Assigned • 2.5mi
8/10
North Oldham Middle School
Public 6-8 • Assigned • 2.3mi
9/10
North Oldham High School
Public 9-12 • Assigned • 2.4mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 21 days in 30 years
2/10 Wind Factor
3% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Prospect, KY • 40059
Average low and high temperatures (°F)
37
21
47
29
65
42
72
51
74
56
85
67
90
72
86
66
82
60
72
49
58
41
46
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 3.6 hours in December, placing it below the
U.S. average for solar exposure.
9.4 hrs
3.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$568,000 – $688,000
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