OFF MARKET

Off Market Apr 2015 for $464K

$757,348

Est. refi paymentEst. refi $3,059/mo

•

4,480

sq ft

2104 Cardinal Harbour Rd, Prospect, KY 40059

About this home

Public Remarks: HUGE PRICE ADJUSTMENT!!! MOTIVATED SELLER said get it SOLD! A gorgeous waterfront view does not begin to adequately describe this truly unique property. Located at 2104 Cardinal Harbour Rd and districted for award winning North Oldham County schools, this special plot of paradise gives you the Hamptons feel in Louisville, KY! Only a property like this can you go on a peaceful river side walk after your morning swim in your beautiful in ground pool that overlooks the majestic shoreline. The home is positioned across from Rose Island of Charlestown State Park on the Indiana shore that will never be developed! Beautiful year 'round views with an everyday vacation feel. Inside the sprawling open floor plan features 5 spacious bedrooms, 4 1/2 baths, 4 large gathering rooms (CONTINUED) including a spacious great room, living room and 2 family rooms, a large kitchen with breakfast area, a hearth room open to the kitchen, abundant storage space including a large lower level boat garage that is 27 feet deep by 24 feet wide with a 10'x7'6" overhead door. The luxurious master bedroom features a series of windows along the rear wall offering beautiful panoramic views of the river. So many wonderful features make this home an absolute must see! After an autumn stroll along the river walk, come in and enjoy any of your three fireplaces (2 gas and one wood burning) or relax in your spacious master bath whirlpool tub! Don't miss this opportunity for a rare waterfront property on high ground, call the listing agent today and schedule a personal tour!

Single-familyProperty Type

1976Year Built

1.07 acresLot Size

$169Est. Price/Sq.Ft.

3 car garageParking

Listed by Withrow Price Group • Keller Williams Collective

Bought with Ann Tidwell • BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors

Redfin checked: 3 minutes ago

•Source:Metro Search MLS #1405445

Redfin Estimate

$757,348

$292K since sold in April 2015$3,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.2% lower than the average sale price ($759K) of 6 comparable homes.

SOLD AUG 17, 2026
$742,000
A
5 beds3.5 baths5,090 sq ft
1514 Taylor Creek Ct, Goshen, KY 40026
Keller Williams Collective
SOLD JUL 8, 2026
$560,000
B
4 beds2.5 baths3,523 sq ft
13708 Mockingbird Dr, Prospect, KY 40059
Polo Real Estate Group LLC
SOLD JUL 29, 2026
$990,000
C
4 beds5 baths6,849 sq ft
13904 Fairway Ln, Goshen, KY 40026
Lenihan Sotheby's Int'l Realty
SOLD NOV 3, 2025
$640,000
D
4 beds3.5 baths4,000 sq ft
13800 S Harbour View Ct, Prospect, KY 40059
Coldwell Banker McMahan
SOLD MAR 3, 2026
$626,000
E
3 beds3.5 baths4,222 sq ft
2017 Cardinal Harbour Rd, Prospect, KY 40059
United Real Estate Louisville
SOLD JUL 10, 2026
$995,000
F
5 beds4.5 baths5,105 sq ft
13304 Ashford Cir, Goshen, KY 40026
Coldwell Banker McMahan

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Earn from this home

Sell

$432,791

Est. take-home

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Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,938/mo

Redfin rental estimate

List your home for rent

Market trends in 40059, KY

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.4%

0.1% MoM

Median sale price

$752K

$7K MoM

Avg. days on market

36d

3 days MoM

Recently sold homes

131

28 MoM

New listings for sale

$799,000
3 beds3.5 baths3,478 sq ft
3028 Belknap Beach Rd, Prospect, KY 40059
Family Realty LLC
$459,500
3 beds2 baths2,087 sq ft
9211 Eminence Ct, Prospect, KY 40059
BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors
3D WALKTHROUGH
$1,295,000
5 beds5.5 baths6,383 sq ft
7709 Cedar Ridge Ct, Prospect, KY 40059
The Agency Louisville
$205,000
3 beds2.5 baths1,303 sq ft
7813 Montero Dr, Prospect, KY 40059
Schuler Bauer Real Estate Services ERA Powered
3D WALKTHROUGH
$420,000
3 beds2.5 baths2,400 sq ft
4105 Nicholas Roy Ct, Prospect, KY 40059
Nest Realty
$3,895,000
7 beds7 baths9,932 sq ft
5716 Harrods Glen Dr, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
$625,000
3 beds2 baths2,531 sq ft
7804 Deep Trail Ct, Prospect, KY 40059
Kentucky Select Properties
3D WALKTHROUGH
$1,100,000
3 beds3.5 baths3,986 sq ft
5415 River Creek Ct, Prospect, KY 40059
Nest Realty
$820,000
4 beds3.5 baths3,390 sq ft
10809 Jimson St, Prospect, KY 40059
First Saturday Real Estate
3D WALKTHROUGH
$625,000
3 beds3 baths1,866 sq ft
9211 Featherbell Blvd, Prospect, KY 40059
Semonin Realtors
See all

Provided by Redfin

Sale history for 2104 Cardinal Harbour Rd

Date

Event

Price

Metro Search MLS #1405445

Apr 30, 2015

Sold

$464,900

$104/sq ft

Mar 16, 2015

Listing Removed

—

Nov 12, 2014

Listed

$489,900

$109/sq ft

Metro Search MLS #1400077

Nov 2, 2014

Listing Removed

—

Sep 2, 2014

Listed

$529,900

$118/sq ft

Metro Search MLS #1395084

Aug 31, 2014

Listing Removed

—

Jul 8, 2014

Listed

$529,900

$118/sq ft

Metro Search MLS #1393615

Jul 7, 2014

Listing Removed

—

Jun 20, 2014

Listed

$559,000

$125/sq ft

Metro Search MLS #1367429

Jun 20, 2014

Listing Removed

—

Jul 30, 2013

Listed

$579,000

$129/sq ft

Metro Search MLS #1332720

Oct 1, 2012

Listing Removed

—

Jan 12, 2012

Listed

$549,000

$123/sq ft

Metro Search MLS #1321805

May 22, 2012

Listing Removed

—

Jan 12, 2012

Listed

$549,000

$123/sq ft

Metro Search MLS #1308746

Jan 12, 2012

Listing Removed

—

Jul 11, 2011

Listed

$549,000

$123/sq ft

Metro Search MLS #1250505

Jun 16, 2011

Listing Removed

—

Sep 22, 2009

Listed

$589,000

$131/sq ft

Metro Search MLS #1205539

Sep 21, 2009

Listing Removed

—

May 21, 2008

Listed

$619,000

$138/sq ft

Metro Search MLS #1140450

Dec 1, 2006

Listing Removed

—

Sep 11, 2006

Listed

$749,000

$167/sq ft

Metro Search MLS #1128337

Sep 11, 2006

Listing Removed

—

May 30, 2006

Listed

$749,000

$167/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,475 (−0.5%)

$80,000 + $410,000

$490,000

2024

$5,504 (+8.0%)

$80,000 + $410,000

$490,000

2023

$5,098 (−0.7%)

$80,000 + $410,000

$490,000

2022

$5,136 (+0.6%)

$80,000 + $375,000

$455,000

2021

$5,103 (−0.5%)

$80,000 + $375,000

$455,000

2020

$5,130 (−1.2%)

$80,000 + $375,000

$455,000

2019

$5,195

$80,000 + $375,000

$455,000

2018

$5,197 (+0.7%)

$80,000 + $345,000

$425,000

2017

$5,161 (+1.6%)

$80,000 + $345,000

$425,000

2016

$5,080 (−12.0%)

$80,000 + $345,000

$425,000

2015

$5,773 (+5.8%)

2013

$5,458

$80,000 + $405,000

$485,000

Tax history for 2104 Cardinal Harbour Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,475 (−0.5%)

$80,000 + $410,000

$490,000

2024

$5,504 (+8.0%)

$80,000 + $410,000

$490,000

2023

$5,098 (−0.7%)

$80,000 + $410,000

$490,000

2022

$5,136 (+0.6%)

$80,000 + $375,000

$455,000

2021

$5,103 (−0.5%)

$80,000 + $375,000

$455,000

2020

$5,130 (−1.2%)

$80,000 + $375,000

$455,000

2019

$5,195

$80,000 + $375,000

$455,000

2018

$5,197 (+0.7%)

$80,000 + $345,000

$425,000

2017

$5,161 (+1.6%)

$80,000 + $345,000

$425,000

2016

$5,080 (−12.0%)

$80,000 + $345,000

$425,000

2015

$5,773 (+5.8%)

2013

$5,458

$80,000 + $405,000

$485,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

1.07 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

04-02B-03-75

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

CO-1

Conservation/Residential District

The Conservation/Residential District is intended to promote and protect significant natural features, wooded areas, water courses, existing and potential lake sites, other recreational and conservation resources, wildlife habitat, present and future water supplies, and to minimize erosion of soil and the siltation and pollution of streams and lakes.

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Recreation
Park & open space

Property details

Parking

Parking Information
Garage Spaces: 3.0
Parking Features: Attached

Interior

Virtual Tour Information

Virtual Tour Information

General Property Description
Builder #: 0.0

Bedroom Information
Bedrooms Total: 5
First Floor PBR: Yes
Primary Bedroom Level: First
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 1.0
# 1st Floor Bedrooms: 3
# Basement Bedrooms: 1
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 4
Bathrooms Half: 1
Primary Bathroom Level: First
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: First
Primary Bathroom: Yes

Kitchen & Dining Information
Dining Room: Yes
Dining Room Level: First
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 10
# of Closets: 10
# of Fireplaces: 3
Fireplaces Total: 3
Fireplaces: Basement: 1
Fireplaces: Level 1: 2
Fireplace: Yes

Living Areas
Family Room: Yes
Family Room Level: First
Great Room: Yes
Great Room Level: First
Living Room: Yes
Living Room Level: First

Den & Office Information
Study: Yes
Study Level: First

Other Room Information
# of Rooms: 10
Rooms Total: 20
Basement Y/N: Yes
Basement: Partially Finished, Walkout Part Fin
Bedroom: Yes
Bedroom Level: First
Closets: Basement: 3
Dining Room: Yes
Dining Room Level: First
Fireplaces Total: 3
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
Laundry: Yes
Laundry Level: First
Other: Yes
Other Level: First
Primary Bathroom: Yes
Primary Bathroom Level: First
Primary Bedroom: Yes
Primary Bedroom Level: First

Room 1 Information
Room 1 Description: Cozy wood burning fireplace.
Room 1 Length: 13.33
Room 1 Level: First
Room 1 Type: Living Room
Room 1 Width: 19.16

Room 2 Information
Room 2 Description: Hardwood floor/Open to living room.; Formal
Room 2 Length: 13.33
Room 2 Level: First
Room 2 Type: Dining Room
Room 2 Width: 12.33

Room 3 Information
Room 3 Description: Vaulted ceiling.
Room 3 Length: 20.50
Room 3 Level: First
Room 3 Type: Great Room
Room 3 Width: 15.25

Room 4 Information
Room 4 Description: Spacious with breakfast area.; Eat in Kitchen
Room 4 Length: 13.50
Room 4 Level: First
Room 4 Type: Kitchen
Room 4 Width: 23.00

Room 5 Information
Room 5 Description: Hearth room off kitchen w gas fireplace.
Room 5 Length: 13.50
Room 5 Level: First
Room 5 Type: Other
Room 5 Width: 14.33

Room 6 Information
Room 6 Description: Study niche btwn hearth rm & great rm.
Room 6 Length: 8.00
Room 6 Level: First
Room 6 Type: Study
Room 6 Width: 8.00

Room 7 Information
Room 7 Description: Perfect pool table/entertaining area!
Room 7 Length: 12.91
Room 7 Level: First
Room 7 Type: Family Room
Room 7 Width: 23.66

Room 8 Information
Room 8 Description: Luxurious master w gorgeous river view!
Room 8 Length: 17.25
Room 8 Level: First
Room 8 Type: Primary Bedroom
Room 8 Width: 24.41

Room 9 Information
Room 9 Description: Spacious master bath & walk-in closet.
Room 9 Length: 13.16
Room 9 Level: First
Room 9 Type: Primary Bathroom
Room 9 Width: 11.50

Room 10 Information
Room 10 Description: Full bath w linen closet
Room 10 Length: 6.50
Room 10 Level: First
Room 10 Type: Full Bathroom
Room 10 Width: 8.00

Room 11 Information
Room 11 Description: Bedroom # 2 of 5
Room 11 Length: 13.08
Room 11 Level: First
Room 11 Type: Bedroom
Room 11 Width: 11.41

Room 12 Information
Room 12 Description: Bedroom # 3 of 5
Room 12 Length: 9.66
Room 12 Level: First
Room 12 Type: Bedroom
Room 12 Width: 11.75

Room 13 Information
Room 13 Description: Hall bath by bedroom 2 & 3
Room 13 Length: 7.66
Room 13 Level: First
Room 13 Type: Full Bathroom
Room 13 Width: 8.00

Room 14 Information
Room 14 Description: Spacious laundry area
Room 14 Length: 4.58
Room 14 Level: First
Room 14 Type: Laundry
Room 14 Width: 14.33

Room 15 Information
Room 15 Description: Powder bath near family room
Room 15 Length: 4.41
Room 15 Level: First
Room 15 Type: Half Bathroom
Room 15 Width: 4.83

Room 16 Information
Room 16 Description: Bedroom # 4 of 5
Room 16 Length: 19.91
Room 16 Level: Second
Room 16 Type: Bedroom
Room 16 Width: 12.33

Room 17 Information
Room 17 Description: Lower level family room w gas fireplace
Room 17 Length: 13.00
Room 17 Level: Basement
Room 17 Type: Family Room
Room 17 Width: 36.75

Room 18 Information
Room 18 Description: Bedroom # 5 of 5
Room 18 Length: 15.00
Room 18 Level: Basement
Room 18 Type: Bedroom
Room 18 Width: 11.41

Room 19 Information
Room 19 Description: Full bath in lower level
Room 19 Length: 5.83
Room 19 Level: Basement
Room 19 Type: Full Bathroom
Room 19 Width: 11.25

Room 20 Information
Room 20 Description: An abundant amount of storage space!
Room 20 Level: Basement
Room 20 Type: Other

Exterior

Exterior Features
Exterior Features: See Remarks, Tennis Court

Land Information
Fencing: Other, Full
Fencing: Full: Yes
Fencing: Other: Yes

Lot Description
Lot Features: Covt/Restr, Flood Insurance Req, Cleared, Level
Lot Size Acres: 1.07
Lot Size Area: 1.07
Lot Size Units: Acres
Lot Size Dimensions:
Cleared: Yes
Covt Restr: Yes
Flood Insurance Req: Yes
Level: Yes

Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Traditional

Subdivision / Condo Amenities
Subdivision Name: CARDINAL HARBOUR

Building Information
Building Area Source: List Agent
Building Area Total: 3600.0
Stories: 2
Year Built: 1976
Roof: Shingle
Foundation Details: Poured Concrete
Construction Materials: Wood Frame, Stone
Builder #: 0.0
Above Grade Finished: 3,600
Below Grade Finished: 880
Below Grade Unfin: 2,034
Living Area: 4480.0

Financial

Tax Information
Tax Block: SEC 3
Tax Lot: 75

Utilities

Utility Information
Utilities: Electricity Connected, Fuel:Natural

Heating
Heating Y/N: Yes
Heating: Forced Air, Natural Gas

Cooling
Cooling Y/N: Yes
Cooling: Central Air

Location

HOA Information
Association Y/N: Yes
Clubhouse, Marina, Playground, Pool

Neighborhood Information
Subdivision Name: CARDINAL HARBOUR

School Information
High School District: Oldham
School District: Oldham

Location Information
Directions: US Hwy 42 to Hwy 1793, Right on Rose Island Rd at bottom of hill, Left on Cardinal Harbour Rd, continue straight, home on left side.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1.07 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 04-02B-03-75

Home facts updated by county records on Jul 29, 2026

Around this home

Schools

Harmony Elementary School

Public K-5 • Assigned • 2.6mi

8/10

North Oldham Middle School

Public 6-8 • Assigned • 2.4mi

9/10

North Oldham High School

Public 9-12 • Assigned • 2.5mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

6/10 Flood Factor

Estimated 70-78% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

2/10 Wind Factor

4% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$720,000 – $871,000

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New listings for sale in 40059

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9211 Eminence Ct, Prospect, KY 40059

BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors

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$1,295,000

5 beds5.5 baths6,383 sq ft

7709 Cedar Ridge Ct, Prospect, KY 40059

The Agency Louisville

$205,000

3 beds2.5 baths1,303 sq ft

7813 Montero Dr, Prospect, KY 40059

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3D WALKTHROUGH

$420,000

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$625,000

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3D WALKTHROUGH

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First Saturday Real Estate

Home values near 2104 Cardinal Harbour Rd

Data from public records.

Address	Redfin Estimate
2018 Cardinal Harbour Road, Prospect, KY 2 Beds \| 3 Baths \| 3220 Sq. Ft.	$552,292
2022 Cardinal Harbour Road, Prospect, KY 4 Beds \| 4 Baths \| 3500 Sq. Ft.	$676,923

Address	Redfin Estimate
2107 Cardinal Harbour Road, Prospect, KY 5 Beds \| 3 Baths \| 3008 Sq. Ft.	$597,671
2106 Cardinal Harbour Road, Prospect, KY 3 Beds \| 2.5 Baths \| 3535 Sq. Ft.	$778,841

Address	Redfin Estimate
2201 Cardinal Harbour Road, Prospect, KY 3 Beds \| 2.5 Baths \| 2842 Sq. Ft.	$572,445
2111 Cardinal Harbour Road, Prospect, KY 5 Beds \| 3.5 Baths \| 2817 Sq. Ft.	$639,559

Property information provided by Metro Search MLS when last listed in 2014. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 2104 Cardinal Harbour Rd

Tax history for 2104 Cardinal Harbour Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 2104 Cardinal Harbour Rd

More real estate resources