OFF MARKET

Off Market May 2023 for $539K

$623,500

Est. refi paymentEst. refi $1,381/mo

•

3,440

sq ft

2101 Cardinal Harbour Rd, Prospect, KY 40059

About this home

Public Remarks: Whether you're looking for space to entertain or a quiet oasis, this beautifully updated home is fit for all. Come see the gorgeous vaulted living room, featuring open dining/kitchen & double french doors that open to a front patio with river views. Downstairs you'll also find a cedar-lined hot tub room with a pool table, bar & spacious wrap-around deck. The 2nd floor features a lofted living area and primary suite, complete with a private sun room! The primary bath is decked out with a vanity desk, steam shower & heated floors! Sitting on 1.12 ac. the possibilities for this space are endless! Located in Cardinal Harbour, which boasts a plethora of amenities, including: horse stables, locked storage, boat ramp, swimming pool, tennis courts & a covered pavilion. Don't miss out!

Single-familyProperty Type

1980Year Built

1.12 acresLot Size

$181Est. Price/Sq.Ft.

2 car garageParking

Listed by Alex Parker • Above & Beyond Real Estate, LLC

Bought with Alex Parker • Above & Beyond Real Estate, LLC

Redfin checked: 3 minutes ago

•Source:Metro Search MLS #1632173

Redfin Estimate

$623,500

$84K since sold in May 2023$3,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 26.1% higher than the average sale price ($494K) of 6 comparable homes.

SOLD JUL 8, 2026
$560,000
A
4 beds2.5 baths3,523 sq ft
13708 Mockingbird Dr, Prospect, KY 40059
Polo Real Estate Group LLC
SOLD JUL 17, 2026
$524,900
B
3 beds3 baths3,641 sq ft
1507 Colonial Ct, Goshen, KY 40026
Keller Williams Collective
SOLD JUN 12, 2026
$512,900
C
3 beds3 baths3,002 sq ft
13005 Lost Trl, Goshen, KY 40026
Finely Crafted Realty LLC
SOLD JUL 27, 2026
$400,000
D
3 beds3 baths2,273 sq ft
13202 Settlers Point Trl, Goshen, KY 40026
RealtyWorks LLC
SOLD AUG 7, 2026
$400,000
E
3 beds2 baths1,703 sq ft
13309 Settlers Point Trl, Goshen, KY 40026
Semonin Realtors
SOLD MAY 1, 2026
$569,000
F
3 beds2.5 baths2,400 sq ft
1508 Colonial Ct, Goshen, KY 40026
Karem Realty Group, Inc.

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Earn from this home

Sell

$180,626

Est. take-home

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Refinance

Est. cash available

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Rent

$3,336/mo

Redfin rental estimate

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Market trends in 40059, KY

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.4%

0.1% MoM

Median sale price

$752K

$7K MoM

Avg. days on market

36d

3 days MoM

Recently sold homes

131

28 MoM

New listings for sale

$799,000
3 beds3.5 baths3,478 sq ft
3028 Belknap Beach Rd, Prospect, KY 40059
Family Realty LLC
$459,500
3 beds2 baths2,087 sq ft
9211 Eminence Ct, Prospect, KY 40059
BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors
3D WALKTHROUGH
$1,295,000
5 beds5.5 baths6,383 sq ft
7709 Cedar Ridge Ct, Prospect, KY 40059
The Agency Louisville
$205,000
3 beds2.5 baths1,303 sq ft
7813 Montero Dr, Prospect, KY 40059
Schuler Bauer Real Estate Services ERA Powered
3D WALKTHROUGH
$420,000
3 beds2.5 baths2,400 sq ft
4105 Nicholas Roy Ct, Prospect, KY 40059
Nest Realty
$3,895,000
7 beds7 baths9,932 sq ft
5716 Harrods Glen Dr, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
$625,000
3 beds2 baths2,531 sq ft
7804 Deep Trail Ct, Prospect, KY 40059
Kentucky Select Properties
3D WALKTHROUGH
$1,100,000
3 beds3.5 baths3,986 sq ft
5415 River Creek Ct, Prospect, KY 40059
Nest Realty
$820,000
4 beds3.5 baths3,390 sq ft
10809 Jimson St, Prospect, KY 40059
First Saturday Real Estate
3D WALKTHROUGH
$625,000
3 beds3 baths1,866 sq ft
9211 Featherbell Blvd, Prospect, KY 40059
Semonin Realtors
See all

Provided by Redfin

Sale history for 2101 Cardinal Harbour Rd

Date

Event

Price

Metro Search MLS #1632173

May 19, 2023

Sold

$539,000

$157/sq ft

Apr 18, 2023

Pending

—

Mar 11, 2023

Listed

$545,000

$158/sq ft

Metro Search MLS #1238828

Jul 16, 2010

Sold

$205,000

$60/sq ft

May 21, 2009

Listed

$219,000

$64/sq ft

+14

Public Remarks

YEAR-ROUND VACATION? REDUCED $100,000 since listing! Imagine morning coffee in a private tree covered garden, evening sunsets as you gaze upon boats cruising up and down the Ohio, tennis courts and swimming pool for your enjoyment, private launch ramp for your boat, locked outdoor storage, a horse barn plus ninety acres for your use and relaxation. It's not a country club; it's where YOU could live if you owned this beautiful home resting on over an acre of land in one of Oldham County's most popular developments, Cardinal Harbour. Over 2400 SF of relaxed living await you in this three bedroom and two and one-half bath home with majestic views of the river. Every room is warm and cozy from the stone-faced fireplace to the master suite with private balcony overlooking the river. Beautifully treed, you'll feast on the peacefulness in the totally secluded garden with hot tub and the restful great room. The kitchen and entertainment island are efficient as is the dining area which is perfect for casual or ore formal meals. There just aren't any houses that have more to offer for the price than this well cared for home. Call NOW for your private showing. Short Sale and a great opportunity.

Metro Search MLS #1206576

Apr 30, 2009

Listing Removed

—

May 31, 2008

Listed

$299,000

$87/sq ft

Metro Search MLS #1164545

Nov 7, 2007

Listing Removed

—

May 7, 2007

Listed

$339,000

$99/sq ft

Metro Search MLS #1005910

Aug 22, 2002

Sold

$260,000

$76/sq ft

Jul 8, 2002

Listed

$269,000

$78/sq ft

Metro Search MLS #921171

Jun 10, 2000

Listing Removed

—

Dec 10, 1999

Listed

$209,900

$61/sq ft

Metro Search MLS #901738

Mar 29, 1999

Sold

$189,500

$55/sq ft

Feb 1, 1999

Listed

$199,000

$58/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$6,682

$70,000 + $469,000

$539,000

2024

$6,676 (+5.1%)

$70,000 + $469,000

$539,000

2023

$6,351 (+70.4%)

$70,000 + $469,000

$539,000

2022

$3,727 (+0.6%)

$70,000 + $440,000

$510,000

2021

$3,703 (−0.2%)

$70,000 + $230,000

$300,000

2020

$3,712 (+28.5%)

$70,000 + $230,000

$300,000

2019

$2,888

$70,000 + $230,000

$300,000

2018

$2,889 (+0.7%)

$70,000 + $165,000

$235,000

2017

$2,869 (+1.6%)

$70,000 + $165,000

$235,000

2016

$2,824 (+0.4%)

$70,000 + $165,000

$235,000

2015

$2,814 (+22.0%)

2013

$2,307

$70,000 + $135,000

$205,000

Tax history for 2101 Cardinal Harbour Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,682

$70,000 + $469,000

$539,000

2024

$6,676 (+5.1%)

$70,000 + $469,000

$539,000

2023

$6,351 (+70.4%)

$70,000 + $469,000

$539,000

2022

$3,727 (+0.6%)

$70,000 + $440,000

$510,000

2021

$3,703 (−0.2%)

$70,000 + $230,000

$300,000

2020

$3,712 (+28.5%)

$70,000 + $230,000

$300,000

2019

$2,888

$70,000 + $230,000

$300,000

2018

$2,889 (+0.7%)

$70,000 + $165,000

$235,000

2017

$2,869 (+1.6%)

$70,000 + $165,000

$235,000

2016

$2,824 (+0.4%)

$70,000 + $165,000

$235,000

2015

$2,814 (+22.0%)

2013

$2,307

$70,000 + $135,000

$205,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

1.12 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

04-02B-03-35

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

R-2

Residential District

The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space

Property details

Parking

Parking Information
Garage Spaces: 2.0
Parking Features: Attached, Entry Side, Driveway

Interior

Bedroom Information
Bedrooms Total: 3
First Floor PBR: No
Primary Bedroom Level: Second
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 1.0
# 1st Floor Bedrooms: 2
# Basement Bedrooms: 0.0
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 1
Primary Bathroom Level: Second
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: First
Primary Bathroom: Yes

Kitchen & Dining Information
Dining Room: Yes
Dining Room Level: First
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 10
# of Closets: 6
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 1: 1
Fireplace: Yes

Living Areas
Florida Room: Yes
Florida Room Level: Second
Loft: Yes
Loft Level: Second
Living Room: Yes
Living Room Level: First

Other Room Information
# of Rooms: 10
Rooms Total: 13
Basement Y/N: Yes
Basement: Unfinished
Bedroom: Yes
Bedroom Level: First
Closets: Basement: 1
Dining Room: Yes
Dining Room Level: First
Fireplaces Total: 1
Foyer: Yes
Foyer Level: First
Full Bathroom: Yes
Full Bathroom Level: First
Game Room: Yes
Game Room Level: First
Half Bathroom: Yes
Half Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
First Floor Laundry: No
Primary Bathroom: Yes
Primary Bathroom Level: Second
Primary Bedroom: Yes
Primary Bedroom Level: Second

Room 1 Information
Room 1 Description: entryway by front door
Room 1 Level: First
Room 1 Type: Foyer

Room 2 Information
Room 2 Description: fireplace, open to dining room
Room 2 Level: First
Room 2 Type: Living Room

Room 3 Information
Room 3 Level: First
Room 3 Type: Dining Room

Room 4 Information
Room 4 Level: First
Room 4 Type: Kitchen

Room 5 Information
Room 5 Description: features hot tub, pool table and bar
Room 5 Level: First
Room 5 Type: Game Room

Room 6 Information
Room 6 Level: First
Room 6 Type: Bedroom

Room 7 Information
Room 7 Level: First
Room 7 Type: Full Bathroom

Room 8 Information
Room 8 Level: First
Room 8 Type: Bedroom

Room 9 Information
Room 9 Level: First
Room 9 Type: Half Bathroom

Room 10 Information
Room 10 Level: Second
Room 10 Type: Loft

Room 11 Information
Room 11 Level: Second
Room 11 Type: Primary Bedroom

Room 12 Information
Room 12 Level: Second
Room 12 Type: Sun Room

Room 13 Information
Room 13 Level: Second
Room 13 Type: Primary Bathroom

Exterior

Exterior Features
Exterior Features: See Remarks, Tennis Court, Sauna/Steam, Hot Tub

Land Information
Fencing: None
Fencing: None: Yes

Lot Description
Lot Features: Flood Insurance Req
Lot Size Acres: 1.12
Lot Size Area: 1.12
Lot Size Units: Acres
Corner: Yes
Flood Insurance Req: Yes

Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Cape Cod

Subdivision / Condo Amenities
Subdivision Name: CARDINAL HARBOUR

Building Information
Building Area Source: Other
Building Area Total: 3040.0
Stories: 2
Year Built: 1980
Roof: Flat, Shingle
Foundation Details: Concrete Blk, Poured Concrete
Construction Materials: Wood Frame
Above Grade Finished: 3,040
Below Grade Finished: 400
Living Area: 3440.0

Financial

Tax Information
Tax Block: SEC 3
Tax Lot: 35

Utilities

Utility Information
# of HVAC Units: 1
# of HVAC Units: 1
Utilities: Electricity Connected

Heating
Heating Y/N: Yes
Heating: Electric, Forced Air, MiniSplit/Ductless

Cooling
Cooling Y/N: Yes
Cooling: Central Air

Location

Multi-Unit Information
Dock: Yes

HOA Information
Association Fee: 1100.0
Association Y/N: Yes
Pool

Neighborhood Information
Subdivision Name: CARDINAL HARBOUR

School Information
High School District: Oldham
School District: Oldham

Location Information
Directions: from Louisville, KY, take I-71 N to Exit 2 Zorn Ave. Turn Left off the exit onto Zorn and then Right onto River Road. Turn Left onto US-42, turn Left onto Rose Island Road, turn Left onto Cardinal Harbour Road. Destination will be on the Right.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1.12 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 04-02B-03-35

Home facts updated by county records on Jul 29, 2026

Around this home

Schools

Harmony Elementary School

Public K-5 • Assigned • 2.5mi

8/10

North Oldham Middle School

Public 6-8 • Assigned • 2.3mi

9/10

North Oldham High School

Public 9-12 • Assigned • 2.4mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$593,000 – $718,000

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First Saturday Real Estate

Home values near 2101 Cardinal Harbour Rd

Data from public records.

Address	Redfin Estimate
2104 Cardinal Harbour Rd, Prospect, KY 5 Beds \| 4.5 Baths \| 4480 Sq. Ft.	$757,348
2022 Cardinal Harbour Rd, Prospect, KY 4 Beds \| 4 Baths \| 3500 Sq. Ft.	$676,923

Address	Redfin Estimate
2018 Cardinal Harbour Rd, Prospect, KY 2 Beds \| 3 Baths \| 3220 Sq. Ft.	$552,292
2106 Cardinal Harbour Rd, Prospect, KY 3 Beds \| 2.5 Baths \| 3535 Sq. Ft.	$778,841

Address	Redfin Estimate
2107 Cardinal Harbour Rd, Prospect, KY 5 Beds \| 3 Baths \| 3008 Sq. Ft.	$597,671
2103 Cardinal Harbour Rd, Prospect, KY 3 Beds \| 2.5 Baths \| 2100 Sq. Ft.	$456,389

Property information provided by Metro Search MLS when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 2101 Cardinal Harbour Rd

Tax history for 2101 Cardinal Harbour Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 2101 Cardinal Harbour Rd

More real estate resources