OFF MARKET

Off Market Sep 2017 for $251K

$456,389

Est. refi paymentEst. refi $1,931/mo

•

2,100

sq ft

2103 Cardinal Harbour Rd, Prospect, KY 40059

About this home

Public Remarks: PRICE REDUCED! Stunning remodeled home in desirable Cardinal Harbour! 3 Beds, 2.5 Baths, 2 Car Garage on 1 Acre Lot. Enjoy the neighborhood amenities: Pool, two state of the art tennis courts, full court basketball, horse barn, boat ramp, lake, rentable pavilion and boat storage space! Renovations include windows, sliding door, hardwood floors, ceramic tile foyer, hall bath, exterior lights, complete exterior painted, gorgeous remodeled master bath, second bath remodel, new flooring in loft, fireplace new logs, insert, flue and cap. Beautifully landscaped wrap around deck, gorgeous views of the Ohio River. Newer HVAC! Spacious Great Room, Updated Kitchen with Quartz Counter tops, New Appliances Remain. Shows Extremely Well. It’s a 10!!! Don’t wait or this beauty will be gone!

Single-familyProperty Type

1984Year Built

1 acresLot Size

$217Est. Price/Sq.Ft.

2 car garageParking

Listed by Dream J.P. Pirtle Realtors Pirtle • DREAM J P Pirtle REALTORS

Listed by Sean Riley • DREAM J P Pirtle REALTORS

Bought with Lisa Smith • RE/MAX Properties East

Bought with The Sokoler Team - We Sell Louisville - The Real Estate Bulldogs Sokoler • RE/MAX Properties East

Redfin checked: 2 minutes ago

•Source:Metro Search MLS #1481106

Redfin Estimate

$456,389

$205K since sold in September 2017$9,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.1% higher than the average sale price ($451K) of 6 comparable homes.

SOLD JUL 27, 2026
$400,000
A
3 beds3 baths2,273 sq ft
13202 Settlers Point Trl, Goshen, KY 40026
RealtyWorks LLC
SOLD AUG 4, 2026
$410,000
B
3 beds2 baths2,190 sq ft
1220 Nightingale Ln, Goshen, KY 40026
Totally About Houses
SOLD AUG 7, 2026
$400,000
C
3 beds2 baths1,703 sq ft
13309 Settlers Point Trl, Goshen, KY 40026
Semonin Realtors
SOLD JUL 17, 2026
$524,900
D
3 beds3 baths3,641 sq ft
1507 Colonial Ct, Goshen, KY 40026
Keller Williams Collective
SOLD JUL 23, 2026
$405,000
E
3 beds2 baths1,808 sq ft
13312 Trappers Xing, Goshen, KY 40026
Canfield Realty Group, LLC
SOLD MAY 1, 2026
$569,000
F
3 beds2.5 baths2,400 sq ft
1508 Colonial Ct, Goshen, KY 40026
Karem Realty Group, Inc.

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Earn from this home

Sell

$265,108

Est. take-home

List your home with Redfin and save $4,564

Refinance

Est. cash available

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Rent

$3,197/mo

Redfin rental estimate

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Market trends in 40059, KY

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.4%

0.1% MoM

Median sale price

$752K

$7K MoM

Avg. days on market

36d

3 days MoM

Recently sold homes

131

28 MoM

New listings for sale

OPEN TODAY, 2PM TO 4PM
$799,000
3 beds3.5 baths3,478 sq ft
3028 Belknap Beach Rd, Prospect, KY 40059
Family Realty LLC
$459,500
3 beds2 baths2,087 sq ft
9211 Eminence Ct, Prospect, KY 40059
BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors
OPEN TODAY, 2PM TO 4PM
$1,295,000
5 beds5.5 baths6,383 sq ft
7709 Cedar Ridge Ct, Prospect, KY 40059
The Agency Louisville
$205,000
3 beds2.5 baths1,303 sq ft
7813 Montero Dr, Prospect, KY 40059
Schuler Bauer Real Estate Services ERA Powered
3D WALKTHROUGH
$420,000
3 beds2.5 baths2,400 sq ft
4105 Nicholas Roy Ct, Prospect, KY 40059
Nest Realty
$3,895,000
7 beds7 baths9,932 sq ft
5716 Harrods Glen Dr, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
$625,000
3 beds2 baths2,531 sq ft
7804 Deep Trail Ct, Prospect, KY 40059
Kentucky Select Properties
3D WALKTHROUGH
$1,100,000
3 beds3.5 baths3,986 sq ft
5415 River Creek Ct, Prospect, KY 40059
Nest Realty
$820,000
4 beds3.5 baths3,390 sq ft
10809 Jimson St, Prospect, KY 40059
First Saturday Real Estate
OPEN TODAY, 2PM TO 4PM
$625,000
3 beds3 baths1,866 sq ft
9211 Featherbell Blvd, Prospect, KY 40059
Semonin Realtors
See all

Provided by Redfin

Sale history for 2103 Cardinal Harbour Rd

Date

Event

Price

Metro Search MLS #1481106

Sep 20, 2017

Sold

$251,000

$120/sq ft

Aug 14, 2017

Pending

—

Aug 1, 2017

Contingent

—

Jul 24, 2017

Relisted

—

Jul 23, 2017

Contingent

—

Jul 23, 2017

Price Changed

$257,500

$123/sq ft

Jul 17, 2017

Listed

$259,900

$124/sq ft

Metro Search MLS #1420070

Sep 28, 2015

Sold

$240,000

$114/sq ft

Aug 24, 2015

Pending

—

Jul 21, 2015

Relisted

—

Jul 21, 2015

Price Changed

$244,900

$117/sq ft

Jul 13, 2015

Pending

—

May 29, 2015

Listed

$259,900

$124/sq ft

May 29, 2015

Price Changed

$249,900

$119/sq ft

+31

Public Remarks

RIVER QUEEN! Now you can have the best of both worlds! This virtually new Cardinal Harbour home features gorgeous views of the Ohio River without the big price tag. The best part, perhaps, is that the entire home has been updated. NEW roof, NEW siding, NEW garage doors, NEW heating and air conditioning, NEW windows, NEW hardwood floors, NEW carpet, NEW kitchen, NEW appliances, NEW bathroom updates, over 1150SF of NEW wraparound deck, NEW landscaping, and NEW asphalt driveway! This home features three bedrooms, two full baths, and a 12’ X 21’ loft, perfect as a home office or study area for the kids. The large great room and formal dining area gleam with beautiful hardwood floors. A cozy stone fireplace is perfect for warming those chilly winter evenings. The kitchen is totally new and has new cabinetry and appliances, which remain with the home, and leads onto the large three-sided wraparound deck offering scenic views of the one-acre lot. Enjoy popular Cardinal Harbour amenities such as a beautiful in-ground pool, two tennis courts, full outdoor basketball court, horse stables, and outdoor locked storage for boats, RV, trucks and more. A private boat ramp allows residents to quickly and conveniently launch their boat directly from the storage lot. At the top of the list is approximately 85 acres of common ground set aside for the use and enjoyment of Cardinal Harbour residents offering breathtaking views of the Ohio River and the peaceful, pristine, Indiana shore. Award-winning Oldham County schools are less than five minutes away with student pick-up just outside your door. You've got to see this home to believe it but at this price it won't be available long so call for your appointment now.

Year

Property tax

Land + Additions

Assessment*

2025

$3,987

$70,000 + $250,000

$320,000

2024

$3,984 (+17.7%)

$70,000 + $250,000

$320,000

2023

$3,386 (+0.8%)

$70,000 + $250,000

$320,000

2022

$3,358 (+0.6%)

$70,000 + $200,000

$270,000

2021

$3,336 (−0.2%)

$70,000 + $200,000

$270,000

2020

$3,344 (+8.5%)

$70,000 + $200,000

$270,000

2019

$3,082

$70,000 + $200,000

$270,000

2018

$3,083 (+5.3%)

$70,000 + $181,000

$251,000

2017

$2,929 (+1.6%)

$70,000 + $170,000

$240,000

2016

$2,883 (−7.3%)

$70,000 + $170,000

$240,000

2015

$3,110 (+6.3%)

2013

$2,926

$70,000 + $190,000

$260,000

Tax history for 2103 Cardinal Harbour Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,987

$70,000 + $250,000

$320,000

2024

$3,984 (+17.7%)

$70,000 + $250,000

$320,000

2023

$3,386 (+0.8%)

$70,000 + $250,000

$320,000

2022

$3,358 (+0.6%)

$70,000 + $200,000

$270,000

2021

$3,336 (−0.2%)

$70,000 + $200,000

$270,000

2020

$3,344 (+8.5%)

$70,000 + $200,000

$270,000

2019

$3,082

$70,000 + $200,000

$270,000

2018

$3,083 (+5.3%)

$70,000 + $181,000

$251,000

2017

$2,929 (+1.6%)

$70,000 + $170,000

$240,000

2016

$2,883 (−7.3%)

$70,000 + $170,000

$240,000

2015

$3,110 (+6.3%)

2013

$2,926

$70,000 + $190,000

$260,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

1 Acre

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

04-02B-03-36

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

R-2

Residential District

The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space

Property details

Parking

Parking Information
Garage Spaces: 2.0
Parking Features: Attached, Entry Front

Interior

Bedroom Information
Bedrooms Total: 3
First Floor PBR: No
Primary Bedroom Level: Second
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 3.0
# 1st Floor Bedrooms: 0.0
# Basement Bedrooms: 0.0
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 1
Primary Bathroom Level: Second
Full Bathroom: Yes
Full Bathroom Level: Second
Half Bathroom: Yes
Half Bathroom Level: First
Primary Bathroom: Yes

Kitchen & Dining Information
Dining Area: Yes
Dining Area Level: First
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 7
# of Closets: 6
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 1: 1
Fireplace: Yes

Living Areas
Great Room: Yes
Great Room Level: First

Other Room Information
# of Rooms: 7
Rooms Total: 11
Basement: None
Bedroom: Yes
Bedroom Level: Second
Dining Area: Yes
Dining Area Level: First
Fireplaces Total: 1
Full Bathroom: Yes
Full Bathroom Level: Second
Half Bathroom: Yes
Half Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
Laundry: Yes
Laundry Level: Second
Other: Yes
Other Level: Second
Primary Bathroom: Yes
Primary Bathroom Level: Second
Primary Bedroom: Yes
Primary Bedroom Level: Second

Room 1 Information
Room 1 Level: First
Room 1 Type: Great Room

Room 2 Information
Room 2 Level: First
Room 2 Type: Kitchen

Room 3 Information
Room 3 Level: First
Room 3 Type: Dining Area

Room 4 Information
Room 4 Level: First
Room 4 Type: Half Bathroom

Room 5 Information
Room 5 Level: Second
Room 5 Type: Primary Bedroom

Room 6 Information
Room 6 Level: Second
Room 6 Type: Primary Bathroom

Room 7 Information
Room 7 Level: Second
Room 7 Type: Bedroom

Room 8 Information
Room 8 Level: Second
Room 8 Type: Bedroom

Room 9 Information
Room 9 Level: Second
Room 9 Type: Full Bathroom

Room 10 Information
Room 10 Level: Second
Room 10 Type: Laundry

Room 11 Information
Room 11 Level: Second
Room 11 Type: Other

Exterior

Exterior Features
Exterior Features: Tennis Court

Land Information
Fencing: None
Fencing: None: Yes

Lot Description
Lot Features: Level
Lot Size Acres: 1
Lot Size Area: 1.0
Lot Size Units: Acres
Level: Yes

Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Contemporary

Subdivision / Condo Amenities
Subdivision Name: CARDINAL HARBOUR

Building Information
Building Area Total: 2100.0
Stories: 2
Year Built: 1984
Roof: Shingle
Foundation Details: Crawl Space
Above Grade Finished: 2,100
Living Area: 2100.0

Financial

Tax Information
Tax Block: 04-02B
Tax Lot: 03

Utilities

Heating
Heating Y/N: Yes
Heating: Electric

Cooling
Cooling Y/N: Yes
Cooling: Central Air

Location

HOA Information
Association Fee: 900.0
Association Y/N: Yes
Pool

Neighborhood Information
Subdivision Name: CARDINAL HARBOUR

Location Information
Directions: Rose Island Road to Street (or) US-42 to 1793 to Right on Rose Island to Street

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 04-02B-03-36

Home facts updated by county records on Jul 29, 2026

Around this home

Schools

Harmony Elementary School

Public K-5 • Assigned • 2.5mi

8/10

North Oldham Middle School

Public 6-8 • Assigned • 2.3mi

9/10

North Oldham High School

Public 9-12 • Assigned • 2.4mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$434,000 – $525,000

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New listings for sale in 40059

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3028 Belknap Beach Rd, Prospect, KY 40059

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$459,500

3 beds2 baths2,087 sq ft

9211 Eminence Ct, Prospect, KY 40059

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OPEN TODAY, 2PM TO 4PM3D WALKTHROUGH

$1,295,000

5 beds5.5 baths6,383 sq ft

7709 Cedar Ridge Ct, Prospect, KY 40059

The Agency Louisville

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7813 Montero Dr, Prospect, KY 40059

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$420,000

3 beds2.5 baths2,400 sq ft

4105 Nicholas Roy Ct, Prospect, KY 40059

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$3,895,000

7 beds7 baths9,932 sq ft

5716 Harrods Glen Dr, Prospect, KY 40059

Lenihan Sotheby's Int'l Realty

$625,000

3 beds2 baths2,531 sq ft

7804 Deep Trail Ct, Prospect, KY 40059

Kentucky Select Properties

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Nest Realty

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First Saturday Real Estate

Home values near 2103 Cardinal Harbour Rd

Data from public records.

Address	Redfin Estimate
2104 Cardinal Harbour Rd, Prospect, KY 5 Beds \| 4.5 Baths \| 4480 Sq. Ft.	$757,348
2201 Cardinal Harbour Rd, Prospect, KY 3 Beds \| 2.5 Baths \| 2842 Sq. Ft.	$572,445

Address	Redfin Estimate
2018 Cardinal Harbour Rd, Prospect, KY 2 Beds \| 3 Baths \| 3220 Sq. Ft.	$552,292
2022 Cardinal Harbour Rd, Prospect, KY 4 Beds \| 4 Baths \| 3500 Sq. Ft.	$676,923

Address	Redfin Estimate
2107 Cardinal Harbour Rd, Prospect, KY 5 Beds \| 3 Baths \| 3008 Sq. Ft.	$597,671
2106 Cardinal Harbour Rd, Prospect, KY 3 Beds \| 2.5 Baths \| 3535 Sq. Ft.	$778,841

Property information provided by Metro Search MLS when last listed in 2017. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 2103 Cardinal Harbour Rd

Tax history for 2103 Cardinal Harbour Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 2103 Cardinal Harbour Rd

More real estate resources