OFF MARKET

Off Market Jul 2025 for $2.1M

$2,283,037

Est. refi paymentEst. refi $13,841/mo

•

2,972

sq ft

1088 River Bay Rd, Annapolis, MD 21409

About this home

OPEN HOUSE CANCELED - PROPERTY IS UNDER CONTRACT! Discover a true waterfront gem at 1088 River Bay Road in Annapolis, Maryland. Every detail has been thoughtfully curated to create an exceptional living experience on the Magothy River offering endless River and Chesapeake Bay views. This exquisite, updated Craftsman-inspired home, offers an open-concept design that perfectly frames its panoramic water vistas. This one has it all- a true waterfront triefecta- with an in ground salt water pool, detached 2 car garage and a separate, private apartment above! Boating enthusiasts will delight in the protected deep-water pier, complete with boat lifts and generous parking for multiple boats, ensuring seamless access to the bay. Completely renovated from top to bottom, the main house is a testament to updated and refined living, offering 4 bedrooms, 3 full bathrooms, plus a dedicated home office, all with views! Designer-inspired finishes elevate every corner, from the chef inspired kitchen to the serene master suite, hardwood flooring, designer neutral paint and brand new appliances. Admire the best views from the bonus upper-level living room, which opens to a brand-new second-story deck—the ultimate vantage point for magnificent sunsets and captivating water scenes. The lower deck provides a charming space for intimate dinners or relaxed entertaining. The detached garage apartment offers versatility – perfect for guests, a private studio, or an income-generating opportunity. Located in the highly sought-after Cape St. Clair community, residents enjoy a wealth of amenities and activities, all within the acclaimed Broadneck Blue Ribbon School district. Embrace the pinnacle of luxury waterfront living in Annapolis just in time for summer! Schedule your private tour today!

Single-familyProperty Type

1950Year Built

0.45 acresLot Size

$768Est. Price/Sq.Ft.

2 car garageParking

Listed by Jessica Verde • Berkshire Hathaway HomeServices PenFed Realty

•410-647-8000 (broker)

•severnapark@penfedrealty.com (broker)

Bought with Frank Snodgrass • TTR Sotheby's International Realty

•202-234-3344 (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDAA2102128

Redfin Estimate

$2,283,037

$183K since sold in July 2025$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 39.6% higher than the average sale price ($1.64M) of 6 comparable homes.

SOLD JUL 7, 2026
$1,790,000
A
5 beds3 baths2,504 sq ft
1100 River Bay Rd, Annapolis, MD 21409
SOLD AUG 25, 2026
$600,000
B
5 beds3 baths2,842 sq ft
866 Chestnut Tree Dr, Annapolis, MD 21409
SOLD JUN 10, 2026
$1,875,000
C
5 beds3 baths3,124 sq ft
959 Morgan Dr, Arnold, MD 21012
SOLD JUL 11, 2026
$2,495,000
D
5 beds3.5 baths2,956 sq ft
644 Ayrlie Water Rd, Gibson Island, MD 21056
SOLD AUG 20, 2026
$1,700,000
E
4 beds3.5 baths3,194 sq ft
701 Stillwater Rd, Gibson Island, MD 21056
SOLD AUG 27, 2026
$1,350,000
F
5 beds3 baths3,852 sq ft
1098 Magothy Cir, Annapolis, MD 21409

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$502,906

Est. take-home

List your home with Redfin and save $22,830

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$5,469/mo

Redfin rental estimate

List your home for rent

Market trends in 21409, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.1%

0.2% MoM

Median sale price

$652K

$22K MoM

Avg. days on market

31d

6 days MoM

Recently sold homes

7 MoM

New listings for sale

COMING SOON
$1,105,000
5 beds4.5 baths4,484 sq ft
507 Sunwood Ln, Annapolis, MD 21409
(410) 465-8300
$699,000
2 beds2 baths1,723 sq ft
78 Old Mill Bottom Rd N #311, Annapolis, MD 21409
(703) 378-8810
$564,999
3 beds2 baths1,392 sq ft
1197 Carrs Rd, Annapolis, MD 21409
(410) 729-7700
COMING SOON
$925,000
4 beds3.5 baths3,004 sq ft
1422 Bay Head Rd, Annapolis, MD 21409
(301) 702-4200
$424,800
2 beds2 baths1,210 sq ft
78 Old Mill Bottom Rd N #209, Annapolis, MD 21409
(703) 242-0005
LISTED BY REDFIN
$575,000
4 beds2 baths1,828 sq ft
1178 Glenwood Dl, Annapolis, MD 21409
$414,900
3 beds3 baths1,672 sq ft
311 Sloping Woods Ct, Annapolis, MD 21409
(410) 263-8686
OPEN TODAY, 2PM TO 4PM
$1,285,000
4 beds2.5 baths3,182 sq ft
1610 Ridout Rd, Annapolis, MD 21409
(410) 280-5600
$999,900
3 beds3 baths2,460 sq ft
19 W Severn Ridge Rd, Annapolis, MD 21409
(443) 292-6767
$419,900
4 beds1.5 baths1,872 sq ft
1660 Secretariat Dr, Annapolis, MD 21409
(410) 987-9770
See all

Provided by Redfin

Sale history for 1088 River Bay Rd

Date

Event

Price

BRIGHT MLS #MDAA2102128

Jul 22, 2025

Sold

$2,100,000

$707/sq ft

Jul 1, 2025

Contingent

—

Jul 1, 2025

Relisted

—

Jul 1, 2025

Listing Removed

—

Jun 20, 2025

Listed

$2,200,000

$740/sq ft

Jun 13, 2025

Coming Soon

$2,200,000

$740/sq ft

Public Records

Aug 12, 2013

Sold

$1,035,000

$348/sq ft

MRIS #AA8113088

Aug 1, 2013

Delisted

—

Jul 31, 2013

Sold

$1,035,000

$348/sq ft

Jun 30, 2013

Pending

—

Jun 20, 2013

Listed

$387/sq ft

+25

BRIGHT MLS #1003580030

Jul 31, 2013

Sold

$1,035,000

$348/sq ft

Jun 29, 2013

Listing Removed

—

Jun 20, 2013

Listed

$1,150,000

$387/sq ft

+25

Public Records

May 8, 1991

Sold

$323,750

$109/sq ft

Public Records

Nov 8, 1985

Sold

$170,000

$57/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$16,104 (+8.2%)

2024

$14,877 (+2.4%)

2023

$14,525 (+6.3%)

$992,800 + $295,200

$1,288,000

2022

$13,662 (+1.6%)

2021

$13,443 (+12.6%)

2020

$11,934 (+14.1%)

$937,800 + $288,800

$1,226,600

2019

$10,460 (+20.3%)

2018

$8,696 (+4.7%)

$549,600 + $253,000

$802,600

2017

$8,303 (+10.6%)

2016

$7,508 (−1.4%)

$487,000 + $187,900

$674,900

2015

$7,611 (+45.9%)

$487,000 + $187,900

$674,900

2014

$5,217 (+0.3%)

2013

$5,204 (+3.7%)

2012

$5,019 (+5.1%)

2011

$4,778

2010

$4,778 (+15.3%)

2009

$4,144

Tax history for 1088 River Bay Rd

Year

Property tax

Land + Additions

Assessment*

2025

$16,104 (+8.2%)

2024

$14,877 (+2.4%)

2023

$14,525 (+6.3%)

$992,800 + $295,200

$1,288,000

2022

$13,662 (+1.6%)

2021

$13,443 (+12.6%)

2020

$11,934 (+14.1%)

$937,800 + $288,800

$1,226,600

2019

$10,460 (+20.3%)

2018

$8,696 (+4.7%)

$549,600 + $253,000

$802,600

2017

$8,303 (+10.6%)

2016

$7,508 (−1.4%)

$487,000 + $187,900

$674,900

2015

$7,611 (+45.9%)

$487,000 + $187,900

$674,900

2014

$5,217 (+0.3%)

2013

$5,204 (+3.7%)

2012

$5,019 (+5.1%)

2011

$4,778

2010

$4,778 (+15.3%)

2009

$4,144

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.45 Acres

Year renovated

—

Sq. Ft.

2,272

Year built

1950

Style

Single Family Residential

County

Anne Arundel County

APN

03 16502195600

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
# of Detached Garage Spaces: 2
Garage Features: Garage - Front Entry
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Asphalt Driveway
Driveway, Detached Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On 2nd Upper Level: 1
# of Bedrooms On Main Level: 2

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Full) On 2nd Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 3
# of Bathrooms (Full): 4

Interior Information
Appliances: Washer/Dryer Hookups Only, Water Conditioner - Owned, Stove, Refrigerator, Dishwasher, Dryer, Washer
Flooring Type: Hardwood, Carpet, Ceramic Tile
Interior Features: Family Room Off Kitchen, Combination Kitchen/Living, Entry Level Bedroom, Window Treatments, Master Bath(s), Floor Plan - Open
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: Dry Wall

Basement Information
Basement: No

Exterior

Property Information
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $295,200
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor

Building Information
Construction Materials: HardiPlank Type, Mixed
Foundation Details: Crawl Space
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s), Roof
Structure Type: Detached
Other Structures: Gazebo

Exterior Information
Extensive Hardscape, Outside Shower, Private Beach, Outbuilding(s)
Fencing: Decorative, Fully, Privacy

Pool Information
Community Pool, Personal Pool

Lot Information
Navigable Water
Has Water View
Water Frontage In Feet: 70

Land Information
Land Assessed Value: $992,800

Dock Information
Dock Type and Features: Pier, Multiple Slip
Dock/Slip Conveyance: Physical Dock/Slip Conveys
# of Boats Power: 2
# of Boats Non-power: 2
# of Docks: 1
Dock/Slip Conveys: Yes

Above Grade Information
Unfinished Sq.Ft.: 0
Unfinished Sq.Ft. Source: Estimated
Finished Sq.Ft.: 2,972
Finished Sq.Ft. Source: Estimated

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $14,104
Tax Assessed Value: $1,288,000
Tax Year: 2024
Tax Annual Amount: $14,484

Assessments Information
Year Assessed: 2024

Utilities

Utilities Information
Cooling Type: Heat Pump(s)
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Well

Location

Homeowners Association Information
HOA/Condo/Coop Amenities: Common Grounds, Pier/Dock, Pool Mem Avail, Pool - Outdoor
HOA Fee: $10
HOA Fee Frequency: Annually

School Information
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: GPS
Mean Low Water Feet: 4
Road Surface Type: Paved

Waterfrontage Information
Water Access
On Waterfront
Water Oriented
Water Body Type: River
Water Body Name: MAGOTHY RIVER

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 2,272
Stories: 2.0
Lot Size: 0.45 acres
Style: Single Family Residential
Year Built: 1950
Year Renovated: —
County: Anne Arundel County
APN: 03 16502195600

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Cape St. Claire Elementary School

Public PreK-5 • Assigned • 0.9mi

8/10

Magothy River Middle School

Public 6-8 • Assigned • 3.6mi

10/10

Broadneck High School

Public 9-12 • Assigned • 0.9mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

70% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21409

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.17M – $2.63M

Reach more buyers when you sell with Redfin. Save up to $22,830 in fees. 3 minutes to get started.

Get a free, detailed breakdown of how we calculated your estimate.

Nearby similar homes

$419,900

4 beds1.5 baths1,872 sq ft

1660 Secretariat Dr, Annapolis, MD 21409

(410) 987-9770

NEW CONSTRUCTION

$896,000

4 beds2.5 baths2,700 sq ft

1217 Hampton Rd, Annapolis, MD 21409

(410) 849-9008

$850,000

5 beds4 baths3,120 sq ft

934 Shore Acres Rd, Arnold, MD 21012

(410) 486-4504

$960,000

3 beds2.5 baths1,840 sq ft

632 Basin Way, Arnold, MD 21012

(302) 360-0300

VIDEO TOUR

$6,995,000

7 beds5.5 baths9,024 sq ft

1524 Cedar Lane Farm Rd, Annapolis, MD 21409

(410) 280-5600

OPEN TODAY, 2PM TO 4PM

$1,285,000

4 beds2.5 baths3,182 sq ft

1610 Ridout Rd, Annapolis, MD 21409

(410) 280-5600

New listings for sale in 21409

COMING SOON

$1,105,000

5 beds4.5 baths4,484 sq ft

507 Sunwood Ln, Annapolis, MD 21409

(410) 465-8300

$699,000

2 beds2 baths1,723 sq ft

78 Old Mill Bottom Rd N #311, Annapolis, MD 21409

(703) 378-8810

$564,999

3 beds2 baths1,392 sq ft

1197 Carrs Rd, Annapolis, MD 21409

(410) 729-7700

COMING SOON

$925,000

4 beds3.5 baths3,004 sq ft

1422 Bay Head Rd, Annapolis, MD 21409

(301) 702-4200

$424,800

2 beds2 baths1,210 sq ft

78 Old Mill Bottom Rd N #209, Annapolis, MD 21409

(703) 242-0005

LISTED BY REDFIN

$575,000

4 beds2 baths1,828 sq ft

1178 Glenwood Dl, Annapolis, MD 21409

$414,900

3 beds3 baths1,672 sq ft

311 Sloping Woods Ct, Annapolis, MD 21409

(410) 263-8686

OPEN TODAY, 2PM TO 4PM

$1,285,000

4 beds2.5 baths3,182 sq ft

1610 Ridout Rd, Annapolis, MD 21409

(410) 280-5600

$999,900

3 beds3 baths2,460 sq ft

19 W Severn Ridge Rd, Annapolis, MD 21409

(443) 292-6767

Home values near 1088 River Bay Rd

Data from public records.

Address	Redfin Estimate
1084 River Bay Road, Annapolis, MD 6 Beds \| 3.5 Baths \| 4776 Sq. Ft.	$1,859,834
1090 River Bay Road, Annapolis, MD 4 Beds \| 3.5 Baths \| 2476 Sq. Ft.	$2,184,671

Address	Redfin Estimate
1086 River Bay Road, Annapolis, MD 5 Beds \| 5.5 Baths \| 5488 Sq. Ft.	$3,374,192
1096 River Bay Road, Annapolis, MD 3 Beds \| 1 Baths \| 2224 Sq. Ft.	$1,270,507

Address	Redfin Estimate
1062 River Bay Road, Annapolis, MD - Beds \| 2.5 Baths \| 2448 Sq. Ft.	$1,072,444
1097 River Bay Road, Annapolis, MD 4 Beds \| 2 Baths \| 1842 Sq. Ft.	$774,405

Property information provided by BRIGHT MLS when last listed in 2025. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Atlantis homes for sale
Bay Hills homes for sale
Oakland Hill homes for sale
Stonington homes for sale
Ulmstead Cove homes for sale

Houses for rent in Cape St. Claire	Agents near me	Rockville, MD homes for sale	Cape St. Claire Housing Market
Houses for sale near me	Baltimore, MD homes for sale	Frederick, MD homes for sale
Land for sale near me	Bethesda, MD homes for sale	Columbia, MD homes for sale
Open Houses near me	Silver Spring, MD homes for sale	Cape St. Claire Property Records
Condos for sale near me	Bowie, MD homes for sale	MD New Listings

Baltimore homes for sale
Bowie homes for sale
Annapolis homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 21409, MD

Sale history for 1088 River Bay Rd

Tax history for 1088 River Bay Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21409

Home values near 1088 River Bay Rd

More real estate resources