Off market jun 2024 for $385K

$432,078

Est. refi paymentEst. refi $2,687/mo

•

1,100

sq ft

14 Towners Rd, Carmel, NY 10512

About this home

Come view this charming lakefront retreat located on Lake Carmel with direct water access. The roof, gutters, siding, flooring, doors, trim work, kitchen, bathrooms water heater, boiler, well pump, well bladder tank, whole house filter and window screens have all been renovated within the last year and a half. As you enter this cozy cottage you are welcomed by a den which can double as an office space. The main living area is sundrenched with natural light and boasts beautiful views of the back yard and lake. The primary bedroom is complimented by a large walk in closet. The kitchen transitions openly into a dining area with sliders out to the back deck, perfect for enjoying a morning coffee or entertaining. Spend your days fishing, kayaking or enjoying the tranquility lake living has to offer. Additional Information: HeatingFuel:Oil Above Ground,

Single-familyProperty Type

1940Year Built

3,485 sq ftLot Size

$393Est. Price/Sq.Ft.

Listing by Daniel Beckley • Howard Hanna Rand Realty

Contact: (914) 769-3584

Bought with Sandra Spector • Howard Hanna Rand Realty

Redfin checked: 2 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #H6276756

Redfin Estimate

$432,078

$47K since sold in June 2024$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 17% higher than the average sale price ($369K) of 6 comparable homes.

SOLD OCT 19, 2026
$235,000
A
1 bed1 bath700 sq ft
38 Huguenot Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
SOLD JUL 14, 2026
$375,000
B
2 beds2 baths1,124 sq ft
24 Clarkson Rd, Carmel, NY 10512
Listing by William Raveis-New York, LLC
SOLD OCT 2, 2026
$399,000
C
2 beds1 bath858 sq ft
58 Pleasant Dr, Carmel, NY 10512
Listing by Holly Real Estate
SOLD SEP 1, 2026
$385,000
D
2 beds1 bath977 sq ft
175 Terry Hill Rd, Carmel, NY 10512
Listing by Exit Realty Connections
SOLD JUL 10, 2026
$382,000
E
2 beds1 bath832 sq ft
5 Huguenot Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
SOLD SEP 4, 2026
$440,000
F
3 beds1.5 baths1,496 sq ft
20 Heathcote Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC

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Earn from this home

Sell

$110,192

Est. take-home

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Refinance

Est. cash available

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Rent

$2,725/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.3%

+0.1% MoM

Median sale price

$505K

$9K MoM

Avg. days on market

30d

1 days MoM

Recently sold homes

1 MoM

New listings for sale

$525,000
3 beds2 baths2,000 sq ft
95 Clarkson Rd, Carmel, NY 10512
Listing by Coldwell Banker Realty
$345,000
2 beds2.5 baths1,232 sq ft
802 Route 52, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$419,000
2 beds2.5 baths1,460 sq ft
3103 Morgan Dr, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$599,000
4 beds2 baths2,056 sq ft
41 Saint Michaels Ter, Carmel, NY 10512
Listing by The Select Team, LLC
$599,000
4 beds3 baths2,390 sq ft
1178 Farmers Mills Rd, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
$350,000
3 beds1 bath1,104 sq ft
41 Echo Rd, Carmel, NY 10512
Listing by Keller Williams Realty Partner
$589,000
3 beds2 baths1,140 sq ft
43 Lakeview Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
$850,000
4 beds3 baths3,796 sq ft
12 Westleigh Ct, Carmel, NY 10512
Listing by William Raveis Real Estate
$549,000
4 beds2 baths2,006 sq ft
9 Wykagyl Ct, Carmel, NY 10512
Listing by Keller Williams NY Realty
$195,000
1 bed1 bath706 sq ft
317 Fox Run Ln Unit 317, Carmel, NY 10512
Listing by Compass Greater NY, LLC
See all

Provided by Redfin

Redfin agents who toured

Picturesque lakeside retreat, where the kitchen, though located downstairs, still offers stunning views of the serene surroundings. In the primary bedroom, although modest in size, experience a thoughtfully designed setup complete with a walk-in...
3 years ago• May not reflect the current state of the home
Sinead White
Redfin Associate agent
Owners did an excellent job renovating this home. Beautiful view.
3 years ago• May not reflect the current state of the home
Oleksandra Koziar
Redfin Associate agent

Sale history for 14 Towners Rd

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #H6276756

Jun 13, 2024

Sold

$385,000

$350/sq ft

Apr 13, 2024

Pending

—

Nov 6, 2023

Listed

$399,000

$363/sq ft

OneKey® MLS as Distributed by MLS Grid #H6276147

Oct 31, 2023

Listed

$435,000

$395/sq ft

OneKey® MLS as Distributed by MLS Grid #H6186773

Aug 16, 2022

Sold

$375,000

$341/sq ft

Jun 16, 2022

Pending

—

May 21, 2022

Listed

$349,900

$318/sq ft

Fully renovated lakefront home just in time for summer! One of the few Lake Carmel homes with direct water access and an expansive backyard, providing the perfect spot for fishing, boating and more. Totally redone from top to bottom with a new roof, siding, gutters, flooring, doors, trim work, custom wood railing, and a new kitchen + 1.5 baths. Outside offers a large and modernized back deck, new stonework, shed, additional flat deck, and fire pit. The backyard is the perfect spot to unwind or entertain with friends. This expanded cottage is perfect for a summer getaway, seasonal rental, starter-home, or for those looking to downsize. Great location, just minutes off the highway. Additional Information: HeatingFuel:Oil Above Ground,

OneKey® MLS as Distributed by MLS Grid #H6134932

Aug 20, 2021

Listing Removed

—

Aug 7, 2021

Listing Removed

—

Aug 5, 2021

Listed

$180,000

$164/sq ft

Public Records

Jun 26, 1997

Sold

$87,221

$79/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$16,005

$34,900 + $350,100

$385,000

2025

$16,005 (+35.4%)

$34,900 + $350,100

$385,000

2024

$11,819 (−4.7%)

$35,000 + $210,000

$245,000

2023

$12,407 (+45.4%)

$35,000 + $210,000

$245,000

2022

$8,533 (+1.0%)

$18,100 + $172,900

$191,000

2021

$8,450 (−0.9%)

$18,100 + $172,900

$191,000

2020

$8,527 (+2.6%)

$18,100 + $172,900

$191,000

2019

$8,313 (+2.9%)

$18,100 + $172,900

$191,000

2018

$8,077 (+4.7%)

$18,100 + $172,900

$191,000

2017

$7,717 (−0.4%)

$18,100 + $172,900

$191,000

2016

$7,747 (+0.8%)

$17,900 + $157,300

$175,200

2015

$7,689 (−1.4%)

$17,900 + $157,300

$175,200

2014

$7,797 (−0.7%)

$17,900 + $157,300

$175,200

2013

$7,852 (−1.4%)

$18,500 + $167,700

$186,200

2012

$7,967 (+0.3%)

$18,500 + $186,100

$204,600

2011

$7,943 (+165.3%)

$19,900 + $200,100

$220,000

2010

$2,994 (−6.7%)

$21,200 + $212,800

$234,000

2009

$3,209

$23,000 + $231,400

$254,400

Tax history for 14 Towners Rd

Year

Property tax

Land + Additions

Assessment*

2026

$16,005

$34,900 + $350,100

$385,000

2025

$16,005 (+35.4%)

$34,900 + $350,100

$385,000

2024

$11,819 (−4.7%)

$35,000 + $210,000

$245,000

2023

$12,407 (+45.4%)

$35,000 + $210,000

$245,000

2022

$8,533 (+1.0%)

$18,100 + $172,900

$191,000

2021

$8,450 (−0.9%)

$18,100 + $172,900

$191,000

2020

$8,527 (+2.6%)

$18,100 + $172,900

$191,000

2019

$8,313 (+2.9%)

$18,100 + $172,900

$191,000

2018

$8,077 (+4.7%)

$18,100 + $172,900

$191,000

2017

$7,717 (−0.4%)

$18,100 + $172,900

$191,000

2016

$7,747 (+0.8%)

$17,900 + $157,300

$175,200

2015

$7,689 (−1.4%)

$17,900 + $157,300

$175,200

2014

$7,797 (−0.7%)

$17,900 + $157,300

$175,200

2013

$7,852 (−1.4%)

$18,500 + $167,700

$186,200

2012

$7,967 (+0.3%)

$18,500 + $186,100

$204,600

2011

$7,943 (+165.3%)

$19,900 + $200,100

$220,000

2010

$2,994 (−6.7%)

$21,200 + $212,800

$234,000

2009

$3,209

$23,000 + $231,400

$254,400

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

1.5

Stories

Lot width

33 ft.

Lot depth

100 ft.

Lot size

4,356 Sq. Ft.

Year renovated

2005

Sq. Ft.

1,036

Year built

1940

Style

Single Family Residential

County

Putnam County

APN

372200A03306400010080000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Parking Information
Parking Features: Off Street

Interior

Heating & Cooling
Cooling: Wall/Window Unit(s)
Heating: Baseboard, Oil

Interior Features
Interior Features: Open Kitchen,Walk-In Closet(s)
Window Features: Blinds, Drapes, Oversized Windows, Screens
Laundry Features: Inside
Appliances: Dishwasher, Microwave, Refrigerator, Oil Water Heater
Levels: Two
Patio And Porch Features: Deck

Room Information
Basement YN: Yes
Attic: Scuttle
Rooms Total: 6
Basement: Finished, Walk-Out Access

Bathroom Information
Bathrooms Full: 1
Bathrooms Half: 1

Exterior

Exterior Features
Construction Materials: Frame, Vinyl Siding
Other Structures: Shed(s)
Waterfront YN: Yes

Lot Information
Additional Parcels YN: No
Lot Features: Level, Sloped, Views

Property Information
Living Area Source: Other
Property Sub Type: Single Family Residence
Property Condition: Actual

Financial

Tax Information
Tax Year: 2023
Tax Source: Municipality
Tax Annual Amount: $10,562

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
Directions: Rt. 52 to Towners Rd
County Or Parish: Putnam County

Public facts

Beds: 1
Baths: 1.5
Sq. Ft.: 1,036
Stories: 1.0
Lot Size: 4,356 square feet
Style: Single Family Residential
Year Built: 1940
Year Renovated: 2005
County: Putnam County
APN: 372200A03306400010080000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.2mi

3/10

Carmel High School

Public 9-12 • Assigned • 1.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

23% chance of strong winds in next 30 years

4/10 Air Factor

3 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 4.1 hours in December, placing it below the U.S. average for solar exposure.

8.6 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$411,000 – $497,000

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Home values near 14 Towners Rd

Data from public records.

Address	Redfin Estimate
35 Towners Road, Carmel, NY 2 Beds \| 1.5 Baths \| 940 Sq. Ft.	$372,988
20 Towners Road, Carmel, NY 2 Beds \| 1 Baths \| 1008 Sq. Ft.	$397,358

Address	Redfin Estimate
40 Towners Road, Carmel, NY - Beds \| - Baths \| 3720 Sq. Ft.	—
19 Towners Road, Carmel, NY 3 Beds \| 2 Baths \| 1458 Sq. Ft.	$416,262

Address	Redfin Estimate
10 Towners Road #8, Carmel, NY - Beds \| - Baths \| - Sq. Ft.	—
16 Towners Road, Carmel, NY 3 Beds \| 1.5 Baths \| 1080 Sq. Ft.	$381,496

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Redfin agents who toured

Sale history for 14 Towners Rd

Tax history for 14 Towners Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 14 Towners Rd

More real estate resources