Google street view image for 20 Towners Rd, Carmel, NY 10512

Sold

$393,936

Est. refi paymentEst. refi $1,397/mo

•

1 ba

•

1,008

sq ft

20 Towners Rd, Carmel, NY 10512

About this home

Direct lakefront with great views from your private deck. One of the few properties with direct access from your private backyard! Features many updates, energy efficient, central vacuum, vaulted ceiling, Den/3rd bedroom, WBS, hardwood floors, large deck, move-in conditon. Taxes DO NOT include star exemption of $1099. A must see.

Single-familyProperty Type

1964Year Built

4,792 sq ftLot Size

$391Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$393,936

$202K since sold in December 2009$4,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.4% lower than the average sale price ($440K) of 6 comparable homes.

SOLD SEP 1, 2026
$365,000
A
3 beds2 baths822 sq ft
61 Pleasant Dr, Carmel, NY 10512
Listing by Holly Real Estate
SOLD JUL 14, 2026
$375,000
B
2 beds2 baths1,124 sq ft
24 Clarkson Rd, Carmel, NY 10512
Listing by William Raveis-New York, LLC
SOLD FEB 9, 2026
$410,000
C
3 beds2 baths1,176 sq ft
38 Pleasant Dr, Carmel, NY 10512
Listing by Keller Williams Realty Partner
SOLD SEP 24, 2026
$484,000
D
3 beds2 baths1,092 sq ft
16 Greenridge Ct, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
SOLD AUG 20, 2026
$585,000
E
2 beds2 baths2,165 sq ft
155 W Lakeshore Dr, Carmel, NY 10512
Listing by RE/MAX Classic Realty
SOLD SEP 14, 2026
$420,000
F
3 beds2 baths1,848 sq ft
74 Longfellow Dr, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.

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Earn from this home

Sell

$369,239

Est. take-home

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Refinance

Est. cash available

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Rent

$2,709/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.3%

+0.1% MoM

Median sale price

$505K

$9K MoM

Avg. days on market

30d

1 days MoM

Recently sold homes

1 MoM

New listings for sale

COMING SOON
$525,000
3 beds2 baths2,000 sq ft
95 Clarkson Rd, Carmel, NY 10512
Listing by Coldwell Banker Realty
$350,000
3 beds1 bath1,104 sq ft
41 Echo Rd, Carmel, NY 10512
Listing by Keller Williams Realty Partner
$589,000
3 beds2 baths1,140 sq ft
43 Lakeview Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
$850,000
4 beds3 baths3,796 sq ft
12 Westleigh Ct, Carmel, NY 10512
Listing by William Raveis Real Estate
OPEN SAT, 11AM TO 1PM
$549,000
4 beds2 baths2,006 sq ft
9 Wykagyl Ct, Carmel, NY 10512
Listing by Keller Williams NY Realty
$195,000
1 bed1 bath706 sq ft
317 Fox Run Ln Unit 317, Carmel, NY 10512
Listing by Compass Greater NY, LLC
OPEN SAT, 11AM TO 1PM
$569,900
3 beds2 baths2,060 sq ft
19 Saint Michaels Ter, Carmel, NY 10512
Listing by Coldwell Banker Realty
3D WALKTHROUGH
$949,000
5 beds2.5 baths3,908 sq ft
29 Duke Dr, Carmel, NY 10512
Listing by HomeSmart Homes & Estates
$675,000
7 beds2 baths3,800 sq ft
163 Hill And Dale Rd, Carmel, NY 10512
Listing by Century 21 Hudson Valley Rlty.
$328,000
2 beds1 bath1,053 sq ft
40 Huguenot Rd, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
See all

Provided by Redfin

Sale history for 20 Towners Rd

Year

Property tax

Land + Additions

Assessment*

2026

$14,135

$53,300 + $286,700

$340,000

2025

$14,135 (+62.4%)

$53,300 + $286,700

$340,000

2024

$8,702 (−4.7%)

$19,200 + $161,200

$180,400

2023

$9,135 (+13.3%)

$19,200 + $161,200

$180,400

2022

$8,060 (+1.0%)

$19,200 + $161,200

$180,400

2021

$7,981 (+17.6%)

$19,200 + $161,200

$180,400

2020

$6,784 (+3.1%)

$19,200 + $161,200

$180,400

2019

$6,582 (+5.1%)

$19,200 + $161,200

$180,400

2018

$6,262 (+5.8%)

$19,200 + $161,200

$180,400

2017

$5,921 (−0.4%)

$19,200 + $161,200

$180,400

2016

$5,942 (+0.8%)

$19,000 + $146,500

$165,500

2015

$5,895 (−20.0%)

$19,000 + $146,500

$165,500

2014

$7,365 (+20.7%)

$19,000 + $146,500

$165,500

2013

$6,103 (−2.2%)

$19,600 + $156,300

$175,900

2012

$6,238 (−16.9%)

$19,600 + $173,700

$193,300

2011

$7,504 (+165.3%)

$21,100 + $186,700

$207,800

2010

$2,828 (−6.7%)

$22,400 + $198,700

$221,100

2009

$3,031

$24,400 + $215,900

$240,300

Tax history for 20 Towners Rd

Year

Property tax

Land + Additions

Assessment*

2026

$14,135

$53,300 + $286,700

$340,000

2025

$14,135 (+62.4%)

$53,300 + $286,700

$340,000

2024

$8,702 (−4.7%)

$19,200 + $161,200

$180,400

2023

$9,135 (+13.3%)

$19,200 + $161,200

$180,400

2022

$8,060 (+1.0%)

$19,200 + $161,200

$180,400

2021

$7,981 (+17.6%)

$19,200 + $161,200

$180,400

2020

$6,784 (+3.1%)

$19,200 + $161,200

$180,400

2019

$6,582 (+5.1%)

$19,200 + $161,200

$180,400

2018

$6,262 (+5.8%)

$19,200 + $161,200

$180,400

2017

$5,921 (−0.4%)

$19,200 + $161,200

$180,400

2016

$5,942 (+0.8%)

$19,000 + $146,500

$165,500

2015

$5,895 (−20.0%)

$19,000 + $146,500

$165,500

2014

$7,365 (+20.7%)

$19,000 + $146,500

$165,500

2013

$6,103 (−2.2%)

$19,600 + $156,300

$175,900

2012

$6,238 (−16.9%)

$19,600 + $173,700

$193,300

2011

$7,504 (+165.3%)

$21,100 + $186,700

$207,800

2010

$2,828 (−6.7%)

$22,400 + $198,700

$221,100

2009

$3,031

$24,400 + $215,900

$240,300

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

1.5

Lot width

42 ft.

Lot depth

100 ft.

Lot size

4,792 Sq. Ft.

Year renovated

2000

Sq. Ft.

1,008

Year built

1964

Style

Single Family Residential

County

Putnam County

APN

372200A03306400010100000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.1mi

3/10

Carmel High School

Public 9-12 • Assigned • 1.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

24% chance of strong winds in next 30 years

4/10 Air Factor

3 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 4.1 hours in December, placing it below the U.S. average for solar exposure.

8.6 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$375,000 – $454,000

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Nearby similar homes

$589,000

3 beds2 baths1,140 sq ft

43 Lakeview Rd, Carmel, NY 10512

Listing by Briante Realty Group, LLC

$639,000

3 beds4 baths2,428 sq ft

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Listing by BHHS Hudson Valley Properties

$425,000

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50 Horsepound Rd, Carmel, NY 10512

Listing by Houlihan Lawrence, Inc

$350,000

2 beds1 bath1,114 sq ft

37 Woodstock Rd, Carmel, NY 10512

Listing by Briante Realty Group, LLC

$835,000

5 beds4 baths3,075 sq ft

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Listing by Houlihan Lawrence Inc.

3D WALKTHROUGH

$899,999

4 beds2.5 baths3,442 sq ft

242 Seminary Hill Rd, Carmel, NY 10512

Listing by RE/MAX Prestige Properties

New listings for sale in 10512

COMING SOON

$525,000

3 beds2 baths2,000 sq ft

95 Clarkson Rd, Carmel, NY 10512

Listing by Coldwell Banker Realty

$350,000

3 beds1 bath1,104 sq ft

41 Echo Rd, Carmel, NY 10512

Listing by Keller Williams Realty Partner

$589,000

3 beds2 baths1,140 sq ft

43 Lakeview Rd, Carmel, NY 10512

Listing by Briante Realty Group, LLC

$850,000

4 beds3 baths3,796 sq ft

12 Westleigh Ct, Carmel, NY 10512

Listing by William Raveis Real Estate

OPEN SAT, 11AM TO 1PM

$549,000

4 beds2 baths2,006 sq ft

9 Wykagyl Ct, Carmel, NY 10512

Listing by Keller Williams NY Realty

$195,000

1 bed1 bath706 sq ft

317 Fox Run Ln Unit 317, Carmel, NY 10512

Listing by Compass Greater NY, LLC

OPEN SAT, 11AM TO 1PM

$569,900

3 beds2 baths2,060 sq ft

19 Saint Michaels Ter, Carmel, NY 10512

Listing by Coldwell Banker Realty

3D WALKTHROUGH

$949,000

5 beds2.5 baths3,908 sq ft

29 Duke Dr, Carmel, NY 10512

Listing by HomeSmart Homes & Estates

$675,000

7 beds2 baths3,800 sq ft

163 Hill And Dale Rd, Carmel, NY 10512

Listing by Century 21 Hudson Valley Rlty.

Home values near 20 Towners Rd

Data from public records.

Address	Redfin Estimate
35 Towners Rd, Carmel, NY 2 Beds \| 1.5 Baths \| 940 Sq. Ft.	$374,400
10 Towners Rd Apt 8, Carmel, NY - Beds \| - Baths \| - Sq. Ft.	—

Address	Redfin Estimate
40 Towners Rd, Carmel, NY - Beds \| - Baths \| 3720 Sq. Ft.	—
19 Towners Rd, Carmel, NY 3 Beds \| 2 Baths \| 1458 Sq. Ft.	$415,726

Address	Redfin Estimate
14 Towners Rd, Carmel, NY 1 Beds \| 1.5 Baths \| 1100 Sq. Ft.	$430,713
16 Towners Rd, Carmel, NY 3 Beds \| 1.5 Baths \| 1080 Sq. Ft.	$380,285

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GreatSchools Ratings provided by GreatSchools.org.

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20 Towners Rd, Carmel, NY 10512

About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 20 Towners Rd

Tax history for 20 Towners Rd

Public record

Property details

Public facts

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 20 Towners Rd

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