Discover the perfect blend of Privacy + Proximity with this charming 2-bedroom, 2-bathroom residence spanning just under 1,000 square feet in Carmel, NY & with ample parking for 3+ cars. This cozy house offers coveted lake rights with private beaches just a 5-minute walk away and recent upgrades, including a new water heater in 2024, New oil tank in 2024, roof and siding in 2017, electrical work, and windows within the last 7 years. The home is secluded yet close to shopping centers, 10 minutes from the Metro North Station, and just an hour's drive from Manhattan. Experience lakeside living, a thriving community, comfort, convenience, and opportunity. This house is ready for you to move in and enjoy! Additional Information: HeatingFuel:Oil Above Ground,
Single-familyProperty Type
1944Year Built
0.27 acresLot Size
$398Est. Price/Sq.Ft.
Listing by Daniel Martinez• K. Fortuna Realty, Inc.
AWESOME OPPORTUNITY!! Handy buyer or investor needed. Comfortable cape in very private setting featuring spacious living room, master bedroom with half bath and den (could be used as 3rd bedroom). Close to major highways and local shopping. Home needs work but has lots of potential at the asking price. Close to Offers w/financing must be accompanied by pre-qual letter & down payment proof of funds; cash offers w/proof of funds. Sold as-is. ***AGENTS – MUST see confidential remarks and all MLS listing attachments for additional instructions*** Additional Information: HeatingFuel:Oil Above Ground,
OneKey® MLS as Distributed by MLS Grid #H4548941
Apr 26, 2017
Listing Removed
—
Dec 2, 2016
Price Changed
$120,000
$128/sq ft
Oct 28, 2016
Listing Removed
—
Sep 8, 2016
Price Changed
$100,000
$106/sq ft
Jul 6, 2016
Listing Removed
—
Mar 30, 2016
Listing Removed
—
Nov 13, 2015
Listing Removed
—
Nov 2, 2015
Listed
$150,000
$160/sq ft
OneKey® MLS as Distributed by MLS Grid #H4406170
Sep 30, 2015
Listing Removed
—
Apr 7, 2014
Listed
$125,000
$133/sq ft
OneKey® MLS as Distributed by MLS Grid #H3218081
Dec 31, 2013
Listing Removed
—
Jun 4, 2012
Listed
$140,000
$149/sq ft
Public Records
Aug 3, 2005
Sold
$206,000
$219/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$12,555
$38,100 + $263,900
$302,000
2025
$12,555 (+33.5%)
$38,100 + $263,900
$302,000
2024
$9,407 (−2.2%)
$25,000 + $170,000
$195,000
2023
$9,621 (+43.6%)
$25,000 + $165,000
$190,000
2022
$6,702 (+1.0%)
$25,700 + $124,300
$150,000
2021
$6,636 (−0.9%)
$25,700 + $124,300
$150,000
2020
$6,696 (+2.6%)
$25,700 + $124,300
$150,000
2019
$6,529 (−26.1%)
$25,700 + $124,300
$150,000
2018
$8,834 (−10.4%)
$25,700 + $124,300
$150,000
2017
$9,862 (−0.4%)
$25,700 + $218,400
$244,100
2016
$9,901 (+0.8%)
$25,400 + $198,500
$223,900
2015
$9,827 (−0.4%)
$25,400 + $198,500
$223,900
2014
$9,865 (−0.7%)
$25,400 + $198,500
$223,900
2013
$9,935 (−1.5%)
$26,200 + $209,400
$235,600
2012
$10,082 (+0.3%)
$26,200 + $232,700
$258,900
2011
$10,053 (+165.3%)
$28,200 + $250,200
$278,400
2010
$3,790 (+6.5%)
$30,000 + $266,200
$296,200
2009
$3,559
$32,600 + $289,400
$322,000
Tax history for 35 Towners Rd
Year
Property tax
Land + Additions
Assessment*
2026
$12,555
$38,100 + $263,900
$302,000
2025
$12,555 (+33.5%)
$38,100 + $263,900
$302,000
2024
$9,407 (−2.2%)
$25,000 + $170,000
$195,000
2023
$9,621 (+43.6%)
$25,000 + $165,000
$190,000
2022
$6,702 (+1.0%)
$25,700 + $124,300
$150,000
2021
$6,636 (−0.9%)
$25,700 + $124,300
$150,000
2020
$6,696 (+2.6%)
$25,700 + $124,300
$150,000
2019
$6,529 (−26.1%)
$25,700 + $124,300
$150,000
2018
$8,834 (−10.4%)
$25,700 + $124,300
$150,000
2017
$9,862 (−0.4%)
$25,700 + $218,400
$244,100
2016
$9,901 (+0.8%)
$25,400 + $198,500
$223,900
2015
$9,827 (−0.4%)
$25,400 + $198,500
$223,900
2014
$9,865 (−0.7%)
$25,400 + $198,500
$223,900
2013
$9,935 (−1.5%)
$26,200 + $209,400
$235,600
2012
$10,082 (+0.3%)
$26,200 + $232,700
$258,900
2011
$10,053 (+165.3%)
$28,200 + $250,200
$278,400
2010
$3,790 (+6.5%)
$30,000 + $266,200
$296,200
2009
$3,559
$32,600 + $289,400
$322,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
2
Stories
1.5
Lot width
112 ft.
Lot depth
99 ft.
Lot size
0.27 Acres
Year renovated
1995
Sq. Ft.
940
Year built
1944
Style
Single Family Residential
County
Putnam County
APN
372200A03307200010400000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
Property details
Parking
Parking Information
Parking Features: Driveway
Interior
Heating & Cooling
Cooling: None
Heating: Oil, Hot Water
Interior Features
Interior Features: Entrance Foyer
Appliances: Oil Water Heater, Refrigerator
Flooring: Hardwood
Levels: Two
Room Information
Basement YN: No
Attic: None
Rooms Total: 5
Basement: None
Bathroom Information
Bathrooms Full: 1
Bathrooms Half: 1
Exterior
Exterior Features
Construction Materials: Vinyl Siding
Waterfront YN: Yes
Lot Information
Additional Parcels YN: No
Lot Features: Views
Property Information
Stories: 2
Living Area Source: Public Records
Property Sub Type: Single Family Residence
Financial
Tax Information
Tax Year: 2023
Tax Source: Other
Tax Annual Amount: $8,271
Financial Information
Buyer Financing: Conventional
Utilities
Utility Information
Sewer: Septic Tank
Utilities: Trash Collection Public
Location
School Information
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel
Location Information
County Or Parish: Putnam County
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 940
Stories: 1.5
Lot Size: 0.27 acres
Style: Single Family Residential
Year Built: 1944
Year Renovated: 1995
County: Putnam County
APN: 372200A03307200010400000000
Home facts updated by county records on Sep 14, 2026
Around this home
Schools
George Fischer Middle School
Public 5-8 • Assigned • 1.1mi
3/10
Carmel High School
Public 9-12 • Assigned • 1.5mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 96° expected this year, 15 days in 30 years
4/10 Wind Factor
22% chance of strong winds in next 30 years
4/10 Air Factor
3 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Carmel, NY • 10512
Average low and high temperatures (°F)
34
20
36
21
53
33
63
43
70
52
80
61
85
66
81
61
78
57
67
46
54
37
39
24
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.6 hours in
June and 4.1 hours in December, placing it below the
U.S. average for solar exposure.
8.6 hrs
4.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$356,000 – $431,000
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