Off market apr 2019 for $345K

$515,203

Est. refi paymentEst. refi $2,312/mo

•

1,662

sq ft

22 Cottage Rd, Carmel, NY 10512

About this home

Deal Fell Thru, Back on Market! House is in excellent condition! Welcome Home to this Beautifully Maintained, and Updated Raised Ranch on a Corner lot, With Lake Rights to Lake Carmel. Nothing to do but pack your bags and move right in! Fabulous Kitchen with Oak Cabinets and Granite Countertops, Gorgeous updated Bathrooms with Crowne Molding Highlighted in Many of the Rooms. Finished Lower Level Featuring a Family Room with a Cozy, Stone, Easy Gas Burning Fireplace, Full Bath and a Huge Finished Craft/Storage Room with Walk Out to the Driveway. Laundry Hookups and Garage are also on the Lower Level. Finished Lower Level is an additional 758 sq ft. Great location, Very Close to Rte. 84, Close to Train and Close to shopping! Brand New Hot Water Heater. No Issues, being sold as is. Come and Take a Look, You'll Want to Move Right In! Additional Information: Amenities:Storage,HeatingFuel:Oil Above Ground,ParkingFeatures:1 Car Attached,

Single-familyProperty Type

1971Year Built

9,051 sq ftLot Size

$310Est. Price/Sq.Ft.

5 spacesParking

Listing by Susan McDonald • Coldwell Banker Realty

Bought with Kerry DaRos • Patricia Schiller Real Est Co.

Redfin checked: 2 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #H4835332

Redfin Estimate

$515,203

$170K since sold in April 2019$4,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.4% higher than the average sale price ($450K) of 6 comparable homes.

SOLD SEP 1, 2026
$374,000
A
3 beds2 baths1,856 sq ft
306 Towners Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
SOLD JUN 23, 2026
$483,800
B
3 beds2 baths1,792 sq ft
5 Lockwood Rd, Carmel, NY 10512
Listing by BHG RE Shore & Country Prop.
SOLD SEP 14, 2026
$420,000
C
3 beds2 baths1,848 sq ft
74 Longfellow Dr, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
SOLD JUN 22, 2026
$505,000
D
3 beds2 baths1,577 sq ft
24 Amazon Rd, Carmel, NY 10512
Listing by Exit Realty Connections
SOLD OCT 20, 2025
$435,000
E
3 beds2 baths1,748 sq ft
135 Cottage Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
SOLD SEP 24, 2026
$484,000
F
3 beds2 baths1,092 sq ft
16 Greenridge Ct, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.

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Earn from this home

Sell

$249,546

Est. take-home

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Refinance

Est. cash available

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Rent

$4,357/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.0% MoM

Median sale price

$514K

$24K MoM

Avg. days on market

30d

3 days MoM

Recently sold homes

6 MoM

New listings for sale

COMING SOON
$949,000
5 beds2.5 baths3,908 sq ft
29 Duke Dr, Carmel, NY 10512
Listing by HomeSmart Homes & Estates
$1,500,000
3 beds3 baths2,929 sq ft
715 Farmers Mills Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
3D WALKTHROUGH
$419,000
2 beds1 bath1,134 sq ft
159 Crane Rd, Carmel, NY 10512
Listing by William Raveis Real Estate
$629,000
2 beds2.5 baths1,970 sq ft
159 Fairway Dr, Carmel, NY 10512
Listing by William Raveis-New York LLC
$775,000
3 beds3 baths2,508 sq ft
36 Troxell Trl, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$529,000
3 beds2.5 baths1,808 sq ft
8 Dover Ln, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$425,000
3 beds1 bath996 sq ft
50 Horsepound Rd, Carmel, NY 10512
Listing by Houlihan Lawrence, Inc
$399,900
2 beds2 baths1,712 sq ft
165 W Lakeshore Dr, Carmel, NY 10512
Listing by Compass Greater NY, LLC
3D WALKTHROUGH
$200,000
1 bed1 bath706 sq ft
319 Fox Run Ln, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
$619,000
3 beds2 baths2,162 sq ft
11 Ann Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
See all

Provided by Redfin

Sale history for 22 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2026

$16,671

$52,100 + $348,900

$401,000

2025

$16,671 (+42.5%)

$52,100 + $348,900

$401,000

2024

$11,698 (−4.7%)

$11,300 + $231,200

$242,500

2023

$12,280 (+13.3%)

$11,300 + $231,200

$242,500

2022

$10,834 (+1.0%)

$11,300 + $231,200

$242,500

2021

$10,728 (−0.9%)

$11,300 + $231,200

$242,500

2020

$10,826 (+12.2%)

$11,300 + $231,200

$242,500

2019

$9,652 (+17.9%)

$11,300 + $231,200

$242,500

2018

$8,186 (+1.0%)

$11,300 + $231,200

$242,500

2017

$8,106 (+4.4%)

$11,300 + $231,200

$242,500

2016

$7,762 (+0.8%)

$11,200 + $211,300

$222,500

2015

$7,700 (−19.6%)

$11,200 + $211,300

$222,500

2014

$9,583 (+13.9%)

$11,200 + $211,300

$222,500

2013

$8,413 (+1.1%)

$11,900 + $232,100

$244,000

2012

$8,319 (−16.9%)

$11,900 + $244,900

$256,800

2011

$10,011 (+163.6%)

$12,800 + $263,300

$276,100

2010

$3,798 (+1.0%)

$13,800 + $283,100

$296,900

2009

$3,761

$15,000 + $307,700

$322,700

Tax history for 22 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2026

$16,671

$52,100 + $348,900

$401,000

2025

$16,671 (+42.5%)

$52,100 + $348,900

$401,000

2024

$11,698 (−4.7%)

$11,300 + $231,200

$242,500

2023

$12,280 (+13.3%)

$11,300 + $231,200

$242,500

2022

$10,834 (+1.0%)

$11,300 + $231,200

$242,500

2021

$10,728 (−0.9%)

$11,300 + $231,200

$242,500

2020

$10,826 (+12.2%)

$11,300 + $231,200

$242,500

2019

$9,652 (+17.9%)

$11,300 + $231,200

$242,500

2018

$8,186 (+1.0%)

$11,300 + $231,200

$242,500

2017

$8,106 (+4.4%)

$11,300 + $231,200

$242,500

2016

$7,762 (+0.8%)

$11,200 + $211,300

$222,500

2015

$7,700 (−19.6%)

$11,200 + $211,300

$222,500

2014

$9,583 (+13.9%)

$11,200 + $211,300

$222,500

2013

$8,413 (+1.1%)

$11,900 + $232,100

$244,000

2012

$8,319 (−16.9%)

$11,900 + $244,900

$256,800

2011

$10,011 (+163.6%)

$12,800 + $263,300

$276,100

2010

$3,798 (+1.0%)

$13,800 + $283,100

$296,900

2009

$3,761

$15,000 + $307,700

$322,700

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

124 ft.

Lot depth

73 ft.

Lot size

9,051

Year renovated

—

Sq. Ft.

1,662

Year built

1971

Style

Single Family Residential

County

Putnam County

APN

372200A03305100010390000000

Parking Spaces

Basement

Yes

Accessible

HOA Dues

—

Garage

Yes

Features

Views

Last updated by owner on Jun 22, 2023.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 1
Parking Features: Attached, Driveway

Interior

Fireplace Information
Has Fireplace
Fireplaces Total: 1

Heating & Cooling
Cooling: Attic Fan, Central Air, Wall/Window Unit(s)
Heating: Baseboard, Hot Water, Oil

Interior Features
Interior Features: Ceiling Fan(s),Eat-in Kitchen,Entertainment Cabinets,Entrance Foyer,Formal Dining,Granite Counters,Pantry
Window Features: Screens
Appliances: Convection Oven, Dishwasher, Electric Water Heater, Microwave, Refrigerator
Flooring: Hardwood
Levels: Two
Patio And Porch Features: Deck

Room Information
Basement YN: Yes
Attic: Pull Stairs
Rooms Total: 7
Basement: Finished, Full, Walk-Out Access

Bathroom Information
Bathrooms Full: 2

Exterior

Exterior Features
Construction Materials: Frame, Vinyl Siding
Waterfront YN: Yes

Lot Information
Additional Parcels YN: No
Lot Features: Corner Lot, Near Public Transit, Near School, Near Shops, Sloped, Views

Property Information
Stories: 2
Living Area Source: Public Records
Property Sub Type: Single Family Residence
Property Condition: Actual

Financial

Tax Information
Tax Year: 2018
Tax Source: Municipality
Tax Annual Amount: $9,800

Financial Information
Buyer Financing: FHA

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

HOA Information
Association Amenities: Park

School Information
Elementary School: Matthew Paterson Elementary School
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
Directions: RTE 52 to RTE 311, R on Terry Hill Rd, R on Clubhouse Dr., L on Cottage Rd. After crossing over Rockwood Rd., Cottage Rd. bears slightly left. #22 Driveway is on left. (Side of the House). Front of the house faces Kensico Rd.
County Or Parish: Putnam County

Community Information
Community Features: Park

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,662
Stories: 1.0
Parking Spaces: 5
Basement: Yes
Accessible: No
Lot Size: 9,051 square feet
Style: Single Family Residential
Year Built: 1971
Year Renovated: —
County: Putnam County
APN: 372200A03305100010390000000
HOA Dues: —
Garage: Yes
Features: Views

Home facts updated by owner on Jun 22, 2023

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.1mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.2mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

18% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$490,000 – $593,000

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Home values near 22 Cottage Rd

Data from public records.

Address	Redfin Estimate
33 Cottage Road, Carmel, NY 2 Beds \| 1.5 Baths \| 1664 Sq. Ft.	$538,413
31 Cottage Road, Carmel, NY 3 Beds \| 2 Baths \| 1537 Sq. Ft.	$492,408

Address	Redfin Estimate
32 Cottage Road, Carmel, NY 4 Beds \| 2 Baths \| 1080 Sq. Ft.	$416,365
8 Cottage Road, Carmel, NY 1 Beds \| 1 Baths \| 706 Sq. Ft.	$622,173

Address	Redfin Estimate
15 Cottage Road, Carmel, NY 4 Beds \| 2 Baths \| 2014 Sq. Ft.	$429,763
4 Ardsley Road, Carmel, NY 3 Beds \| 2 Baths \| 1588 Sq. Ft.	$470,100

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2018. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 22 Cottage Rd

Tax history for 22 Cottage Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 22 Cottage Rd

More real estate resources