Off market jun 2022 for $405K

$492,408

Est. refi paymentEst. refi $2,714/mo

•

1,537

sq ft

31 Cottage Rd, Carmel, NY 10512

About this home

Spacious sprawling ranch with access to Lake Carmel. Recently renovated bathroom, new gutters, new furnace, newer stainless steel appliances. Open concept living/dining area has room for everyone. Double corner lot that is fenced in- with access for trucks for deliveries. Two patios- one shaded & one with full sun. Mature landscaping of fruit trees, shrubs and perennials- with a vegetable garden as well! This property is lush and low maintenance. Taxes do not reflect STAR savings of $1,192. Additional Information: HeatingFuel:Oil Above Ground,

Single-familyProperty Type

1938Year Built

0.45 acresLot Size

$320Est. Price/Sq.Ft.

Listing by Brittany Pisco • J. Philip Real Estate LLC

Bought with Lisa DaRos • Houlihan Lawrence Inc.

Redfin checked: 3 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #H6159408

Redfin Estimate

$492,408

$87K since sold in June 2022$6,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.9% higher than the average sale price ($444K) of 6 comparable homes.

SOLD SEP 4, 2026
$440,000
A
3 beds1.5 baths1,496 sq ft
20 Heathcote Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
SOLD SEP 1, 2026
$374,000
B
3 beds2 baths1,856 sq ft
306 Towners Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
SOLD JUN 22, 2026
$505,000
C
3 beds2 baths1,577 sq ft
24 Amazon Rd, Carmel, NY 10512
Listing by Exit Realty Connections
SOLD AUG 28, 2026
$449,000
D
3 beds2 baths1,582 sq ft
12 Bradhurst Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
SOLD JUN 23, 2026
$483,800
E
3 beds2 baths1,792 sq ft
5 Lockwood Rd, Carmel, NY 10512
Listing by BHG RE Shore & Country Prop.
SOLD DEC 8, 2025
$412,000
F
3 beds2 baths1,600 sq ft
10 Heathcote Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC

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Earn from this home

Sell

$164,059

Est. take-home

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Refinance

Est. cash available

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Rent

$4,287/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.0% MoM

Median sale price

$514K

$24K MoM

Avg. days on market

30d

3 days MoM

Recently sold homes

6 MoM

New listings for sale

COMING SOON
$949,000
5 beds2.5 baths3,908 sq ft
29 Duke Dr, Carmel, NY 10512
Listing by HomeSmart Homes & Estates
$1,500,000
3 beds3 baths2,929 sq ft
715 Farmers Mills Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
3D WALKTHROUGH
$419,000
2 beds1 bath1,134 sq ft
159 Crane Rd, Carmel, NY 10512
Listing by William Raveis Real Estate
$629,000
2 beds2.5 baths1,970 sq ft
159 Fairway Dr, Carmel, NY 10512
Listing by William Raveis-New York LLC
$775,000
3 beds3 baths2,508 sq ft
36 Troxell Trl, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$529,000
3 beds2.5 baths1,808 sq ft
8 Dover Ln, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$425,000
3 beds1 bath996 sq ft
50 Horsepound Rd, Carmel, NY 10512
Listing by Houlihan Lawrence, Inc
$399,900
2 beds2 baths1,712 sq ft
165 W Lakeshore Dr, Carmel, NY 10512
Listing by Compass Greater NY, LLC
3D WALKTHROUGH
$200,000
1 bed1 bath706 sq ft
319 Fox Run Ln, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
$619,000
3 beds2 baths2,162 sq ft
11 Ann Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
See all

Provided by Redfin

Sale history for 31 Cottage Rd

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #H6159408

Jun 17, 2022

Sold

$405,000

$264/sq ft

Apr 15, 2022

Pending

—

Mar 24, 2022

Listing Removed

—

Mar 19, 2022

Listed

$375,000

$244/sq ft

Mar 15, 2022

Coming Soon

$375,000

$244/sq ft

Public Records

Aug 10, 2007

Sold

$330,000

$215/sq ft

Public Records

Aug 8, 2002

Sold

$161,000

$105/sq ft

Public Records

Aug 16, 2000

Sold

$102,000

$66/sq ft

Public Records

May 28, 1999

Sold

$76,000

$49/sq ft

Public Records

Mar 8, 1984

Sold

$45,000

$29/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$17,668

$72,800 + $352,200

$425,000

2025

$17,668 (+28.5%)

$72,800 + $352,200

$425,000

2024

$13,748 (−4.7%)

$30,000 + $255,000

$285,000

2023

$14,432 (+27.3%)

$30,000 + $255,000

$285,000

2022

$11,339 (+1.0%)

$22,700 + $231,100

$253,800

2021

$11,228 (+11.6%)

$22,700 + $231,100

$253,800

2020

$10,061 (+2.9%)

$22,700 + $231,100

$253,800

2019

$9,777 (+4.4%)

$22,700 + $231,100

$253,800

2018

$9,365 (+5.4%)

$22,700 + $231,100

$253,800

2017

$8,886 (−0.4%)

$22,700 + $231,100

$253,800

2016

$8,918 (+0.8%)

$22,500 + $210,300

$232,800

2015

$8,849 (−14.6%)

$22,500 + $210,300

$232,800

2014

$10,361 (+11.7%)

$22,500 + $210,300

$232,800

2013

$9,273 (+1.1%)

$23,900 + $231,400

$255,300

2012

$9,174 (−12.4%)

$23,900 + $244,800

$268,700

2011

$10,474 (+163.6%)

$25,700 + $263,200

$288,900

2010

$3,973 (+1.0%)

$27,600 + $283,000

$310,600

2009

$3,934

$30,000 + $307,600

$337,600

Tax history for 31 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2026

$17,668

$72,800 + $352,200

$425,000

2025

$17,668 (+28.5%)

$72,800 + $352,200

$425,000

2024

$13,748 (−4.7%)

$30,000 + $255,000

$285,000

2023

$14,432 (+27.3%)

$30,000 + $255,000

$285,000

2022

$11,339 (+1.0%)

$22,700 + $231,100

$253,800

2021

$11,228 (+11.6%)

$22,700 + $231,100

$253,800

2020

$10,061 (+2.9%)

$22,700 + $231,100

$253,800

2019

$9,777 (+4.4%)

$22,700 + $231,100

$253,800

2018

$9,365 (+5.4%)

$22,700 + $231,100

$253,800

2017

$8,886 (−0.4%)

$22,700 + $231,100

$253,800

2016

$8,918 (+0.8%)

$22,500 + $210,300

$232,800

2015

$8,849 (−14.6%)

$22,500 + $210,300

$232,800

2014

$10,361 (+11.7%)

$22,500 + $210,300

$232,800

2013

$9,273 (+1.1%)

$23,900 + $231,400

$255,300

2012

$9,174 (−12.4%)

$23,900 + $244,800

$268,700

2011

$10,474 (+163.6%)

$25,700 + $263,200

$288,900

2010

$3,973 (+1.0%)

$27,600 + $283,000

$310,600

2009

$3,934

$30,000 + $307,600

$337,600

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

204 ft.

Lot depth

97 ft.

Lot size

0.41 Acres

Year renovated

2000

Sq. Ft.

2,116

Year built

1938

Style

Single Family Residential

County

Putnam County

APN

372200A03305000010190000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Driveway

Interior

Virtual Tour Information

Heating & Cooling
Cooling: None
Heating: Baseboard, Oil

Interior Features
Interior Features: First Floor Bedroom
Appliances: Electric Water Heater

Room Information
Basement YN: Yes
Attic: None
Rooms Total: 8
Basement: Partial

Bathroom Information
Bathrooms Full: 2

Exterior

Exterior Features
Construction Materials: Frame, Vinyl Siding
Waterfront YN: No

Lot Information
Additional Parcels YN: No
Lot Features: Near Public Transit, Near School, Near Shops

Property Information
Living Area Source: Public Records
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2021
Tax Source: Municipality
Tax Annual Amount: $11,528

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

HOA Information
Association Amenities: Park

School Information
Elementary School: Matthew Paterson Elementary School
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
Directions: Address is GPS friendly. From Route 311 to Terry Hill- Right onto Lakeshore Dr- left onto Cottage Rd- House is #31 on right- see sign.
County Or Parish: Putnam County

Community Information
Community Features: Park

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 2,116
Stories: 1.0
Lot Size: 0.41 acres
Style: Single Family Residential
Year Built: 1938
Year Renovated: 2000
County: Putnam County
APN: 372200A03305000010190000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.1mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.2mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

19% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$468,000 – $567,000

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New listings for sale in 10512

COMING SOON

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29 Duke Dr, Carmel, NY 10512

Listing by HomeSmart Homes & Estates

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3 beds3 baths2,929 sq ft

715 Farmers Mills Rd, Carmel, NY 10512

Listing by Houlihan Lawrence Inc.

3D WALKTHROUGH

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2 beds1 bath1,134 sq ft

159 Crane Rd, Carmel, NY 10512

Listing by William Raveis Real Estate

$629,000

2 beds2.5 baths1,970 sq ft

159 Fairway Dr, Carmel, NY 10512

Listing by William Raveis-New York LLC

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3 beds3 baths2,508 sq ft

36 Troxell Trl, Carmel, NY 10512

Listing by Compass Greater NY, LLC

$529,000

3 beds2.5 baths1,808 sq ft

8 Dover Ln, Carmel, NY 10512

Listing by Houlihan Lawrence Inc.

$425,000

3 beds1 bath996 sq ft

50 Horsepound Rd, Carmel, NY 10512

Listing by Houlihan Lawrence, Inc

$399,900

2 beds2 baths1,712 sq ft

165 W Lakeshore Dr, Carmel, NY 10512

Listing by Compass Greater NY, LLC

3D WALKTHROUGH

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Listing by Howard Hanna Rand Realty

Home values near 31 Cottage Rd

Data from public records.

Address	Redfin Estimate
37 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 1008 Sq. Ft.	$559,690
32 Cottage Road, Carmel, NY 4 Beds \| 2 Baths \| 1080 Sq. Ft.	$416,365

Address	Redfin Estimate
33 Cottage Road, Carmel, NY 2 Beds \| 1.5 Baths \| 1664 Sq. Ft.	$538,413
40 Cottage Road, Carmel, NY 3 Beds \| 1 Baths \| 1390 Sq. Ft.	$420,055

Address	Redfin Estimate
22 Cottage Road, Carmel, NY 3 Beds \| 2 Baths \| 1662 Sq. Ft.	$515,203
15 Cottage Road, Carmel, NY 4 Beds \| 2 Baths \| 2014 Sq. Ft.	$429,763

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 31 Cottage Rd

Tax history for 31 Cottage Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 31 Cottage Rd

More real estate resources