Off market jan 2024 for $225K

$307,775

Est. refi paymentEst. refi $1,401/mo

•

594

sq ft

23 Sebago Rd, Carmel, NY 10512

About this home

Cute, convenient, and full of warmth; this house has it all. Situated on the edge of Lake Carmel, this corner lot cottage enjoys scenic views, lake rights, and is just minutes away from I-84 and the MetroNorth, all while being just steps away from Lake Carmel. Sit on the enclosed front porch and enjoy your favorite drink while watching the sunset over the lake and surrounding mountains. Many updates have been made throughout the years, most recent being the entire septic system, on demand hot water, and new electric stove. Home has enjoyed many years of steady occupancy and is currently tenant occupied; a great investment property long term. Bring your vision and turn this into your dream getaway or continue to rent in this desirable location. Come see this lovely home for yourself and experience the joy lakeside living can bring. Close to all amenities, shopping, schools, and public transport & resources. Additional Information: Amenities:Storage,

Single-familyProperty Type

1950Year Built

5,898 sq ftLot Size

$518Est. Price/Sq.Ft.

Listing by Andre Aivazians • HomeSmart Homes & Estates

Contact: (914) 236-5500

Bought with Michael Blank • Michael S. Blank Realty

Redfin checked: 2 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #H6276643

Redfin Estimate

$307,775

$83K since sold in January 2024$6,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9.8% lower than the average sale price ($341K) of 6 comparable homes.

SOLD SEP 1, 2026
$385,000
A
2 beds1 bath977 sq ft
175 Terry Hill Rd, Carmel, NY 10512
Listing by Exit Realty Connections
SOLD JUN 29, 2026
79 Clubhouse Dr, Carmel, NY 10512
$380,000
B
2 beds1 bath802 sq ft
79 Clubhouse Dr, Carmel, NY 10512
Listing by RE/MAX Town & Country
SOLD OCT 19, 2026
$235,000
C
1 bed1 bath700 sq ft
38 Huguenot Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
BOUGHT WITH REDFIN MAY 5, 2026
$390,000
D
2 beds1 bath811 sq ft
72 Putnam Dr, Carmel, NY 10512
Listing by Briante Realty Group, LLC
SOLD JUL 17, 2026
$328,000
E
2 beds1 bath720 sq ft
46 Salem Rd, Carmel, NY 10512
Listing by Jefferson Valley Realty
SOLD NOV 2, 2026
$330,200
F
2 beds1 bath980 sq ft
43 Greenridge Ct, Carmel, NY 10512
Listing by Keller Williams Realty Partner

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$118,024

Est. take-home

List your home with Redfin and save $3,078

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,438/mo

Redfin rental estimate

List your home for rent

Market trends in 10512, NY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

100.7%

0.6% MoM

Median sale price

$525K

$20K MoM

Avg. days on market

41d

11 days MoM

Recently sold homes

12 MoM

New listings for sale

COMING SOON
$499,999
4 beds2 baths2,849 sq ft
161 Putnam Dr, Carmel, NY 10512
Listing by Compass Greater NY, LLC
NEW 35 HRS AGO
$280,000
1 bed1 bath790 sq ft
603 Vista On The Lk, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$250,000
1 bed1 bath790 sq ft
607 Vista On The Lk, Carmel, NY 10512
Listing by Coldwell Banker Realty
OPEN SUN, 12PM TO 2PM
$848,000
3 beds2.5 baths2,722 sq ft
186 Tammany Hall Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
$505,000
2 beds2.5 baths1,850 sq ft
503 Twin Brook Ct, Carmel, NY 10512
Listing by HomeSmart Homes & Estates
$599,888
3 beds2.5 baths2,224 sq ft
25 Ponderosa Rd, Carmel, NY 10512
Listing by Keller Williams Village Sq Rlt
LISTED BY REDFIN
$527,000
3 beds1.5 baths1,924 sq ft
569 Farmers Mills Rd, Carmel, NY 10512
Listing by Redfin Real Estate
$429,900
2 beds1 bath1,372 sq ft
21 Geneva Dr, Carmel, NY 10512
Listing by Prime Place Realty
3D WALKTHROUGH
$335,000
2 beds1 bath1,115 sq ft
702 Vista On The Lk #702, Carmel, NY 10512
Listing by Serhant LLC
See all

Provided by Redfin

Sale history for 23 Sebago Rd

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #H6276643

Jan 12, 2024

Sold

$225,000

$379/sq ft

Dec 4, 2023

Pending

—

Nov 3, 2023

Listed

$235,000

$396/sq ft

ONEKEY #H6255832

Jun 27, 2023

Rental Removed

—

OneKey® MLS as Distributed by MLS Grid #H6246701

Jun 22, 2023

Price Changed

$245,000

$412/sq ft

HGMLS #4630258

Nov 10, 2016

Sold

$142,000

$239/sq ft

Nov 10, 2016

Price Changed

$142,000

$239/sq ft

Aug 23, 2016

Contingent

—

Aug 23, 2016

Price Changed

$150,000

$253/sq ft

Jul 16, 2016

Price Changed

$150,000

$253/sq ft

Jul 4, 2016

Listed

$165,000

$278/sq ft

Looking for an affordable home? Tired of paying rent? Want to be close to 684, 84, Route 311, Route 6, Route 52, MetroNorth, beautiful parks and trails, and plenty of shopping, including grocery stores, pharmacies, gyms, daycare, Danbury Fair Mall, medical offices, Putnam Hospital Center, and much more? How about a summer home by the lake? If you answered yes to any of these questions, this home is for you! Level corner lot, fenced-in yard, 2 bedrooms, 1 bath, closed-in porch for extra living space, large attic for plenty of storage, and central location! Walk a few steps to the lake to enjoy the peace and serenity offered by Lake Carmel where you can relax, swim, take stroll, read a book, "row, row, row your boat", or just enjoy the view. * * * BONUS - THIS HOME IS OFFERED FULLY FURNISHED! * * *

OneKey® MLS as Distributed by MLS Grid #H4630258

Nov 9, 2016

Sold

$142,000

$239/sq ft

Jul 4, 2016

Listed

$150,000

$253/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$7,085 (−25.9%)

$30,300 + $199,700

$230,000

2025

$9,562 (+23.9%)

$30,300 + $199,700

$230,000

2024

$7,718 (−4.7%)

$17,500 + $142,500

$160,000

2023

$8,102 (+13.3%)

$17,500 + $142,500

$160,000

2022

$7,148 (+39.4%)

$17,500 + $142,500

$160,000

2021

$5,127 (−0.9%)

$10,000 + $105,900

$115,900

2020

$5,174 (+2.6%)

$10,000 + $105,900

$115,900

2019

$5,044 (+2.9%)

$10,000 + $105,900

$115,900

2018

$4,901 (+4.3%)

$10,000 + $105,900

$115,900

2016

$4,701 (+0.8%)

$9,900 + $96,400

$106,300

2015

$4,665 (−1.4%)

$9,900 + $96,400

$106,300

2014

$4,731 (−2.2%)

$9,900 + $96,400

$106,300

2013

$4,835 (+1.2%)

$10,500 + $106,100

$116,600

2012

$4,778 (−1.3%)

$10,500 + $112,200

$122,700

2011

$4,842 (+152.7%)

$11,300 + $120,600

$131,900

2010

$1,916 (−6.7%)

$12,600 + $133,900

$146,500

2009

$2,053

$14,000 + $148,800

$162,800

Tax history for 23 Sebago Rd

Year

Property tax

Land + Additions

Assessment*

2026

$7,085 (−25.9%)

$30,300 + $199,700

$230,000

2025

$9,562 (+23.9%)

$30,300 + $199,700

$230,000

2024

$7,718 (−4.7%)

$17,500 + $142,500

$160,000

2023

$8,102 (+13.3%)

$17,500 + $142,500

$160,000

2022

$7,148 (+39.4%)

$17,500 + $142,500

$160,000

2021

$5,127 (−0.9%)

$10,000 + $105,900

$115,900

2020

$5,174 (+2.6%)

$10,000 + $105,900

$115,900

2019

$5,044 (+2.9%)

$10,000 + $105,900

$115,900

2018

$4,901 (+4.3%)

$10,000 + $105,900

$115,900

2016

$4,701 (+0.8%)

$9,900 + $96,400

$106,300

2015

$4,665 (−1.4%)

$9,900 + $96,400

$106,300

2014

$4,731 (−2.2%)

$9,900 + $96,400

$106,300

2013

$4,835 (+1.2%)

$10,500 + $106,100

$116,600

2012

$4,778 (−1.3%)

$10,500 + $112,200

$122,700

2011

$4,842 (+152.7%)

$11,300 + $120,600

$131,900

2010

$1,916 (−6.7%)

$12,600 + $133,900

$146,500

2009

$2,053

$14,000 + $148,800

$162,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

59 ft.

Lot depth

100 ft.

Lot size

4,356 Sq. Ft.

Year renovated

2000

Sq. Ft.

594

Year built

1950

Style

Single Family Residential

County

Putnam County

APN

372200A02208200010420000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 11, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Driveway

Interior

Heating & Cooling
Cooling: None
Heating: Baseboard, Electric, Propane

Interior Features
Interior Features: Eat-in Kitchen
Window Features: Blinds, Double Pane Windows, Screens
Laundry Features: Inside
Appliances: Refrigerator, Tankless Water Heater
Levels: One
Patio And Porch Features: Porch

Room Information
Basement YN: Yes
Attic: Dormer,Pull Stairs
Rooms Total: 5
Basement: Crawl Space

Bathroom Information
Bathrooms Full: 1

Exterior

Exterior Features
Construction Materials: Block, Vinyl Siding
Fencing: Fenced
Other Structures: Shed(s)
Waterfront YN: Yes

Lot Information
Lot Features: Corner Lot, Level, Near Public Transit, Near School, Near Shops, Views

Property Information
Stories: 1
Living Area Source: Public Records
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2023
Tax Source: Municipality
Tax Annual Amount: $7,148

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

HOA Information
Association Amenities: Park

School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
County Or Parish: Putnam County

Community Information
Community Features: Park

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 594
Stories: 1.0
Lot Size: 4,356 square feet
Style: Single Family Residential
Year Built: 1950
Year Renovated: 2000
County: Putnam County
APN: 372200A02208200010420000000

Home facts updated by county records on Nov 11, 2026

Around this home

Schools

K - 12
Preschool & daycare

George Fischer Middle School

Public 5-8 • Assigned • 1.9mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.9mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

23% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$293,000 – $354,000

Reach more buyers when you sell with Redfin. Save up to $3,078 in fees. 3 minutes to get started.

Need the cash from your home fast? Sell to .

Nearby similar homes

OPEN SUN, 12PM TO 2PM

$848,000

3 beds2.5 baths2,722 sq ft

186 Tammany Hall Rd, Carmel, NY 10512

Spacious kitchen • Wood-burning stove • Primary suite

Listing by Howard Hanna Rand Realty

$495,000

3 beds2 baths1,706 sq ft

20 Hutchinson Rd, Carmel, NY 10512

Hardwood floors • Dining area • Wet bar

Listing by Holly Real Estate

$519,000

3 beds2.5 baths1,715 sq ft

18 Laurie Ct, Carmel, NY 10512

Full-size kitchen • Stone wall • Stone fireplace

Listing by Coldwell Banker Realty

$529,000

4 beds2 baths2,056 sq ft

11 Everett Rd, Carmel, NY 10512

Updated kitchen • Finished basement • Additional storage

Listing by Karinta M. DiMartino

$530,000

2 beds2 baths1,542 sq ft

80 Bear Hill Rd, Patterson, NY 12563

Mountain views • Log wood siding • Stone chimney

Listing by Serhant LLC

$830,000

5 beds5.5 baths3,536 sq ft

180 Simpson Rd, Carmel, NY 10512

Walk-out basement • Private setting • Screen in porch

Listing by Briante Realty Group, LLC

New listings for sale in 10512

COMING SOON

$499,999

4 beds2 baths2,849 sq ft

161 Putnam Dr, Carmel, NY 10512

0.32 acre lot • Garage • Built 1955

Listing by Compass Greater NY, LLC

NEW 35 HRS AGO

$280,000

1 bed1 bath790 sq ft

603 Vista On The Lk, Carmel, NY 10512

First floor • Private patio • In unit laundry

Listing by Houlihan Lawrence Inc.

$250,000

1 bed1 bath790 sq ft

607 Vista On The Lk, Carmel, NY 10512

First floor • End unit • Private patio

Listing by Coldwell Banker Realty

OPEN SUN, 12PM TO 2PM

$848,000

3 beds2.5 baths2,722 sq ft

186 Tammany Hall Rd, Carmel, NY 10512

Spacious kitchen • Wood-burning stove • Primary suite

Listing by Howard Hanna Rand Realty

$505,000

2 beds2.5 baths1,850 sq ft

503 Twin Brook Ct, Carmel, NY 10512

Open floor plan • Ceramic countertops • Vaulted ceilings

Listing by HomeSmart Homes & Estates

$599,888

3 beds2.5 baths2,224 sq ft

25 Ponderosa Rd, Carmel, NY 10512

Over 1.6 acres • Vaulted ceilings • Exposed beams

Listing by Keller Williams Village Sq Rlt

LISTED BY REDFIN3D WALKTHROUGH

$527,000

3 beds1.5 baths1,924 sq ft

569 Farmers Mills Rd, Carmel, NY 10512

Raised ranch • Spacious kitchen • Screened deck

Listing by Redfin Real Estate

$429,900

2 beds1 bath1,372 sq ft

21 Geneva Dr, Carmel, NY 10512

Refreshed kitchen • Adjoining bonus room • Private patio

Listing by Prime Place Realty

3D WALKTHROUGH

$335,000

2 beds1 bath1,115 sq ft

702 Vista On The Lk #702, Carmel, NY 10512

Renovated bathroom • Updated kitchen • Private deck

Listing by Serhant LLC

Home values near 23 Sebago Rd

Data from public records.

Address	Redfin Estimate
8 Sebago Rd, Carmel, NY 3 Beds \| 2 Baths \| 1462 Sq. Ft.	$364,849
21 Sebago Rd, Carmel, NY 1 Beds \| 1 Baths \| 432 Sq. Ft.	$235,373
15 Sebago Rd, Carmel, NY 2 Beds \| 1 Baths \| 1000 Sq. Ft.	$400,174
20 Sebago Rd, Carmel, NY 2 Beds \| 1 Baths \| 1002 Sq. Ft.	$317,991
167 Terry Hill Rd, Carmel, NY 2 Beds \| 1 Baths \| 1224 Sq. Ft.	$417,867
25 Roslyn Rd, Carmel, NY 3 Beds \| 2 Baths \| 1604 Sq. Ft.	$549,317
41 Champlain Dr, Carmel, NY 1 Beds \| 1 Baths \| 728 Sq. Ft.	$300,316

Address	Redfin Estimate
12 Sebago Rd, Carmel, NY 3 Beds \| 3 Baths \| 3445 Sq. Ft.	$599,717
3 Sebago Rd, Carmel, NY 3 Beds \| 1 Baths \| 1040 Sq. Ft.	$440,440
11 Sebago Rd, Carmel, NY 3 Beds \| 2 Baths \| 1344 Sq. Ft.	$462,834
9 Roslyn Rd, Carmel, NY 3 Beds \| 1 Baths \| 1376 Sq. Ft.	$437,470
33 Champlain Dr, Carmel, NY 3 Beds \| 1 Baths \| 565 Sq. Ft.	$365,963
173 Terry Hill Rd, Carmel, NY 2 Beds \| 1 Baths \| 816 Sq. Ft.	$296,913
39 Champlain Dr, Carmel, NY 2 Beds \| 1.5 Baths \| 1171 Sq. Ft.	$383,401

Address	Redfin Estimate
22 Sebago Rd, Carmel, NY 2 Beds \| 1 Baths \| 1295 Sq. Ft.	$372,204
19 Sebago Rd, Carmel, NY 3 Beds \| 1 Baths \| 1152 Sq. Ft.	$385,879
7 Sebago Rd, Carmel, NY 2 Beds \| 1 Baths \| 940 Sq. Ft.	$306,484
13 Roslyn Rd, Carmel, NY 3 Beds \| 1 Baths \| 1410 Sq. Ft.	$463,289
19 Roslyn Rd, Carmel, NY 3 Beds \| 2 Baths \| 1488 Sq. Ft.	$483,173
47 Champlain Dr, Carmel, NY 1 Beds \| 2 Baths \| 1339 Sq. Ft.	$495,895
26 Roslyn Rd, Carmel, NY 2 Beds \| 1.5 Baths \| 1216 Sq. Ft.	—

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

Listing provided courtesy of: HomeSmart Homes & Estates

Listing agent: Andre Aivazians (9143294927)

Based on information submitted to the MLS GRID as of Thu Nov 12 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: 2023-06-28T02:31:45.955Z

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

Redfin Brokerage Licenses

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Brookfield homes for sale
Redding homes for sale
Wilton homes for sale
Weston homes for sale
New Canaan homes for sale

12563 homes for sale
10509 homes for sale
12531 homes for sale
10512 homes for sale

Houses for rent in Lake Carmel	Agents near me	White Plains, NY homes for sale	Lake Carmel Housing Market
Houses for sale near me	New York, NY homes for sale	Yonkers, NY homes for sale
Land for sale near me	Manhattan, NY homes for sale	Scarsdale, NY homes for sale
Open Houses near me	Rochester, NY homes for sale	Lake Carmel Property Records
Condos for sale near me	Buffalo, NY homes for sale	NY New Listings

Kent homes for sale
Ridgefield homes for sale
Danbury homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 23 Sebago Rd

Tax history for 23 Sebago Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 23 Sebago Rd

More real estate resources