Off Market Jan 2024 for $225K

$321,112

Est. refi paymentEst. refi $1,358/mo

•

594

sq ft

23 Sebago Rd, Carmel, NY 10512

About this home

Cute, convenient, and full of warmth; this house has it all. Situated on the edge of Lake Carmel, this corner lot cottage enjoys scenic views, lake rights, and is just minutes away from I-84 and the MetroNorth, all while being just steps away from Lake Carmel. Sit on the enclosed front porch and enjoy your favorite drink while watching the sunset over the lake and surrounding mountains. Many updates have been made throughout the years, most recent being the entire septic system, on demand hot water, and new electric stove. Home has enjoyed many years of steady occupancy and is currently tenant occupied; a great investment property long term. Bring your vision and turn this into your dream getaway or continue to rent in this desirable location. Come see this lovely home for yourself and experience the joy lakeside living can bring. Close to all amenities, shopping, schools, and public transport & resources. Additional Information: Amenities:Storage,

Single-familyProperty Type

1950Year Built

5,898 sq ftLot Size

$541Est. Price/Sq.Ft.

Listing by Andre Aivazians • HomeSmart Homes & Estates

Contact: (914) 236-5500

Bought with Michael Blank • Michael S. Blank Realty

Redfin checked: a minute ago

•Source:OneKey® MLS as Distributed by MLS Grid #H6276643

Redfin Estimate

$321,112

$96K since sold in January 2024$7,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9.1% lower than the average sale price ($353K) of 6 comparable homes.

SOLD JUN 29, 2026
$380,000
A
2 beds1 bath802 sq ft
79 Clubhouse Dr, Carmel, NY 10512
Listing by RE/MAX Town & Country
BOUGHT WITH REDFIN MAY 5, 2026
$390,000
B
2 beds1 bath811 sq ft
72 Putnam Dr, Carmel, NY 10512
Listing by Briante Realty Group, LLC
SOLD JUL 17, 2026
$328,000
C
2 beds1 bath720 sq ft
46 Salem Rd, Carmel, NY 10512
Listing by Jefferson Valley Realty
SOLD JUN 15, 2026
$380,000
D
2 beds1 bath910 sq ft
32 Stanwich Rd, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
SOLD APR 13, 2026
$260,000
E
2 beds1 bath682 sq ft
28 Putnam Dr, Carmel, NY 10512
Listing by KW MidHudson
SOLD JUL 10, 2026
$382,000
F
2 beds1 bath832 sq ft
5 Huguenot Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty

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Earn from this home

Sell

$129,595

Est. take-home

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Refinance

Est. cash available

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Rent

$2,468/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.7%

+0.5% MoM

Median sale price

$500K

$113 MoM

Avg. days on market

37d

14 days MoM

Recently sold homes

16 MoM

New listings for sale

$610,000
3 beds2.5 baths2,400 sq ft
568 Farmers Mills Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$489,000
2 beds2.5 baths1,775 sq ft
10 Jay Ct, Carmel, NY 10512
Listing by Realty Promotions Inc
3D WALKTHROUGH
$920,000
4 beds2.5 baths3,342 sq ft
242 Seminary Hill Rd, Carmel, NY 10512
Listing by RE/MAX Prestige Properties
$475,000
3 beds1.5 baths1,600 sq ft
231 N Terry Hill Rd, Carmel, NY 10512
Listing by Holly Real Estate
$515,000
3 beds2 baths1,572 sq ft
28 Brewster Dr, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$749,000
3 beds2 baths2,084 sq ft
36 Ernhofer Dr, Carmel, NY 10512
Listing by Coldwell Banker Realty
$529,000
4 beds2 baths1,502 sq ft
72 Ann Rd, Carmel, NY 10512
Listing by Dwyer Agency
$499,995
3 beds3 baths1,676 sq ft
25 E Croton Dr, Carmel, NY 10512
Listing by Christie's Int. Real Estate
See all

Provided by Redfin

Sale history for 23 Sebago Rd

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #H6276643

Jan 12, 2024

Sold

$225,000

$379/sq ft

Dec 4, 2023

Pending

—

Nov 3, 2023

Listed

$235,000

$396/sq ft

ONEKEY #H6255832

Jun 27, 2023

Rental Removed

—

OneKey® MLS as Distributed by MLS Grid #H6246701

Jun 22, 2023

Relisted

—

Jun 22, 2023

Price Changed

$245,000

$412/sq ft

May 9, 2023

Coming Soon

HGMLS #4630258

Nov 10, 2016

Sold

$142,000

$239/sq ft

Nov 10, 2016

Price Changed

$142,000

$239/sq ft

Aug 23, 2016

Contingent

—

Aug 23, 2016

Price Changed

$150,000

$253/sq ft

Jul 16, 2016

Price Changed

$150,000

$253/sq ft

Jul 4, 2016

Listed

$165,000

$278/sq ft

Looking for an affordable home? Tired of paying rent? Want to be close to 684, 84, Route 311, Route 6, Route 52, MetroNorth, beautiful parks and trails, and plenty of shopping, including grocery stores, pharmacies, gyms, daycare, Danbury Fair Mall, medical offices, Putnam Hospital Center, and much more? How about a summer home by the lake? If you answered yes to any of these questions, this home is for you! Level corner lot, fenced-in yard, 2 bedrooms, 1 bath, closed-in porch for extra living space, large attic for plenty of storage, and central location! Walk a few steps to the lake to enjoy the peace and serenity offered by Lake Carmel where you can relax, swim, take stroll, read a book, "row, row, row your boat", or just enjoy the view. * * * BONUS - THIS HOME IS OFFERED FULLY FURNISHED! * * *

OneKey® MLS as Distributed by MLS Grid #H4630258

Nov 9, 2016

Sold

$142,000

$239/sq ft

Jul 4, 2016

Listed

$150,000

$253/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$9,562 (+23.9%)

$30,300 + $199,700

$230,000

2024

$7,718 (−4.7%)

$17,500 + $142,500

$160,000

2023

$8,102 (+13.3%)

$17,500 + $142,500

$160,000

2022

$7,148 (+39.4%)

$17,500 + $142,500

$160,000

2021

$5,127 (−0.9%)

$10,000 + $105,900

$115,900

2020

$5,174 (+2.6%)

$10,000 + $105,900

$115,900

2019

$5,044 (+2.9%)

$10,000 + $105,900

$115,900

2018

$4,901 (+4.3%)

$10,000 + $105,900

$115,900

2016

$4,701 (+0.8%)

$9,900 + $96,400

$106,300

2015

$4,665 (−1.4%)

$9,900 + $96,400

$106,300

2014

$4,731 (−2.2%)

$9,900 + $96,400

$106,300

2013

$4,835 (+1.2%)

$10,500 + $106,100

$116,600

2012

$4,778 (−1.3%)

$10,500 + $112,200

$122,700

2011

$4,842 (+152.7%)

$11,300 + $120,600

$131,900

2010

$1,916 (−6.7%)

$12,600 + $133,900

$146,500

2009

$2,053

$14,000 + $148,800

$162,800

Tax history for 23 Sebago Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,562 (+23.9%)

$30,300 + $199,700

$230,000

2024

$7,718 (−4.7%)

$17,500 + $142,500

$160,000

2023

$8,102 (+13.3%)

$17,500 + $142,500

$160,000

2022

$7,148 (+39.4%)

$17,500 + $142,500

$160,000

2021

$5,127 (−0.9%)

$10,000 + $105,900

$115,900

2020

$5,174 (+2.6%)

$10,000 + $105,900

$115,900

2019

$5,044 (+2.9%)

$10,000 + $105,900

$115,900

2018

$4,901 (+4.3%)

$10,000 + $105,900

$115,900

2016

$4,701 (+0.8%)

$9,900 + $96,400

$106,300

2015

$4,665 (−1.4%)

$9,900 + $96,400

$106,300

2014

$4,731 (−2.2%)

$9,900 + $96,400

$106,300

2013

$4,835 (+1.2%)

$10,500 + $106,100

$116,600

2012

$4,778 (−1.3%)

$10,500 + $112,200

$122,700

2011

$4,842 (+152.7%)

$11,300 + $120,600

$131,900

2010

$1,916 (−6.7%)

$12,600 + $133,900

$146,500

2009

$2,053

$14,000 + $148,800

$162,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

59 ft.

Lot depth

100 ft.

Lot size

4,356 Sq. Ft.

Year renovated

2000

Sq. Ft.

594

Year built

1950

Style

Single Family Residential

County

Putnam County

APN

372200A02208200010420000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Driveway

Interior

Heating & Cooling
Cooling: None
Heating: Baseboard, Electric, Propane

Interior Features
Interior Features: Eat-in Kitchen
Window Features: Blinds, Double Pane Windows, Screens
Laundry Features: Inside
Appliances: Refrigerator, Tankless Water Heater
Levels: One
Patio And Porch Features: Porch

Room Information
Basement YN: Yes
Attic: Dormer,Pull Stairs
Rooms Total: 5
Basement: Crawl Space

Bathroom Information
Bathrooms Full: 1

Exterior

Exterior Features
Construction Materials: Block, Vinyl Siding
Fencing: Fenced
Other Structures: Shed(s)
Waterfront YN: Yes

Lot Information
Lot Features: Corner Lot, Level, Near Public Transit, Near School, Near Shops, Views

Property Information
Stories: 1
Living Area Source: Public Records
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2023
Tax Source: Municipality
Tax Annual Amount: $7,148

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

HOA Information
Association Amenities: Park

School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
County Or Parish: Putnam County

Community Information
Community Features: Park

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 594
Stories: 1.0
Lot Size: 4,356 square feet
Style: Single Family Residential
Year Built: 1950
Year Renovated: 2000
County: Putnam County
APN: 372200A02208200010420000000

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.9mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.9mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

23% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$306,000 – $370,000

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New listings for sale in 10512

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Listing by Houlihan Lawrence Inc.

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Listing by Realty Promotions Inc

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Listing by RE/MAX Prestige Properties

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Listing by Coldwell Banker Realty

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Listing by Dwyer Agency

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Home values near 23 Sebago Rd

Data from public records.

Address	Redfin Estimate
8 Sebago Rd, Carmel, NY 3 Beds \| 2 Baths \| 1462 Sq. Ft.	$389,201
21 Sebago Rd, Carmel, NY 1 Beds \| 1 Baths \| 432 Sq. Ft.	$270,276

Address	Redfin Estimate
12 Sebago Rd, Carmel, NY 3 Beds \| 3 Baths \| 3445 Sq. Ft.	$611,942
3 Sebago Rd, Carmel, NY 3 Beds \| 1 Baths \| 1040 Sq. Ft.	$471,678

Address	Redfin Estimate
22 Sebago Rd, Carmel, NY 2 Beds \| 1 Baths \| 1295 Sq. Ft.	$401,460
19 Sebago Rd, Carmel, NY 3 Beds \| 1 Baths \| 1152 Sq. Ft.	$408,740

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

Listing provided courtesy of: HomeSmart Homes & Estates

Listing agent: Andre Aivazians (9143294927)

Based on information submitted to the MLS GRID as of Tue Sep 01 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: 2023-06-28T02:31:45.955Z

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 23 Sebago Rd

Tax history for 23 Sebago Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 23 Sebago Rd

More real estate resources