Off Market Dec 2018 for $257K

$435,334

Est. refi paymentEst. refi $1,987/mo

•

1,160

sq ft

84 Cottage Rd, Carmel, NY 10512

About this home

MOVE RIGHT IN! This idealistic quaint Lake Carmel home-Excellent commuter location less then 3 miles from I-84 /684, 6 miles to Metro North 90 mins to NYC 30 mins to White Plains. Nestled in the hamlet of Lake Carmel, is this Immaculate, Just renovated 2 bedrooms, 1 bath cozy cottage. Its a wonderful starter home or weekend getaway with Deeded access to Lake Carmel’s 5 + maintained and groomed private beaches. NEW Hydro system furnace/Central AC- NEW expanded Septic system, NEW siding-roof-windows-doors- hardwood flooring- carpets-renovated bathroom-freshly painted and has a Stone fireplace & vaulted planked ceilings to add depth and character. Large rear deck provides expanded entertaining options to host many outside barbecues and entertainment. Too much to mention. Has LOW TAXES PLUS DEDUCT for STAR. This Adorable country charmer won't last long! Act Now! Additional Information: HeatingFuel:Oil Above Ground,

Single-familyProperty Type

1956Year Built

9,919 sq ftLot Size

$375Est. Price/Sq.Ft.

Listing by Kathleen Lomino • Briante Realty Group, LLC

Listing by Angela Briante • Briante Realty Group, LLC

Bought with Kate White • Houlihan Lawrence Inc.

Redfin checked: a minute ago

•Source:OneKey® MLS as Distributed by MLS Grid #H4838919

Redfin Estimate

$435,334

$178K since sold in December 2018$7,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 11.2% higher than the average sale price ($392K) of 6 comparable homes.

SOLD JUN 15, 2026
$380,000
A
2 beds1 bath910 sq ft
32 Stanwich Rd, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
SOLD JUL 17, 2026
$328,000
B
2 beds1 bath720 sq ft
46 Salem Rd, Carmel, NY 10512
Listing by Jefferson Valley Realty
SOLD JUN 18, 2026
$500,000
C
3 beds1 bath1,220 sq ft
24 Homestead Dr, Carmel, NY 10512
Listing by Coldwell Banker Realty
SOLD JUN 29, 2026
$380,000
D
2 beds1 bath802 sq ft
79 Clubhouse Dr, Carmel, NY 10512
Listing by RE/MAX Town & Country
SOLD JUL 10, 2026
$382,000
E
2 beds1 bath832 sq ft
5 Huguenot Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
SOLD JUL 21, 2026
$379,000
F
3 beds1 bath1,132 sq ft
60 Homestead Dr, Carmel, NY 10512
Listing by DeMarsh Properties Inc.

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Earn from this home

Sell

$234,261

Est. take-home

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Refinance

Est. cash available

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Rent

$2,698/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.5% MoM

Median sale price

$489K

$11K MoM

Avg. days on market

33d

4 days MoM

Recently sold homes

19 MoM

New listings for sale

3D WALKTHROUGH
$459,900
2 beds1.5 baths1,316 sq ft
5304 Applewood Cir, Carmel, NY 10512
Listing by eXp Realty
$1,595,000
3 beds3.5 baths2,360 sq ft
1114 Barrett Cir W, Carmel, NY 10512
Listing by Douglas Elliman Real Estate
$470,000
3 beds1.5 baths1,780 sq ft
15 Roslyn Rd, Carmel, NY 10512
Listing by Keller Williams Realty Partner
$899,000
5 beds3.5 baths3,772 sq ft
41 Lindy Dr, Carmel, NY 10512
Listing by RE/MAX Classic Realty
COMING SOON
$918,000
4 beds3.5 baths4,226 sq ft
276 Daisy Ln, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$699,000
3 beds2.5 baths2,695 sq ft
88 Blair Hts, Carmel, NY 10512
Listing by Coldwell Banker Realty
$550,000
2 beds1.5 baths1,728 sq ft
811 Farmers Mills Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
$610,000
3 beds2.5 baths2,400 sq ft
568 Farmers Mills Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$489,000
2 beds2.5 baths1,775 sq ft
10 Jay Ct, Carmel, NY 10512
Listing by Realty Promotions Inc
3D WALKTHROUGH
$920,000
4 beds2.5 baths3,442 sq ft
242 Seminary Hill Rd, Carmel, NY 10512
Listing by RE/MAX Prestige Properties
See all

Provided by Redfin

Sale history for 84 Cottage Rd

Date

Event

Price

Public Records

Jan 10, 2019

Sold

$257,100

$222/sq ft

OneKey® MLS as Distributed by MLS Grid #H4838919

Dec 27, 2018

Sold

$257,500

$222/sq ft

Nov 22, 2018

Pending

—

Sep 20, 2018

Price Changed

$255,000

$220/sq ft

Aug 18, 2018

Listed

$268,000

$231/sq ft

OneKey® MLS as Distributed by MLS Grid #H4630812

Jul 28, 2017

Sold

$55,000

$47/sq ft

Jun 30, 2017

Contingent

—

May 16, 2017

Price Changed

$69,900

$60/sq ft

Apr 28, 2017

Relisted

—

Feb 9, 2017

Contingent

—

Jan 25, 2017

Relisted

—

Dec 17, 2016

Contingent

—

Oct 19, 2016

Price Changed

$79,900

$69/sq ft

Oct 6, 2016

Price Changed

$99,900

$86/sq ft

Sep 6, 2016

Price Changed

$109,000

$94/sq ft

Aug 5, 2016

Price Changed

$119,000

$103/sq ft

Jul 6, 2016

Listed

$127,500

$110/sq ft

HGMLS #3314783

Aug 26, 2013

Delisted

—

Jul 14, 2013

Price Changed

May 9, 2013

Listed

OneKey® MLS as Distributed by MLS Grid #H3314783

Aug 25, 2013

Listing Removed

—

May 9, 2013

Listed

$109,000

$94/sq ft

Public Records

Oct 17, 1994

Sold

$107,500

$93/sq ft

Public Records

Jun 20, 1983

Sold

$60,000

$52/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$15,216 (+46.7%)

$44,200 + $321,800

$366,000

2024

$10,371 (−4.7%)

$25,000 + $190,000

$215,000

2023

$10,887 (+13.3%)

$25,000 + $190,000

$215,000

2022

$9,606 (+1.0%)

$25,000 + $190,000

$215,000

2021

$9,511 (+26.7%)

$25,000 + $190,000

$215,000

2020

$7,509 (+2.6%)

$15,000 + $153,200

$168,200

2019

$7,321 (+2.9%)

$15,000 + $153,200

$168,200

2018

$7,113 (+4.7%)

$15,000 + $153,200

$168,200

2017

$6,796 (−0.4%)

$15,000 + $153,200

$168,200

2016

$6,823 (+0.8%)

$14,900 + $139,400

$154,300

2015

$6,772 (−1.4%)

$14,900 + $139,400

$154,300

2014

$6,869 (+20.4%)

$14,900 + $139,400

$154,300

2013

$5,706 (+1.0%)

$15,900 + $153,400

$169,300

2012

$5,650 (−18.7%)

$15,900 + $162,300

$178,200

2011

$6,946 (+163.6%)

$17,100 + $174,500

$191,600

2010

$2,635 (+1.0%)

$18,400 + $187,600

$206,000

2009

$2,609

$20,000 + $203,900

$223,900

Tax history for 84 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2025

$15,216 (+46.7%)

$44,200 + $321,800

$366,000

2024

$10,371 (−4.7%)

$25,000 + $190,000

$215,000

2023

$10,887 (+13.3%)

$25,000 + $190,000

$215,000

2022

$9,606 (+1.0%)

$25,000 + $190,000

$215,000

2021

$9,511 (+26.7%)

$25,000 + $190,000

$215,000

2020

$7,509 (+2.6%)

$15,000 + $153,200

$168,200

2019

$7,321 (+2.9%)

$15,000 + $153,200

$168,200

2018

$7,113 (+4.7%)

$15,000 + $153,200

$168,200

2017

$6,796 (−0.4%)

$15,000 + $153,200

$168,200

2016

$6,823 (+0.8%)

$14,900 + $139,400

$154,300

2015

$6,772 (−1.4%)

$14,900 + $139,400

$154,300

2014

$6,869 (+20.4%)

$14,900 + $139,400

$154,300

2013

$5,706 (+1.0%)

$15,900 + $153,400

$169,300

2012

$5,650 (−18.7%)

$15,900 + $162,300

$178,200

2011

$6,946 (+163.6%)

$17,100 + $174,500

$191,600

2010

$2,635 (+1.0%)

$18,400 + $187,600

$206,000

2009

$2,609

$20,000 + $203,900

$223,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

109 ft.

Lot depth

91 ft.

Lot size

7,405 Sq. Ft.

Year renovated

2010

Sq. Ft.

1,104

Year built

1956

Style

Single Family Residential

County

Putnam County

APN

372200A03304300010230000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Driveway

Interior

Fireplace Information
Has Fireplace
Fireplaces Total: 1

Heating & Cooling
Cooling: Ductless
Heating: Hot Water, Oil

Interior Features
Appliances: Electric Water Heater
Flooring: Hardwood
Patio And Porch Features: Deck

Room Information
Basement YN: No
Attic: Walkup
Rooms Total: 6
Basement: None

Bathroom Information
Bathrooms Full: 1

Exterior

Exterior Features
Construction Materials: Frame, Vinyl Siding
Waterfront YN: No

Lot Information
Additional Parcels YN: No
Lot Features: Level, Near Public Transit, Near School, Near Shops

Property Information
Living Area Source: Public Records
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2018
Tax Source: Municipality
Tax Annual Amount: $7,200

Financial Information
Buyer Financing: FHA

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

HOA Information
Association Amenities: Park

School Information
Elementary School: Matthew Paterson Elementary School
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
Directions: Follow I-84 to NY-311 exit 18 Continue on NY-311 S. Drive to Cottage Rd in Lake Carmel (1.4 mi)
County Or Parish: Putnam County

Community Information
Community Features: Park

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 1,104
Stories: 1.0
Lot Size: 7,405 square feet
Style: Single Family Residential
Year Built: 1956
Year Renovated: 2010
County: Putnam County
APN: 372200A03304300010230000000

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.4mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.4mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

19% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$414,000 – $501,000

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Nearby similar homes

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NEW CONSTRUCTION

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Listing by Christie's Int. Real Estate

New listings for sale in 10512

3D WALKTHROUGH

$459,900

2 beds1.5 baths1,316 sq ft

5304 Applewood Cir, Carmel, NY 10512

Listing by eXp Realty

$1,595,000

3 beds3.5 baths2,360 sq ft

1114 Barrett Cir W, Carmel, NY 10512

Listing by Douglas Elliman Real Estate

$470,000

3 beds1.5 baths1,780 sq ft

15 Roslyn Rd, Carmel, NY 10512

Listing by Keller Williams Realty Partner

$899,000

5 beds3.5 baths3,772 sq ft

41 Lindy Dr, Carmel, NY 10512

Listing by RE/MAX Classic Realty

COMING SOON

$918,000

4 beds3.5 baths4,226 sq ft

276 Daisy Ln, Carmel, NY 10512

Listing by Compass Greater NY, LLC

$699,000

3 beds2.5 baths2,695 sq ft

88 Blair Hts, Carmel, NY 10512

Listing by Coldwell Banker Realty

$550,000

2 beds1.5 baths1,728 sq ft

811 Farmers Mills Rd, Carmel, NY 10512

Listing by Briante Realty Group, LLC

$610,000

3 beds2.5 baths2,400 sq ft

568 Farmers Mills Rd, Carmel, NY 10512

Listing by Houlihan Lawrence Inc.

$489,000

2 beds2.5 baths1,775 sq ft

10 Jay Ct, Carmel, NY 10512

Listing by Realty Promotions Inc

Home values near 84 Cottage Rd

Data from public records.

Address	Redfin Estimate
88 Cottage Road, Carmel, NY 1 Beds \| 1 Baths \| 1406 Sq. Ft.	$428,775
71 Cottage Road, Carmel, NY 3 Beds \| 1.5 Baths \| 2001 Sq. Ft.	$595,709

Address	Redfin Estimate
74 Cottage Road, Carmel, NY 3 Beds \| 1.5 Baths \| 1248 Sq. Ft.	$479,515
87 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 876 Sq. Ft.	$311,629

Address	Redfin Estimate
92 Cottage Road, Carmel, NY 3 Beds \| 1.5 Baths \| 1200 Sq. Ft.	$447,777
83 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 1282 Sq. Ft.	$394,587

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2018. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 84 Cottage Rd

Tax history for 84 Cottage Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 84 Cottage Rd

More real estate resources