Off Market Dec 2015 for $200K

$447,777

Est. refi paymentEst. refi $1,470/mo

•

1,200

sq ft

92 Cottage Rd, Carmel, NY 10512

About this home

This is the value you’ve been waiting for- clean, neat, and freshly painted 3 bedroom home ready to create your memories in. Come home to this perfect level living charmer with a layout that you’ll love and feel comfortable in relaxing, dining and entertaining. With an open large family room that combines an eat in kitchen area with room to cook and entertain and a combined family room for openness and comfort. The kitchen is adjacent to a kids room/play room/ or den with a slider to the back yard. The HUGE level rear and private back yard offers entertaining, and fun- bring your imagination and live this lifestyle. 3 nicely sized bedrooms on the same floor and a master suite with full bath complete the level living area. Downstairs- the unfinished basement is the entire footprint of the house. Septic only 8 years old, this house shows clean and neat and a value in our marketplace. Newer 4 year young well tank. Lake rights with beach and lifeguards and VERY close to interstate 84. Additional Information: HeatingFuel:Oil Above Ground,

Single-familyProperty Type

1950Year Built

0.45 acresLot Size

$373Est. Price/Sq.Ft.

Listing by Justin Pieragostini • Keller Williams Realty Partner

Bought with Neeta Saraswat • Weichert Realtors

Redfin checked: a few seconds ago

•Source:OneKey® MLS as Distributed by MLS Grid #H4536717

Redfin Estimate

$447,777

$248K since sold in December 2015$2,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.9% lower than the average sale price ($452K) of 6 comparable homes.

SOLD JUL 21, 2026
$379,000
A
3 beds1 bath1,132 sq ft
60 Homestead Dr, Carmel, NY 10512
Listing by DeMarsh Properties Inc.
SOLD JAN 9, 2026
$475,000
B
3 beds1.5 baths1,072 sq ft
117 Cottage Rd, Carmel, NY 10512
Listing by Coldwell Banker Realty
SOLD SEP 1, 2026
$365,000
C
3 beds2 baths822 sq ft
61 Pleasant Dr, Carmel, NY 10512
Listing by Holly Real Estate
SOLD JUN 18, 2026
$500,000
D
3 beds1 bath1,220 sq ft
24 Homestead Dr, Carmel, NY 10512
Listing by Coldwell Banker Realty
SOLD JUL 30, 2026
$500,250
E
3 beds2 baths1,140 sq ft
8 Meadow Ct, Carmel, NY 10512
Listing by RE/MAX Classic Realty
SOLD MAR 24, 2026
$491,000
F
3 beds2 baths1,176 sq ft
57 Hamilton Dr, Carmel, NY 10512
Listing by Briante Realty Group, LLC

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Earn from this home

Sell

$297,990

Est. take-home

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Refinance

Est. cash available

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Rent

$3,061/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.5% MoM

Median sale price

$489K

$11K MoM

Avg. days on market

33d

4 days MoM

Recently sold homes

19 MoM

New listings for sale

3D WALKTHROUGH
$459,900
2 beds1.5 baths1,316 sq ft
5304 Applewood Cir, Carmel, NY 10512
Listing by eXp Realty
$1,595,000
3 beds3.5 baths2,360 sq ft
1114 Barrett Cir W, Carmel, NY 10512
Listing by Douglas Elliman Real Estate
$470,000
3 beds1.5 baths1,780 sq ft
15 Roslyn Rd, Carmel, NY 10512
Listing by Keller Williams Realty Partner
$899,000
5 beds3.5 baths3,772 sq ft
41 Lindy Dr, Carmel, NY 10512
Listing by RE/MAX Classic Realty
COMING SOON
$918,000
4 beds3.5 baths4,226 sq ft
276 Daisy Ln, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$699,000
3 beds2.5 baths2,695 sq ft
88 Blair Hts, Carmel, NY 10512
Listing by Coldwell Banker Realty
$550,000
2 beds1.5 baths1,728 sq ft
811 Farmers Mills Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
$610,000
3 beds2.5 baths2,400 sq ft
568 Farmers Mills Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$489,000
2 beds2.5 baths1,775 sq ft
10 Jay Ct, Carmel, NY 10512
Listing by Realty Promotions Inc
3D WALKTHROUGH
$920,000
4 beds2.5 baths3,442 sq ft
242 Seminary Hill Rd, Carmel, NY 10512
Listing by RE/MAX Prestige Properties
See all

Provided by Redfin

Sale history for 92 Cottage Rd

Date

Event

Price

HGMLS #4536717

Dec 2, 2015

Sold

$200,000

$167/sq ft

Sep 30, 2015

Contingent

—

Aug 7, 2015

Listed

$200,000

$167/sq ft

OneKey® MLS as Distributed by MLS Grid #H4536717

Dec 1, 2015

Sold

$200,000

$167/sq ft

Aug 7, 2015

Listed

$200,000

$167/sq ft

Public Records

Sep 1, 2004

Sold

$225,000

$188/sq ft

HGMLS #2408226

Jul 8, 2004

Delisted

—

Jul 8, 2004

Price Changed

$208/sq ft

Apr 29, 2004

Listed

$196/sq ft

HGMLS #2400036

Feb 10, 2004

Delisted

—

Jan 2, 2004

Listed

HGMLS #2317327

Jan 2, 2004

Delisted

—

Sep 10, 2003

Listed

HGMLS #2312348

Jan 31, 2004

Delisted

—

Jul 5, 2003

Listed

Public Records

Jun 22, 1988

Sold

$165,000

$138/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$16,878 (+38.8%)

$76,800 + $329,200

$406,000

2024

$12,161 (−4.7%)

$24,500 + $227,600

$252,100

2023

$12,766 (+13.3%)

$24,500 + $227,600

$252,100

2022

$11,263 (+1.0%)

$24,500 + $227,600

$252,100

2021

$11,153 (−0.9%)

$24,500 + $227,600

$252,100

2020

$11,254 (+2.6%)

$24,500 + $227,600

$252,100

2019

$10,972 (+2.9%)

$24,500 + $227,600

$252,100

2018

$10,660 (+4.6%)

$24,500 + $227,600

$252,100

2017

$10,188 (−0.4%)

$24,500 + $227,600

$252,100

2016

$10,228 (+34.6%)

$24,300 + $207,000

$231,300

2015

$7,598 (−22.2%)

$24,300 + $207,000

$231,300

2014

$9,763 (+14.5%)

$24,300 + $207,000

$231,300

2013

$8,530 (+1.1%)

$25,900 + $227,800

$253,700

2012

$8,434 (−13.3%)

$25,900 + $241,200

$267,100

2011

$9,733 (+197.9%)

$27,800 + $259,400

$287,200

2010

$3,268 (+0.7%)

$29,900 + $278,900

$308,800

2009

$3,245

$32,500 + $303,100

$335,600

Tax history for 92 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2025

$16,878 (+38.8%)

$76,800 + $329,200

$406,000

2024

$12,161 (−4.7%)

$24,500 + $227,600

$252,100

2023

$12,766 (+13.3%)

$24,500 + $227,600

$252,100

2022

$11,263 (+1.0%)

$24,500 + $227,600

$252,100

2021

$11,153 (−0.9%)

$24,500 + $227,600

$252,100

2020

$11,254 (+2.6%)

$24,500 + $227,600

$252,100

2019

$10,972 (+2.9%)

$24,500 + $227,600

$252,100

2018

$10,660 (+4.6%)

$24,500 + $227,600

$252,100

2017

$10,188 (−0.4%)

$24,500 + $227,600

$252,100

2016

$10,228 (+34.6%)

$24,300 + $207,000

$231,300

2015

$7,598 (−22.2%)

$24,300 + $207,000

$231,300

2014

$9,763 (+14.5%)

$24,300 + $207,000

$231,300

2013

$8,530 (+1.1%)

$25,900 + $227,800

$253,700

2012

$8,434 (−13.3%)

$25,900 + $241,200

$267,100

2011

$9,733 (+197.9%)

$27,800 + $259,400

$287,200

2010

$3,268 (+0.7%)

$29,900 + $278,900

$308,800

2009

$3,245

$32,500 + $303,100

$335,600

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

1.5

Stories

Lot width

100 ft.

Lot depth

198 ft.

Lot size

0.46 Acres

Year renovated

—

Sq. Ft.

1,457

Year built

1950

Style

Single Family Residential

County

Putnam County

APN

372200A03304300010210000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Driveway

Interior

Heating & Cooling
Cooling: Wall/Window Unit(s)
Heating: Oil, Radiant

Interior Features
Appliances: Indirect Water Heater
Levels: One

Room Information
Basement YN: Yes
Attic: Full,Scuttle
Rooms Total: 5
Basement: Full, Unfinished

Bathroom Information
Bathrooms Full: 1
Bathrooms Half: 1

Exterior

Exterior Features
Construction Materials: Aluminum Siding, Frame
Waterfront YN: No

Lot Information
Additional Parcels YN: No
Lot Features: Level

Property Information
Stories: 1
Living Area Source: Public Records
Property Sub Type: Single Family Residence
Property Condition: Actual

Financial

Tax Information
Tax Year: 2014
Tax Source: Other
Tax Annual Amount: $8,000

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Private

Location

School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
Directions: Route 52 -->R 311 -->R Terry Hill -->R East Lake Shore -->L eft on Cottage. House on Left
County Or Parish: Putnam County

Public facts

Beds: 3
Baths: 1.5
Sq. Ft.: 1,457
Stories: 1.0
Lot Size: 0.46 acres
Style: Single Family Residential
Year Built: 1950
Year Renovated: —
County: Putnam County
APN: 372200A03304300010210000000

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.4mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.5mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

19% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$426,000 – $515,000

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Nearby similar homes

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New listings for sale in 10512

3D WALKTHROUGH

$459,900

2 beds1.5 baths1,316 sq ft

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Listing by eXp Realty

$1,595,000

3 beds3.5 baths2,360 sq ft

1114 Barrett Cir W, Carmel, NY 10512

Listing by Douglas Elliman Real Estate

$470,000

3 beds1.5 baths1,780 sq ft

15 Roslyn Rd, Carmel, NY 10512

Listing by Keller Williams Realty Partner

$899,000

5 beds3.5 baths3,772 sq ft

41 Lindy Dr, Carmel, NY 10512

Listing by RE/MAX Classic Realty

COMING SOON

$918,000

4 beds3.5 baths4,226 sq ft

276 Daisy Ln, Carmel, NY 10512

Listing by Compass Greater NY, LLC

$699,000

3 beds2.5 baths2,695 sq ft

88 Blair Hts, Carmel, NY 10512

Listing by Coldwell Banker Realty

$550,000

2 beds1.5 baths1,728 sq ft

811 Farmers Mills Rd, Carmel, NY 10512

Listing by Briante Realty Group, LLC

$610,000

3 beds2.5 baths2,400 sq ft

568 Farmers Mills Rd, Carmel, NY 10512

Listing by Houlihan Lawrence Inc.

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10 Jay Ct, Carmel, NY 10512

Listing by Realty Promotions Inc

Home values near 92 Cottage Rd

Data from public records.

Address	Redfin Estimate
88 Cottage Rd, Carmel, NY 1 Beds \| 1 Baths \| 1406 Sq. Ft.	$428,775
83 Cottage Rd, Carmel, NY 2 Beds \| 1 Baths \| 1282 Sq. Ft.	$394,587

Address	Redfin Estimate
84 Cottage Rd, Carmel, NY 2 Beds \| 1 Baths \| 1160 Sq. Ft.	$435,334
96 Cottage Rd, Carmel, NY 3 Beds \| 1.5 Baths \| 1116 Sq. Ft.	$442,802

Address	Redfin Estimate
87 Cottage Rd, Carmel, NY 2 Beds \| 1 Baths \| 876 Sq. Ft.	$311,629
103 Cottage Rd, Carmel, NY 3 Beds \| 1 Baths \| 1198 Sq. Ft.	$451,007

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2015. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 92 Cottage Rd

Tax history for 92 Cottage Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 92 Cottage Rd

More real estate resources