Off Market Apr 2021 for $255K

$428,775

Est. refi paymentEst. refi $1,905/mo

•

1,406

sq ft

88 Cottage Rd, Carmel, NY 10512

About this home

LAKE CARMEL | Charming 1,406 Sqft. Cottage - Lives Like a Two Bedroom | Totally Renovated (2018) | New Cooper Hunter Split A/C w. Heat System (2021) | Kitchen offers SSTL Appliances, Ample Counter Space/Slate Tile Floor | Living Room/Dining Area has Wood Tile Floors, a WB Fireplace/SGD to a 10' x 30' Deck/Fenced in Yard | Full Bath w. Corian Top Vanity | Laundry / Utility Room | Den/Office Space/Guest Room off the LR | Shoe Cave/Storage Space at the top of Steps | 2nd Floor Bedroom is Huge w. Six Closets & Room for a TV/Lounge Area - Complete Privacy from the Rest of the Home | Detached Garage, Driveway Parking & Additional 4-5 Car Parking in Lot Accessible through the Side Street or Walkway from Yard | Lake Rights & Garbage Removal is included in taxes | Lake Carmel offers Beaches w. Lifeguard, Swimming, Non-Motor Boating, Fishing & More | Commuter Location: 3 miles to 84/684 - 6 miles to Metro North (90 min to NYC/30 min to White Plains) | Nestled in the Center of Lake Carmel Additional Information: ParkingFeatures:1 Car Detached,

Single-familyProperty Type

1933Year Built

9,095 sq ftLot Size

$305Est. Price/Sq.Ft.

1 spaceParking

Listing by Christina Nardulli • Keller Williams Realty Partner

Bought with Andrea Miccarelli • Houlihan Lawrence Inc.

Redfin checked: a minute ago

•Source:OneKey® MLS as Distributed by MLS Grid #H6087551

Redfin Estimate

$428,775

$174K since sold in April 2021$3,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 4.7% higher than the average sale price ($410K) of 6 comparable homes.

SOLD JUL 10, 2026
$382,000
A
2 beds1 bath832 sq ft
5 Huguenot Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
SOLD JUN 15, 2026
$380,000
B
2 beds1 bath910 sq ft
32 Stanwich Rd, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
SOLD JUL 15, 2026
$517,000
C
3 beds1 bath1,370 sq ft
17 Heathcote Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
SOLD JUL 17, 2026
$328,000
D
2 beds1 bath720 sq ft
46 Salem Rd, Carmel, NY 10512
Listing by Jefferson Valley Realty
SOLD SEP 25, 2025
$470,000
E
2 beds2 baths1,568 sq ft
45 Woodland Dr, Carmel, NY 10512
Listing by McGrath Realty Inc
SOLD JUN 29, 2026
$380,000
F
2 beds1 bath802 sq ft
79 Clubhouse Dr, Carmel, NY 10512
Listing by RE/MAX Town & Country

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Earn from this home

Sell

$219,079

Est. take-home

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Refinance

Est. cash available

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Rent

$2,749/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.5% MoM

Median sale price

$489K

$11K MoM

Avg. days on market

33d

4 days MoM

Recently sold homes

19 MoM

New listings for sale

3D WALKTHROUGH
$459,900
2 beds1.5 baths1,316 sq ft
5304 Applewood Cir, Carmel, NY 10512
Listing by eXp Realty
$1,595,000
3 beds3.5 baths2,360 sq ft
1114 Barrett Cir W, Carmel, NY 10512
Listing by Douglas Elliman Real Estate
$470,000
3 beds1.5 baths1,780 sq ft
15 Roslyn Rd, Carmel, NY 10512
Listing by Keller Williams Realty Partner
$899,000
5 beds3.5 baths3,772 sq ft
41 Lindy Dr, Carmel, NY 10512
Listing by RE/MAX Classic Realty
COMING SOON
$918,000
4 beds3.5 baths4,226 sq ft
276 Daisy Ln, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$699,000
3 beds2.5 baths2,695 sq ft
88 Blair Hts, Carmel, NY 10512
Listing by Coldwell Banker Realty
$550,000
2 beds1.5 baths1,728 sq ft
811 Farmers Mills Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
$610,000
3 beds2.5 baths2,400 sq ft
568 Farmers Mills Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$489,000
2 beds2.5 baths1,775 sq ft
10 Jay Ct, Carmel, NY 10512
Listing by Realty Promotions Inc
3D WALKTHROUGH
$920,000
4 beds2.5 baths3,442 sq ft
242 Seminary Hill Rd, Carmel, NY 10512
Listing by RE/MAX Prestige Properties
See all

Provided by Redfin

Sale history for 88 Cottage Rd

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #H6087551

Apr 8, 2021

Sold

$255,000

$181/sq ft

Feb 12, 2021

Pending

—

Dec 28, 2020

Listed

$260,000

$185/sq ft

HGMLS #3332578

Apr 7, 2014

Price Changed

$32,900

$23/sq ft

Mar 15, 2014

Price Changed

$33,000

$23/sq ft

Dec 13, 2013

Sold

$33,000

$23/sq ft

Nov 22, 2013

Delisted

—

Oct 26, 2013

Listed

$32,900

$23/sq ft

HGMLS #2911687

Mar 14, 2014

Price Changed

$21/sq ft

Jun 18, 2009

Delisted

—

May 20, 2009

Contingent

—

May 19, 2009

Price Changed

$22/sq ft

Apr 19, 2009

Listed

$22/sq ft

OneKey® MLS as Distributed by MLS Grid #H3332578

Dec 13, 2013

Sold

$33,000

$23/sq ft

Oct 26, 2013

Listed

$32,900

$23/sq ft

Public Records

Apr 15, 1999

Sold

$71,500

$51/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$17,211 (+65.9%)

$50,100 + $363,900

$414,000

2024

$10,371 (−4.7%)

$9,700 + $205,300

$215,000

2023

$10,887 (+13.3%)

$9,700 + $205,300

$215,000

2022

$9,606 (+1.0%)

$9,700 + $205,300

$215,000

2021

$9,511 (+115.5%)

$9,700 + $205,300

$215,000

2020

$4,413 (+3.1%)

$9,700 + $48,500

$58,200

2019

$4,280 (+3.3%)

$9,700 + $48,500

$58,200

2018

$4,142 (+76.1%)

$9,700 + $48,500

$58,200

2017

$2,352 (−40.5%)

$9,700 + $48,500

$58,200

2016

$3,952 (+68.7%)

$9,600 + $43,800

$53,400

2015

$2,343 (−1.3%)

$9,600 + $43,800

$53,400

2014

$2,374 (+61.7%)

$9,600 + $43,800

$53,400

2013

$1,468 (−61.6%)

$10,200 + $87,200

$97,400

2012

$3,824 (−1.4%)

$10,200 + $87,200

$97,400

2011

$3,879 (−1.0%)

$11,200 + $95,800

$107,000

2010

$3,917 (+73.1%)

$12,000 + $103,000

$115,000

2009

$2,263

$13,000 + $112,000

$125,000

Tax history for 88 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2025

$17,211 (+65.9%)

$50,100 + $363,900

$414,000

2024

$10,371 (−4.7%)

$9,700 + $205,300

$215,000

2023

$10,887 (+13.3%)

$9,700 + $205,300

$215,000

2022

$9,606 (+1.0%)

$9,700 + $205,300

$215,000

2021

$9,511 (+115.5%)

$9,700 + $205,300

$215,000

2020

$4,413 (+3.1%)

$9,700 + $48,500

$58,200

2019

$4,280 (+3.3%)

$9,700 + $48,500

$58,200

2018

$4,142 (+76.1%)

$9,700 + $48,500

$58,200

2017

$2,352 (−40.5%)

$9,700 + $48,500

$58,200

2016

$3,952 (+68.7%)

$9,600 + $43,800

$53,400

2015

$2,343 (−1.3%)

$9,600 + $43,800

$53,400

2014

$2,374 (+61.7%)

$9,600 + $43,800

$53,400

2013

$1,468 (−61.6%)

$10,200 + $87,200

$97,400

2012

$3,824 (−1.4%)

$10,200 + $87,200

$97,400

2011

$3,879 (−1.0%)

$11,200 + $95,800

$107,000

2010

$3,917 (+73.1%)

$12,000 + $103,000

$115,000

2009

$2,263

$13,000 + $112,000

$125,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

60 ft.

Lot depth

94 ft.

Lot size

8,712 Sq. Ft.

Year renovated

2015

Sq. Ft.

1,406

Year built

1933

Style

Single Family Residential

County

Putnam County

APN

372200A03304300010220000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 1
Parking Features: Detached, Driveway, Other

Interior

Virtual Tour Information

Fireplace Information
Has Fireplace
Fireplaces Total: 1

Heating & Cooling
Cooling: Ductless, Wall/Window Unit(s)
Heating: Electric, See Remarks

Interior Features
Interior Features: Eat-in Kitchen
Laundry Features: Inside
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Patio And Porch Features: Deck

Room Information
Basement YN: Yes
Attic: None
Rooms Total: 4
Basement: Crawl Space

Bathroom Information
Bathrooms Full: 1

Exterior

Exterior Features
Construction Materials: Other
Fencing: Fenced
Foundation Details: Other
Waterfront YN: Yes

Lot Information
Additional Parcels YN: No

Property Information
Living Area Source: Public Records
Property Sub Type: Single Family Residence
Property Condition: Actual

Financial

Tax Information
Tax Year: 2020
Tax Source: Municipality
Tax Annual Amount: $4,343

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
Directions: Route 311 (R) Terry Hill Rd, (L) Clubhouse Rd, (L) Cottage Rd
County Or Parish: Putnam County

Public facts

Beds: 1
Baths: 1.0
Sq. Ft.: 1,406
Stories: 1.0
Lot Size: 8,712 square feet
Style: Single Family Residential
Year Built: 1933
Year Renovated: 2015
County: Putnam County
APN: 372200A03304300010220000000

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.4mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.5mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

19% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$408,000 – $494,000

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Listing by Keller Williams Realty Partner

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Listing by Coldwell Banker Realty

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Listing by Houlihan Lawrence Inc.

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Listing by Realty Promotions Inc

Home values near 88 Cottage Rd

Data from public records.

Address	Redfin Estimate
74 Cottage Road, Carmel, NY 3 Beds \| 1.5 Baths \| 1248 Sq. Ft.	$479,515
87 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 876 Sq. Ft.	$311,629

Address	Redfin Estimate
84 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 1160 Sq. Ft.	$435,334
83 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 1282 Sq. Ft.	$394,587

Address	Redfin Estimate
92 Cottage Road, Carmel, NY 3 Beds \| 1.5 Baths \| 1200 Sq. Ft.	$447,777
96 Cottage Road, Carmel, NY 3 Beds \| 1.5 Baths \| 1116 Sq. Ft.	$442,802

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 88 Cottage Rd

Tax history for 88 Cottage Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 88 Cottage Rd

More real estate resources