Off market oct 2021 for $289K

$348,695

Est. refi paymentEst. refi $1,894/mo

•

1,024

sq ft

119 Bears Den Rd, Summit, NY 12175

About this home

Year round rustic cottage on a quiet mountain top lake. Turn-key home will be completely furnished including security system and invisible dog fence. This waterfront property features a boat dock, additional floating dock, stairway into the lake and kayak slide. There is a large parking area with electric and water hydrant. Landscaped patio includes a fire-pit and outdoor shower. Motorized water sports are allowed on this late. Walking distance to state land. Excellent Condition

Single-familyProperty Type

1951Year Built

0.54 acresLot Size

$341Est. Price/Sq.Ft.

4 spacesParking

Listing by Harold Loder • Country Boy Realty

•518-231-2120 (agent)

•haroldloder@gmail.com (agent)

Bought with Matthew Loder • Country Boy Realty

Redfin checked: 2 minutes ago

•Source:Global MLS #202127893

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$348,695

$59K since sold in October 2021$5,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 104.5% higher than the average sale price ($171K) of 6 comparable homes.

SOLD JUN 30, 2026
$212,000
A
2 beds1 bath831 sq ft
342 Bear Gulch Rd, Summit, NY 12175
Listing by Charlotteville Realty LLC
SOLD SEP 17, 2026
$226,600
B
2 beds1 bath936 sq ft
117 East St, Cobleskill, NY 12043
Listing by Country Boy Realty
SOLD OCT 13, 2026
$65,500
C
1 bed1 bath352 sq ft
414 Cross Hill Rd, Richmondville, NY 12149
Listing by Better Spaces Realty
SOLD MAR 19, 2026
$139,000
D
2 beds1 bath816 sq ft
143 Main St, Richmondville, NY 12149
Listing by Keller Williams Upstate NY Properties
SOLD JUL 28, 2026
$235,000
E
3 beds1 bath936 sq ft
315 Ploss Rd, Richmondville, NY 12149
Listing by Country Boy Realty
SOLD APR 24, 2026
$145,000
F
2 beds1 bath1,500 sq ft
106 County Highway 38, East Worcester, NY 12064
Listing by Keller Williams Upstate NY Properties

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,982/mo

Redfin rental estimate

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Market trends in 12175, NY

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

91.3%

+15.1% MoM

Median sale price

$377K

$164K MoM

Avg. days on market

124d

55 days MoM

Recently sold homes

0 MoM

Provided by Redfin

Sale history for 119 Bears Den Rd

Date

Event

Price

Global MLS #202127893

Oct 29, 2021

Sold

$289,900

$283/sq ft

Oct 13, 2021

Pending

—

Sep 6, 2021

Listed

$289,900

$283/sq ft

Public Records

Jan 10, 2017

Sold

$160,000

$156/sq ft

Global MLS #201602912

Dec 6, 2016

Sold

$160,000

$156/sq ft

Sep 29, 2016

Pending

—

Feb 22, 2016

Listed

$170,000

$166/sq ft

Spectacular year round waterfront home nestled on 83 feet of shoreline on Bear Gulch Pond. Owners have taken great care to remake this once seasonal home a place to be enjoyed all four seasons. They have remodeled the kitchen, installed new septic, upgraded the bathroom and improved plumbing lines for ease of maintenance. Breathtaking views across the pond from your large deck, new stone patio, or the 2 docks. Owners have extensive landscaping in place, fire pit on the waterfront, motor boats allowed. Very Good Condition

Global MLS #201507504

Jan 20, 2016

Listing Removed

—

Sep 9, 2015

Listed

$170,000

$166/sq ft

Public Records

Jun 28, 2005

Sold

$20,000

$20/sq ft

Public Records

Aug 29, 2002

Sold

$105,000

$103/sq ft

Public Records

Jun 17, 2002

Sold

$70,000

$68/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$5,281 (+9.6%)

$14,600 + $58,150

$72,750

2025

$4,819 (−0.2%)

$14,600 + $58,150

$72,750

2024

$4,826 (+2.2%)

$14,600 + $58,150

$72,750

2023

$4,722 (−1.7%)

$14,600 + $58,150

$72,750

2022

$4,802 (+26.1%)

$14,600 + $58,150

$72,750

2021

$3,807 (−1.5%)

$14,600 + $46,850

$61,450

2020

$3,863 (+0.3%)

$14,600 + $46,850

$61,450

2019

$3,851 (−1.0%)

$14,600 + $46,850

$61,450

2018

$3,888 (+7.1%)

$14,600 + $46,850

$61,450

2017

$3,629 (+1.4%)

$14,600 + $46,850

$61,450

2016

$3,579 (+0.1%)

$14,600 + $46,850

$61,450

2015

$3,575 (+2.8%)

$14,600 + $46,850

$61,450

2014

$3,477

$14,600 + $46,850

$61,450

Tax history for 119 Bears Den Rd

Year

Property tax

Land + Additions

Assessment*

2026

$5,281 (+9.6%)

$14,600 + $58,150

$72,750

2025

$4,819 (−0.2%)

$14,600 + $58,150

$72,750

2024

$4,826 (+2.2%)

$14,600 + $58,150

$72,750

2023

$4,722 (−1.7%)

$14,600 + $58,150

$72,750

2022

$4,802 (+26.1%)

$14,600 + $58,150

$72,750

2021

$3,807 (−1.5%)

$14,600 + $46,850

$61,450

2020

$3,863 (+0.3%)

$14,600 + $46,850

$61,450

2019

$3,851 (−1.0%)

$14,600 + $46,850

$61,450

2018

$3,888 (+7.1%)

$14,600 + $46,850

$61,450

2017

$3,629 (+1.4%)

$14,600 + $46,850

$61,450

2016

$3,579 (+0.1%)

$14,600 + $46,850

$61,450

2015

$3,575 (+2.8%)

$14,600 + $46,850

$61,450

2014

$3,477

$14,600 + $46,850

$61,450

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

84 ft.

Lot depth

310 ft.

Lot size

0.54 Acres

Year renovated

—

Sq. Ft.

1,024

Year built

1951

Style

Single Family Residential

County

Schoharie County

APN

434800A10000400030260000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 23, 2026.

Property details

Parking

Parking Information
# of Parking Total: 4
Parking Features: Off Street

Interior

Bathroom Information
# of Bathrooms (Full): 1
# of Bathrooms (Total Integer): 1

Room 1 Information
Type: Kitchen
Level: First

Room 2 Information
Type: Living Room
Level: First

Room 3 Information
Type: Family Room
Level: First

Room 4 Information
Type: Bedroom
Level: First

Room 5 Information
Type: Full Bathroom
Level: First

Room 6 Information
Type: Dining Room
Level: First

Basement Information
Basement: Crawl Space, Exterior Entry, Pillar/Post/Pier

Interior Features
# of Rooms Total: 6
Interior Features: High Speed Internet, Paddle Fan, Wall Paneling
Appliances: Gas Water Heater, Microwave, Oven, Range, Refrigerator
Flooring: Laminate
Door Features: Sliding Doors
Window Features: Skylight(s), Bay Window(s), Blinds

Exterior

Exterior Features
Patio And Porch Features: Deck, Patio
Roof: Metal
Fencing: Invisible
Exterior Features: Outdoor Shower
Other Structures: Shed(s)

Property Information
Property Sub Type: Single Family Residence
Living Area: 1,024
Building Area Total: 1,024
Construction Materials: Wood Siding
Security Features: Smoke Detector(s), Security System

Lot Information
Lot Size Acres: 0.54
Lot Size Square Feet: 23,522.4
Lot Size Dimensions: 0.54 Acres
Lot Features: Cul-De-Sac, Landscaped
WaterfrontYN: Yes
Waterfront Features: Lake Front
Water Body Name: Bear Gulch Lake
Road Frontage Type: Private Road

Financial

Tax Information
Tax Annual Amount: $3,478
Tax Annual Amount: $3,478
Financial Details: General Taxes: $1,589
Financial Details: School Taxes: $1,889

Utilities

Heating & Cooling
Has Heating
Heating: Baseboard, Electric, Wood Stove
Has Cooling
Cooling: Window Unit(s)

Utility Information
Sewer: Septic Tank
Utilities: Cable Available

Location

School Information
School District: Cobleskill-Richmondville

Location Information
Directions: From Cobleskill, Rte 7 E, 5 miles, left on Rte 10 S. 5 miles, right at Charlotteville Rd, first right, Bear Gulch Rd.

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 1,024
Stories: 1.0
Lot Size: 0.54 acres
Style: Single Family Residential
Year Built: 1951
Year Renovated: —
County: Schoharie County
APN: 434800A10000400030260000000

Home facts updated by county records on Oct 23, 2026

Around this home

Schools

K - 12
Preschool & daycare

Joseph B Radez Elementary School

Public 3-5 • Assigned • 3.5mi

4/10

William H Golding Middle School

Public 6-9 • Assigned • 8.0mi

4/10

Cobleskill Richmondville High School

Public 9-12 • Assigned • 5.4mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

6 days above 87° expected this year, 14 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Summit, NY • 12175

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.4 hours in June and 3 hours in December, placing it below the U.S. average for solar exposure.

8.4 hrs

3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$332,000 – $401,000

Sell confidently with a local market expert in Summit. 3 minutes to get started.

Nearby similar homes

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Listing by Four Star Realty Group Inc

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Listing by Capital Region Preferred Properties LLC

Home values near 119 Bears Den Rd

Data from public records.

Address	Redfin Estimate
121 Bears Den Road, Summit, NY 1 Beds \| 1 Baths \| 600 Sq. Ft.	$130,450
117 Bears Den Road, Summit, NY 2 Beds \| 1 Baths \| 825 Sq. Ft.	$151,332
289 Bear Gulch Road, Summit, NY 2 Beds \| 2 Baths \| 813 Sq. Ft.	$244,851
279 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 1084 Sq. Ft.	$210,967
274 Bear Gulch Road, Summit, NY 2 Beds \| - Baths \| 288 Sq. Ft.	$24,100
231 Bear Gulch Road, Summit, NY 1 Beds \| 1.5 Baths \| 1232 Sq. Ft.	$284,946
251 Bear Gulch Road, Summit, NY 3 Beds \| 2 Baths \| 1512 Sq. Ft.	$241,941

Address	Redfin Estimate
109 Bears Den Road, Summit, NY 3 Beds \| 2 Baths \| 1524 Sq. Ft.	$266,176
113 Bears Den Road, Summit, NY 4 Beds \| 1 Baths \| 1400 Sq. Ft.	$237,640
283 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 850 Sq. Ft.	$283,339
275 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 629 Sq. Ft.	$137,002
271 Bear Gulch Road, Summit, NY 3 Beds \| 2 Baths \| 1456 Sq. Ft.	$235,647
249 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 816 Sq. Ft.	$155,429
297 Bear Gulch Road, Summit, NY 3 Beds \| 1.5 Baths \| 1200 Sq. Ft.	$383,398

Address	Redfin Estimate
123 Bears Den Road, Summit, NY 2 Beds \| 1 Baths \| 480 Sq. Ft.	$201,029
293 Bear Gulch Road, Summit, NY 3 Beds \| 2 Baths \| 842 Sq. Ft.	$329,423
243 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 676 Sq. Ft.	$145,506
280 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 425 Sq. Ft.	$93,151
241 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 1285 Sq. Ft.	$156,083
290 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 720 Sq. Ft.	$158,357
295 Bear Gulch Road, Summit, NY 3 Beds \| 1 Baths \| 770 Sq. Ft.	$189,527

Property information provided by Global MLS when last listed in 2021. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12175, NY

Sale history for 119 Bears Den Rd

Tax history for 119 Bears Den Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

Home values near 119 Bears Den Rd

More real estate resources