Bear Gulch Lake. 2 bedroom cottage, fully furnished. Fronts spring fed mountain lake. Many recent improvements. All water sports, short walk to several hundred acres of State Forest. Picturesque setting. Wood floors, open floor plan. Large living room with wood stove. Excellent Condition
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Earn from this home
Rent
$1,449/mo
Redfin rental estimate
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Market trends in 12175, NY
Last updated October 2026
Buyer's Market
Seller's Market
Balanced market
Sale-to-list price
91.3%
+15.1% MoM
Median sale price
$377K
$164K MoM
Avg. days on market
124d
55 days MoM
Recently sold homes
2
0 MoM
Provided by Redfin
Sale history for 123 Bears Den Rd
Date
Event
Price
Global MLS #201318068
Dec 23, 2013
Sold
$120,000
$250/sq ft
Sep 18, 2013
Listing Removed
—
May 2, 2013
Listed
$134,900
$281/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$3,739 (+9.6%)
$11,600 + $39,900
$51,500
2025
$3,411 (−0.2%)
$11,600 + $39,900
$51,500
2024
$3,416 (+2.2%)
$11,600 + $39,900
$51,500
2023
$3,343 (+9.6%)
$11,600 + $39,900
$51,500
2022
$3,050 (+40.0%)
$11,600 + $34,600
$46,200
2021
$2,177 (−1.5%)
$11,600 + $23,550
$35,150
2020
$2,210 (+0.3%)
$11,600 + $23,550
$35,150
2019
$2,203 (−1.0%)
$11,600 + $23,550
$35,150
2018
$2,224 (+7.1%)
$11,600 + $23,550
$35,150
2017
$2,076 (+1.4%)
$11,600 + $23,550
$35,150
2016
$2,047 (+0.2%)
$11,600 + $23,550
$35,150
2015
$2,044 (+2.8%)
$11,600 + $23,550
$35,150
2014
$1,989
$11,600 + $23,550
$35,150
Tax history for 123 Bears Den Rd
Year
Property tax
Land + Additions
Assessment*
2026
$3,739 (+9.6%)
$11,600 + $39,900
$51,500
2025
$3,411 (−0.2%)
$11,600 + $39,900
$51,500
2024
$3,416 (+2.2%)
$11,600 + $39,900
$51,500
2023
$3,343 (+9.6%)
$11,600 + $39,900
$51,500
2022
$3,050 (+40.0%)
$11,600 + $34,600
$46,200
2021
$2,177 (−1.5%)
$11,600 + $23,550
$35,150
2020
$2,210 (+0.3%)
$11,600 + $23,550
$35,150
2019
$2,203 (−1.0%)
$11,600 + $23,550
$35,150
2018
$2,224 (+7.1%)
$11,600 + $23,550
$35,150
2017
$2,076 (+1.4%)
$11,600 + $23,550
$35,150
2016
$2,047 (+0.2%)
$11,600 + $23,550
$35,150
2015
$2,044 (+2.8%)
$11,600 + $23,550
$35,150
2014
$1,989
$11,600 + $23,550
$35,150
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
1
Baths
1
Stories
1
Lot width
60 ft.
Lot depth
245 ft.
Lot size
0.34 Acres
Year renovated
—
Sq. Ft.
480
Year built
1950
Style
Single Family Residential
County
Schoharie County
APN
434800A10000400030240000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 23, 2026.
Property details
Parking
Parking Information
# of Parking Total: 5
Parking Features: Off Street
Interior
Bathroom Information
# of Bathrooms (Full): 1
# of Bathrooms (Total Integer): 1
Room 1 Information
Type: Full Bathroom
Level: First
Room 2 Information
Type: Bedroom
Level: First
Basement Information
Basement: Crawl Space
Interior Features
# of Rooms Total: 2
Interior Features: High Speed Internet
Appliances: Oven, Range, Refrigerator
Exterior
Exterior Features
Patio And Porch Features: Deck
Roof: Asphalt
Property Information
Property Sub Type: Single Family Residence
Living Area: 480
Construction Materials: Wood Siding
Lot Information
Lot Size Acres: 0.34
Lot Size Square Feet: 14,810.4
Lot Features: Views
Financial
Tax Information
Tax Annual Amount: $1,900
Tax Annual Amount: $1,900
Financial Details: General Taxes: $900
Financial Details: School Taxes: $1,000
Utilities
Heating & Cooling
Has Heating
Heating: Wood, Wood Stove
Utility Information
Sewer: Septic Tank
Utilities: Cable Available
Water Source: Other, See Remarks
Location
HOA Information
Has Association
School Information
School District: Cobleskill-Richmondville
Location Information
Directions: From Cobleskill, Rte 7E, 5 miles, left on Rte 10S. 5 miles, right at Charlotteville Rd, first right, Bear Gulch Rd, 3/4 mi to left at Bears Den Rd.
Public facts
Beds: 1
Baths: 1.0
Sq. Ft.: 480
Stories: 1.0
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 1950
Year Renovated: —
County: Schoharie County
APN: 434800A10000400030240000000
Home facts updated by county records on Oct 23, 2026
Around this home
Schools
K - 12
Preschool & daycare
Joseph B Radez Elementary School
Public 3-5 • Assigned • 3.5mi
4/10
William H Golding Middle School
Public 6-9 • Assigned • 8.0mi
4/10
Cobleskill Richmondville High School
Public 9-12 • Assigned • 5.4mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
6 days above 87° expected this year, 14 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Summit, NY • 12175
Average low and high temperatures (°F)
25
13
29
14
47
27
56
35
62
45
74
55
78
60
74
53
71
49
57
39
44
30
31
17
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.4 hours in
June and 3 hours in December, placing it below the
U.S. average for solar exposure.
8.4 hrs
3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$191,000 – $232,000
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