If you crave privacy & a serene cove on the lake, look no further. Nestled on the picturesque Smith Mountain Lake in Virginia, this lakefront home offers seclusion, nice quiet lake views, & a tranquil ambiance, making it perfect for those who desire a quiet waterfront lifestyle. This lake home is located on 2.7 acres, features a private drive meandering through the woods, ensuring complete privacy while still enjoying the presence neighbors. The home itself is designed to maximize comfort & connection with nature. The house boasts high ceilings & large windows that flood the interior with natural light & provide views of the lake. The entry level includes a spacious primary bedroom, a great room, 2 additional bedrooms, kitchen w/ pantry, great room. Off the great room is a large deck. The deck is an ideal spot for relaxation, featuring lake views and a soothing hot tub. Descending to the lower level, you'll find a cozy family room, a media room for entertainment, an office for work or study, and a potential fourth bedroom. This level also includes a laundry room and a versatile area that can serve as a workshop. The large mud room provides easy access to the outdoors, leading to a paved patio that offers a serene spot to unwind and enjoy the natural beauty of the surroundings. A walkway from the patio leads directly to the lake and the private boat dock, with 206 feet of shoreline perfect for water enthusiasts. The property also includes a detached two-car garage with a lower level suitable for use as a workshop or additional storage space, combining practicality with the charm of a waterfront retreat. Clearwater Acres offers a blend of functionality and tranquility, making it an exceptional choice for those seeking the best in lakeside living.
Single-familyProperty Type
1992Year Built
2.7 acresLot Size
$292Est. Price/Sq.Ft.
1 garage spacesParking
Listed by DEBORAH BERAN• DEB BERAN PROPERTIES
Bought with JIM SINGLETON• BUYERS AGENCY OF SMITH MOUNTAIN LAKE LLC
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Earn from this home
Refinance
$0
Est. cash available
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Rent
$3,287/mo
Redfin rental estimate
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Market trends in 24176, VA
Last updated August 2026
Buyer's Market
Seller's Market
Balanced market
Sale-to-List Price
96.2%
1.5% MoM
Median sale price
$850K
$75K MoM
Avg. days on market
27d
7 days MoM
Recently sold homes
13
8 MoM
Provided by Redfin
Sale history for 2298 Kemp Ford Rd
Date
Event
Price
MLSRV #909232
Sep 6, 2024
Sold
$910,000
$277/sq ft
Jul 23, 2024
Pending
—
Jul 19, 2024
Listed
$890,000
$271/sq ft
MLSRV #804140
Aug 18, 2014
Sold
$483,000
$147/sq ft
May 20, 2014
Listed
$495,000
$151/sq ft
+47
Clearwater Acres. Positioned on 2.7 acres with over 200 feet of waterfront. Totally updated and impeccable. Must see all the unique appointments. New HVAC and Hotwater heater. Water softener and purification system. Security and Lawn Irrigation. New roof and skylights and generator, water pump, ref. H/A, lights, workshop/under, Forever Board, remote control gas logs.
Public Records
Mar 2, 2007
Sold
$342,000
$104/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,014
$145,600 + $555,300
$700,900
2024
$3,014 (+7.6%)
$145,600 + $555,300
$700,900
2023
$2,802
$138,600 + $320,700
$459,300
2022
$2,802
$138,600 + $320,700
$459,300
2021
$2,802
$138,600 + $320,700
$459,300
2020
$2,802 (−1.3%)
$138,600 + $320,700
$459,300
2019
$2,839
$155,800 + $309,600
$465,400
2018
$2,839 (+10.9%)
$155,800 + $309,600
$465,400
2017
$2,560
$155,800 + $309,600
$465,400
2016
$2,559 (+0.6%)
$155,800 + $309,600
$465,400
2014
$2,545
$175,000 + $287,900
$462,900
Tax history for 2298 Kemp Ford Rd
Year
Property tax
Land + Additions
Assessment*
2025
$3,014
$145,600 + $555,300
$700,900
2024
$3,014 (+7.6%)
$145,600 + $555,300
$700,900
2023
$2,802
$138,600 + $320,700
$459,300
2022
$2,802
$138,600 + $320,700
$459,300
2021
$2,802
$138,600 + $320,700
$459,300
2020
$2,802 (−1.3%)
$138,600 + $320,700
$459,300
2019
$2,839
$155,800 + $309,600
$465,400
2018
$2,839 (+10.9%)
$155,800 + $309,600
$465,400
2017
$2,560
$155,800 + $309,600
$465,400
2016
$2,559 (+0.6%)
$155,800 + $309,600
$465,400
2014
$2,545
$175,000 + $287,900
$462,900
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
2.72 Acres
Year renovated
2005
Sq. Ft.
3,112
Year built
1992
Style
Single Family Residential
County
Franklin County
APN
052/04/050/00////
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
Property details
Parking
Garage and Parking Information
# of Covered Spaces: 2
# of Open Parking Spaces: 4
Other Parking: Off Street Parking
Interior
Bedroom Information
# of Bedrooms (Total): 3
# of Main Level Bedrooms: 1
Bathroom Information
# of Full Bathrooms: 3
# of Main Level Bathrooms: 2
Fireplace Information
Has Fireplace
# of Fireplaces (Total): 2
Interior Features
# of Rooms (Total): 10
Appliances: Garage Door Opener, Microwave Oven (Built In)
Flooring: Carpet, Tile, Wood
Interior Features: All Drapes, Hot Tub, Storage
Exterior
Building Information
Building Area (Total): 3,286
Year Built: 1992
Exterior Features
Patio And Porch Features: Front Porch
Property Information
PropertyType: Residential
Lot Information
Lot Size Area: 2.7
Lot Size Acres: 2.7
Lot Size Square Feet: 117,612
Lot Size Units: Acres
Waterfront: Yes
Water Body Name: Smith Mtn Lake
Waterfront Features: Cove
Zoning: 1
Financial
Tax Information
Tax Annual Amount: $3,014
Parcel Number: 0520405000
Utilities
Heating & Cooling
Has Heating
Heating: Heat Pump
Location
School Information
Elementary School: Dudley
Middle Or Junior School: Ben Franklin Middle
High School: Franklin County
Location Information
Directions: 40 E L Kemp Ford Road to home on the right
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 3,112
Stories: 1.0
Lot Size: 2.72 acres
Style: Single Family Residential
Year Built: 1992
Year Renovated: 2005
County: Franklin County
APN: 052/04/050/00////
Home facts updated by county records on Jul 29, 2026
Other
Listing Information
ListingId: 909232
ListPrice: $890,000
Listing Office and Agent
Certified Residential Specialist / CRS
Around this home
Schools
Glade Hill Elementary School
Public PreK-5 • Assigned • 4.4mi
7/10
Benjamin Franklin Middle School
Public 6-8 • Assigned • 11.1mi
7/10
Franklin County High School
Public 9-12 • Assigned • 10.8mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 102° expected this year, 18 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Union Hall, VA • 24176
Average low and high temperatures (°F)
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50
61
43
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32
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Sun exposure
In this area, properties receive around 9 hours in
June and 4.7 hours in December, placing it below the
U.S. average for solar exposure.
9 hrs
4.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$911,000 – $1.10M
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