Lake Towns in Iowa: 10 Beautiful Lakes in Iowa to Live on in 2024

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From rolling plains and lush cornfields to scenic rivers and blue lakes, Iowa is home to wide-ranging landscapes. And if you’ve always dreamed of owning a lakefront property, there’s a lake town in Iowa to make your dream come true.

To help you get started, Redfin has collected a list of 1o popular lakes in Iowa to live on this year. From the bustling shores of Big Spirit Lake to the quiet retreats of Rathbun Lake, there’s a lake town in Iowa for your needs. Let’s jump in and see what lakes made the list.

clear lake in iowa

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1. Black Hawk Lake (Lake View)

Nearest city: Lake View, IA
Median home sale price: $202,000
Population: 1,100
Homes for sale in Lake View, IA
Apartments for rent in Lake View, IA

The first place on our best lakes in Iowa to live on is Black Hawk Lake. A glacially-formed lake, Black Hawk Lake is a serene spot for those seeking a peaceful lakeside lifestyle. This lake is a hub for activities such as boating, fishing, and enjoying scenic views at sunrise or sunset. The surrounding area has several parks, including Black Hawk State Park, with plenty of outdoor recreation opportunities. Lake View, with its small-town charm, has a few local restaurants and markets, a public library, and a historical museum.

2. Big Spirit Lake (Spirit Lake)

Nearest city: Spirit Lake, IA
Median home sale price: $303,000
Average 1-bedroom rent: $870
Population: 5,000
Homes for sale in Spirit Lake, IA
Apartments for rent in Spirit Lake, IA

Big Spirit Lake offers a picturesque setting in Spirit Lake, a community known for its vibrant outdoor life and welcoming atmosphere. As the largest natural lake in Iowa, it’s a paradise for anglers, sailors, and anyone who loves boating. The nearby town of Spirit Lake provides all the amenities needed for comfortable lakeside living, including cozy diners, unique shops, and community events. The lake is on the border between Iowa and Minnesota, where you can find smaller lakes like Little Spirit Lake and Loon Lake.

3. Clear Lake (Clear Lake)

Nearest city: Clear Lake, IA
Median home sale price: $294,500
Population: 7,700
Homes for sale in Clear Lake, IA
Apartments for rent in Clear Lake, IA

Clear Lake is ideal for those who love sailing, fishing, or simply taking in the tranquil water views. The area has several parks like McIntosh Woods State Park and Clear Lake State Park, which have campgrounds, picnic spots, and beaches. Located in the city of Clear Lake, this area is a great spot to enjoy life by the water. Clear Lake’s vibrant community is known for its music festivals and the historic Surf Ballroom, adding a unique cultural touch to this picturesque town. Clear Lake is a great place for those looking for the perfect combination of outdoor activities and community events.

4. Coralville Lake and Lake MacBride (North Liberty)

Nearest city: North Liberty, IA
Median home sale price: $330,000
Population: 22,000
Homes for sale in North Liberty, IA
Apartments for rent in North Liberty, IA

North Liberty is home to the stunning Coralville Lake and Lake MacBride, making it a haven for outdoor enthusiasts. These lakes offer a plethora of activities, from hiking and bird watching to boating and fishing, so there’s something for everyone. North Liberty is a suburb of Iowa City and combines city conveniences with natural beauty, striking the balance between urban and outdoor living. In North Liberty, you can find plenty of local restaurants, community parks, and easy access to landmarks like Devonian Fossil Gorge and Sugar Bottom Recreational Area. These lakes in Iowa to live on offer lots of options for enjoying the great outdoors.

lake okoboji in the town of okoboji iowa

5. East Okoboji Lake and West Okoboji Lake (Okoboji)

Nearest city: Okoboji, IA
Median home sale price: $249,000
Population: 750
Homes for sale in Okoboji, IA
Apartments for rent in Okoboji, IA

Just south of Big Spirit Lake is the town of Okoboji. Surrounded by the twin lakes of East Okoboji and West Okoboji Lake, Okoboji is a city that epitomizes the lakeside living experience. These glacial lakes, known for their clear waters and recreational opportunities, attract both year-round residents and visitors. Okoboji’s community is vibrant, with arts, entertainment, and the annual University of Okoboji Winter Games. You can also explore parks like Pikes Point State Park, Dickinson County Nature Center, and Gull Point State Park, all great spots to enjoy these lakes’ scenic beauty.

6. Lake Manawa (Council Bluffs)

Nearest city: Council Bluffs, IA
Median home sale price: $199,500
Average 1-bedroom rent: $1,422
Population: 62,000
Homes for sale in Council Bluffs, IA
Apartments for rent in Council Bluffs, IA

Lake Manawa is a tranquil retreat located in the bustling city of Council Bluffs. This lake is a favorite among locals for its serene atmosphere and the variety of activities it offers, such as fishing, hiking, and picnicking. Lake Manawa State Park has campgrounds, picnic spots, and trails – all perfect for enjoying the lake. Council Bluffs is full of history and culture, with museums, art galleries, and historical sites, like Dodge House-Historic General and the Union Pacific Railroad Museum. The city’s abundance of green spaces also makes it a great place for looking for a home in a city with a small-town feel.

7. Lake Red Rock (Pella)

Nearest city: Pella, IA
Median home sale price: $355,000
Average 1-bedroom rent: $645
Population: 10,000
Homes for sale in Pella, IA
Apartments for rent in Pella, IA

Lake Red Rock, situated near the charming city of Pella, is a picturesque spot for outdoor enthusiasts and nature lovers. The lake is a popular destination for boating, fishing, and bird watching, providing a peaceful escape. You can find parks around the lake like Whitebreast Park, Elk Rock State Park, and Cordova Park, which have various activities like hiking trails and horseback riding. Pella is known for its Dutch heritage and the annual Tulip Time Festival, showcasing its community spirit. The city’s historic downtown, beautiful parks, and museums like Pella Historical Village & Vermeer Windmill, make it a charming spot for those looking for a lake to live on in Iowa.

saylorville lake in iowa

8. Rathbun Lake (Mystic)

Nearest city: Mystic, IA
Median home sale price: $90,000
Population: 320
Homes for sale in Mystic, IA
Apartments for rent in Mystic, IA

Rathbun Lake, located near the small community of Mystic, is an ideal spot for those seeking solitude and natural beauty. The lake offers ample opportunities for fishing, boating, and camping. You can also find plenty of parks like Honey Creek State Park, Island View Park, and Buck Creek Park. Mystic is a charming village with a few local stores, so you’ll be living in a more remote area. However, the lake is close to Centerville, where there are more shops, restaurants, and events throughout the year.

9. Saylorville Lake (Johnston)

Nearest city: Johnston, IA
Median home sale price: $363,000
Average 1-bedroom rent: $1,234
Population: 23,000
Homes for sale in Johnston, IA
Apartments for rent in Johnston, IA

Saylorville Lake is a reservoir located near cities like Polk City, Ankeny, and Johnston, making it a central location for those living in Polk County. The lake’s marina, beaches, and trails offer endless outdoor activities, whether you’re spending the day on the water or at parks like Jester Park or Big Creek State Park. Johnston is located at the southern end of the river and has a suburban feel with the amenities of a larger city. You can find a lot of parks, local restaurants, and museums like the Iowa Gold Star Military Museum. It’s also about 10 miles from Des Moines, making it a great option if you want lakeside living, but need to commute into the city.

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10. Storm Lake (Storm Lake)

Nearest city: Storm Lake, IA
Median home sale price: $150,000
Population: 11,000
Homes for sale in Storm Lake, IA
Apartments for rent in Storm Lake, IA

Storm Lake is the final spot on our list of lakes in Iowa to live on. The lake is known for its clear waters and recreational opportunities, like fishing, cross-country skiing, biking, hiking, and boating. The city of Storm Lake has a wide range of dining, shopping, and entertainment options. Buena Vista University adds to the city’s lively atmosphere, hosting events throughout the year. Storm Lake is a great lakeside town to call home if you’re looking for a charming community with stellar views. 

Note, this list is not comprehensive of all the lakes in Iowa. Median home sale price data from the Redfin Data Center during April 2024. Average rental data from Rent.com April 2024. Population data sourced from the United States Census Bureau.

If you are represented by an agent, this is not a solicitation of your business. This article is for informational purposes only, and is not a substitute for professional advice from a medical provider, licensed attorney, financial advisor, or tax professional. Consumers should independently verify any agency or service mentioned will meet their needs. Learn more about our Editorial Guidelines here.
Alison Bentley

Alison Bentley

Alison is part of the Content Marketing team as a Content Marketing Specialist. In her 4 years at Redfin, Alison has written a variety of articles ranging from home design tips to housing affordability. A California-native, Alison currently resides in Seattle where you can find her catching a concert or exploring farmers’ markets. Her dream home is a cottage-style house with a chef’s kitchen and a cozy room to store and play vinyl records.

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