Cheap homes for sale & real estate in Otsego County, NY

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ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Welcome to 3680 County Highway 35, an absolutely charming and beautifully renovated 2-bedroom, 1-bath home that blends modern comfort with small-town country charm, just minutes from Cooperstown. The comprehensive renovation means peace of mind for years to come: every area has been touched, renovated, improved or refreshed (see addendum for the full list of upgrades), creating a warm and move-in-ready space where all the work has already been done for you. From the fresh finishes to the efficient mechanicals, this property has been carefully redone to ensure low maintenance and impressively low utility costs year-round. Excellent insulation, updated systems, make this a smart investment as

$149,900

2 beds1 bath818 sq ft

3680 County Highway 35, Roseboom, NY 13450

Updated systems • Excellent insulation • Move in ready

Listing by Keller Williams Upstate NY Properties, (607) 435-0014

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Charming Historic Home on Route 28 With Endless Potential Welcome to 7401 State Highway 28 in picturesque Schuyler Lake. This 1890’s historic home between Cooperstown & the Mohawk Valley is located in the heart of Schuyler Lake. This 5-bed, 2-bath sits on 0.72 acres with a large detached garage with an open breezeway for added convenience and a small barn for your gardening needs. Just minutes to Otsego Lake, Glimmerglass State Park, and Cooperstown’s Baseball Hall of Fame, the property is an ideal renovation opportunity for restoration, conversion, as a vacation rental investment, or restoring its original charm. High visibility, strong bones, and tons of potential so

$74,900

5 beds2 baths2,232 sq ft

7401 State Highway 28, Schuyler Lake, NY 13457

Open breezeway • Small barn • Historic home

Listing by Country Squire Realty, (607) 369-4663

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ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Secluded and surrounded by nature, this Cape Cod residence offers a perfect balance of comfort, privacy, and outdoor living. The home features both electric heat and a cozy woodstove, a full basement with a finished bonus room, and an attached one-car garage under the home for convenience. Detached garage/shed provides additional storage or workspace. The mostly wooded acreage includes extensive trails, multiple hunting blinds, an old bluestone quarry, a small open meadow, and a serene upland pond. A picturesque stream winds through the property, adding to its natural beauty and attracting abundant wildlife. Whether you’re seeking a peaceful full-time residence or a recreational retre

$435,000

3 beds1.5 baths1,260 sq ft

448 Southside Dr, Oneonta, NY 13820

Finished bonus room • Old bluestone quarry • Full basement

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
A 2 floor spacious home with 3-4 bedrooms and 2 full baths. An enclosed porch, wood deck and mudroom entry porch. Enter from the large attached carport. Basement can be accessed through bilco doors outside as well as inside the home. There are 3 storage out buildings on the property and two tax lots totalling over 4acres.

$139,900

4 beds2 baths1,580 sq ft

412 State Highway 80, New Berlin, NY 13411

Wood deck • Mudroom entry porch • Enclosed porch

Listing by RPI Realty, (607) 847-8288

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Turn-key investment property with excellent rental history and an annual gross income of over $25,000 per year, with plenty of room to grow. Easy commute to Main St Oneonta, as well as Hartwick College and SUNY Oneonta. Close to Fox Hospital and the local baseball camp opens up other income opportunities for short term professional, and summertime vacation rentals. This is a solid income producer that would fit nicely into any portfolio.

$225,000

3 beds2 baths2,194 sq ft

15 Susquehanna St, Oneonta, NY 13820

5,227 sq ft lot • Built 1900 • Listed 37 days

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 188 Collars Rd, Oneonta, NY 13820, 3 beds, 2 baths

$329,000

3 beds2 baths1,904 sq ft

188 Collars Rd, Oneonta, NY 13820

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 44 Elm St, Oneonta, NY 13820, 5 beds, 3 baths

$238,900

5 beds3 baths2,247 sq ft

44 Elm St, Oneonta, NY 13820

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 139 Southside Dr, Oneonta, NY 13820, 3 beds, 1 bath

$148,900

3 beds1 bath1,406 sq ft

139 Southside Dr, Oneonta, NY 13820

Listing by Greene County Realty, (518) 634-7233

Property at 3025 County Highway 11, Hartwick, NY 13348, 4 beds, 2 baths

$249,000

4 beds2 baths1,773 sq ft

3025 County Highway 11, Hartwick, NY 13348

Listing by Cedar Ridge Realty, (607) 435-5133

Property at 201 Main St, Richfield Springs, NY 13439, 9 beds, 3.5 baths

$410,000

9 beds3.5 baths5,020 sq ft

201 Main St, Richfield Springs, NY 13439

Listing by Cedar Ridge Realty, (607) 435-5133

Property at 33 River St, Richfield Springs, NY 13439, 4 beds, 2 baths

$109,900

4 beds2 baths1,760 sq ft

33 River St, Richfield Springs, NY 13439

Listing by Howard Hanna Capital Inc

Property at 147 N Lake Shore Dr, Milford, NY 13807, 3 beds, 1 bath

$209,000

3 beds1 bath750 sq ft

147 N Lake Shore Dr, Milford, NY 13807

Listing by Realty One Group Key

Property at 7703 State Highway 28, Richfield Springs, NY 13439, 2 beds, 1 bath

$254,900

2 beds1 bath920 sq ft

7703 State Highway 28, Richfield Springs, NY 13439

Listing by River Hills Properties LLC Lf, (315) 502-5268

Property at 3843 State Highway 23, Oneonta, NY 13820, 3 beds, 2 baths

$399,000

3 beds2 baths1,440 sq ft

3843 State Highway 23, Oneonta, NY 13820

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 1489 State Highway 205, Oneonta, NY 13820, 3 beds, 1 bath

$199,000

3 beds1 bath1,224 sq ft

1489 State Highway 205, Oneonta, NY 13820

Listing by Howard Hanna, (607) 433-1020

Property at 285 Main St, Worcester, NY 12197, 4 beds, 1.5 baths

$150,000

4 beds1.5 baths1,800 sq ft

285 Main St, Worcester, NY 12197

Listing by Country Boy Realty

Property at 323 Gohan Rd, Schenevus, NY 12155, 4 beds, 1.5 baths

$299,900

4 beds1.5 baths1,610 sq ft

323 Gohan Rd, Schenevus, NY 12155

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 91 Main St, Oneonta, NY 13820, 4 beds, 4 baths

$349,000

4 beds4 baths2,400 sq ft

91 Main St, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 1516 Southside Dr, Oneonta, NY 13820, 3 beds, 1.5 baths

$259,000

3 beds1.5 baths1,200 sq ft

1516 Southside Dr, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 32 Center St, Milford, NY 13807, 3 beds, 1.5 baths

$28,900

3 beds1.5 baths2,144 sq ft

32 Center St, Milford, NY 13807

Listing by M J J Realty

Property at 107 County Highway 29a, Springfield Center, NY 13468, 3 beds, 1.5 baths

$249,000

3 beds1.5 baths1,567 sq ft

107 County Highway 29a, Springfield Center, NY 13468

Listing by Keller Williams Upstate NY Properties

Property at 124 Unadilla Trail Rd, New Berlin, NY 13411, 2 beds, 1 bath

$29,900

2 beds1 bath1,162 sq ft

124 Unadilla Trail Rd, New Berlin, NY 13411

Listing by RPI Realty, (607) 847-8288

Property at 935 County Highway 35, Maryland, NY 12116, 5 beds, 3 baths

$399,000

5 beds3 baths2,389 sq ft

935 County Highway 35, Maryland, NY 12116

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 41 Center St, Richfield Springs, NY 13439, 2 beds, 1 bath

$49,900

2 beds1 bath720 sq ft

41 Center St, Richfield Springs, NY 13439

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 2-6 Reynolds Ave, Oneonta, NY 13820, 6 beds, 3 baths

$289,000

6 beds3 baths4,104 sq ft

2-6 Reynolds Ave, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 29 North St, Edmeston, NY 13335, 4 beds, 2 baths

$262,000

4 beds2 baths2,237 sq ft

29 North St, Edmeston, NY 13335

Listing by CARE Brokerage, (607) 267-2683

Property at 234 Lake Shore Drive North, Maryland, NY 13807, 2 beds, 1 bath

$249,000

2 beds1 bath1,000 sq ft

234 Lake Shore Drive North, Maryland, NY 13807

Listing by Keller Williams Realty Hudson Valley North

Property at 76 Ford Ave, Oneonta, NY 13820, 3 beds, 2 baths

$309,000

3 beds2 baths1,872 sq ft

76 Ford Ave, Oneonta, NY 13820

Listing by Cedar Ridge Realty, (607) 435-5133

Property at 324 Ellis Rd, Laurens, NY 13796, 3 beds, 2 baths

$195,000

3 beds2 baths1,104 sq ft

324 Ellis Rd, Laurens, NY 13796

Listing by Coldwell Banker Timberland Properties, (607) 435-3280

Property at 83 W Main St, Milford, NY 13807, 5 beds, 5.5 baths

$114,900

5 beds5.5 baths2,736 sq ft

83 W Main St, Milford, NY 13807

Listing by Howard Hanna Real Estate, (315) 682-9500

Property at 301 Mill Creek Rd, Otego, NY 13825, 3 beds, 1 bath

$80,000

3 beds1 bath960 sq ft

301 Mill Creek Rd, Otego, NY 13825

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 28 Fair St, Oneonta, NY 13820, 3 beds, 2 baths

$329,000

3 beds2 baths1,520 sq ft

28 Fair St, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 6893 State Highway 7, Maryland, NY 12116, 3 beds, 2 baths

$259,000

3 beds2 baths2,075 sq ft

6893 State Highway 7, Maryland, NY 12116

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 941 County Highway 40, Charlotteville, NY 12197, 5 beds, 2.5 baths

$449,000

5 beds2.5 baths3,593 sq ft

941 County Highway 40, Charlotteville, NY 12197

Listing by Charlotteville Realty

Property at 1480 County Highway 22, Richfield Springs, NY 13439, 2 beds, 1 bath

$175,000

2 beds1 bath1,092 sq ft

1480 County Highway 22, Richfield Springs, NY 13439

Listing by CARE Brokerage, (607) 267-2683

Property at 7383 State Highway 28, Richfield Springs, NY 13439, 5 beds, 2 baths

$154,900

5 beds2 baths1,946 sq ft

7383 State Highway 28, Richfield Springs, NY 13439

Listing by Howard Hanna, (607) 433-1020

Property at 435 Main St, Oneonta, NY 13820, 3 beds, 1.5 baths

$224,900

3 beds1.5 baths1,577 sq ft

435 Main St, Oneonta, NY 13820

Listing by Bordinger Realty, LLC, (607) 432-9173

Property at 626 Cr-45, Hartwick, NY 13348, 2 beds, 1 bath

$289,000

2 beds1 bath1,285 sq ft

626 Cr-45, Hartwick, NY 13348

Listing by Keller Williams Upstate NY Properties, (607) 435-0014

Property at 26 Teller St, Unadilla, NY 13849, 3 beds, 1.5 baths

$216,000

3 beds1.5 baths1,200 sq ft

26 Teller St, Unadilla, NY 13849

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 21 Lancaster St, Cherry Valley, NY 13320, 5 beds, 3 baths

$275,000

5 beds3 baths3,382 sq ft

21 Lancaster St, Cherry Valley, NY 13320

Listing by Howard Hanna Capital, Inc.

Property at 765 State Highway 205, Oneonta, NY 13820, 2 beds, 2 baths

$235,000

2 beds2 baths1,500 sq ft

765 State Highway 205, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

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Based on information submitted to the MLS GRID as of Mon Dec 01 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Cheap Homes for Sale in Otsego County

There are currently 199 cheap homes for sale in Otsego County at a median listing price of $259K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Otsego County stay on the market for 75 days. This map is refreshed with the newest listings in Otsego County every 15 minutes.

In the past month, 54 homes have been sold in Otsego County. In addition to houses in Otsego County, there were also 0 condos, 3 townhouses, and 22 multi-family units for sale in Otsego County last month. Find your dream home in Otsego County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Otsego County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Otsego County. If you're looking to sell your home in the Otsego County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Otsego County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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Cheap homes for sale & real estate in Otsego County, NY

Cheap Homes for Sale in Otsego County

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