Cheap homes for sale & real estate in Otsego County, NY

264 homes

Sort:

Recommended

NEW 1 HR AGO

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
This charming 1860 Colonial Farmhouse with a 10,000 sq. ft. barn that has been partially renovated and is waiting for the perfect buyer to complete the renovations. A full length covered porch offers entry into the foyer with a beautiful original oak staircase and solid wood pocket doors that separate the living room and formal sitting room. A large dining room is next to renovated kitchen. The first floor also boasts 2 full bathrooms and 2 bedrooms. The 2nd floor is where a 2nd kitchen and full bath have been added so that a 3 bedroom apartment with private entrance can be completed. This home also boasts a full basement and a full walk up attic that can be renovated into even more living

$70,000

5 beds3 baths3,428 sq ft

571 State Highway 7, Unadilla, NY 13849

Covered porch • Renovated kitchen • Colonial farmhouse

Listing by Benson Agency Real Estate LLC, (607) 432-4391

NEW 5 HRS AGO3D & VIDEO TOUR

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Affordable Country Living with a Beautiful Backyard! Tap into this exciting opportunity to own an affordable 3-bedroom, 2-full-bath home in the charming town of Cherry Valley, NY! Filled with abundant natural light, this inviting home features a cozy stone fireplace in the living room, a large, eat-in kitchen, office space, 2 first floor bedrooms, one with an en-suite bath, and is move in ready! Any improvements can be made over time, as desired. Step outside to discover a gorgeous backyard on a double lot, filled with established perennials, a small, peaceful stream, and a charming pavilion—creating a special setting to relax, garden, entertain, or engage with the beauty that is

$127,000

3 beds2 baths1,466 sq ft

3269 County Highway 31, Cherry Valley, NY 13320

Cozy stone fireplace • Large eat in kitchen • Double lot

Listing by Cooperstown Brokers, LLC, (607) 435-9288

NEW 23 HRS AGO

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Standing proudly since 1900, this beautifully preserved four-bedroom, 2.5-bath Victorian is more than a home—it is a piece of Oneonta’s history, thoughtfully carried forward through generations of families who have cherished its timeless character. A grand entrance foyer welcomes you into the heart of the home, while a striking staircase leads to the second-floor bedrooms. Two staircases connect opposite ends of the residence, offering added convenience throughout this spacious home. The sun-filled great room features beautiful natural light, pocket doors, two additional interior entries, and access to a covered porch overlooking the well-kept neighborhood. Hydrangeas frame the

$359,000

5 beds2.5 baths2,122 sq ft

69 Elm St, Oneonta, NY 13820

Covered porch • Pocket doors • Grand entrance foyer

Listing by Howard Hanna, (607) 433-1020

NEW 25 HRS AGO

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Whether you're searching for your very first home, looking to simplify life, or dreaming of an affordable Upstate retreat, this charming two-bedroom, one-bath home offers comfort, value, and endless potential. Nestled on a quiet street in the town of Milford, you'll enjoy a peaceful setting with the convenience of being just a short drive from the Village of Cooperstown, Bassett Medical Center, Otsego Lake, golf courses, breweries, restaurants, boutique shopping, museums, and all the area's year-round attractions. Warm, welcoming, and filled with opportunity, this home is ready for its next chapter. Whether you envision cozy evenings at home, a backyard barbecue with family and friends, or

$119,000

2 beds1 bath1,236 sq ft

11 Kilts Rd, Milford, NY 13807

0.45 acre lot • Built 1900

Listing by Keller Williams Upstate NY Properties, (607) 435-0014

FOR SALE BY OWNER

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
This great fixer upper can be lived in as is or renovated to your taste! With 5 bedrooms and 2 bathrooms there & rsquo; s plenty of space for a large family or a possibility to be turned into a two family * already has replacement windows! * new metal roof! * Fresh, blacktop driveway and plenty of parking Priced to sell! Seller financing a possibility for the right buyer

$115,000

5 beds2 baths1,398 sq ft

9 Frederick St, Oneonta, NY 13820

Blacktop driveway • Metal roof • Plenty of parking

Property at 4 Suncrest Ter, Oneonta, NY 13820, 3 beds, 2 baths

$379,000

3 beds2 baths2,760 sq ft

4 Suncrest Ter, Oneonta, NY 13820

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 4 Overlook Dr, Oneonta, NY 13820, 3 beds, 2 baths

$379,000

3 beds2 baths1,698 sq ft

4 Overlook Dr, Oneonta, NY 13820

Listing by Northeast Realty Chenango County LLC, (607) 334-3344

Property at 228 County Highway 38, East Worcester, NY 12064, 4 beds, 2 baths

$199,900

4 beds2 baths1,900 sq ft

228 County Highway 38, East Worcester, NY 12064

Listing by Country Boy Realty, (607) 397-8709

Property at 25 Main St, Laurens, NY 13796, 2 beds, 1 bath

$54,500

2 beds1 bath1,701 sq ft

25 Main St, Laurens, NY 13796

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 35 N Belmont Cir, Oneonta, NY 13820, 4 beds, 2 baths

$214,000

4 beds2 baths1,416 sq ft

35 N Belmont Cir, Oneonta, NY 13820

Listing by The Holscher Group, (607) 376-7505

Property at 243 Mumbulo Rd, Edmeston, NY 13335, 2 beds, 1.5 baths

$299,000

2 beds1.5 baths1,567 sq ft

243 Mumbulo Rd, Edmeston, NY 13335

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 705 County Highway 17, New Berlin, NY 13411, 3 beds, 2 baths

$449,900

3 beds2 baths1,902 sq ft

705 County Highway 17, New Berlin, NY 13411

Listing by Skinner & Assoc. Realty LLC, (315) 373-6896

Property at 126 Public Landing Rd, Cooperstown, NY 13326, 2 beds, 1 bath

$219,000

2 beds1 bath1,040 sq ft

126 Public Landing Rd, Cooperstown, NY 13326

Listing by Coyne Realty Group LLC, (518) 669-7729

Property at 186 Hillside Dr, Oneonta, NY 13820, 2 beds, 2.5 baths

$435,000

2 beds2.5 baths3,000 sq ft

186 Hillside Dr, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 474 Hathaway Rd, Otego, NY 13825, 4 beds, 2 baths

$249,000

4 beds2 baths2,128 sq ft

474 Hathaway Rd, Otego, NY 13825

Listing by Howard Hanna, (607) 433-1020

Property at 30 Center St, Oneonta, NY 13820, 3 beds, 1.5 baths

$159,000

3 beds1.5 baths1,296 sq ft

30 Center St, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 25 Hudson St, Oneonta, NY 13820, 3 beds, 2 baths

$265,000

3 beds2 baths1,456 sq ft

25 Hudson St, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 61 Union St, Oneonta, NY 13820, 4 beds, 3 baths

$345,000

4 beds3 baths3,137 sq ft

61 Union St, Oneonta, NY 13820

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 3 Foster Ave, Schenevus, NY 12155, 2 beds, 1 bath

$55,000

2 beds1 bath1,000 sq ft

3 Foster Ave, Schenevus, NY 12155

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 143 Main St, Schenevus, NY 12155, 3 beds, 2 baths

$273,000

3 beds2 baths1,872 sq ft

143 Main St, Schenevus, NY 12155

Property at 16 Main St, East Worcester, NY 12064, 6 beds, 3.5 baths

$399,000

6 beds3.5 baths2,200 sq ft

16 Main St, East Worcester, NY 12064

Listing by Better Spaces Realty

Property at 946 State Highway 7, Unadilla, NY 13849, 3 beds, 1 bath

$170,000

3 beds1 bath1,128 sq ft

946 State Highway 7, Unadilla, NY 13849

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 21 Main St, Morris, NY 13808, 5 beds, 3.5 baths

$375,000

5 beds3.5 baths4,120 sq ft

21 Main St, Morris, NY 13808

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 144 Joe Chamberlain Rd, Cherry Valley, NY 13320, 3 beds, 1.5 baths

$159,000

3 beds1.5 baths1,152 sq ft

144 Joe Chamberlain Rd, Cherry Valley, NY 13320

Listing by The Holscher Group, (607) 376-7505

Property at 35 Maiden Ln, Cherry Valley, NY 13320, 3 beds, 1.5 baths

$279,000

3 beds1.5 baths2,045 sq ft

35 Maiden Ln, Cherry Valley, NY 13320

Listing by Keller Williams Upstate NY Properties, (607) 435-0014

Property at 526 County Highway 4, Unadilla, NY 13849, 4 beds, 2 baths

$257,000

4 beds2 baths1,392 sq ft

526 County Highway 4, Unadilla, NY 13849

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 5728 Us Highway 20, East Springfield, NY 13333, 5 beds, 1 bath

$229,000

5 beds1 bath1,947 sq ft

5728 Us Highway 20, East Springfield, NY 13333

Listing by Cooperstown Brokers, LLC, (607) 435-9288

Property at 83 Main St, Milford, NY 13807, 5 beds, 5.5 baths

$99,900

5 beds5.5 baths2,736 sq ft

83 Main St, Milford, NY 13807

Listing by Country Squire Realty, (607) 369-4663

Property at 11-13 Hunt St, Oneonta, NY 13820, 4 beds, 2 baths

$65,000

4 beds2 baths2,666 sq ft

11-13 Hunt St, Oneonta, NY 13820

Listing by Bordinger Realty, LLC, (607) 432-9173

Property at 60 Bloom St, Gilbertsville, NY 13776, 2 beds, 2 baths

$259,000

2 beds2 baths1,941 sq ft

60 Bloom St, Gilbertsville, NY 13776

Listing by EXIT Realty Homeward Bound, (607) 353-8060

Property at 335 & 339 Arnold Lake Rd, Milford, NY 13807, 1 bed, 1.5 baths

$400,000

1 bed1.5 baths960 sq ft

335 & 339 Arnold Lake Rd, Milford, NY 13807

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 206 Kraham Rd, Cooperstown, NY 13326, 5 beds, 2 baths

$450,000

5 beds2 baths1,848 sq ft

206 Kraham Rd, Cooperstown, NY 13326

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 154 Wells Bridge Rd, Otego, NY 13825, 3 beds, 1.5 baths

$179,000

3 beds1.5 baths1,536 sq ft

154 Wells Bridge Rd, Otego, NY 13825

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 7711 New York 28, Richfield Springs, NY 13439, 3 beds, 1.5 baths

$339,900

3 beds1.5 baths1,064 sq ft

7711 New York 28, Richfield Springs, NY 13439

Listing by Country Boy Realty

Property at 8 Genesee St, Cherry Valley, NY 13320, 3 beds, 1.5 baths

$119,000

3 beds1.5 baths2,052 sq ft

8 Genesee St, Cherry Valley, NY 13320

Listing by Cooperstown Brokers, LLC, (607) 435-9288

Property at 1 Page St, Unadilla, NY 13849, 2 beds, 1 bath

$125,000

2 beds1 bath1,115 sq ft

1 Page St, Unadilla, NY 13849

Listing by Keller Williams Upstate NY Properties, (607) 336-3636

Property at 14 East St, Oneonta, NY 13820, 4 beds, 3 baths

$189,900

4 beds3 baths1,800 sq ft

14 East St, Oneonta, NY 13820

Listing by Oneonta Realty, LLC, (607) 441-7312

Property at 6 Elm St, Gilbertsville, NY 13776, 3 beds, 1 bath

$59,900

3 beds1 bath1,708 sq ft

6 Elm St, Gilbertsville, NY 13776

Listing by American Eagle Realty 2016, LLC, (607) 843-2901

Property at 110 Fork Shop Rd, Cooperstown, NY 13326, 2 beds, 1 bath

$149,000

2 beds1 bath1,000 sq ft

110 Fork Shop Rd, Cooperstown, NY 13326

Listing by Keller Williams Upstate NY Properties, (607) 435-0014

Property at 3887 County Highway 33, Cherry Valley, NY 13320, 3 beds, 2 baths

$175,000

3 beds2 baths1,287 sq ft

3887 County Highway 33, Cherry Valley, NY 13320

Listing by Keller Williams Upstate NY Properties, (607) 435-0014

Property at 190 Wes Brown Rd, Cherry Valley, NY 13320, 3 beds, 3 baths

$349,000

3 beds3 baths1,536 sq ft

190 Wes Brown Rd, Cherry Valley, NY 13320

Listing by Chad Majewski Real Estate

Viewing page 1 of 7

Based on information submitted to the MLS GRID as of Fri Oct 16 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Cheap Homes for Sale in Otsego County

There are currently 264 cheap homes for sale in Otsego County at a median listing price of $275K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Otsego County stay on the market for 74 days. This map is refreshed with the newest listings in Otsego County every 15 minutes.

In the past month, 54 homes have been sold in Otsego County. In addition to houses in Otsego County, there were also 0 condos, 3 townhouses, and 38 multi-family units for sale in Otsego County last month. Find your dream home in Otsego County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Otsego County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Otsego County. If you're looking to sell your home in the Otsego County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Otsego County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

More real estate resources for Otsego County, NY

Cities

Nearby Counties

Nearby Counties with Cheap Homes

Nearby Cities with Cheap Homes

More to explore in Otsego County, NY

How to buy a house in Otsego County, NY

How much house can I afford?

How to buy a house in 10 steps

First-time homebuyer's guide

See more home buying guides

Popular Markets in New York

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.