Cheap homes for sale & real estate in Otsego County, NY

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NEW 11 HRS AGO

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
This Cape Cod home sits on a quiet country corner lot and offers plenty of potential for someone ready to bring it back to its original beauty. The home features a functional layout with two bedrooms and a full bath on the first floor, plus an additional bedroom and walk-in attic space upstairs. Enjoy the living room with a fireplace, along with a separate dining area just off the kitchen. While this home is in need of significant TLC and some sweat equity, it offers a wonderful opportunity to restore its charm and make it your own. Outside, you'll find a shed, lean-to, and a detached one-stall garage that was previously used as a repair shop, offering additional storage and workspace possi

$78,000

3 beds1 bath1,404 sq ft

6625 County Highway 18, West Winfield, NY 13491

Walk-in attic space • Functional layout • Separate dining area

Listing by Dominion Homes, (315) 794-2653

NEW 22 HRS AGO

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
A Timeless Oneonta Treasure: Luxury, Character & Exceptional Craftsmanship Discover a truly special Oneonta city retreat where timeless elegance, distinctive architecture, and exquisite craftsmanship come together. Set on one of Oneonta’s desirable streets, this remarkable home offers a rare blend of historic charm, refined details, and inviting spaces designed for both everyday living and memorable entertaining. From the moment you enter, you’ll appreciate the character found at every turn. Beautiful stained glass, custom windows, rich hardwood floors, intricate custom tile work, and thoughtful architectural details create a home that is anything but ordinary. The livi

$450,000

3 beds2 baths1,908 sq ft

39 Cedar St, Oneonta, NY 13820

Formal dining room • Custom windows • Custom tile work

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Space, character, and room to make it your own! This 3-bedroom, 1.5-bath home offers 1,772 square feet of living space on a 0.37-acre lot in Maryland, NY. With a functional layout, generous living space, and solid potential for cosmetic improvements, this property is a great opportunity for buyers looking to add their personal touch. Outside, enjoy a spacious backyard with mature shade trees, fencing, and plenty of room for outdoor activities. A covered front porch and additional outbuilding add to the property's appeal. Whether you're looking for a place to call home or an opportunity to build equity through updates, this property offers the space and flexibility to make it happen. #

$110,000

3 beds2 baths1,772 sq ft

6347 State Highway 7, Maryland, NY 12116

Covered front porch • Spacious backyard • Mature shade trees

Listing by The Greene Realty Group, (888) 278-5840

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Welcome to this 3-bedroom, 1.5-bathroom village home featuring a detached garage, fenced-in side yard with a nice back yard for gardening and a nice fire pit. Step inside from the covered front porch directly into the living room with pellet stove then opening up to the dining area. From there, walk into a convenient den or first floor bedroom which is highlighted by vaulted ceilings. The kitchen is at the far end with cathedral ceilings and a side counter. There is access to the backyard and garage. Just off the main living spaces, you'll find a main-level 1/2 bath with laundry and access to the basement. Upstairs, you will find three comfortable bedrooms with closets and a full bathroom.

$109,000

3 beds1.5 baths1,700 sq ft

97 Main St, Worcester, NY 12197

Fenced-in side yard • Cathedral ceilings • Fire pit

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Convenient and Income Generating. Older, singlewide home on one acre, currently has long-term tenants. Two bedrooms, two baths. Situated just minutes from I-88, Sidney or Bainbridge. If you don't want tenants, it would be a great spot for a future homesite. Water supplied by Village of Sidney, private septic.

$69,000

2 beds2 baths2,240 sq ft

106 Chessapeake Dr, Bainbridge, NY 13733

Income generating • Private septic • 0.43 acre lot

Listing by Howard Hanna, (607) 563-1020

Property at 9 Averill St, Otego, NY 13825, 4 beds, 2 baths

$189,000

4 beds2 baths1,324 sq ft

9 Averill St, Otego, NY 13825

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 1568 State Highway 51, Gilbertsville, NY 13776, 4 beds, 1.5 baths

$229,000

4 beds1.5 baths1,904 sq ft

1568 State Highway 51, Gilbertsville, NY 13776

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 1017 County Highway 34, Schenevus, NY 12155, 5 beds, 2 baths

$229,000

5 beds2 baths2,054 sq ft

1017 County Highway 34, Schenevus, NY 12155

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 193 Miller Rd, Edmeston, NY 13335, 3 beds, 3 baths

$449,000

3 beds3 baths2,015 sq ft

193 Miller Rd, Edmeston, NY 13335

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 37 Union St, Oneonta, NY 13820, 4 beds, 2 baths

$319,000

4 beds2 baths1,879 sq ft

37 Union St, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 1 Woodside Ave, Oneonta, NY 13820, 4 beds, 2 baths

$295,000

4 beds2 baths1,356 sq ft

1 Woodside Ave, Oneonta, NY 13820

Listing by Coldwell Banker Timberland Properties, (607) 435-3280

Property at 286 Main St, Unadilla, NY 13849, 6 beds, 2 baths

$180,000

6 beds2 baths2,072 sq ft

286 Main St, Unadilla, NY 13849

Listing by Coldwell Banker Timberland Properties, (607) 604-4394

Property at 501 State Highway 80, New Berlin, NY 13411, 6 beds, 2 baths

$300,000

6 beds2 baths4,944 sq ft

501 State Highway 80, New Berlin, NY 13411

Listing by Century 21 North East, (607) 757-2100

Property at 6229 State Highway 7, Milford, NY 13807, 6 beds, 4 baths

$375,000

6 beds4 baths3,600 sq ft

6229 State Highway 7, Milford, NY 13807

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 551 Salt Springville Rd, Cherry Valley, NY 13320, 4 beds, 2 baths

$419,900

4 beds2 baths1,829 sq ft

551 Salt Springville Rd, Cherry Valley, NY 13320

Listing by Country Boy Realty

Property at 418 Lake Rd, Schenevus, NY 12155, 3 beds, 1 bath

$39,000

3 beds1 bath1,911 sq ft

418 Lake Rd, Schenevus, NY 12155

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 109 E Main St, Milford, NY 13807, 4 beds, 2 baths

$75,000

4 beds2 baths1,962 sq ft

109 E Main St, Milford, NY 13807

Property at 21 Main St, Morris, NY 13808, 5 beds, 3.5 baths

$375,000

5 beds3.5 baths4,120 sq ft

21 Main St, Morris, NY 13808

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 946 State Highway 7, Unadilla, NY 13849, 3 beds, 1 bath

$170,000

3 beds1 bath1,128 sq ft

946 State Highway 7, Unadilla, NY 13849

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 27 Main St, Unadilla, NY 13849, 3 beds, 1 bath

$139,900

3 beds1 bath1,000 sq ft

27 Main St, Unadilla, NY 13849

Listing by Chenango County Realty, (607) 334-2100

Property at 2794 County Highway 18, South New Berlin, NY 13843, 3 beds, 1.5 baths

$329,000

3 beds1.5 baths1,504 sq ft

2794 County Highway 18, South New Berlin, NY 13843

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 228 County Highway 38, East Worcester, NY 12064, 4 beds, 2 baths

$199,900

4 beds2 baths2,400 sq ft

228 County Highway 38, East Worcester, NY 12064

Listing by Country Boy Realty

Property at 79 Main St, East Worcester, NY 12064, 4 beds, 2 baths

$164,900

4 beds2 baths1,600 sq ft

79 Main St, East Worcester, NY 12064

Listing by Charlotteville Realty LLC

Property at 59 North St, Edmeston, NY 13335, 4 beds, 2 baths

$78,500

4 beds2 baths2,316 sq ft

59 North St, Edmeston, NY 13335

Listing by American Eagle Realty 2016, LLC, (607) 843-2901

Property at 47 Elm St, Oneonta, NY 13820, 4 beds, 3 baths

$349,000

4 beds3 baths3,310 sq ft

47 Elm St, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 9 Frederick St, Oneonta, NY 13820, 5 beds, 2 baths

$115,000

5 beds2 baths1,398 sq ft

9 Frederick St, Oneonta, NY 13820

Property at 11 Kilts Rd, Milford, NY 13807, 2 beds, 1 bath

$119,000

2 beds1 bath1,236 sq ft

11 Kilts Rd, Milford, NY 13807

Listing by Keller Williams Upstate NY Properties, (607) 435-0014

Property at 16 Railroad St, New Berlin, NY 13733, 2 beds, 1 bath

$70,000

2 beds1 bath675 sq ft

16 Railroad St, New Berlin, NY 13733

Property at 335 & 339 Arnold Lake Rd, Milford, NY 13807, 1 bed, 1.5 baths

$375,000

1 bed1.5 baths960 sq ft

335 & 339 Arnold Lake Rd, Milford, NY 13807

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 45 Elm St, Oneonta, NY 13820, 4 beds, 3 baths

$399,500

4 beds3 baths2,678 sq ft

45 Elm St, Oneonta, NY 13820

Listing by Brokers Network

Property at 162 County Rd 26, Afton, NY 13730, 2 beds, 1 bath

$99,000

2 beds1 bath776 sq ft

162 County Rd 26, Afton, NY 13730

Property at 705 County Highway 17, New Berlin, NY 13411, 3 beds, 2 baths

$449,900

3 beds2 baths1,902 sq ft

705 County Highway 17, New Berlin, NY 13411

Listing by Skinner & Assoc. Realty LLC, (315) 373-6896

Property at 243 Mumbulo Rd, Edmeston, NY 13335, 2 beds, 1.5 baths

$299,000

2 beds1.5 baths1,567 sq ft

243 Mumbulo Rd, Edmeston, NY 13335

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 526 County Highway 4, Unadilla, NY 13849, 4 beds, 2 baths

$257,000

4 beds2 baths1,392 sq ft

526 County Highway 4, Unadilla, NY 13849

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 154 Wells Bridge Rd, Otego, NY 13825, 3 beds, 1.5 baths

$169,000

3 beds1.5 baths1,536 sq ft

154 Wells Bridge Rd, Otego, NY 13825

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 69 Elm St, Oneonta, NY 13820, 5 beds, 2.5 baths

$359,000

5 beds2.5 baths2,122 sq ft

69 Elm St, Oneonta, NY 13820

Listing by Howard Hanna, (607) 433-1020

Property at 35 N Belmont Cir, Oneonta, NY 13820, 4 beds, 2 baths

$214,000

4 beds2 baths1,416 sq ft

35 N Belmont Cir, Oneonta, NY 13820

Listing by The Holscher Group, (607) 376-7505

Property at 83 Main St, Milford, NY 13807, 5 beds, 5.5 baths

$99,900

5 beds5.5 baths2,736 sq ft

83 Main St, Milford, NY 13807

Listing by Country Squire Realty, (607) 369-4663

Property at 60 Bloom St, Gilbertsville, NY 13776, 2 beds, 2 baths

$259,000

2 beds2 baths1,941 sq ft

60 Bloom St, Gilbertsville, NY 13776

Listing by EXIT Realty Homeward Bound, (607) 353-8060

Property at 16 Liberty St, Morris, NY 13808, 2 beds, 1 bath

$279,000

2 beds1 bath1,296 sq ft

16 Liberty St, Morris, NY 13808

Listing by Howard Hanna, (607) 563-1020

Property at 1 Page St, Unadilla, NY 13849, 2 beds, 1 bath

$125,000

2 beds1 bath1,115 sq ft

1 Page St, Unadilla, NY 13849

Listing by Keller Williams Upstate NY Properties, (607) 336-3636

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Based on information submitted to the MLS GRID as of Thu Nov 05 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Cheap Homes for Sale in Otsego County

There are currently 260 cheap homes for sale in Otsego County at a median listing price of $275K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Otsego County stay on the market for 89 days. This map is refreshed with the newest listings in Otsego County every 15 minutes.

In the past month, 47 homes have been sold in Otsego County. In addition to houses in Otsego County, there were also 0 condos, 4 townhouses, and 40 multi-family units for sale in Otsego County last month. Find your dream home in Otsego County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Otsego County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Otsego County. If you're looking to sell your home in the Otsego County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Otsego County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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