Cheap homes for sale & real estate in Otsego County, NY

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NEW 21 HRS AGO

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Welcome to this adorable and surprisingly spacious Cape-style home nestled in the Village of Otego! Offering 4 bedrooms and 2 full baths, this home provides a versatile layout with the opportunity for convenient one-floor living. The first floor features two bedrooms, a full bath with a beautiful cedar finish, first-floor laundry, and an open living area that flows comfortably from the spacious living room into the dining area and kitchen. A convenient mudroom area provides access to the outdoors and the expansive two-level deck, measuring 20' x 10' and 10' x 10'—perfect for relaxing, entertaining, summer barbecues, or simply enjoying the backyard. Upstairs you'll find two additional

$189,000

4 beds2 baths1,324 sq ft

9 Averill St, Otego, NY 13825

Mudroom area • Generous level lawn • First floor laundry

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
The Space You Need! This 5+ Bed over 2000 sq ft Farmhouse with Heated Dairy Barn has 5.62 acres and is waiting for a new owner! The Main Level: Designed for gathering, the first floor includes a spacious eat-in kitchen with a secondary rear staircase, a formal dining room, a cozy front room, and a large formal living room. The flexible space can easily serve as a main-floor bedroom, sitting right next to a full bathroom equipped with a massive walk-in linen closet. On the second floor the main staircase opens into a bright, open landing area that serves as an excellent area for a home office, study hub, or secondary entertainment space. There are 2 wings: The Right Wing: Features 4 addi

$229,000

5 beds2 baths2,054 sq ft

1017 County Highway 34, Schenevus, NY 12155

Fenced in area • Newer back porch • Heated dairy barn

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

FOR SALE BY OWNER

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Title: Main Street Milford, NY: c. 1860 Timber-Frame Home, Salvage, Rebuild or Renovate | $75,000 Description: A rare opportunity on Main Street in the village of Milford, NY. This c. 1860 two-story, gable-front home sits on a walkable village lot of just over acre, with a front porch deck, sidewalk frontage and a brick chimney. The house is gutted to the framing. You can see the heavy hand-hewn timber beams and posts, wide plank floors, original staircase, and plenty of natural light from the many windows. Electric service is in place and village water is available. The stone foundation needs work, so it's priced to reflect that. Three ways to go: Renovate: Keep the 160-year-old bones

$75,000

4 beds2 baths1,962 sq ft

109 E Main St, Milford, NY 13807

Front porch deck • Natural light • Brick chimney

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Welcome to your completely remodeled new home! Affordably priced charming bungalow - updated and move-in ready. Enjoy the ease of single-level living: New flooring, lighting, plumbing, heat and all new appliances. Mid-century charm blended with modern updates, you're READY for this turn-key home. Small covered patio waiting for your personal touches, newly repaired fence and a small easy-to-maintain yard. Full basement. Located at the edge of the Village of Unadilla, short ride to Sidney or Oneonta; jump on 88 for that swift commute to Binghamton. Don't miss out on this priced-to-sell 3 bedroom home - schedule your private showing TODAY!

$139,900

3 beds1 bath1,000 sq ft

27 Main St, Unadilla, NY 13849

New lighting • New plumbing • New flooring

Listing by Chenango County Realty, (607) 334-2100

NEW 33 HRS AGO

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Great investment opportunity in the heart of Unadilla. Looking to add to your investment portfolio, or live in one unit while generating income from the other? This two-family duplex offers plenty of potential featuring 2 apartments each with their own kitchen, dining, and living spaces, along with 3 bedrooms and 1 bath each. A shared back porch overlooks the large backyard space. Some recent updates include a newer roof, furnaces, electric services and re-wiring throughout.

$180,000

6 beds2 baths2,072 sq ft

286 Main St, Unadilla, NY 13849

Recent updates • Newer roof • Shared back porch

Listing by Coldwell Banker Timberland Properties, (607) 604-4394

Property at 37 Union St, Oneonta, NY 13820, 4 beds, 2 baths

$319,000

4 beds2 baths1,879 sq ft

37 Union St, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 1 Woodside Ave, Oneonta, NY 13820, 4 beds, 2 baths

$295,000

4 beds2 baths1,356 sq ft

1 Woodside Ave, Oneonta, NY 13820

Listing by Coldwell Banker Timberland Properties, (607) 435-3280

Property at 47 Elm St, Oneonta, NY 13820, 4 beds, 3 baths

$379,000

4 beds3 baths3,310 sq ft

47 Elm St, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 16 Liberty St, Morris, NY 13808, 2 beds, 1 bath

$279,000

2 beds1 bath1,296 sq ft

16 Liberty St, Morris, NY 13808

Listing by Howard Hanna, (607) 563-1020

Property at 501 State Highway 80, New Berlin, NY 13411, 6 beds, 2 baths

$300,000

6 beds2 baths4,944 sq ft

501 State Highway 80, New Berlin, NY 13411

Listing by Century 21 North East, (607) 757-2100

Property at 6229 State Highway 7, Milford, NY 13807, 6 beds, 4 baths

$375,000

6 beds4 baths3,600 sq ft

6229 State Highway 7, Milford, NY 13807

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 551 Salt Springville Rd, Cherry Valley, NY 13320, 4 beds, 2 baths

$419,900

4 beds2 baths1,829 sq ft

551 Salt Springville Rd, Cherry Valley, NY 13320

Listing by Country Boy Realty

Property at 418 Lake Rd, Schenevus, NY 12155, 3 beds, 1 bath

$39,000

3 beds1 bath1,911 sq ft

418 Lake Rd, Schenevus, NY 12155

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 21 Main St, Morris, NY 13808, 5 beds, 3.5 baths

$375,000

5 beds3.5 baths4,120 sq ft

21 Main St, Morris, NY 13808

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 946 State Highway 7, Unadilla, NY 13849, 3 beds, 1 bath

$170,000

3 beds1 bath1,128 sq ft

946 State Highway 7, Unadilla, NY 13849

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 228 County Highway 38, East Worcester, NY 12064, 4 beds, 2 baths

$199,900

4 beds2 baths2,400 sq ft

228 County Highway 38, East Worcester, NY 12064

Listing by Country Boy Realty

Property at 79 Main St, East Worcester, NY 12064, 4 beds, 2 baths

$164,900

4 beds2 baths1,600 sq ft

79 Main St, East Worcester, NY 12064

Listing by Charlotteville Realty LLC

Property at 2794 County Highway 18, South New Berlin, NY 13843, 3 beds, 1.5 baths

$349,000

3 beds1.5 baths1,504 sq ft

2794 County Highway 18, South New Berlin, NY 13843

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 59 North St, Edmeston, NY 13335, 4 beds, 2 baths

$78,500

4 beds2 baths2,316 sq ft

59 North St, Edmeston, NY 13335

Listing by American Eagle Realty 2016, LLC, (607) 843-2901

Property at 16 Railroad St, New Berlin, NY 13733, 2 beds, 1 bath

$70,000

2 beds1 bath675 sq ft

16 Railroad St, New Berlin, NY 13733

Property at 9 Frederick St, Oneonta, NY 13820, 5 beds, 2 baths

$115,000

5 beds2 baths1,398 sq ft

9 Frederick St, Oneonta, NY 13820

Property at 11 Kilts Rd, Milford, NY 13807, 2 beds, 1 bath

$119,000

2 beds1 bath1,236 sq ft

11 Kilts Rd, Milford, NY 13807

Listing by Keller Williams Upstate NY Properties, (607) 435-0014

Property at 11-13 Hunt St, Oneonta, NY 13820, 4 beds, 2 baths

$65,000

4 beds2 baths2,666 sq ft

11-13 Hunt St, Oneonta, NY 13820

Listing by Bordinger Realty, LLC, (607) 432-9173

Property at 45 Elm St, Oneonta, NY 13820, 4 beds, 3 baths

$399,500

4 beds3 baths2,678 sq ft

45 Elm St, Oneonta, NY 13820

Listing by Brokers Network

Property at 162 County Rd 26, Afton, NY 13730, 2 beds, 1 bath

$99,000

2 beds1 bath776 sq ft

162 County Rd 26, Afton, NY 13730

Property at 705 County Highway 17, New Berlin, NY 13411, 3 beds, 2 baths

$449,900

3 beds2 baths1,902 sq ft

705 County Highway 17, New Berlin, NY 13411

Listing by Skinner & Assoc. Realty LLC, (315) 373-6896

Property at 69 Elm St, Oneonta, NY 13820, 5 beds, 2.5 baths

$359,000

5 beds2.5 baths2,122 sq ft

69 Elm St, Oneonta, NY 13820

Listing by Howard Hanna, (607) 433-1020

Property at 243 Mumbulo Rd, Edmeston, NY 13335, 2 beds, 1.5 baths

$299,000

2 beds1.5 baths1,567 sq ft

243 Mumbulo Rd, Edmeston, NY 13335

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 526 County Highway 4, Unadilla, NY 13849, 4 beds, 2 baths

$257,000

4 beds2 baths1,392 sq ft

526 County Highway 4, Unadilla, NY 13849

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 35 N Belmont Cir, Oneonta, NY 13820, 4 beds, 2 baths

$214,000

4 beds2 baths1,416 sq ft

35 N Belmont Cir, Oneonta, NY 13820

Listing by The Holscher Group, (607) 376-7505

Property at 154 Wells Bridge Rd, Otego, NY 13825, 3 beds, 1.5 baths

$169,000

3 beds1.5 baths1,536 sq ft

154 Wells Bridge Rd, Otego, NY 13825

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 335 & 339 Arnold Lake Rd, Milford, NY 13807, 1 bed, 1.5 baths

$400,000

1 bed1.5 baths960 sq ft

335 & 339 Arnold Lake Rd, Milford, NY 13807

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 83 Main St, Milford, NY 13807, 5 beds, 5.5 baths

$99,900

5 beds5.5 baths2,736 sq ft

83 Main St, Milford, NY 13807

Listing by Country Squire Realty, (607) 369-4663

Property at 206 Kraham Rd, Cooperstown, NY 13326, 5 beds, 2 baths

$450,000

5 beds2 baths1,848 sq ft

206 Kraham Rd, Cooperstown, NY 13326

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 8 Depew St, Oneonta, NY 13820, 4 beds, 1 bath

$139,000

4 beds1 bath1,700 sq ft

8 Depew St, Oneonta, NY 13820

Listing by Bordinger Realty, LLC, (607) 432-9173

Property at 60 Bloom St, Gilbertsville, NY 13776, 2 beds, 2 baths

$259,000

2 beds2 baths1,941 sq ft

60 Bloom St, Gilbertsville, NY 13776

Listing by EXIT Realty Homeward Bound, (607) 353-8060

Property at 161 County Highway 29a, Springfield Center, NY 13468, 3 beds, 1.5 baths

$319,000

3 beds1.5 baths1,691 sq ft

161 County Highway 29a, Springfield Center, NY 13468

Listing by Cooperstown Brokers, LLC, (607) 435-9288

Property at 1 Page St, Unadilla, NY 13849, 2 beds, 1 bath

$125,000

2 beds1 bath1,115 sq ft

1 Page St, Unadilla, NY 13849

Listing by Keller Williams Upstate NY Properties, (607) 336-3636

Property at 17 Monroe Ave, Oneonta, NY 13820, 3 beds, 2 baths

$199,000

3 beds2 baths1,663 sq ft

17 Monroe Ave, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 8 Genesee St, Cherry Valley, NY 13320, 3 beds, 1.5 baths

$99,000

3 beds1.5 baths2,052 sq ft

8 Genesee St, Cherry Valley, NY 13320

Listing by Cooperstown Brokers, LLC, (607) 435-9288

Property at 3887 County Highway 33, Cherry Valley, NY 13320, 3 beds, 2 baths

$168,000

3 beds2 baths1,287 sq ft

3887 County Highway 33, Cherry Valley, NY 13320

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

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Based on information submitted to the MLS GRID as of Sun Nov 01 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Cheap Homes for Sale in Otsego County

There are currently 263 cheap homes for sale in Otsego County at a median listing price of $275K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Otsego County stay on the market for 74 days. This map is refreshed with the newest listings in Otsego County every 15 minutes.

In the past month, 56 homes have been sold in Otsego County. In addition to houses in Otsego County, there were also 0 condos, 3 townhouses, and 38 multi-family units for sale in Otsego County last month. Find your dream home in Otsego County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Otsego County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Otsego County. If you're looking to sell your home in the Otsego County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Otsego County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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