Cheap homes for sale & real estate in Otsego County, NY

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ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
GREAT LOCATION! Close to downtown and bus route. This THREE UNIT APARTMENT BUILDING is located on CHURCH ST with a total of 10 BEDROOMS. Separate utilities for each apartment. Two apartments have 4 bedrooms and 2 baths with laundry in the unit. Upstairs is a 2 bedroom apartment has laundry as well. Apartments are spacious with nice size bedrooms and kitchens. Bathrooms have been updated. Currently rented for $1200, $1125 and $1100. Monthly income $3425. Yearly gross income $41,100. Rents could be much higher. Prior to 2020 this was a successful COLLEGE RENTAL. Plenty of OFF STREET PARKING, 3 CAR GARAGE and a great FRONT PORCH. Seller will provide current Certificate of Compliance with the c

$329,900

10 beds4.5 baths3,768 sq ft

46 Church St, Oneonta, NY 13820

Separate utilities • Off street parking • Great location

Listing by Oneonta Realty, LLC, (607) 441-7312

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Endless potential awaits at 212 Rendering Works Rd in Cherry Valley! This charming 2-bedroom home sits on 1.20 peaceful acres and offers an incredible opportunity to make it your own. Inside, you’ll find a comfortable layout with a living room, dining room, and spacious eat-in kitchen. While the home is older and ready for updates, it features a durable metal roof and solid structure—an ideal foundation for your renovation ideas. The property also includes a one-stall garage, a shed for extra storage, and a carport for additional vehicle coverage. With some vision and care, this home can be transformed into a cozy country getaway or full-time residence. Don’t miss this cha

$105,000

2 beds1 bath704 sq ft

212 Rendering Works Rd, Cherry Valley, NY 13320

Metal roof • One-stall garage • Extra storage

Listing by Coldwell Banker Sexton Real Estate, (315) 853-3535

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Looking for a home with some land and everything on one level? This 3-bedroom, 2-bath ranch sits on over a quarter acre and could be just what you need. It has been partially updated with a new bathroom and new flooring. The spacious kitchen and living room offer plenty of room to relax, and the dining room is perfect for gatherings with friends and family. The attached garage gives you extra storage space. Outside, the yard is great for enjoying the pool, gardening, or having a barbecue. The home is just 3.5 miles from Cooperstown Dreams Park and only minutes from Hartwick, the Village of Cooperstown, Cooperstown Hospital, breweries, restaurants, and the Baseball Hall of Fame. There’

$179,000

3 beds2 baths1,680 sq ft

164 E Main St, Milford, NY 13807

Yard for gardening • New bathroom • Attached garage

Listing by Coldwell Banker Faith Properties Il, (315) 574-2260

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
A totally unique opportuniy for industrious buyers. The home was once a charming and beautiful residence. It has been modified at some point and turned into two large apartments, In the past it apparently was used as a summer weekly rental property for the Cooperstown Dreams Park, and according to previous listings it was very profitable. At this time it needs a serious rehab after an extended period of neglect and abuse. It is shown on tax records as a single family home, but is currently set up as a two family. It is worth the time to check it out if you have the desire for potential income or to turn it into a charming and lovely personal home. .

$124,900

5 beds5.5 baths2,736 sq ft

83 W Main St, Milford, NY 13807

0.25 acre lot • Built 1872 • Listed 199 days

Listing by Howard Hanna Real Estate, (315) 682-9500

ABOUT THIS HOME
Cheap Home for sale in Otsego County, NY:
Home is an estate sale, being sold as is where is. Needs some TLC.

$129,900

3 beds1.5 baths640 sq ft

3661 State Highway 51, New Lisbon, NY 13415

0.6 acre lot • Built 1840 • Listed 42 days

Listing by Howard Hanna, (607) 336-8080

Property at 121 Happy Valley Rd, Milford, NY 13820, 3 beds, 1.5 baths

$69,900

3 beds1.5 baths1,152 sq ft

121 Happy Valley Rd, Milford, NY 13820

Listing by Howard Hanna, (607) 433-1020

Property at 18 Meadow St, Otego, NY 13825, 4 beds, 2 baths

$250,000

4 beds2 baths1,372 sq ft

18 Meadow St, Otego, NY 13825

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 152 Fred Ottaway Rd, Cooperstown, NY 13326, 1 bath

$169,000

— beds1 bath1,170 sq ft

152 Fred Ottaway Rd, Cooperstown, NY 13326

Listing by Krutz Properties, LLC

Property at 10-12 Columbia St, Oneonta, NY 13820, 5 beds, 2 baths

$179,000

5 beds2 baths1,904 sq ft

10-12 Columbia St, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 173 River St, Oneonta, NY 13820, 2 beds, 1 bath

$119,900

2 beds1 bath1,051 sq ft

173 River St, Oneonta, NY 13820

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 107 Balford Dr, Oneonta, NY 13820, 3 beds, 2.5 baths

$350,000

3 beds2.5 baths1,832 sq ft

107 Balford Dr, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 403 State Highway 7, Sidney, NY 13838, 3 beds, 2 baths

$150,000

3 beds2 baths2,073 sq ft

403 State Highway 7, Sidney, NY 13838

Listing by Coldwell Banker Timberland Properties, (607) 435-3280

Property at 443 County Highway 40, Worcester, NY 12197, 3 beds, 1 bath

$199,000

3 beds1 bath950 sq ft

443 County Highway 40, Worcester, NY 12197

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 3258 County Highway 31, Cherry Valley, NY 13320, 2 beds, 1 bath

$104,990

2 beds1 bath1,154 sq ft

3258 County Highway 31, Cherry Valley, NY 13320

Listing by Four Seasons Sotheby's International Realty

Property at 186 Burdick Rd, Milford, NY 13807, 4 beds, 2.5 baths

$439,500

4 beds2.5 baths2,016 sq ft

186 Burdick Rd, Milford, NY 13807

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 2395 State Highway 205, Mount Vision, NY 13810, 5 beds, 1.5 baths

$299,000

5 beds1.5 baths1,968 sq ft

2395 State Highway 205, Mount Vision, NY 13810

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 50 Center St, Oneonta, NY 13820, 4 beds, 1.5 baths

$319,000

4 beds1.5 baths2,176 sq ft

50 Center St, Oneonta, NY 13820

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 12 Brook St, Oneonta, NY 13820, 2 beds, 1.5 baths

$219,500

2 beds1.5 baths1,330 sq ft

12 Brook St, Oneonta, NY 13820

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 116 N Main St, Milford, NY 13807, 9 beds, 5.5 baths

$439,000

9 beds5.5 baths4,116 sq ft

116 N Main St, Milford, NY 13807

Listing by Coldwell Banker Timberland Properties, (607) 435-3280

Property at 1657 County Highway 4, Otego, NY 13825, 4 beds, 2 baths

$334,000

4 beds2 baths2,550 sq ft

1657 County Highway 4, Otego, NY 13825

Listing by Exit Realty Front & Center, (607) 724-3948

Property at 25 Hopkins St, Unadilla, NY 13849, 3 beds, 2 baths

$200,000

3 beds2 baths1,561 sq ft

25 Hopkins St, Unadilla, NY 13849

Listing by Country Squire Realty, (607) 369-4663

Property at 4 Third St, Oneonta, NY 13820, 3 beds, 1 bath

$149,000

3 beds1 bath1,080 sq ft

4 Third St, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 652-3311

Property at 78-80 Center St, Oneonta, NY 13820, 6 beds, 2 baths

$230,000

6 beds2 baths2,296 sq ft

78-80 Center St, Oneonta, NY 13820

Listing by EXIT Realty Homeward Bound, (607) 353-8060

Property at 40 Church St, Richfield Springs, NY 13439, 6 beds, 3.5 baths

$259,900

6 beds3.5 baths3,151 sq ft

40 Church St, Richfield Springs, NY 13439

Listing by Coldwell Banker Faith Properties, (315) 735-2222

Property at 115 State Highway 51, Mount Upton, NY 13809, 7 beds, 4 baths

$89,900

7 beds4 baths4,080 sq ft

115 State Highway 51, Mount Upton, NY 13809

Listing by City Lights Country Roads Realty, (347) 635-6562

Property at 2171 County Highway 8, Otego, NY 13825, 7 beds, 3 baths

$99,900

7 beds3 baths800 sq ft

2171 County Highway 8, Otego, NY 13825

Listing by Oneonta Realty, LLC, (607) 441-7312

Property at 779-781 Copes Corners Rd, South New Berlin, NY 13843, 3 beds, 2 baths

$349,000

3 beds2 baths1,872 sq ft

779-781 Copes Corners Rd, South New Berlin, NY 13843

Listing by Coldwell Banker Timberland Properties, (607) 435-3280

Property at 272 Main St, Unadilla, NY 13849, 3 beds, 1.5 baths

$185,000

3 beds1.5 baths1,824 sq ft

272 Main St, Unadilla, NY 13849

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 793 County Highway 19, West Winfield, NY 13491, 1 bed, 1 bath

$299,900

1 bed1 bath768 sq ft

793 County Highway 19, West Winfield, NY 13491

Listing by Coldwell Banker Faith Properties Il, (315) 574-2260

Property at 232 Lake Shore Dr S, Maryland, NY 12116, 2 beds, 1 bath

$250,000

2 beds1 bath672 sq ft

232 Lake Shore Dr S, Maryland, NY 12116

Listing by Keller Williams Upstate NY Properties, (607) 652-3311

Property at 1 Rose Ave, Oneonta, NY 13820, 5 beds, 3 baths

$149,900

5 beds3 baths1,920 sq ft

1 Rose Ave, Oneonta, NY 13820

Listing by Oneonta Realty, LLC, (607) 441-7312

Property at 510 County Highway 10, Morris, NY 13808, 3 beds, 2 baths

$110,000

3 beds2 baths1,188 sq ft

510 County Highway 10, Morris, NY 13808

Listing by EXIT Realty Homeward Bound, (607) 353-8060

Property at 114 Main St, Morris, NY 13808, 7 beds, 3.5 baths

$199,000

7 beds3.5 baths3,248 sq ft

114 Main St, Morris, NY 13808

Listing by Howard Hanna, (607) 433-1020

Property at 43 Pleasant St, Sidney, NY 13838, 4 beds, 1.5 baths

$135,000

4 beds1.5 baths1,650 sq ft

43 Pleasant St, Sidney, NY 13838

Listing by Howard Hanna, (607) 563-1020

Property at 5 Walnut St, Oneonta, NY 13820, 3 beds, 2 baths

$259,000

3 beds2 baths1,364 sq ft

5 Walnut St, Oneonta, NY 13820

Listing by Bordinger Realty, LLC, (607) 432-9173

Property at 228 County Highway 38, East Worcester, NY 12064, 4 beds, 2 baths

$199,000

4 beds2 baths1,892 sq ft

228 County Highway 38, East Worcester, NY 12064

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 10 Jefferson Ave, Oneonta, NY 13820, 3 beds, 1.5 baths

$199,900

3 beds1.5 baths1,800 sq ft

10 Jefferson Ave, Oneonta, NY 13820

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

Property at 432-434 Main St, Oneonta, NY 13820, 6 beds, 2.5 baths

$289,900

6 beds2.5 baths2,837 sq ft

432-434 Main St, Oneonta, NY 13820

Listing by Benson Agency Real Estate LLC, (607) 432-4391

Property at 3252 County Highway 31, Cherry Valley, NY 13320, 3 beds, 1 bath

$274,990

3 beds1 bath1,901 sq ft

3252 County Highway 31, Cherry Valley, NY 13320

Listing by Four Seasons Sotheby's International Realty

Property at 513 Halbert Hill Rd, Butternuts, NY 13776, 2 beds, 1 bath

$409,000

2 beds1 bath1,156 sq ft

513 Halbert Hill Rd, Butternuts, NY 13776

Listing by Coldwell Banker Timberland Properties, (607) 435-3280

Property at 2975 State Highway 23, West Oneonta, NY 13861, 3 beds, 2.5 baths

$289,900

3 beds2.5 baths2,056 sq ft

2975 State Highway 23, West Oneonta, NY 13861

Listing by Oneonta Realty, LLC, (607) 441-7312

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Based on information submitted to the MLS GRID as of Mon Dec 01 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Cheap Homes for Sale in Otsego County

There are currently 200 cheap homes for sale in Otsego County at a median listing price of $259K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in Otsego County stay on the market for 75 days. This map is refreshed with the newest listings in Otsego County every 15 minutes.

In the past month, 54 homes have been sold in Otsego County. In addition to houses in Otsego County, there were also 0 condos, 3 townhouses, and 22 multi-family units for sale in Otsego County last month. Find your dream home in Otsego County using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in Otsego County are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Otsego County. If you're looking to sell your home in the Otsego County area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in Otsego County with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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Cheap homes for sale & real estate in Otsego County, NY

Cheap Homes for Sale in Otsego County

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