OFF MARKET

Last listed at $195,000, CLOSED ON Feb 2024

$221,992

Est. refi paymentEst. refi $1,195/mo

•

975

sq ft

454 N Library St, Waterloo, IL 62298

About this home

A captivating 3-bedroom home you won't want to miss! Nestled in a top-rated school district and conveniently close to parks, shopping, and downtown Waterloo, this residence offers a delightful living experience. Pristine from top to bottom, it's meticulously maintained. The upper level hosts a spacious bedroom with a walk-in closet. On the main floor, discover two bedrooms, an updated bathroom, and a spacious eat-in kitchen with abundant 6 ft of cabinets and counter space. A side entrance leads to a deep carport, revealing the expansive backyard enclosed by cleverly designed custom fencing. You'll also find a dedicated area for storing outdoor equipment. Plus, enjoy peace of mind with a new roof installed in 2023! Don't let this charming property slip away!

Single-familyProperty Type

1945Year Built

10,433 sq ftLot Size

$228Est. Price/Sq.Ft.

1 spaceParking

Listed by Brooke Mitchell • Keller Williams Pinnacle

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #23067776

Redfin Estimate

$221,992

$27K over list price of $195K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.8% higher than the average sale price ($214K) of 6 comparable homes.

SOLD AUG 26, 2026
$215,000
A
2 beds1 bath1,304 sq ft
405 Veterans Dr, Waterloo, IL 62298
SOLD NOV 10, 2025
$169,900
B
3 beds1 bath1,098 sq ft
500 Columbia Ave, Waterloo, IL 62298
SOLD AUG 3, 2026
$224,900
C
3 beds1 bath1,128 sq ft
429 Sunset Dr, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
D
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD MAR 13, 2026
$225,000
E
3 beds2 baths1,517 sq ft
239 N Main St, Waterloo, IL 62298
SOLD JUL 10, 2026
$259,000
F
3 beds1 bath1,690 sq ft
700 Waterloo Dr, Waterloo, IL 62298

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Earn from this home

Sell

$207,165

Est. take-home

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Refinance

Est. cash available

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Rent

$1,361/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

+0.4% MoM

Median sale price

$335K

$28K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

16 MoM

New listings for sale

COMING SOON
$29,000
2 beds1 bath672 sq ft
4814 Timber Lake Ct, Waterloo, IL 62298
OPEN SUN, 3PM TO 5PM
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
$180,000
2 beds1 bath768 sq ft
504 Stiening St, Waterloo, IL 62298
$379,900
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 454 N Library St

Date

Event

Price

Public Records

Feb 22, 2024

Sold

$180,000

$185/sq ft

MARIS as Distributed by MLS Grid #23067776

Feb 21, 2024

Sold

Feb 1, 2024

Pending

—

Jan 27, 2024

Contingent

—

Jan 15, 2024

Price Changed

$195,000

$200/sq ft

Dec 27, 2023

Listed

$199,000

$204/sq ft

Dec 16, 2023

Coming Soon

$199,000

$204/sq ft

Public Records

Apr 17, 2020

Sold

$138,000

$142/sq ft

MARIS as Distributed by MLS Grid #20010958

Apr 17, 2020

Sold

Apr 16, 2020

Pending

—

Feb 24, 2020

Contingent

—

Feb 21, 2020

Listed

$139,000

$143/sq ft

+15

This delightful 3 bedroom home won't last long. Top Rated school district, close to parks, picnics, shopping and downtown Waterloo, there is much to like here. Clean and neat from top to bottom. Upper level offers full bedroom, walk in closet, storage space, 13 ft book case. Main level has two bedrooms, updated bathroom, rounded archway to center hallway, very large eat in kitchen with 6ft of cabinets and counter top. Washer and dryer included which is a bonus!! Full clean basement with walk in storage area, 6 yr young A/C, furnace, and HWH. Side entrance, deep carport that leads to HUGE Backyard with custom fencing that is cleverly assembled to allow for panel removal. Storage area for outdoor equipment. Call for more information

Public Records

May 7, 2013

Sold

$120,000

$123/sq ft

Public Records

Sep 1, 1994

Sold

$58,000

$59/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,399 (+15.3%)

$16,460 + $39,250

$55,710

2024

$2,949 (+17.3%)

$16,460 + $39,250

$55,710

2023

$2,513 (−0.2%)

$16,116 + $39,699

$55,815

2022

$2,519 (+10.3%)

$14,970 + $30,950

$45,920

2021

$2,283 (+0.1%)

$15,200 + $30,330

$45,530

2020

$2,280 (−5.0%)

$12,050 + $29,010

$41,060

2019

$2,400 (+52.5%)

$12,050 + $28,010

$40,060

2018

$1,574 (+21.0%)

$12,050 + $29,340

$41,390

2017

$1,301 (−38.3%)

$9,140 + $29,340

$38,480

2016

$2,109 (−1.0%)

$8,210 + $29,340

$37,550

2015

$2,130 (+8.4%)

$8,210 + $29,340

$37,550

2014

$1,965 (+2.1%)

$9,600 + $28,510

$38,110

2013

$1,924

$9,600 + $26,530

$36,130

Tax history for 454 N Library St

Year

Property tax

Land + Additions

Assessment*

2025

$3,399 (+15.3%)

$16,460 + $39,250

$55,710

2024

$2,949 (+17.3%)

$16,460 + $39,250

$55,710

2023

$2,513 (−0.2%)

$16,116 + $39,699

$55,815

2022

$2,519 (+10.3%)

$14,970 + $30,950

$45,920

2021

$2,283 (+0.1%)

$15,200 + $30,330

$45,530

2020

$2,280 (−5.0%)

$12,050 + $29,010

$41,060

2019

$2,400 (+52.5%)

$12,050 + $28,010

$40,060

2018

$1,574 (+21.0%)

$12,050 + $29,340

$41,390

2017

$1,301 (−38.3%)

$9,140 + $29,340

$38,480

2016

$2,109 (−1.0%)

$8,210 + $29,340

$37,550

2015

$2,130 (+8.4%)

$8,210 + $29,340

$37,550

2014

$1,965 (+2.1%)

$9,600 + $28,510

$38,110

2013

$1,924

$9,600 + $26,530

$36,130

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

10,432 Sq. Ft.

Year renovated

1945

Sq. Ft.

840

Year built

1945

Style

Single Family Residential

County

Monroe County

APN

07-24-449-018-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 1
Parking Features: Alley Access, Covered, Workshop in Garage
Has Carport
Carport Spaces: 1

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 1
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 1
Main Level # of Full Bathrooms: 1

Basement Information
Has Basement
Basement Features: Block

Other Rooms Information
# of Rooms: 7

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Gas

Interior Features
Appliances: Dishwasher, Electric Oven, Refrigerator

Exterior

Property Information
Ownership Type: Owner by Contract
Property Type: Residential
Property Sub Type: Residential
Other Structures: Shed(s)
Above Grade Finished Area: 975
Above Grade Finished Area Source: Public Records
Below Grade Finished Area Source: County Records

Lot Information
Lot Features: Fencing
Lot Size Acres: 0.2395
Lot Size Dimensions: .24
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $2,519
Tax Year: 2022

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 840
Stories: 1.0
Lot Size: 10,432 square feet
Style: Single Family Residential
Year Built: 1945
Year Renovated: 1945
County: Monroe County
APN: 07-24-449-018-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Wednesday, December 27, 2023

Home Information
Living Area: 975
Levels: One and One Half

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.4mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 19 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$211,000 – $256,000

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Home values near 454 N Library St

Data from public records.

Address	Redfin Estimate
440 N Library Street, Waterloo, IL 2 Beds \| 2 Baths \| 955 Sq. Ft.	$200,477
458 N Library Street, Waterloo, IL 3 Beds \| 1 Baths \| 1797 Sq. Ft.	$231,474

Address	Redfin Estimate
455 N Library Street, Waterloo, IL 3 Beds \| 2 Baths \| 896 Sq. Ft.	$205,752
450 N Library Street, Waterloo, IL 2 Beds \| 3 Baths \| 875 Sq. Ft.	$196,086

Address	Redfin Estimate
432 N Library Street, Waterloo, IL 3 Beds \| 1 Baths \| 1280 Sq. Ft.	$221,502
453 N Library Street, Waterloo, IL 3 Beds \| 1 Baths \| 953 Sq. Ft.	$192,565

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 454 N Library St

Tax history for 454 N Library St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 454 N Library St

More real estate resources