OFF MARKET

Last listed at $139,900, CLOSED ON Jan 2020

$220,725

Est. refi paymentEst. refi $910/mo

•

1,344

sq ft

460 N Library St, Waterloo, IL 62298

About this home

Located in the heart of Historic Waterloo easily within walking distance to downtown Main Street District. This well maintained & nicely updated 1 1/2 story home offers ease of living with neutral decor & updated throughout including windows, siding, insulation, water heater, HVAC and NEW Roof! Enjoy the spacious living room with large picture window that opens to the eat-in kitchen. Find a country style kitchen with fresh white cabinetry & abundance of counter space. The main level also features two spacious bedrooms both with large closets & gleaming hardwood floors. A totally remodeled full bath with pedestal sink & tub/shower combo with tile ceramic walls. The upper level offers a generous bedroom with its own private full bath. Opportunity awaits you in the lower level offering a partially finished recreational room for more living space. Outside is ideal for entertaining with a private patio area. Find an abundance of parking with an over-sized detached one car garage & carport.

Single-familyProperty Type

1950Year Built

8,712 sq ftLot Size

$164Est. Price/Sq.Ft.

1 garage spacesParking

Listed by Mandy McGuire • Keller Williams Marquee

Bought with Mandy McGuire • Keller Williams Marquee

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #19082385

Redfin Estimate

$220,725

$81K over list price of $140K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.1% lower than the average sale price ($223K) of 6 comparable homes.

SOLD JUN 12, 2026
$209,900
A
3 beds2.5 baths1,204 sq ft
237 N Moore St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
B
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
C
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD MAR 13, 2026
$225,000
D
3 beds2 baths1,517 sq ft
239 N Main St, Waterloo, IL 62298
SOLD AUG 3, 2026
$239,900
E
3 beds3 baths1,311 sq ft
206 Magnolia Ave, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
F
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298

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Earn from this home

Sell

$205,885

Est. take-home

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Refinance

Est. cash available

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Rent

$1,377/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

COMING SOON
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 460 N Library St

Date

Event

Price

Public Records

Jan 29, 2020

Sold

$137,000

$102/sq ft

MARIS as Distributed by MLS Grid #19082385

Jan 28, 2020

Pending

—

Jan 27, 2020

Sold

Dec 20, 2019

Contingent

—

Dec 6, 2019

Price Changed

$139,900

$104/sq ft

Nov 22, 2019

Relisted

—

Nov 16, 2019

Contingent

—

Nov 6, 2019

Listed

$145,000

$108/sq ft

Public Records

Aug 21, 2015

Sold

$116,000

$86/sq ft

MARIS as Distributed by MLS Grid #4409960

Aug 17, 2015

Sold

Jul 9, 2015

Listed

$124,900

$93/sq ft

+21

Located in the heart of Historic Waterloo, this well maintained and nicely updated 1 1/2 story home offers ease of living and convenient location. Morrison Talbot Library and downtown Main Street District are easily within walking distance! Find neutral decor and updates throughout- Windows, Siding, Insulation, Water Heater and all new plumbing. Enjoy the large living room that opens to the eat-in kitchen. Find a country style kitchen with white cabinetry and abundant counter space. There are two bedrooms both with large closets and hardwood flooring. A totally remodeled full bath with pedestal sink and tiled ceramic tub/shower walls. The upstairs offers a generous bedroom with its own private full bathroom. Opportunity awaits you in lower level offering a partially finished recreational room for more living space. Outside is ideal for entertaining with the private patio area. Find abundant off street parking, over-sized detached once car garage and carport.

Public Records

Feb 21, 2003

Sold

$117,000

$87/sq ft

Public Records

Dec 2, 2002

Sold

$85,000

$63/sq ft

Public Records

Sep 22, 1980

Sold

$42,500

$32/sq ft

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Year

Property tax

Land + Additions

Assessment*

2025

$3,112 (+2.4%)

$16,210 + $34,790

$51,000

2024

$3,039 (+0.3%)

$16,210 + $34,790

$51,000

2023

$3,029 (−5.1%)

$15,926 + $35,411

$51,337

2022

$3,193 (+1.7%)

$14,800 + $33,530

$48,330

2021

$3,141 (−1.3%)

$15,060 + $35,040

$50,100

2020

$3,183 (+7.9%)

$10,820 + $37,400

$48,220

2019

$2,950 (+9.9%)

$10,820 + $36,870

$47,690

2018

$2,685 (+2.8%)

$10,820 + $32,900

$43,720

2017

$2,611 (+1.0%)

$7,180 + $31,490

$38,670

2016

$2,585 (+27.5%)

$7,180 + $31,490

$38,670

2015

$2,027 (+1.1%)

$7,180 + $31,490

$38,670

2014

$2,005 (+0.5%)

$8,360 + $28,190

$36,550

2013

$1,995

$8,360 + $28,890

$37,250

Tax history for 460 N Library St

Year

Property tax

Land + Additions

Assessment*

2025

$3,112 (+2.4%)

$16,210 + $34,790

$51,000

2024

$3,039 (+0.3%)

$16,210 + $34,790

$51,000

2023

$3,029 (−5.1%)

$15,926 + $35,411

$51,337

2022

$3,193 (+1.7%)

$14,800 + $33,530

$48,330

2021

$3,141 (−1.3%)

$15,060 + $35,040

$50,100

2020

$3,183 (+7.9%)

$10,820 + $37,400

$48,220

2019

$2,950 (+9.9%)

$10,820 + $36,870

$47,690

2018

$2,685 (+2.8%)

$10,820 + $32,900

$43,720

2017

$2,611 (+1.0%)

$7,180 + $31,490

$38,670

2016

$2,585 (+27.5%)

$7,180 + $31,490

$38,670

2015

$2,027 (+1.1%)

$7,180 + $31,490

$38,670

2014

$2,005 (+0.5%)

$8,360 + $28,190

$36,550

2013

$1,995

$8,360 + $28,890

$37,250

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

8,923 Sq. Ft.

Year renovated

1950

Sq. Ft.

896

Year built

1950

Style

Single Family Residential

County

Monroe County

APN

07-24-449-020-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Detached, Off Street, Oversized, Workshop in Garage
Garage Spaces: 1
Has Carport
Carport Spaces: 1
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Kitchen
Room Dimensions: 13x11
Room Length: 13
Room Width: 11
Room Level: Second or Main

Room 2 Information
Room Type: Living Room
Room Dimensions: 18x11
Room Length: 18
Room Width: 11
Room Level: Second or Main

Room 3 Information
Room Type: Bedroom
Room Dimensions: 12x11
Room Length: 12
Room Width: 11
Room Level: Second or Main

Room 4 Information
Room Type: Bedroom
Room Dimensions: 15x10
Room Length: 15
Room Width: 10
Room Level: Second or Main

Room 5 Information
Room Type: Bathroom
Room Dimensions: 9x5
Room Length: 9
Room Width: 5
Room Level: Second or Main

Room 6 Information
Room Type: Master Bedroom
Room Dimensions: 31x16
Room Length: 31
Room Width: 16
Room Level: Third or Upper

Room 7 Information
Room Type: Master Bathroom
Room Dimensions: 11x9
Room Length: 11
Room Width: 9
Room Level: Third or Upper

Room 8 Information
Room Type: Laundry
Room Dimensions: 20x14
Room Length: 20
Room Width: 14
Room Level: First or Lower

Basement Information
Basement Features: Block, Storage Space, Unfinished, Walk-Out Access

Other Rooms Information
# of Rooms: 6

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Carpets, Vaulted Ceiling, Some Wood Floors
Appliances: Range, Refrigerator

Exterior

Building Information
Construction Materials: Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,344
Above Grade Finished Area Source: Public Records

Lot Information
Lot Features: Corner Lot, Level Lot
Lot Size Acres: 0.2
Lot Size Dimensions: 56 x 149
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $2,611
Tax Year: 2017

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: N Market St- Columbia Ave- N Library St
Cross Street: Columbia Avenue

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 896
Stories: 1.0
Lot Size: 8,923 square feet
Style: Single Family Residential
Year Built: 1950
Year Renovated: 1950
County: Monroe County
APN: 07-24-449-020-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Levels: One and One Half

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.4mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$210,000 – $254,000

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Home values near 460 N Library St

Data from public records.

Address	Redfin Estimate
440 North Library St, Waterloo, IL 2 Beds \| 2 Baths \| 955 Sq. Ft.	$194,026
458 North Library St, Waterloo, IL 3 Beds \| 1 Baths \| 1797 Sq. Ft.	$230,492

Address	Redfin Estimate
455 North Library St, Waterloo, IL 3 Beds \| 2 Baths \| 896 Sq. Ft.	$204,754
450 North Library St, Waterloo, IL 2 Beds \| 3 Baths \| 875 Sq. Ft.	$198,816

Address	Redfin Estimate
454 North Library St, Waterloo, IL 3 Beds \| 1 Baths \| 975 Sq. Ft.	$213,609
453 North Library St, Waterloo, IL 3 Beds \| 1 Baths \| 953 Sq. Ft.	$200,485

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2019. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 460 N Library St

Tax history for 460 N Library St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 460 N Library St

More real estate resources