OFF MARKET

Last listed at $359,000, CLOSED ON Jun 2015

$563,191

Est. refi paymentEst. refi $358/mo

•

2,718

sq ft

831 Ridge Rd, Waterloo, IL 62298

About this home

Enjoy stunning landscaping, impressive arched stone/masonry entry porch, 3 car side entry garage, & a quality custom home! Expansive 4 Bedroom/2.5 BA ranch offers a generous fenced yard backing to Mystic Oaks Golf Course. Inside, find gleaming hardwood floors leading you from the foyer to the main living space. Formal Dining Rm features a trey ceiling& column accents! The wide open floor plan extends into Living Room w/built in book shelves flanking the gas fireplace & soaring ceilings. Find cherry cabinetry w/crown molding, stainless steel appliances, double oven, plus Granite Counters in the kitchen. Master suite has walk-in closet, luxury bath w/ ceramic tile floors/shower, Therapeutic hot air jet tub, & vanity area. BR2 & 3 share the Jack N Jill bath and also offer plush carpeting plus walk-in closet in BR2. 4th Bedroom is a versatile! Other features: 9 ft pour, 22 x 12 covered patio, egress windows in lover level, humidifier/air cleaner, full bath rough-in in lower level

Single-familyProperty Type

2009Year Built

0.48 acresLot Size

$207Est. Price/Sq.Ft.

3 car garageParking

Listed by Linda Frierdich • Century 21 Advantage

Bought with Mandy McGuire • Century 21 Advantage

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #4406034

Redfin Estimate

$563,191

$204K over list price of $359K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 26.6% higher than the average sale price ($445K) of 6 comparable homes.

SOLD JUL 30, 2026
$364,900
A
5 beds3 baths1,997 sq ft
831 Victorian Ave, Waterloo, IL 62298
SOLD JUL 31, 2026
$319,900
B
3 beds2 baths1,682 sq ft
810 Victorian Ave, Waterloo, IL 62298
SOLD NOV 7, 2025
$325,000
C
4 beds2.5 baths2,697 sq ft
824 Foxglove Dr, Waterloo, IL 62298
SOLD DEC 1, 2025
$829,900
D
4 beds2.5 baths2,893 sq ft
512 Benjamin Ln, Waterloo, IL 62298
SOLD JUL 23, 2026
$375,000
E
4 beds3 baths3,014 sq ft
421 Hartmann Ln, Waterloo, IL 62298
SOLD FEB 2, 2026
$455,000
F
4 beds3 baths2,948 sq ft
716 Prairie Pl, Waterloo, IL 62298

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Earn from this home

Sell

$528,779

Est. take-home

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Refinance

Est. cash available

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Rent

$2,054/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

NEW 4 HRS AGO
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
NEW 12 HRS AGO
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 831 Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,514 (+7.4%)

$18,190 + $150,670

$168,860

2024

$8,862 (+15.5%)

$18,190 + $150,670

$168,860

2023

$7,674 (+0.4%)

$17,521 + $145,689

$163,210

2022

$7,641 (+6.4%)

$16,100 + $119,440

$135,540

2021

$7,179 (+2.4%)

$16,240 + $114,650

$130,890

2020

$7,008 (+1.3%)

$13,800 + $107,430

$121,230

2019

$6,917 (−1.3%)

$13,800 + $102,000

$115,800

2018

$7,011 (+9.3%)

$13,800 + $99,380

$113,180

2017

$6,414 (+1.7%)

$12,060 + $99,430

$111,490

2016

$6,309 (−23.0%)

$11,640 + $93,730

$105,370

2015

$8,189 (+7.6%)

$11,640 + $93,730

$105,370

2014

$7,612 (+19.8%)

$13,240 + $119,120

$132,360

2013

$6,353

$13,240 + $92,230

$105,470

Tax history for 831 Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,514 (+7.4%)

$18,190 + $150,670

$168,860

2024

$8,862 (+15.5%)

$18,190 + $150,670

$168,860

2023

$7,674 (+0.4%)

$17,521 + $145,689

$163,210

2022

$7,641 (+6.4%)

$16,100 + $119,440

$135,540

2021

$7,179 (+2.4%)

$16,240 + $114,650

$130,890

2020

$7,008 (+1.3%)

$13,800 + $107,430

$121,230

2019

$6,917 (−1.3%)

$13,800 + $102,000

$115,800

2018

$7,011 (+9.3%)

$13,800 + $99,380

$113,180

2017

$6,414 (+1.7%)

$12,060 + $99,430

$111,490

2016

$6,309 (−23.0%)

$11,640 + $93,730

$105,370

2015

$8,189 (+7.6%)

$11,640 + $93,730

$105,370

2014

$7,612 (+19.8%)

$13,240 + $119,120

$132,360

2013

$6,353

$13,240 + $92,230

$105,470

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.48 Acres

Year renovated

2009

Sq. Ft.

2,718

Year built

2009

Style

Single Family Residential

County

Monroe County

APN

08-20-317-008-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Attached Garage
Garage Spaces: 3
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 4

Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1
# of Main Level Bathrooms (Total): 2
Main Level # of Half Bathrooms: 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Bedroom
Room Length: 11
Room Width: 13
Room Level: Second or Main

Room 2 Information
Room Type: Other Room
Room Length: 8
Room Width: 10
Room Level: Second or Main

Room 3 Information
Room Type: Bedroom
Room Length: 16
Room Width: 17
Room Level: Second or Main

Room 4 Information
Room Type: Other Room
Room Length: 11
Room Width: 16
Room Level: Second or Main

Room 5 Information
Room Type: Bedroom
Room Length: 13
Room Width: 11
Room Level: Second or Main

Room 6 Information
Room Type: Dining Room
Room Length: 14
Room Width: 12
Room Level: Second or Main

Room 7 Information
Room Type: Kitchen
Room Length: 17
Room Width: 15
Room Level: Second or Main

Room 8 Information
Room Type: Living Room
Room Length: 22
Room Width: 11
Room Level: Second or Main

Room 9 Information
Room Type: Bedroom
Room Length: 13
Room Width: 11
Room Level: Second or Main

Room 10 Information
Room Type: Other Room
Room Length: 13
Room Width: 13
Room Level: Second or Main

Basement Information
Basement Features: Full

Fireplace Information
Has Fireplace
# of Fireplaces: 1

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator

Exterior

Building Information
Roof: Asphalt

Property Information
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 2,718

Lot Information
Lot Size Acres: 0.48
Lot Size Dimensions: .48 acres

Financial

Tax Information
Tax Annual Amount: $6,353
Tax Year: 2013

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Market to Hamacher to Ridge Rd

Public facts

Beds: 3
Baths: 5.0
Sq. Ft.: 2,718
Stories: 1.0
Lot Size: 0.48 acres
Style: Single Family Residential
Year Built: 2009
Year Renovated: 2009
County: Monroe County
APN: 08-20-317-008-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 2718
Levels: One

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 1.3mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 1.5mi

7/10

Waterloo High School

Public 9-12 • Assigned • 2.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$536,000 – $648,000

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New listings for sale in 62298

NEW 4 HRS AGO

$485,000

3 beds3 baths2,534 sq ft

6730 Cardinal Dr, Waterloo, IL 62298

NEW 12 HRS AGO

$898,000

4 beds3.5 baths4,100 sq ft

600 Covington Dr, Waterloo, IL 62298

$114,000

1 bed1 bath777 sq ft

319 S Main St, Waterloo, IL 62298

$225,000

3 beds2.5 baths1,852 sq ft

610 Laurel Dr, Waterloo, IL 62298

Home values near 831 Ridge Rd

Data from public records.

Address	Redfin Estimate
916 Ridge Road, Waterloo, IL 3 Beds \| 3 Baths \| 1890 Sq. Ft.	$468,047
784 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 2008 Sq. Ft.	$428,774

Address	Redfin Estimate
733 Ridge Road, Waterloo, IL 3 Beds \| 3 Baths \| 2652 Sq. Ft.	$400,230
904 Ridge Road, Waterloo, IL 4 Beds \| 4.5 Baths \| 3514 Sq. Ft.	$653,178

Address	Redfin Estimate
905 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 2527 Sq. Ft.	$595,137
814 Ridge Road, Waterloo, IL 4 Beds \| 3.5 Baths \| 5818 Sq. Ft.	$779,491

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2015. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 831 Ridge Rd

Tax history for 831 Ridge Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 831 Ridge Rd

More real estate resources