OFF MARKET

Last listed at $824,900, CLOSED ON Nov 2023

$870,131

Est. refi paymentEst. refi $454/mo

•

5,425

sq ft

838 Ridge Rd, Waterloo, IL 62298

About this home

STUNNING executive style home w/soaring ceilings & custom details in every direction. 5500+ approx sq. ft of opulence w/a slick walk out basement & Konarcik Park view. Photos don't do this home justice. Open floor plan feels light & airy. Perfect merger of luxury & country. ALMOST NEW without the new construction wait, 2019 build. Kitchen, living, dining = the heart of the home. Great room w/20' ceiling & fireplace create an inviting focal point next to the wall of windows overlooking the full length back deck w/spiral staircase to lower patio. Gorgeous kitchen w/every amenity. Office off front has separate entrance for visitors. Master suite will make it hard to leave your bed. Master bath has custom shower & garden tub. Master closet large enough to house clothes and shoes for the whole family. Gorgeous en-suites & walk in closets in every bedroom (6 baths total). Too many features to describe here, see supplement in MLS for more! Plenty of outdoor space for future pool, patio, etc.

Single-familyProperty Type

2019Year Built

0.74 acresLot Size

$160Est. Price/Sq.Ft.

2 car garageParking

Listed by Tammy Hines • Tammy Mitchell Hines & Co.

Bought with Nicholas Albright • Century 21- The Advantage RE

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #23017219

Redfin Estimate

$870,131

$45K over list price of $825K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 48.5% higher than the average sale price ($586K) of 5 comparable homes.

SOLD JUL 31, 2026
$629,900
A
4 beds3.5 baths5,124 sq ft
823 Ridge Rd, Waterloo, IL 62298
SOLD AUG 7, 2026
$450,000
B
4 beds3.5 baths2,100 sq ft
812 Weller Ct, Waterloo, IL 62298
SOLD APR 17, 2026
$543,500
C
4 beds3.5 baths3,007 sq ft
313 Quentin Ct, Waterloo, IL 62298
SOLD AUG 22, 2024
$517,000
D
3 beds2.5 baths2,000 sq ft
1208 Kirk Ln, Waterloo, IL 62298
SOLD SEP 23, 2025
$789,900
E
4 beds3.5 baths5,818 sq ft
814 Ridge Rd, Waterloo, IL 62298

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Earn from this home

Sell

$818,101

Est. take-home

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Refinance

Est. cash available

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Rent

$2,280/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

$300,000
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298
$255,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
$575,000
3 beds3.5 baths4,900 sq ft
6120 Old Baum Church Rd, Waterloo, IL 62298
FOR SALE BY OWNER
$275,000
2 beds2 baths962 sq ft
426 Sandalwood Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 838 Ridge Rd

Date

Event

Price

MARIS as Distributed by MLS Grid #23017219

Nov 10, 2023

Pending

—

Nov 10, 2023

Sold

Sep 26, 2023

Contingent

—

Sep 7, 2023

Price Changed

$824,900

$152/sq ft

Jun 28, 2023

Price Changed

$840,000

$155/sq ft

May 31, 2023

Price Changed

$867,000

$160/sq ft

Mar 31, 2023

Listed

$872,000

$161/sq ft

Mar 30, 2023

Coming Soon

$872,000

$161/sq ft

Public Records

Aug 11, 2017

Sold

$66,500

$12/sq ft

Public Records

Dec 30, 2009

Sold

$50,000

$9/sq ft

Year

Property tax

Land + Additions

Assessment*

2024

$12,608 (+11.0%)

$19,990 + $214,860

$234,850

2023

$11,353 (+1.3%)

$19,063 + $193,932

$212,995

2022

$11,206 (+12.4%)

$17,300 + $163,830

$181,130

2021

$9,971 (+4.1%)

$17,410 + $158,430

$175,840

2020

$9,575 (+864.1%)

$14,720 + $138,370

$153,090

2019

$993 (−3.6%)

$14,720 + $128,750

$143,470

2018

$1,030 (+1,312.5%)

$14,720

2017

$73 (+1.0%)

$14,830

2016

$72 (+1.7%)

$1,080

2015

$71 (+4.4%)

$1,080

2014

$68

$1,080

2013

$68

$1,080

Tax history for 838 Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2024

$12,608 (+11.0%)

$19,990 + $214,860

$234,850

2023

$11,353 (+1.3%)

$19,063 + $193,932

$212,995

2022

$11,206 (+12.4%)

$17,300 + $163,830

$181,130

2021

$9,971 (+4.1%)

$17,410 + $158,430

$175,840

2020

$9,575 (+864.1%)

$14,720 + $138,370

$153,090

2019

$993 (−3.6%)

$14,720 + $128,750

$143,470

2018

$1,030 (+1,312.5%)

$14,720

2017

$73 (+1.0%)

$14,830

2016

$72 (+1.7%)

$1,080

2015

$71 (+4.4%)

$1,080

2014

$68

$1,080

2013

$68

$1,080

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.74 Acres

Year renovated

2019

Sq. Ft.

2,936

Year built

2019

Style

Single Family Residential

County

Monroe County

APN

08-20-317-019-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Total: 0
Parking Features: Attached Garage, Off Street, Oversized
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 4
# of Half Baths (Total): 2
# of Main Level Bathrooms (Total): 3
# of Main and Upper Bathrooms: 3
Main Level # of Half Bathrooms: 1
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Laundry
Room Dimensions: 12x9
Room Length: 12
Room Width: 9
Room Level: Main

Room 2 Information
Room Type: Bathroom
Room Dimensions: 8x3
Room Length: 8
Room Width: 3
Room Level: Main

Room 3 Information
Room Type: Bedroom
Room Dimensions: 16x16
Room Length: 16
Room Width: 16
Room Level: Main

Room 4 Information
Room Type: Bathroom
Room Dimensions: 10x9
Room Length: 10
Room Width: 9
Room Level: Main

Room 5 Information
Room Type: Storage
Room Dimensions: 6x5
Room Length: 6
Room Width: 5
Room Level: Main

Room 6 Information
Room Type: Master Bedroom
Room Dimensions: 17x17
Room Length: 17
Room Width: 17
Room Level: Main

Room 7 Information
Room Type: Master Bathroom
Room Dimensions: 17x12
Room Length: 17
Room Width: 12
Room Level: Main

Room 8 Information
Room Type: Storage
Room Dimensions: 14x9
Room Length: 14
Room Width: 9
Room Level: Main

Room 9 Information
Room Type: Office
Room Dimensions: 17x12
Room Length: 17
Room Width: 12
Room Level: Main

Room 10 Information
Room Type: Living Room
Room Dimensions: 29x27
Room Length: 29
Room Width: 27
Room Level: Main

Room 11 Information
Room Type: Dining Room
Room Dimensions: 21x19
Room Length: 21
Room Width: 19
Room Level: Main

Room 12 Information
Room Type: Kitchen
Room Dimensions: 20x14
Room Length: 20
Room Width: 14
Room Level: Main

Room 13 Information
Room Type: Bedroom
Room Dimensions: 16x15
Room Length: 16
Room Width: 15
Room Level: Lower

Room 14 Information
Room Type: Bathroom
Room Dimensions: 9x6
Room Length: 9
Room Width: 6
Room Level: Lower

Room 15 Information
Room Type: Storage
Room Dimensions: 9x9
Room Length: 9
Room Width: 9
Room Level: Lower

Room 16 Information
Room Type: Bathroom
Room Dimensions: 7x5
Room Length: 7
Room Width: 5
Room Level: Lower

Room 17 Information
Room Type: Bedroom
Room Dimensions: 15x14
Room Length: 15
Room Width: 14
Room Level: Lower

Room 18 Information
Room Type: Bathroom
Room Dimensions: 9x5
Room Length: 9
Room Width: 5
Room Level: Lower

Room 19 Information
Room Type: Storage
Room Dimensions: 9x7
Room Length: 9
Room Width: 7
Room Level: Lower

Room 20 Information
Room Type: Storage
Room Dimensions: 15x8
Room Length: 15
Room Width: 8
Room Level: Lower

Basement Information
Has Basement
Basement Features: Concrete, Bathroom in LL, Egress Window(s), Full, Partially Finished, Rec/Family Area, Sleeping Area, Walk-Out Access

Other Rooms Information
# of Rooms: 16

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Bookcases, Coffered Ceiling(s), Open Floorplan, Special Millwork, Window Treatments, High Ceilings, Vaulted Ceiling, Walk-in Closet(s)
Window Features: French Door(s), Lever Style Door Handles, Panel Door(s), Sliding Glass Doors, Some Insulated Wndws
Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Stainless Steel Appliance(s), Wine Cooler

Exterior

Building Information
Construction Materials: Brick, Stucco

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 2,905
Above Grade Finished Area Source: Other
Below Grade Finished Area: 2,520
Below Grade Finished Area Source: Owner

Lot Information
Lot Features: Backs To Golf Course, Backs to Trees/Woods, Creek, Park Adjacent, Park View
Lot Size Acres: 0.74
Lot Size Dimensions: 0.74
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $9,971
Tax Year: 2021

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Cross Street: Hamacher

Public facts

Beds: 3
Baths: 7.0
Sq. Ft.: 2,936
Stories: 1.0
Lot Size: 0.74 acres
Style: Single Family Residential
Year Built: 2019
Year Renovated: 2019
County: Monroe County
APN: 08-20-317-019-000

Home facts updated by county records on Jul 13, 2026

Other

Listing Date Information
Expected Active Date: Friday, March 31, 2023

Home Information
Living Area: 5425
Levels: One

Around this home

Schools
Places
Transit

Rogers Elementary School

Public 2-3 • Assigned • 1.4mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 1.5mi

7/10

Waterloo High School

Public 9-12 • Assigned • 2.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$827,000 – $1.00M

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Nearby similar homes

FOR SALE BY OWNER

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FOR SALE BY OWNER

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FOR SALE BY OWNER

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NEW CONSTRUCTION

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New listings for sale in 62298

$300,000

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$255,000

3 beds2.5 baths1,852 sq ft

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$575,000

3 beds3.5 baths4,900 sq ft

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FOR SALE BY OWNER

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Home values near 838 Ridge Rd

Data from public records.

Address	Redfin Estimate
916 Ridge Road, Waterloo, IL 3 Beds \| 3 Baths \| 1890 Sq. Ft.	$468,047
904 Ridge Road, Waterloo, IL 4 Beds \| 4.5 Baths \| 3514 Sq. Ft.	$653,178

Address	Redfin Estimate
905 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 2527 Sq. Ft.	$595,137
814 Ridge Road, Waterloo, IL 4 Beds \| 3.5 Baths \| 5818 Sq. Ft.	$779,491

Address	Redfin Estimate
784 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 2008 Sq. Ft.	$428,774
815 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 2584 Sq. Ft.	$619,050

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 838 Ridge Rd

Tax history for 838 Ridge Rd

Public record

Property details

Around this home

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 838 Ridge Rd

More real estate resources