SOLD JUL 31, 2026

CLOSED ON Jul 2026

$629,900

•

5,124

sq ft

823 Ridge Rd, Waterloo, IL 62298

Track this home’s value and nearby sales activity

About this home

Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining. Lots of updates make this home even more appealing **ROOF (2019), 5-ton AC and heat (2022), BOSCH dishwaser (2025), Slide in range/oven and separate Wall oven (2026)** The heart of the home is a beautifully appointed chef’s kitchen featuring abundant custom cabinetry, granite countertops, and a spacious center island that seamlessly connects to the home’s gathering spaces. White oak engineered hardwood flooring, custom millwork, and quality craftsmanship create an elegant yet welcoming atmosphere throughout. The primary suite is a true retreat, complete with its own fireplace, sitting area, private deck access, heated bathroom floors, dual walk-in shower, quartz vanities, and a luxurious two-person soaking tub. Downstairs, the walkout lower level transforms into the ultimate entertainment destination. Host game days at the custom bar, enjoy workouts in the dedicated fitness area, welcome overnight guests with a private suite, or experience movie night like never before in the spectacular 8-seat theater featuring a 10-foot screen and immersive Dolby Atmos surround sound. Step outside to enjoy the composite deck, mature landscaping, irrigation system, updated retaining walls, and beautifully maintained grounds. Combined with Waterloo’s award-winning schools and a premier golf course location, this home delivers the space, amenities, and lifestyle today’s luxury buyers are seeking. Luxury. Comfort. Entertainment. Location. This is the one.

Single-familyProperty Type

2002Year Built

0.49 acresLot Size

$123Price/Sq.Ft.

3 car garageParking

Listed by Angela Welge • RE/MAX Preferred

Bought with Brooke Mitchell • Keller Williams Pinnacle

Redfin checked: a few seconds ago

•Source:MARIS as Distributed by MLS Grid #26031303

Redfin Estimate

$603,086

$27K under list price of $630K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 36.3% higher than the average sale price ($442K) of 6 comparable homes.

SOLD AUG 29, 2025
$320,000
A
4 beds4 baths2,848 sq ft
731 Marney Ln, Waterloo, IL 62298
SOLD JUL 1, 2026
$385,000
B
5 beds3.5 baths3,117 sq ft
106 Brookshire Ct, Waterloo, IL 62298
SOLD SEP 23, 2025
$789,900
C
4 beds3.5 baths5,818 sq ft
814 Ridge Rd, Waterloo, IL 62298
SOLD AUG 7, 2026
$450,000
D
4 beds3.5 baths2,100 sq ft
812 Weller Ct, Waterloo, IL 62298
SOLD AUG 7, 2026
$345,000
E
4 beds3.5 baths2,803 sq ft
711 Morrison Ave, Waterloo, IL 62298
SOLD JUL 30, 2026
$364,900
F
5 beds3 baths1,997 sq ft
831 Victorian Ave, Waterloo, IL 62298

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

$300,000
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298
$255,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
$575,000
3 beds3.5 baths4,900 sq ft
6120 Old Baum Church Rd, Waterloo, IL 62298
FOR SALE BY OWNER
$275,000
2 beds2 baths962 sq ft
426 Sandalwood Dr, Waterloo, IL 62298
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Rental estimate

Est. $2,116 per month, based on comparable rentals

Sale and tax history for 823 Ridge Rd

Sale History
Tax History

Date

Event

Price

Public Records

Aug 3, 2026

Sold

$617,500

$121/sq ft

MARIS as Distributed by MLS Grid #26031303

Jul 31, 2026

Sold

Jul 18, 2026

Contingent

—

Jul 17, 2026

Price Changed

$629,900

$123/sq ft

Jun 22, 2026

Relisted

—

Jun 8, 2026

Contingent

—

May 19, 2026

Listed

$637,000

$124/sq ft

Public Records

Nov 20, 2020

Sold

$452,000

$88/sq ft

MRED as Distributed by MLS Grid #10899341

Nov 20, 2020

Sold (MLS) (Closed Sale)

Sep 3, 2020

Listing Removed

—

Sep 1, 2020

Listed

$445,900

$87/sq ft

+93

Absolutely exquisite luxury home in Waterloo nestled on almost a half-acre lot overlooking the golf course's pond. English accents flow about in this sprawling upscale ranch home. This home would be $725K to rebuild today. Seller relocating and has priced it to SELL! 3 Fireplaces accent this home, one in the Great Room/Hearth room, one in the luxurious Master Bedroom, and one on the lower level. If you need extra space for guests or In-Law quarters this one has it and so much more. Open floor plan, marble, hardwoods, floor to ceiling cherry cabinetry, island with center cooktop, lots of cabinets - ideal for display cooking. A chef's dream with the kitchen set on a pedestal layout. Have your morning coffee out on the composite deck overlooking your terraced courtyard. This home has every person's dream layout. Spacious bedrooms, bathrooms, formal dining rm, media rm, yoga room, fam/rec room w/ wet bar, walk out basement, and 3 car garage. Seller may give credit for driveway.

MARIS as Distributed by MLS Grid #20063692

Nov 20, 2020

Sold

Sep 4, 2020

Pending

—

Aug 31, 2020

Listed

$445,900

$87/sq ft

+92

Absolutely exquisite luxury home in Waterloo nestled on almost a half-acre lot overlooking the golf course's pond. English accents flow about in this sprawling upscale ranch home. This home would be $725K to rebuild today. Seller relocating and has priced it to SELL! 3 Fireplaces accent this home, one in the Great Room/Hearth room, one in the luxurious Master Bedroom, and one on the lower level. If you need extra space for guests or In-Law quarters this one has it and so much more. Open floor plan, marble, hardwoods, floor to ceiling cherry cabinetry, island with center cooktop, lots of cabinets - ideal for display cooking. A chef's dream with the kitchen set on a pedestal layout. Have your morning coffee out on the composite deck overlooking your terraced courtyard. This home has every person's dream layout. Spacious bedrooms, bathrooms, formal dining rm, media rm, yoga room, fam/rec room w/wet bar, walk out basement, and 3 car garage. Seller may give credit for driveway.

MARIS as Distributed by MLS Grid #2

Jan 6, 2019

Price Changed

$439,900

$86/sq ft

MARIS as Distributed by MLS Grid #1

Sep 28, 2017

Price Changed

$459,900

$90/sq ft

Jul 24, 2017

Price Changed

$465,900

$91/sq ft

Public Records

Oct 1, 2000

Sold

$45,000

$9/sq ft

Year

Property tax

Land + Additions

Assessment*

2024

$10,258 (+15.7%)

$18,210 + $167,050

$185,260

2023

$8,866 (+1.9%)

$17,584 + $161,721

$179,305

2022

$8,702 (+4.8%)

$16,150 + $131,130

$147,280

2021

$8,300 (+6.6%)

$16,290 + $126,250

$142,540

2020

$7,786 (+1.3%)

$13,800 + $119,640

$133,440

2019

$7,687 (+0.2%)

$13,800 + $113,660

$127,460

2018

$7,671 (+3.1%)

$13,800 + $110,800

$124,600

2017

$7,442 (−3.2%)

$13,380 + $107,620

$121,000

2016

$7,688 (+0.8%)

$13,380 + $107,620

$121,000

2015

$7,630 (+3.9%)

$13,380 + $107,620

$121,000

2014

$7,343 (+1.2%)

$13,380 + $107,620

$121,000

2013

$7,254

$13,380 + $106,200

$119,580

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.49 Acres

Year renovated

2002

Sq. Ft.

2,838

Year built

2002

Style

Single Family Residential

County

Monroe County

APN

08-20-317-006-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 17, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 3
Parking Features: Attached, Garage Door Opener, Garage Faces Side
Garage Spaces: 3
Carport Spaces: 0
Has Garage
Garage Size Description: 37x24

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 3
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 0
Lower Level Bedrooms: 1

Bathroom Information
# of Full Baths (Total): 3
# of Half Baths (Total): 1
Main Level Bathrooms Half: 1
Main Level Bathrooms Full: 2
Main And Upper Level Bathrooms: 3
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 1

Laundry Room Information
Laundry Features: Main Level

Basement Information
Has Basement
Basement Features: Bathroom, Concrete, Partially Finished, Full, Sleeping Area, Walk-Out Access

Other Rooms Information
Room Count: 0
# of Rooms: 14

Fireplace Information
Has Fireplace
# of Fireplaces: 3
Fireplace Features: Basement, Bedroom, Gas, Gas Log, Living Room

Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Central Air

Interior Features
Interior Features: Breakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Granite Counters, Open Floorplan, Special Millwork, Walk-in Closet(s), Wet Bar
Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range, Refrigerator, Wall Oven, Washer, Gas Water Heater
Flooring: Tile, Wood

Exterior

Building Information
Construction Materials: Brick, Vinyl Siding
Roof: Architectural Shingle

Exterior Features
Patio And Porch Features: Deck, Patio

Pool Information
Pool Features: None

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Updated/Remodeled
Above Grade Finished Area: 2,826
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 2,298
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Front Yard, Gentle Sloping, Landscaped, Level, Near Golf Course, Views
Lot Size Acres: 0.49
Lot Size Source: Public Records

Financial

Tax Information
Tax Annual Amount: $10,258
Tax Year: 2024
Property Assessment City Tax YN: 0

Lease / Rent Details
Lease Considered YN: No

Financial Information
Second Mortgage YN: 0

Utilities

Utility Information
Water Source: Public
Electric: Single Phase
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Cross Street: Hammacher
Address Line: 823 Ridge RD, WTRL IL 62298

Public facts

Beds: 2
Baths: 6.0
Sq. Ft.: 2,838
Stories: 1.0
Lot Size: 0.49 acres
Style: Single Family Residential
Year Built: 2002
Year Renovated: 2002
County: Monroe County
APN: 08-20-317-006-000

Home facts updated by county records on Aug 17, 2026

Other

Listing Information
Auction YN: 0
Home Warranty YN: No
Efficiency YN: 0
Seller Consider Concession YN: 1

Home Information
Living Area: 5124
Living Area Source: Public Records
Living Area Srch Sq Ft: 5124.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 2826.00
Below Grade Finished Area Srch Sq Ft: 2298.00
Foundation Details: Concrete Perimeter
Public Records
Levels: One

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 1.3mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 1.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 2.2mi

6/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

96/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

11.2 hrs

6.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$573,000 – $694,000

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Home values near 823 Ridge Rd

Data from public records.

Address	Redfin Estimate
901 Ridge Road, Waterloo, IL - Beds \| - Baths \| - Sq. Ft.	$172,983
733 Ridge Road, Waterloo, IL 3 Beds \| 3 Baths \| 2652 Sq. Ft.	$400,230

Address	Redfin Estimate
917 Ridge Road, Waterloo, IL - Beds \| - Baths \| - Sq. Ft.	—
905 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 2527 Sq. Ft.	$595,137

Address	Redfin Estimate
916 Ridge Road, Waterloo, IL 3 Beds \| 3 Baths \| 1890 Sq. Ft.	$468,047
784 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 2008 Sq. Ft.	$428,774

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2026. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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823 Ridge Rd, Waterloo, IL 62298

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Market trends in 62298, IL

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Sale and tax history for 823 Ridge Rd

Public record

Property details

Parking

Interior

Exterior

Financial

Utilities

Location

Public facts

Other

Around this home

Schools

Climate risks

Historical weather

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