SOLD SEP 23, 2025

Last listed at $789,900, CLOSED ON Sep 2025

$779,491

Est. refi paymentEst. refi $5,443/mo

•

5,818

sq ft

814 Ridge Rd, Waterloo, IL 62298

About this home

Exquisite estate offers timeless craftsmanship, impressive space, & luxury amenities all in a truly exceptional setting. 1.5-story brick & stone estate, .56-acre private fully fenced oasis offers unbeatable location embracing beauty of Konarcik Park, & nestled by Mystic Golf course. Custom 4 bed, 4 bath, 4-car garage(2 car temp controlled), 5,800 + sq ft of thoughtfully designed living. Main lvl features a grand foyer w/cathedral ceilings, formal dining, stunning library/home office w/floor-to-ceiling millwork & built-ins. Expansive Great rm offers beamed ceiling, atrium windows, fireplace, Red Oak hardwood floors.The Chef's kitchen is impresses w/custom cabinetry, granite, travertine backsplash, large island, & built-in appliances all flowing into the grand hearth rm. Complete w/stone fireplace, a breathtaking wood & Beam breakfast nook, overlooking the peaceful backyard. Main lvl Primary includes custom ceiling, amber lighting, 2X closets, luxurious en suite w/walk-in shower, jetted tub, etc. 2nd story includes a loft/flex space, 2 oversized bedrms w/large walk-in closets, full bath w/dual vanity private tub/shower area. You'll find the lower lvl features a home gym, family rm w/stone fireplace, built-ins, game/rec rm w/pool table, large 4Th bedrm, full bath, & ample storage. Embrace every detail of this stunning inground pool w/jets, sun deck, fountain, a pergola, fire pit, a tranquil koi pond w/waterfall. Luxury, privacy, & craftsmanship, this estate truly has it all!

Single-familyProperty Type

2005Year Built

0.56 acresLot Size

$134Est. Price/Sq.Ft.

4 car garageParking

Listed by Mandy McGuire • Keller Williams Pinnacle

Bought with Kevin Lanxon • Coldwell Banker Brown Realtors

Redfin checked: a few seconds ago

•Source:MARIS as Distributed by MLS Grid #25053972

Redfin Estimate

$779,491

$10K under list price of $790K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 72.1% higher than the average sale price ($453K) of 6 comparable homes.

SOLD JUL 31, 2026
$629,900
A
4 beds3.5 baths5,124 sq ft
823 Ridge Rd, Waterloo, IL 62298
SOLD JUL 1, 2026
$385,000
B
5 beds3.5 baths3,117 sq ft
106 Brookshire Ct, Waterloo, IL 62298
SOLD AUG 7, 2026
$345,000
C
4 beds3.5 baths2,803 sq ft
711 Morrison Ave, Waterloo, IL 62298
SOLD AUG 7, 2026
$450,000
D
4 beds3.5 baths2,100 sq ft
812 Weller Ct, Waterloo, IL 62298
SOLD JUL 30, 2026
$364,900
E
5 beds3 baths1,997 sq ft
831 Victorian Ave, Waterloo, IL 62298
SOLD APR 17, 2026
$543,500
F
4 beds3.5 baths3,007 sq ft
313 Quentin Ct, Waterloo, IL 62298

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Earn from this home

Sell

$732,663

Est. take-home

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Refinance

Est. cash available

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Rent

$2,207/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

$300,000
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298
$255,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
$575,000
3 beds3.5 baths4,900 sq ft
6120 Old Baum Church Rd, Waterloo, IL 62298
FOR SALE BY OWNER
$275,000
2 beds2 baths962 sq ft
426 Sandalwood Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 814 Ridge Rd

Date

Event

Price

Public Records

Sep 24, 2025

Sold

$790,000

$136/sq ft

MARIS as Distributed by MLS Grid #25053972

Sep 23, 2025

Sold

Aug 12, 2025

Contingent

—

Aug 8, 2025

Listed

$789,900

$136/sq ft

Aug 7, 2025

Coming Soon

$789,900

$136/sq ft

Public Records

Mar 6, 2020

Sold

$505,000

$87/sq ft

MARIS as Distributed by MLS Grid #19049976

Mar 5, 2020

Sold

Feb 27, 2020

Pending

—

Dec 2, 2019

Contingent

—

Nov 19, 2019

Price Changed

$505,000

$87/sq ft

Aug 28, 2019

Price Changed

$520,000

$89/sq ft

Jul 22, 2019

Listed

$535,000

$92/sq ft

+66

Absolutely amazing 4 BR, 3.5 Bath home with fabulous upgrades on over 1/2 acre backing to trees & Konarcik park! This home impresses with top notch upgrades in each room. Main level has mostly wood floors except in huge walk in pantry & laundry where you will find ceramic & carpet in spacious Master suite w/ designer ceiling, farm style closet doors, master with beautiful tile work in oversized shower, whirlpool tub & double sink. Vaulted LR w/ amazing window, surround sound. Wine bar on main w/ granite counter matching granite in beautiful gourmet kitchen w/ fireplace from breakfast area to LR. Hearth room has fabulous wood ceiling & window w/ amazing view. Upstairs 2 BRs both with enormous walk in closets, full bath & loft. Walkout basement has 3rd stone fireplace (all currently gas but can be wood burning) in Family Room, 2 rec areas, BR4, 3rd bath & exercise room. Tons of storage as well. 4 car total garage plus 2 bays are extra deep. Koi pond, aggregate drive, patios & sidewalks.

MARIS as Distributed by MLS Grid #17023772

Aug 25, 2017

Delisted

—

Mar 24, 2017

Listed

$584,900

$101/sq ft

Public Records

Oct 18, 2006

Sold

$625,000

$107/sq ft

Public Records

Jul 24, 2003

Sold

$51,000

$9/sq ft

Year

Property tax

Land + Additions

Assessment*

2024

$10,700 (+11.1%)

$18,690 + $177,210

$195,900

2023

$9,633 (+9.7%)

$18,017 + $168,744

$186,761

2022

$8,783 (+0.7%)

$16,480 + $143,030

$159,510

2021

$8,722 (+6.4%)

$16,570 + $127,240

$143,810

2020

$8,198 (+105.2%)

$14,120 + $125,800

$139,920

2019

$3,995 (−46.7%)

$14,120 + $114,600

$128,720

2018

$7,491 (+3.0%)

$14,120 + $110,120

$124,240

2017

$7,276 (+0.8%)

$10,000 + $103,630

$113,630

2016

$7,220 (−29.5%)

$9,270 + $104,720

$113,990

2015

$10,247 (+1.8%)

$9,270 + $104,720

$113,990

2014

$10,069 (+7.7%)

$10,770 + $149,680

$160,450

2013

$9,348

$10,770 + $141,590

$152,360

Tax history for 814 Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2024

$10,700 (+11.1%)

$18,690 + $177,210

$195,900

2023

$9,633 (+9.7%)

$18,017 + $168,744

$186,761

2022

$8,783 (+0.7%)

$16,480 + $143,030

$159,510

2021

$8,722 (+6.4%)

$16,570 + $127,240

$143,810

2020

$8,198 (+105.2%)

$14,120 + $125,800

$139,920

2019

$3,995 (−46.7%)

$14,120 + $114,600

$128,720

2018

$7,491 (+3.0%)

$14,120 + $110,120

$124,240

2017

$7,276 (+0.8%)

$10,000 + $103,630

$113,630

2016

$7,220 (−29.5%)

$9,270 + $104,720

$113,990

2015

$10,247 (+1.8%)

$9,270 + $104,720

$113,990

2014

$10,069 (+7.7%)

$10,770 + $149,680

$160,450

2013

$9,348

$10,770 + $141,590

$152,360

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.56 Acres

Year renovated

2005

Sq. Ft.

2,704

Year built

2005

Style

Single Family Residential

County

Monroe County

APN

08-20-317-014-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 4
Parking Features: Attached, Concrete, Driveway, Enclosed, Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Inside Entrance, Kitchen Level, Lighted, Off Street
Garage Spaces: 4
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 1
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 2
Lower Level Bedrooms: 1

Bathroom Information
# of Full Baths (Total): 3
# of Half Baths (Total): 1
Main Level Bathrooms Half: 1
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 3
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 1
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 1

Room 1 Information
Room Description: Foyer
Room Level: Main

Room 2 Information
Room Type: Office
Room Description: Main Level, Custom Floor to celling Cherry Wood paneling and trim, Library, Built in book shelves
Room Dimensions: 15x11
Room Length: 15
Room Width: 11
Room Level: Main

Room 3 Information
Room Type: Dining Room
Room Description: Formal Dining, Main level, Crown molding, Trey Ceiling, crown molding, Wainscoting,
Room Dimensions: 15x13
Room Length: 15
Room Width: 13
Room Level: Main

Room 4 Information
Room Type: Bathroom
Room Description: Half Bathroom
Room Dimensions: 5x7
Room Length: 5
Room Width: 7
Room Level: Main

Room 5 Information
Room Type: Living Room
Room Description: Main Level, Atrium floor to ceiling windows, Plantation shutters, Beam Ceiling, Fireplace, Red Oak floors, Built in Speaker system
Room Dimensions: 17x20
Room Length: 17
Room Width: 20
Room Level: Main

Room 6 Information
Room Type: Kitchen
Room Description: Main Level, Custom Cherry Wood Cabinetry, Granite Counters, Travertine Backsplash, Center Island, Double Oven, Electric Cook Top, Microwave, Dishwasher, Refrigerator, Disposal, Red Oak Hardwood Flooring, Recessed Lighting
Room Dimensions: 16x17
Room Length: 16
Room Width: 17
Room Level: Main

Room 7 Information
Room Type: Breakfast Room
Room Description: Main Level, Red Oak Hardwood, Arched Windows, Octangular wood paneled and beamed ceiling, recessed lighting, Overlooking Pool and Koi Pond
Room Dimensions: 15x14
Room Length: 15
Room Width: 14
Room Level: Main

Room 8 Information
Room Type: Hearth Room
Room Description: Main Level, Stone faced see through fireplace, Red Oak Hardwood flooring, Built in Buffet/Bill station with Granite counters, Recessed lighting
Room Dimensions: 20x15
Room Length: 20
Room Width: 15
Room Level: Main

Room 9 Information
Room Type: Laundry
Room Description: Tile Flooring, Wainscoting, Built in Cabinetry, Hanging area, sink with custom built butchers' block counter top,
Room Dimensions: 12x8
Room Length: 12
Room Width: 8
Room Level: Main

Room 10 Information
Room Description: Main Level, Red Oak Hardwood Flooring, Trey Ceiling, Recessed Lighting, Crown Molding, Ambient lighting in Trey, Double Walk in closets, On Suite
Room Dimensions: 19x14
Room Length: 19
Room Width: 14
Room Level: Main

Room 11 Information
Room Description: Tile floors, Double Bowl Vanity, Arched Cabinetry, Built in Linen, Jacuzzi Tub, Seperate Large Walking shower tile surround, Glass framed door, Separate Water Closet
Room Dimensions: 13x11
Room Length: 13
Room Width: 11
Room Level: Main

Room 12 Information
Room Type: Loft
Room Description: Upper Level, Carpeted, Overlooking Front Foyer Entry, arched window to over looking Formal Main Level Living room, Recessed Lighting
Room Dimensions: 11x13
Room Length: 11
Room Width: 13
Room Level: Upper

Room 13 Information
Room Type: Bedroom
Room Description: Upper Level, Carpeted, Large Walk in Closet ( 10x15)
Room Dimensions: 18x13
Room Length: 18
Room Width: 13
Room Level: Upper

Room 14 Information
Room Type: Bedroom
Room Description: Upper Level, Carpeted, Large Walk in closet (13x6)
Room Dimensions: 14x15
Room Length: 14
Room Width: 15
Room Level: Upper

Room 15 Information
Room Type: Bathroom
Room Description: Upper Level, Double Bowl Vanity, Separate water closet area with full Tub Shower combo, Linen closet, Tile Flooring
Room Dimensions: 15x5
Room Length: 15
Room Width: 5
Room Level: Upper

Room 16 Information
Room Type: Bathroom
Room Description: Lower Level, Tile Flooring, Shower with Glass door, single bowl vanity
Room Dimensions: 10x9
Room Length: 10
Room Width: 9
Room Level: Lower

Room 17 Information
Room Type: Family Room
Room Description: Lower Level, Carpet, Programable recessed Lighting, Built in Book shelving, Entertainment area, Stone Fireplace
Room Dimensions: 16x15
Room Length: 16
Room Width: 15
Room Level: Lower

Room 18 Information
Room Type: Recreation Room
Room Description: Lower Level, Carpeting, Built in Mirrored Display buffet/dry bar area, Programable Lighting
Room Dimensions: 19x14
Room Length: 19
Room Width: 14
Room Level: Lower

Room 19 Information
Room Type: Exercise Room
Room Description: Lower Level, Recessed Programable lighting, Trey Ceiling, Studio Mirrored wall, wall organization panel, Elliptical machine to stay, French doors
Room Dimensions: 20x15
Room Length: 20
Room Width: 15
Room Level: Lower

Room 20 Information
Room Type: Bedroom
Room Description: Lower Level, French doors, Carpeting, wooden ceiling beam, arched/bay windows looking over pool, double closet doors, Crown molding
Room Dimensions: 14x17
Room Length: 14
Room Width: 17
Room Level: Lower

Laundry Room Information
Laundry Features: Laundry Room, Main Level, Sink

Basement Information
Has Basement
Basement Features: 9 ft + Pour, Bathroom, Concrete, Daylight, Egress Window, Exterior Entry, Partially Finished, Full, Interior Entry, Sleeping Area, Storage Space, Walk-Out Access

Other Rooms Information
Room Count: 20
# of Rooms: 14

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Basement, Dining Room, Family Room, Living Room, Stone, Wood Burning

Heating & Cooling
Heating Information: Dual Fuel/Off Peak, Natural Gas, Zoned
Cooling Information: Ceiling Fan(s), Central Air, Dual, Electric, Zoned

Interior Features
Interior Features: Beamed Ceilings, Bookcases, Built-in Features, Ceiling Fan(s), Crown Molding, Double Vanity, Dry Bar, Eat-in Kitchen, Granite Counters, High Ceilings, Kitchen Island, Kitchen/Dining Room Combo, Storage, Tray Ceiling(s), Vaulted Ceiling(s), Walk-in Closet(s), Walk-In Pantry
Window Features: Insulated Windows, Plantation Shutters, Shutters
Appliances: Electric Cooktop, Dishwasher, Disposal, Microwave, Double Oven, Wall Oven, Gas Water Heater, Bar Fridge
Flooring: Carpet, Ceramic Tile, Hardwood, Wood

Exterior

Building Information
Construction Materials: Brick, Stone, Vinyl Siding
Roof: Architectural Shingle

Exterior Features
Patio And Porch Features: Covered, Deck, Front Porch, Patio, Porch
Exterior Features: Fire Pit, Lighting, Private Yard, Rain Gutters
Fencing: Back Yard, Brick, Fenced, Gate, Wrought Iron
Door Features: French Door(s), Panel Door(s)

Pool Information
Pool YN: 1
Has Private Pool
Pool Features: Fenced, Fiberglass, In Ground, Outdoor Pool, Pool Cover, Private

Property Information
Ownership Type: Private
Other Equipment: Call Listing Agent
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Updated/Remodeled
Above Grade Finished Area: 3,740
Above Grade Finished Area Source: Other
Below Grade Finished Area: 2,078
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Back Yard, City Lot, Front Yard, Gentle Sloping, Landscaped, Level, Sloped Down, Some Trees
Lot Size Acres: 0.56
Lot Size Dimensions: 150' x 195' x 107' x 187'
Lot Size Source: Public Records
Road Surface Type: Concrete
Road Frontage Type: City Street
Frontage Length: 150'

Financial

Tax Information
Tax Annual Amount: $10,700
Tax Annual Amount Description: Exemptions,Owner Occupied
Tax Year: 2025

Lease / Rent Details
Lease Considered YN: No

Financial Information
Second Mortgage YN: 0

Utilities

Utility Information
Water Source: Public
Electric: 440 Volts
Sewer: Public Sewer
Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt 3 - N Market St - Left on Hamacher St - Right on Ridge Rd ( Past Mystic Oaks Golf course Club House. )
Address Line: 814 Ridge RD, WTRL IL 62298

Public facts

Beds: 3
Baths: 6.0
Sq. Ft.: 2,704
Stories: 2.0
Lot Size: 0.56 acres
Style: Single Family Residential
Year Built: 2005
Year Renovated: 2005
County: Monroe County
APN: 08-20-317-014-000

Home facts updated by county records on Jul 13, 2026

Other

Listing Information
Auction YN: 0
Home Warranty YN: No
Seller Consider Concession YN: 1
Easement Type: Road/Right Of Way

Home Information
Living Area: 5818
Living Area Source: Other
Living Area Srch Sq Ft: 5818.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 3740.00
Below Grade Finished Area Srch Sq Ft: 2078.00
Foundation Details: Concrete Perimeter
Building Features: Basement, Bathrooms, Kitchen Facilities, Lighting, Patio, Pool, Storage
Public Records
Structure Type: House
Levels: One and One Half
Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 1.2mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 1.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 2.1mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$741,000 – $897,000

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Home values near 814 Ridge Rd

Data from public records.

Address	Redfin Estimate
916 Ridge Road, Waterloo, IL 3 Beds \| 3 Baths \| 1890 Sq. Ft.	$468,047
784 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 2008 Sq. Ft.	$428,774

Address	Redfin Estimate
733 Ridge Road, Waterloo, IL 3 Beds \| 3 Baths \| 2652 Sq. Ft.	$400,230
904 Ridge Road, Waterloo, IL 4 Beds \| 4.5 Baths \| 3514 Sq. Ft.	$653,178

Address	Redfin Estimate
905 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 2527 Sq. Ft.	$595,137
815 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 2584 Sq. Ft.	$619,050

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 814 Ridge Rd

Tax history for 814 Ridge Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 814 Ridge Rd

More real estate resources