OFF MARKET

Last listed at $540,000, CLOSED ON Jun 2023

$653,178

•

3,514

sq ft

904 Ridge Rd, Waterloo, IL 62298

About this home

Custom built dream home on ~1.67 acres w/second garage (24X38) big enough to park your RV! Located in the Ridge Subdivision, this 4 bed/4 bath home is just what you have been looking for. Open concept main level features gleaming cherry wood floors, living room w/custom builtin cabinets, coffered ceiling & gas fireplace. Eat-in kitchen w/tile backsplash, loads of cabinets & counter space, breakfast bar, walkin pantry & door that leads to the covered, stamped patio. Main level find the master suite w/see thru fireplace, walkin closet & luxury bath w/dual vanities & separate tub/shower, 2 large bedrooms both w/private full baths, guest bath & laundry room w/built in drop zone completes the main level. Finished, walkout w/contemporary finishes of barn doors, painted concrete floor & exposed painted ceiling is home to the HUGE family room set up for a wet bar, theater room, 4th bed, full bath, 2 bonus rooms & walk out to patio.Oversized 3 car attached garage make this home perfect for you!

Single-familyProperty Type

2013Year Built

1.67 acresLot Size

$186Est. Price/Sq.Ft.

3 car garageParking

Listed by Mandy McGuire • Keller Williams Pinnacle

Bought with Christina Karr • RE/MAX Preferred

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #23019370

Redfin Estimate

$653,178

$113K over list price of $540K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 4.3% higher than the average sale price ($626K) of 5 comparable homes.

SOLD JUL 31, 2026
$629,900
A
4 beds3.5 baths5,124 sq ft
823 Ridge Rd, Waterloo, IL 62298
SOLD JUL 29, 2026
$850,000
B
3 beds3.5 baths2,590 sq ft
701 Williams Lndg, Waterloo, IL 62298
SOLD AUG 7, 2026
$450,000
C
4 beds3.5 baths2,100 sq ft
812 Weller Ct, Waterloo, IL 62298
SOLD MAY 8, 2026
$675,000
D
4 beds3.5 baths3,950 sq ft
5542 Wildwood Dr, Waterloo, IL 62298
SOLD JUL 31, 2026
$525,000
E
5 beds4.5 baths4,864 sq ft
813 E Haven Dr, Waterloo, IL 62298

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Earn from this home

Sell

$613,601

Est. take-home

List your home with Redfin and save $6,532

Rent

$1,893/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

$300,000
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298
$255,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
$575,000
3 beds3.5 baths4,900 sq ft
6120 Old Baum Church Rd, Waterloo, IL 62298
FOR SALE BY OWNER
$275,000
2 beds2 baths962 sq ft
426 Sandalwood Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 904 Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2024

$8,979 (+9.9%)

$26,190 + $140,350

$166,540

2023

$8,172 (+1.1%)

$24,069 + $133,618

$157,687

2022

$8,080 (+9.8%)

$21,340 + $114,860

$136,200

2021

$7,361 (+4.1%)

$21,340 + $111,440

$132,780

2020

$7,072 (+4.7%)

$18,430 + $100,590

$119,020

2019

$6,753 (−4.9%)

$18,430 + $93,430

$111,860

2018

$7,098 (+8.1%)

$18,430 + $87,470

$105,900

2017

$6,566 (−2.2%)

$20,850 + $87,120

$107,970

2016

$6,712 (+5.1%)

$25,950 + $80,450

$106,400

2015

$6,386 (+5.6%)

$25,950 + $80,450

$106,400

2014

$6,049 (+520.4%)

$15,280 + $86,970

$102,250

2013

$975

$15,280

Tax history for 904 Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2024

$8,979 (+9.9%)

$26,190 + $140,350

$166,540

2023

$8,172 (+1.1%)

$24,069 + $133,618

$157,687

2022

$8,080 (+9.8%)

$21,340 + $114,860

$136,200

2021

$7,361 (+4.1%)

$21,340 + $111,440

$132,780

2020

$7,072 (+4.7%)

$18,430 + $100,590

$119,020

2019

$6,753 (−4.9%)

$18,430 + $93,430

$111,860

2018

$7,098 (+8.1%)

$18,430 + $87,470

$105,900

2017

$6,566 (−2.2%)

$20,850 + $87,120

$107,970

2016

$6,712 (+5.1%)

$25,950 + $80,450

$106,400

2015

$6,386 (+5.6%)

$25,950 + $80,450

$106,400

2014

$6,049 (+520.4%)

$15,280 + $86,970

$102,250

2013

$975

$15,280

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.67 Acres

Year renovated

2013

Sq. Ft.

2,014

Year built

2013

Style

Single Family Residential

County

Monroe County

APN

08-20-401-007-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 3
Parking Total: 3
Parking Features: Attached Garage, Garage Door Opener, Off Street, Oversized, Workshop in Garage
Garage Spaces: 3
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 4
# of Half Baths (Total): 1
# of Main Level Bathrooms (Total): 4
# of Main and Upper Bathrooms: 4
Main Level # of Half Bathrooms: 1
Main Level # of Full Bathrooms: 3

Room 1 Information
Room Type: Living Room
Room Dimensions: 17x18
Room Length: 17
Room Width: 18
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 12x12
Room Length: 12
Room Width: 12
Room Level: Main

Room 3 Information
Room Type: Breakfast Room
Room Dimensions: 10x12
Room Length: 10
Room Width: 12
Room Level: Main

Room 4 Information
Room Type: Master Bedroom
Room Dimensions: 17x14
Room Length: 17
Room Width: 14
Room Level: Main

Room 5 Information
Room Type: Master Bathroom
Room Dimensions: 14x11
Room Length: 14
Room Width: 11
Room Level: Main

Room 6 Information
Room Type: Bedroom
Room Dimensions: 12x12
Room Length: 12
Room Width: 12
Room Level: Main

Room 7 Information
Room Type: Bathroom
Room Dimensions: 5x8
Room Length: 5
Room Width: 8
Room Level: Main

Room 8 Information
Room Type: Bedroom
Room Dimensions: 12x11
Room Length: 12
Room Width: 11
Room Level: Main

Room 9 Information
Room Type: Bathroom
Room Dimensions: 5x8
Room Length: 5
Room Width: 8
Room Level: Main

Room 10 Information
Room Type: Laundry
Room Dimensions: 9x8
Room Length: 9
Room Width: 8
Room Level: Main

Room 11 Information
Room Type: Bathroom
Room Dimensions: 5x5
Room Length: 5
Room Width: 5
Room Level: Main

Room 12 Information
Room Type: Family Room
Room Dimensions: 17x15
Room Length: 17
Room Width: 15
Room Level: Lower

Room 13 Information
Room Type: Recreation Room
Room Dimensions: 18x21
Room Length: 18
Room Width: 21
Room Level: Lower

Room 14 Information
Room Type: Media Room
Room Dimensions: 12x16
Room Length: 12
Room Width: 16
Room Level: Lower

Room 15 Information
Room Type: Bedroom
Room Dimensions: 12x13
Room Length: 12
Room Width: 13
Room Level: Lower

Room 16 Information
Room Type: Bathroom
Room Dimensions: 11x7
Room Length: 11
Room Width: 7
Room Level: Lower

Room 17 Information
Room Type: Office
Room Dimensions: 10x9
Room Length: 10
Room Width: 9
Room Level: Lower

Room 18 Information
Room Type: Bonus Room
Room Dimensions: 12x10
Room Length: 12
Room Width: 10
Room Level: Lower

Room 19 Information
Room Type: Storage
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Lower

Room 20 Information
Room Type: Storage
Room Dimensions: 14x10
Room Length: 14
Room Width: 10
Room Level: Lower

Basement Information
Has Basement
Basement Features: Concrete, Egress Window(s), Fireplace in LL, Full, Partially Finished, Rec/Family Area, Walk-Out Access

Other Rooms Information
# of Rooms: 14

Fireplace Information
Has Fireplace
# of Fireplaces: 3
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Gas

Interior Features
Interior Features: Coffered Ceiling(s), Open Floorplan, Window Treatments, Walk-in Closet(s), Some Wood Floors
Window Features: Panel Door(s), Sliding Glass Doors, Some Insulated Wndws, Some Tilt-In Windows
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)

Exterior

Building Information
Construction Materials: Brick Veneer

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Other Structures: Outbuilding, RV/Boat Storage, Second Garage, Workshop
Above Grade Finished Area: 2,014
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 1,500
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Backs to Trees/Woods, Cul-De-Sac, Level Lot, Sidewalks
Lot Size Acres: 1.67
Lot Size Dimensions: 154'x64'x43'x390'x86'x70'x591'
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $7,361
Tax Year: 2021

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Amenities: Underground Utilities

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt 3 - N Market St - Left on Hamacher St - Right on Ridge Rd

Public facts

Beds: 3
Baths: 5.0
Sq. Ft.: 2,014
Stories: 1.0
Lot Size: 1.67 acres
Style: Single Family Residential
Year Built: 2013
Year Renovated: 2013
County: Monroe County
APN: 08-20-401-007-000

Home facts updated by county records on Jul 13, 2026

Other

Listing Date Information
Expected Active Date: Thursday, April 27, 2023

Home Information
Living Area: 3514
Levels: One

Around this home

Schools
Places
Transit

Rogers Elementary School

Public 2-3 • Assigned • 1.4mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 1.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 2.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$621,000 – $752,000

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Nearby similar homes

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OPEN TODAY, 12PM TO 4PM

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New listings for sale in 62298

$300,000

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3 beds2.5 baths1,852 sq ft

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3 beds3.5 baths4,900 sq ft

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FOR SALE BY OWNER

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Home values near 904 Ridge Rd

Data from public records.

Address	Redfin Estimate
916 Ridge Road, Waterloo, IL 3 Beds \| 3 Baths \| 1890 Sq. Ft.	$468,047
815 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 2584 Sq. Ft.	$619,050

Address	Redfin Estimate
905 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 2527 Sq. Ft.	$595,137
828 Ridge Road, Waterloo, IL 4 Beds \| 3.5 Baths \| 4846 Sq. Ft.	$598,942

Address	Redfin Estimate
814 Ridge Road, Waterloo, IL 4 Beds \| 3.5 Baths \| 5818 Sq. Ft.	$779,491
838 Ridge Road, Waterloo, IL 4 Beds \| 5 Baths \| 5425 Sq. Ft.	$870,131

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 904 Ridge Rd

Tax history for 904 Ridge Rd

Public record

Property details

Around this home

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 904 Ridge Rd

More real estate resources