OFF MARKET

Off Market Aug 2023 for $533K

$601,093

Est. refi paymentEst. refi $1,691/mo

•

1,022

sq ft

40 Over The Top Rd, Holland, MA 01521

About this home

WATERFRONT Ranch located on Hamilton Reservoir w/ 58 ft of lake frontage, SUNSETS, waterfront private two tiered deck dining, outdoor hot/cold shower, fire pit , storage shed & patio dining by the water! Remodeled throughout, this open flr plan provides a spacious feel... living rm/ dining rm areas are flanked by windows/views of the lake. Fantastic kitchen features ss appliances, pantry & stackable washer/dryer. Generous size main bdrm w/ views of the lake, second bdrm w/ 3 BUNK BEDS. SLEEPS 13 ppl w/ outdoor SHED HOUSE - sleeps 4- wall ac to stay. An expansive dock system including a kayak rack will be included. Seller states upgrades include: Cement walk way from front of home, washer/dryer (2022), kitchen, bth flooring, 200 amp breaker board, programable thermostats, ring system to stay, hot water tank (2022), foam insulated - heated bsmt(2022), gentrac switch, roof (2021), pump chamber (2016), CENTRAL AIR (2022). THIS IS A TRUE BEAUTY YEAR ROUND. HIGHEST & BEST by Tuesday 9 AM

Single-familyProperty Type

1935Year Built

0.25 acresLot Size

$588Est. Price/Sq.Ft.

4 spacesParking

Listed by Team Cuoco • Brenda Cuoco & Associates Real Estate Brokerage

Bought with Team Cuoco • Brenda Cuoco & Associates Real Estate Brokerage

Redfin checked: 2 minutes ago

•Source:MLS PIN #73129423

Redfin Estimate

$601,093

$68K since sold in August 2023$9,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 61.6% higher than the average sale price ($372K) of 6 comparable homes.

SOLD JUL 31, 2026
$448,500
A
2 beds1 bath858 sq ft
15 Craig Rd, Holland, MA 01521
SOLD JUN 26, 2026
$460,000
B
2 beds1 bath952 sq ft
8 Lakeshore Dr, Holland, MA 01521
SOLD JUN 26, 2026
$344,900
C
3 beds1 bath961 sq ft
5 Collette Dr, Holland, MA 01521
SOLD JUL 7, 2026
$372,000
D
3 beds1 bath1,260 sq ft
31 Leno Rd, Holland, MA 01521
SOLD JUN 17, 2026
$281,000
E
3 beds1 bath860 sq ft
49&0 Over The Top, Holland, MA 01521
SOLD JUL 30, 2026
$325,000
F
3 beds1 bath721 sq ft
6 Lake Shore Dr, Wales, MA 01081

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Earn from this home

Sell

$168,303

Est. take-home

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Refinance

Est. cash available

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Rent

$1,822/mo

Redfin rental estimate

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Market trends in 01521, MA

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.5%

+0.7% MoM

Median sale price

$400K

$4K MoM

Avg. days on market

29d

30 days MoM

Recently sold homes

4 MoM

New listings for sale

OPEN SUN, 10AM TO 12PM
$449,900
3 beds2 baths1,359 sq ft
64 Leno Rd, Holland, MA 01521
$135,000
1 bed1.5 baths432 sq ft
11 Chandler Rd, Holland, MA 01521
$525,000
3 beds1.5 baths1,111 sq ft
4 Shore Ln, Holland, MA 01521
$445,000
2 beds2 baths1,518 sq ft
6 Hamilton Dr, Holland, MA 01521
VIDEO TOUR
$749,000
3 beds4 baths4,000 sq ft
383 Mashapaug Rd, Holland, MA 01521
See all

Provided by Redfin

Sale history for 40 Over The Top Rd

Date

Event

Price

MLS PIN #73129423

Aug 22, 2023

Sold

$533,000

$522/sq ft

Jul 6, 2023

Listed

$499,000

$488/sq ft

MLS PIN #71359536

Apr 27, 2012

Sold

$297,000

$291/sq ft

Mar 30, 2012

Listed

$304,000

$297/sq ft

Call this your Vacation Paradise, just a walk to the water offering 58 ft of water frontage w/ Beautiful views from the family room & master bdrm! Pride of Ownership shines throughout this completely renovated waterfront home. Updates include vinyl siding, windows, kitchen renovation w/cherry cabinetry, granite, new ss appliances, furnace, electrical panel & r-30 & r-21 insulation (APO). Why build when you can have a home that's like new w/ the perfect spot on the water? Seeing is Believing..

Public Records

Jul 11, 2008

Sold

$270,000

$264/sq ft

MLS PIN #70738318

Jul 12, 2008

Listing Removed

—

Jul 11, 2008

Sold

$270,000

$264/sq ft

Jul 2, 2008

Contingent

—

Apr 4, 2008

Listed

$299,000

$293/sq ft

Year around waterfront home on beautiful Hamilton lake. New windows, Kitchen, and ceramic tile bath. This home is right down next to the water , so easy to enjoy swimming, fishing, boating, water skiing and snowmobiling. there is a mint condition 19 foot Starcraft 200 HP inboard outboard included in the price. what an opportunity for your own bit of vacation paradise!! Call today to see for yourself. Home is in excellent condition.

MLS PIN #70063772

Sep 28, 2004

Sold

$214,000

$209/sq ft

Jul 15, 2004

Listed

$219,900

$215/sq ft

Year

Property tax

Land + Additions

Assessment*

2023

$6,207 (+15.6%)

$211,100 + $263,100

$474,200

2022

$5,369 (+3.7%)

$166,900 + $178,600

$345,500

2021

$5,177 (+1.5%)

$147,700 + $163,800

$311,500

2020

$5,099 (+5.8%)

$144,600 + $162,200

$306,800

2019

$4,820 (+4.4%)

$144,600 + $144,000

$288,600

2018

$4,619 (+1.7%)

$127,900 + $143,800

$271,700

2017

$4,541 (−3.2%)

$127,900 + $140,500

$268,400

2016

$4,691 (+1.4%)

$149,500 + $142,200

$291,700

2015

$4,626 (+2.0%)

$149,500 + $135,500

$285,000

2014

$4,534 (+22.4%)

$149,500 + $135,500

$285,000

2013

$3,704 (+9.7%)

$149,500 + $87,800

$237,300

2012

$3,375 (+1.3%)

$134,500 + $87,800

$222,300

2011

$3,332

$147,100 + $81,400

$228,500

Tax history for 40 Over The Top Rd

Year

Property tax

Land + Additions

Assessment*

2023

$6,207 (+15.6%)

$211,100 + $263,100

$474,200

2022

$5,369 (+3.7%)

$166,900 + $178,600

$345,500

2021

$5,177 (+1.5%)

$147,700 + $163,800

$311,500

2020

$5,099 (+5.8%)

$144,600 + $162,200

$306,800

2019

$4,820 (+4.4%)

$144,600 + $144,000

$288,600

2018

$4,619 (+1.7%)

$127,900 + $143,800

$271,700

2017

$4,541 (−3.2%)

$127,900 + $140,500

$268,400

2016

$4,691 (+1.4%)

$149,500 + $142,200

$291,700

2015

$4,626 (+2.0%)

$149,500 + $135,500

$285,000

2014

$4,534 (+22.4%)

$149,500 + $135,500

$285,000

2013

$3,704 (+9.7%)

$149,500 + $87,800

$237,300

2012

$3,375 (+1.3%)

$134,500 + $87,800

$222,300

2011

$3,332

$147,100 + $81,400

$228,500

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

1.5

Stories

Lot width

—

Lot depth

—

Lot size

0.25 Acres

Year renovated

—

Sq. Ft.

1,022

Year built

1935

Style

Single Family Residential

County

Hampden County

APN

3452348

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 20, 2023.

Property details

Parking

Parking Information
Parking Spaces: 4
Parking Features: Off Street, Stone/Gravel

Interior

Master Bedroom Information
Level: First
Features: Ceiling Fan(s),Closet,Flooring - Wall to Wall Carpet,Window(s) - Picture

Bedroom #2 Information
Level: First
Features: Closet,Flooring - Laminate

Bathroom Information
# of Bathrooms (Full): 1

Bathroom #1 Information
Level: First
Features: Bathroom - 3/4,Bathroom - With Shower Stall,Flooring - Laminate,Remodeled

Living Room Information
Level: First
Features: Cathedral Ceiling(s),Ceiling Fan(s),Flooring - Hardwood,Window(s) - Picture,Exterior Access,Open Floorplan,Remodeled,Slider

Dining Room Information
Level: First
Features: Flooring - Hardwood,Window(s) - Picture,Open Floorplan

Kitchen Information
Level: First
Features: Flooring - Stone/Ceramic Tile,Pantry,Countertops - Stone/Granite/Solid,Countertops - Upgraded,Cabinets - Upgraded,Dryer Hookup - Electric,Exterior Access,Open Floorplan,Recessed Lighting,Remodeled,Stainless Steel Appliances,Washer Hookup

Basement Information
Basement: Partial, Crawl Space, Bulkhead, Dirt Floor, Unfinished

Laundry Information
Laundry Features: Electric Dryer Hookup, Washer Hookup, First Floor

Interior Features
# of Rooms (Total): 4
Flooring: Tile, Vinyl, Carpet, Hardwood

Exterior

Building Information
Building Area (Total): 1,022
Foundation Details: Block, Stone
Construction Materials: Frame
Year Built Source: Public Records
Year Built Details: Actual
Color: Blue

Exterior Features
Roof: Shingle
Patio And Porch Features: Deck - Composite, Patio
Exterior Features: Deck - Composite, Patio, Storage, Outdoor Shower

Property Information
PropertySubType: Single Family Residence
Green Energy Efficient : Thermostat
Security Features: Security System
Has Waterview
Dock/Mooring, Walk to

Lot Information
Lot Size (Acres): 0.25
ViewYN: Has View
View: Scenic View(s)
WaterfrontYN: Yes
Road Surface Type: Paved
Road Frontage Type: Public
Road Responsibility: Public Maintained Road

Financial

Tax Information
Tax Annual Amount: $6,207
Tax Year: 2023

Utilities

Utility Information
Utilities: for Electric Range, for Electric Dryer, Washer Hookup, Generator Connection
Sewer: Private Sewer, Holding Tank
Water Source: Private
Electric: Circuit Breakers, 200+ Amp Service, Generator Connection

Heating & Cooling
Has Heating
Has Cooling
Heating: Forced Air, Propane
Cooling: Central Air

Location

HOA Information
Has Association
Association Fee: $50
Association Fee Frequency: Annually
Homeowners Association Membership Not Required

Location Information
Directions: Mashapaug Rd- Sturbridge Rd - Leno Rd - Over the Top
UnparsedAddress: 40 Over The Top Rd, Holland MA 01521

Community Information
Senior CommunityYN: No

Public facts

Beds: 2
Baths: 1.5
Sq. Ft.: 1,022
Stories: 1.0
Lot Size: 0.25 acres
Style: Single Family Residential
Year Built: 1935
Year Renovated: —
County: Hampden County
APN: 3452348

Home facts updated by county records on Jul 20, 2023

Other

Miscellaneous Information
Heat Zones: 1

Listing Information
Exclusions: Boat, Boat & Jet Ski Lift, Kayaks, And Jet Ski.
StandardStatus: Closed

Around this home

Schools

Holland Elementary School

Public PreK-6 • Assigned • 0.4mi

7/10

Tantasqua Regional Junior High School

Public 7-8 • Assigned • 6.9mi

5/10

Tantasqua Regional Senior High School

Public 9-12 • Assigned • 6.9mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 92° expected this year, 16 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Holland, MA • 01521

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.9 hours in June and 4.4 hours in December, placing it below the U.S. average for solar exposure.

8.9 hrs

4.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$572,000 – $692,000

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Nearby similar homes

$700,000

2 beds1 bath915 sq ft

32 Hollow Rd, Wales, MA 01081

3D WALKTHROUGH

$499,900

4 beds1.5 baths2,220 sq ft

31 Little Alum Rd, Brimfield, MA 01010

$500,000

3 beds2 baths1,568 sq ft

6 Belanger Ave, Sturbridge, MA 01566

$469,900

3 beds2 baths2,050 sq ft

37 Breakneck Rd, Sturbridge, MA 01566

$249,900

3 beds1 bath960 sq ft

10 Brows Beach Rd, Wales, MA 01081

$465,000

3 beds2.5 baths2,116 sq ft

1235 Eastford Rd, Southbridge, MA 01550

New listings for sale in 01521

OPEN SUN, 10AM TO 12PMHOT HOME

$449,900

3 beds2 baths1,359 sq ft

64 Leno Rd, Holland, MA 01521

$135,000

1 bed1.5 baths432 sq ft

11 Chandler Rd, Holland, MA 01521

$525,000

3 beds1.5 baths1,111 sq ft

4 Shore Ln, Holland, MA 01521

$445,000

2 beds2 baths1,518 sq ft

6 Hamilton Dr, Holland, MA 01521

VIDEO TOUR

$749,000

3 beds4 baths4,000 sq ft

383 Mashapaug Rd, Holland, MA 01521

Home values near 40 Over The Top Rd

Data from public records.

Address	Redfin Estimate
31 Over the Top Rd, Holland, MA 3 Beds \| 2 Baths \| 1900 Sq. Ft.	$433,706
38 Over the Top Rd, Holland, MA 2 Beds \| 1 Baths \| 740 Sq. Ft.	$528,900

Address	Redfin Estimate
44 Over the Top Rd, Holland, MA 4 Beds \| 1.5 Baths \| 575 Sq. Ft.	$455,619
32 Over the Top Rd, Holland, MA 2 Beds \| 1 Baths \| 824 Sq. Ft.	$435,144

Address	Redfin Estimate
42 Over the Top Rd, Holland, MA 2 Beds \| 1.5 Baths \| 1766 Sq. Ft.	$691,805
30 Over the Top Rd, Holland, MA 2 Beds \| 1 Baths \| 942 Sq. Ft.	$438,323

Property information provided by MLS PIN when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 01521, MA

Sale history for 40 Over The Top Rd

Tax history for 40 Over The Top Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 01521

Home values near 40 Over The Top Rd

More real estate resources