Off Market May 2016 for $110K

$321,118

Est. refi paymentEst. refi $382/mo

•

1,277

sq ft

97 Cottage Rd, Carmel, NY 10512

About this home

This is a Fannie Mae HOmepath property. This enclosed frotn porch Cape Cod style home is located on a corner lot. 2 bedrooms, full updated bathroom, large eat in kitchen full basement. The house is spacious with a good flow to entertaining . High ceilings in the home. Large level corner lot with a rear driveway and access to 1 car attached garage. Deck in rear. Terrific community with lake down the street. Parks and recreation and shopping not too far away. Access to parkways and thruways. Call today as this home is a great and awesome start to home ownership. Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:1 Car Attached,

Single-familyProperty Type

1945Year Built

10,001 sq ftLot Size

$251Est. Price/Sq.Ft.

1 spaceParking

Listing by Dorothy Botsoe • Dorothy Jensen Realty, Inc.

Bought with Silvia Delgado • Keller Williams Realty Partner

Redfin checked: a few seconds ago

•Source:OneKey® MLS as Distributed by MLS Grid #H4616094

Redfin Estimate

$321,118

$211K since sold in May 2016$5,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 21.7% lower than the average sale price ($410K) of 6 comparable homes.

SOLD JUN 15, 2026
$380,000
A
2 beds1 bath910 sq ft
32 Stanwich Rd, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
SOLD JUL 17, 2026
$328,000
B
2 beds1 bath720 sq ft
46 Salem Rd, Carmel, NY 10512
Listing by Jefferson Valley Realty
SOLD JUL 10, 2026
$382,000
C
2 beds1 bath832 sq ft
5 Huguenot Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
SOLD JUL 15, 2026
$517,000
D
3 beds1 bath1,370 sq ft
17 Heathcote Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
SOLD JUN 29, 2026
$380,000
E
2 beds1 bath802 sq ft
79 Clubhouse Dr, Carmel, NY 10512
Listing by RE/MAX Town & Country
SOLD JAN 9, 2026
$475,000
F
3 beds1.5 baths1,072 sq ft
117 Cottage Rd, Carmel, NY 10512
Listing by Coldwell Banker Realty

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$232,601

Est. take-home

List your home with Redfin and save $3,211

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,945/mo

Redfin rental estimate

List your home for rent

Market trends in 10512, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.5% MoM

Median sale price

$489K

$11K MoM

Avg. days on market

33d

4 days MoM

Recently sold homes

19 MoM

New listings for sale

3D WALKTHROUGH
$459,900
2 beds1.5 baths1,316 sq ft
5304 Applewood Cir, Carmel, NY 10512
Listing by eXp Realty
$1,595,000
3 beds3.5 baths2,360 sq ft
1114 Barrett Cir W, Carmel, NY 10512
Listing by Douglas Elliman Real Estate
$470,000
3 beds1.5 baths1,780 sq ft
15 Roslyn Rd, Carmel, NY 10512
Listing by Keller Williams Realty Partner
$899,000
5 beds3.5 baths3,772 sq ft
41 Lindy Dr, Carmel, NY 10512
Listing by RE/MAX Classic Realty
COMING SOON
$918,000
4 beds3.5 baths4,226 sq ft
276 Daisy Ln, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$699,000
3 beds2.5 baths2,695 sq ft
88 Blair Hts, Carmel, NY 10512
Listing by Coldwell Banker Realty
$550,000
2 beds1.5 baths1,728 sq ft
811 Farmers Mills Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
$610,000
3 beds2.5 baths2,400 sq ft
568 Farmers Mills Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$489,000
2 beds2.5 baths1,775 sq ft
10 Jay Ct, Carmel, NY 10512
Listing by Realty Promotions Inc
3D WALKTHROUGH
$920,000
4 beds2.5 baths3,442 sq ft
242 Seminary Hill Rd, Carmel, NY 10512
Listing by RE/MAX Prestige Properties
See all

Provided by Redfin

Sale history for 97 Cottage Rd

Date

Event

Price

HGMLS #4616094

May 31, 2016

Price Changed

$92,000

$72/sq ft

May 31, 2016

Sold

$110,000

$86/sq ft

Apr 26, 2016

Contingent

—

Apr 26, 2016

Price Changed

$110,000

$86/sq ft

Apr 14, 2016

Listed

$92,000

$72/sq ft

OneKey® MLS as Distributed by MLS Grid #H4616094

May 31, 2016

Sold

$110,000

$86/sq ft

Apr 13, 2016

Listed

$92,000

$72/sq ft

HGMLS #3034134

Jul 18, 2012

Delisted

—

Oct 27, 2011

Relisted

—

Oct 24, 2011

Delisted

—

Jun 13, 2011

Price Changed

Apr 18, 2011

Price Changed

Jan 19, 2011

Price Changed

Oct 22, 2010

Listed

HGMLS #3010663

Oct 1, 2010

Delisted

—

Apr 4, 2010

Listed

HGMLS #2823706

Oct 18, 2008

Delisted

—

Jul 22, 2008

Listed

Public Records

Nov 12, 1986

Sold

$60,000

$47/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$14,800 (+33.4%)

$56,000 + $300,000

$356,000

2024

$11,095 (−4.7%)

$25,000 + $205,000

$230,000

2023

$11,647 (+13.3%)

$25,000 + $205,000

$230,000

2022

$10,276 (+1.0%)

$25,000 + $205,000

$230,000

2021

$10,175 (+7.0%)

$25,000 + $205,000

$230,000

2020

$9,509 (+2.6%)

$14,800 + $198,200

$213,000

2019

$9,271 (−38.8%)

$14,800 + $198,200

$213,000

2018

$15,160 (+76.2%)

$14,800 + $198,200

$213,000

2017

$8,606 (−0.4%)

$14,800 + $198,200

$213,000

2016

$8,641 (+0.8%)

$14,700 + $180,700

$195,400

2015

$8,576 (−1.4%)

$14,700 + $180,700

$195,400

2014

$8,695 (−2.2%)

$14,700 + $180,700

$195,400

2013

$8,888 (+0.3%)

$15,600 + $198,700

$214,300

2012

$8,859 (−1.4%)

$15,600 + $210,000

$225,600

2011

$8,988 (+163.5%)

$17,100 + $230,800

$247,900

2010

$3,411 (+3.3%)

$18,400 + $248,200

$266,600

2009

$3,303

$20,000 + $269,800

$289,800

Tax history for 97 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2025

$14,800 (+33.4%)

$56,000 + $300,000

$356,000

2024

$11,095 (−4.7%)

$25,000 + $205,000

$230,000

2023

$11,647 (+13.3%)

$25,000 + $205,000

$230,000

2022

$10,276 (+1.0%)

$25,000 + $205,000

$230,000

2021

$10,175 (+7.0%)

$25,000 + $205,000

$230,000

2020

$9,509 (+2.6%)

$14,800 + $198,200

$213,000

2019

$9,271 (−38.8%)

$14,800 + $198,200

$213,000

2018

$15,160 (+76.2%)

$14,800 + $198,200

$213,000

2017

$8,606 (−0.4%)

$14,800 + $198,200

$213,000

2016

$8,641 (+0.8%)

$14,700 + $180,700

$195,400

2015

$8,576 (−1.4%)

$14,700 + $180,700

$195,400

2014

$8,695 (−2.2%)

$14,700 + $180,700

$195,400

2013

$8,888 (+0.3%)

$15,600 + $198,700

$214,300

2012

$8,859 (−1.4%)

$15,600 + $210,000

$225,600

2011

$8,988 (+163.5%)

$17,100 + $230,800

$247,900

2010

$3,411 (+3.3%)

$18,400 + $248,200

$266,600

2009

$3,303

$20,000 + $269,800

$289,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

100 ft.

Lot depth

100 ft.

Lot size

10,019 Sq. Ft.

Year renovated

1985

Sq. Ft.

1,386

Year built

1945

Style

Single Family Residential

County

Putnam County

APN

372200A03303400020020000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 1
Parking Features: Attached, Driveway

Interior

Heating & Cooling
Cooling: None
Heating: Baseboard, Hot Water, Oil

Interior Features
Interior Features: Eat-in Kitchen
Appliances: Oil Water Heater
Levels: One and One Half
Patio And Porch Features: Deck

Room Information
Basement YN: Yes
Attic: Dormer
Rooms Total: 6
Basement: Full, Unfinished, Walk-Out Access

Bathroom Information
Bathrooms Full: 1

Exterior

Exterior Features
Construction Materials: Frame, Vinyl Siding
Waterfront YN: No

Lot Information
Additional Parcels YN: No
Lot Features: Corner Lot, Level, Near Public Transit, Near School

Property Information
Stories: 1
Living Area Source: Public Records
Property Sub Type: Single Family Residence
Property Condition: Actual

Financial

Tax Information
Tax Year: 2016
Tax Source: Municipality
Tax Annual Amount: $8,993

Financial Information
Buyer Financing: Cash

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

HOA Information
Association Amenities: Park

School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
Directions: Terryhill to Lakeshore Drive to Cottage #97
County Or Parish: Putnam County

Community Information
Community Features: Park

Public facts

Beds: 4
Baths: 1.0
Sq. Ft.: 1,386
Stories: 1.5
Lot Size: 10,019 square feet
Style: Single Family Residential
Year Built: 1945
Year Renovated: 1985
County: Putnam County
APN: 372200A03303400020020000000

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.4mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.5mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

18% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$306,000 – $370,000

Reach more buyers when you sell with Redfin. Save up to $3,211 in fees. 3 minutes to get started.

Need the cash from your home fast? Sell to .

Nearby similar homes

$425,000

2 beds2 baths2,436 sq ft

165 W Lakeshore Dr, Carmel, NY 10512

Listing by Holly Real Estate

$499,999

2 beds2.5 baths1,850 sq ft

503 Twin Brook Ct, Carmel, NY 10512

Listing by HomeSmart Homes & Estates

$749,000

3 beds2.5 baths2,832 sq ft

843 Farmers Mills Rd, Carmel, NY 10512

Listing by Houlihan Lawrence Inc.

$849,000

7 beds4 baths— sq ft

58 Belden Rd, Carmel, NY 10512

Listing by Houlihan Lawrence Inc.

$750,000

3 beds3 baths2,771 sq ft

12 Leeside Rd, Carmel, NY 10512

Listing by Real Broker NY LLC

$510,000

3 beds2 baths1,720 sq ft

94 Whangtown Rd, Carmel, NY 10512

Listing by Houlihan Lawrence Inc.

New listings for sale in 10512

3D WALKTHROUGH

$459,900

2 beds1.5 baths1,316 sq ft

5304 Applewood Cir, Carmel, NY 10512

Listing by eXp Realty

$1,595,000

3 beds3.5 baths2,360 sq ft

1114 Barrett Cir W, Carmel, NY 10512

Listing by Douglas Elliman Real Estate

$470,000

3 beds1.5 baths1,780 sq ft

15 Roslyn Rd, Carmel, NY 10512

Listing by Keller Williams Realty Partner

$899,000

5 beds3.5 baths3,772 sq ft

41 Lindy Dr, Carmel, NY 10512

Listing by RE/MAX Classic Realty

COMING SOON

$918,000

4 beds3.5 baths4,226 sq ft

276 Daisy Ln, Carmel, NY 10512

Listing by Compass Greater NY, LLC

$699,000

3 beds2.5 baths2,695 sq ft

88 Blair Hts, Carmel, NY 10512

Listing by Coldwell Banker Realty

$550,000

2 beds1.5 baths1,728 sq ft

811 Farmers Mills Rd, Carmel, NY 10512

Listing by Briante Realty Group, LLC

$610,000

3 beds2.5 baths2,400 sq ft

568 Farmers Mills Rd, Carmel, NY 10512

Listing by Houlihan Lawrence Inc.

$489,000

2 beds2.5 baths1,775 sq ft

10 Jay Ct, Carmel, NY 10512

Listing by Realty Promotions Inc

Home values near 97 Cottage Rd

Data from public records.

Address	Redfin Estimate
88 Cottage Road, Carmel, NY 1 Beds \| 1 Baths \| 1406 Sq. Ft.	$428,775
87 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 876 Sq. Ft.	$311,629

Address	Redfin Estimate
84 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 1160 Sq. Ft.	$435,334
83 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 1282 Sq. Ft.	$394,587

Address	Redfin Estimate
92 Cottage Road, Carmel, NY 3 Beds \| 1.5 Baths \| 1200 Sq. Ft.	$447,777
96 Cottage Road, Carmel, NY 3 Beds \| 1.5 Baths \| 1116 Sq. Ft.	$442,802

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2016. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

12563 homes for sale
10509 homes for sale
12531 homes for sale
10512 homes for sale

Brookfield homes for sale
Redding homes for sale
Wilton homes for sale
Weston homes for sale
New Canaan homes for sale

Houses for sale near me	New York, NY homes for sale	Yonkers, NY homes for sale
Land for sale near me	Manhattan, NY homes for sale	Scarsdale, NY homes for sale
Open Houses near me	Rochester, NY homes for sale	Lake Carmel Property Records
Condos for sale near me	Buffalo, NY homes for sale	NY New Listings
Agents near me	White Plains, NY homes for sale	Lake Carmel Housing Market

Kent homes for sale
Ridgefield homes for sale
Danbury homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 97 Cottage Rd

Tax history for 97 Cottage Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 97 Cottage Rd

More real estate resources