Pack your bags! You will fall in love with this charming year round cottage! Boast 2 bedrooms, open floor concept, beautiful wide plank floors, living room with Vermont Castings wood stove and plenty of storage space with mudroom and garage. New flooring installed in walkway and kitchen, newer appliances, updated full size bathroom, freshly painted exterior, and updated light fixtures. Close to state land and snowmobile trails. Deeded access to lake. Bring your fishing poles and live like your on vacation! Very Good Condition
Single-familyProperty Type
1975Year Built
0.3 acresLot Size
$165Est. Price/Sq.Ft.
1 garage spacesParking
Listing by Christy Gillespie-Quinn• Country Boy Realty
•518-231-4526 (agent)
•clyquinn@gmail.com (agent)
Bought with Tammy Silvestri-Putnam• Better Spaces Realty
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Earn from this home
Refinance
$0
Est. cash available
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Rent
$2,157/mo
Redfin rental estimate
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Market trends in 12175, NY
Last updated October 2026
Buyer's Market
Seller's Market
Balanced market
Sale-to-list price
91.3%
+15.1% MoM
Median sale price
$377K
$164K MoM
Avg. days on market
124d
55 days MoM
Recently sold homes
2
0 MoM
Provided by Redfin
Sale history for 228 Bear Gulch Rd
Date
Event
Price
Global MLS #202117006
Aug 6, 2021
Sold
$138,500
$111/sq ft
Jun 15, 2021
Pending
—
Apr 28, 2021
Listed
$139,900
$112/sq ft
Global MLS #201510598
Sep 25, 2015
Sold
$74,470
$59/sq ft
Aug 6, 2015
Listing Removed
—
May 26, 2015
Listed
$81,900
$65/sq ft
Bear Gulch Lake. Year round cottage. Open floor plan, wide plank flooring, living room with wood stove. Newer roof. Lake offers all water sports. Short walk to several hundred acres of State land. Deeded lake access. Very Good Condition
Global MLS #201421178
May 25, 2015
Listing Removed
—
Oct 6, 2014
Listed
$92,900
$74/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$4,083 (+9.6%)
$5,500 + $50,750
$56,250
2025
$3,726 (−0.2%)
$5,500 + $50,750
$56,250
2024
$3,731 (+2.2%)
$5,500 + $50,750
$56,250
2023
$3,651 (+22.8%)
$5,500 + $50,750
$56,250
2022
$2,974 (+15.5%)
$5,500 + $39,550
$45,050
2021
$2,574 (−1.5%)
$5,500 + $36,050
$41,550
2020
$2,612 (+0.3%)
$5,500 + $36,050
$41,550
2019
$2,604 (−1.0%)
$5,500 + $36,050
$41,550
2018
$2,629 (+7.1%)
$5,500 + $36,050
$41,550
2017
$2,454 (+1.4%)
$5,500 + $36,050
$41,550
2016
$2,420 (+125.5%)
$5,500 + $36,050
$41,550
2015
$1,073 (+3.4%)
$5,500 + $36,050
$41,550
2014
$1,038
$5,500 + $36,050
$41,550
Tax history for 228 Bear Gulch Rd
Year
Property tax
Land + Additions
Assessment*
2026
$4,083 (+9.6%)
$5,500 + $50,750
$56,250
2025
$3,726 (−0.2%)
$5,500 + $50,750
$56,250
2024
$3,731 (+2.2%)
$5,500 + $50,750
$56,250
2023
$3,651 (+22.8%)
$5,500 + $50,750
$56,250
2022
$2,974 (+15.5%)
$5,500 + $39,550
$45,050
2021
$2,574 (−1.5%)
$5,500 + $36,050
$41,550
2020
$2,612 (+0.3%)
$5,500 + $36,050
$41,550
2019
$2,604 (−1.0%)
$5,500 + $36,050
$41,550
2018
$2,629 (+7.1%)
$5,500 + $36,050
$41,550
2017
$2,454 (+1.4%)
$5,500 + $36,050
$41,550
2016
$2,420 (+125.5%)
$5,500 + $36,050
$41,550
2015
$1,073 (+3.4%)
$5,500 + $36,050
$41,550
2014
$1,038
$5,500 + $36,050
$41,550
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
1
Stories
1
Lot width
100 ft.
Lot depth
130 ft.
Lot size
0.3 Acres
Year renovated
—
Sq. Ft.
1,252
Year built
1975
Style
Single Family Residential
County
Schoharie County
APN
434800A11100200010030000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Nov 2, 2026.
Property details
Parking
Parking Information
Has Garage
Attached Garage YN: Yes
# of Garage Spaces: 1
# of Parking Total: 4
Parking Features: Off Street, Under Residence, Attached
Interior
Bathroom Information
# of Bathrooms (Full): 1
# of Bathrooms (Total Integer): 1
Room 1 Information
Type: Kitchen
Level: First
Room 2 Information
Type: Living Room
Level: First
Room 3 Information
Type: Dining Room
Level: First
Room 4 Information
Type: Mud Room
Level: First
Room 5 Information
Type: Full Bathroom
Level: First
Room 6 Information
Type: Bedroom
Level: First
Basement Information
Basement: Partial
Laundry Features
Laundry Features: Common Area
Fireplace Information
Has Fireplace
Fireplace Features: Living Room
Interior Features
# of Rooms Total: 6
Interior Features: Paddle Fan
Appliances: Gas Water Heater, Oven, Range, Refrigerator
Flooring: Wood, Carpet, Ceramic Tile
Window Features: Skylight(s)
Exterior
Exterior Features
Patio And Porch Features: Porch
Roof: Metal
Exterior Features: Lighting
Other Structures: Shed(s)
Property Information
Property Sub Type: Single Family Residence
Living Area: 1,252
Construction Materials: Shingle Siding, Vinyl Siding
Lot Information
Lot Size Acres: 0.3
Lot Size Square Feet: 13,068
Lot Size Dimensions: .30 acres
Lot Features: Level, Sloped, Views, Landscaped
Financial
Tax Information
Tax Annual Amount: $2,612
Tax Annual Amount: $2,612
Financial Details: General Taxes: $1,190
Financial Details: School Taxes: $1,422
Utilities
Heating & Cooling
Has Heating
Heating: Forced Air, Wood, Wood Stove
Utility Information
Sewer: Septic Tank
Water Source: Other, See Remarks
Location
School Information
School District: Cobleskill-Richmondville
Location Information
Directions: Route 7 West to Route 10 South to Summit. Right on Charlotte Valley Road, Right onto Bear Gulch Road on the right approx. .7 miles.
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 1,252
Stories: 1.0
Lot Size: 0.3 acres
Style: Single Family Residential
Year Built: 1975
Year Renovated: —
County: Schoharie County
APN: 434800A11100200010030000000
Home facts updated by county records on Nov 2, 2026
Around this home
Schools
K - 12
Preschool & daycare
Joseph B Radez Elementary School
Public 3-5 • Assigned • 3.6mi
4/10
William H Golding Middle School
Public 6-9 • Assigned • 8.0mi
4/10
Cobleskill Richmondville High School
Public 9-12 • Assigned • 5.4mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
1/10 Heat Factor
6 days above 87° expected this year, 13 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Summit, NY • 12175
Average low and high temperatures (°F)
25
13
29
14
47
27
56
35
62
45
74
55
78
60
74
53
71
49
57
39
44
30
31
17
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.4 hours in
June and 3 hours in December, placing it below the
U.S. average for solar exposure.
8.4 hrs
3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$197,000 – $238,000
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