Off market sep 2024 for $200K

$223,399

Est. refi paymentEst. refi $523/mo

•

960

sq ft

232 Bear Gulch Rd, Summit, NY 12175

About this home

So many possibilities! Airbnb, your own vacation retreat or owner occupy this charming cottage on scenic Bear Gulch Road near a beautiful mountain lake! Fall in love with this picture perfect home featuring 3 bedrooms, 1.5 baths, and open floor plan. Cozy up by the beautiful stone fireplace and enjoy the farmhouse style kitchen. Many updates include newer appliances, flooring, roof, garage floor, walkway, and driveway, to name a few! Relax outside by the stone fireplace on a cool night. Best of all, it's only a short walk to a large track of state land and nearby snowmobile trails. Don't let this charming home get away! It's a true gem!

Single-familyProperty Type

1949Year Built

8,712 sq ftLot Size

$233Est. Price/Sq.Ft.

1 garage spacesParking

Listing by Christy Gillespie-Quinn • Country Boy Realty

•518-231-4526 (agent)

•clyquinn@gmail.com (agent)

Bought with Christy Dahms • Charlotteville Realty LLC

Redfin checked: 2 minutes ago

•Source:Global MLS #202417945

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$223,399

$23K since sold in September 2024$1,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.5% higher than the average sale price ($222K) of 5 comparable homes.

SOLD SEP 1, 2026
$345,000
A
3 beds1.5 baths1,320 sq ft
145 Summit Lake Rd, Summit, NY 12175
Listing by Krutz Properties LLC
SOLD AUG 4, 2026
$289,900
B
3 beds1.5 baths1,200 sq ft
181 Elm St, Cobleskill, NY 12043
Listing by Howard Hanna Capital Inc
SOLD SEP 21, 2026
$45,000
C
3 beds2 baths1,250 sq ft
11 S Hill Rd, East Worcester, NY 12064
Listing by Keller Williams Upstate NY Properties
SOLD JUN 30, 2026
$212,000
D
2 beds1 bath831 sq ft
342 Bear Gulch Rd, Summit, NY 12175
Listing by Charlotteville Realty LLC
SOLD MAR 31, 2026
$219,900
E
3 beds1 bath1,176 sq ft
102 Roberts St, Richmondville, NY 12149
Listing by Country Boy Realty

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,860/mo

Redfin rental estimate

List your home for rent

Market trends in 12175, NY

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

91.3%

+15.1% MoM

Median sale price

$377K

$164K MoM

Avg. days on market

124d

55 days MoM

Recently sold homes

0 MoM

Provided by Redfin

Sale history for 232 Bear Gulch Rd

Date

Event

Price

Global MLS #202417945

Sep 13, 2024

Sold

$200,000

$208/sq ft

Aug 9, 2024

Pending

—

Jul 11, 2024

Contingent

—

Jun 30, 2024

Price Changed

$199,900

$208/sq ft

Jun 24, 2024

Price Changed

$209,000

$218/sq ft

May 24, 2024

Listed

$219,000

$228/sq ft

Global MLS #202219670

Apr 2, 2023

Listing Removed

—

Aug 22, 2022

Price Changed

$229,900

$239/sq ft

Aug 12, 2022

Price Changed

$249,900

$260/sq ft

Jul 11, 2022

Price Changed

$274,900

$286/sq ft

Jun 8, 2022

Listed

$299,000

$311/sq ft

Global MLS #202113484

Apr 3, 2021

Sold

$49,900

$52/sq ft

Mar 10, 2021

Pending

—

Mar 10, 2021

Listed

$49,900

$52/sq ft

Cozy cottage nestled in the woods, walk to Bear Gulch Lake, state land, close to snowmobile trails, great year round home, or get away place. Swimming, boating, fishing, hunting, snowmobile, or just relax. Many upgrades, large blue stone fireplace converted to gas, large open living/dining area with new laminate flooring. Use as a two bedroom, or turn the smaller room into your office. Very Good Condition

Global MLS #201618364

Feb 16, 2017

Listing Removed

—

Sep 2, 2016

Listed

$65,000

$68/sq ft

Global MLS #201509261

Nov 6, 2015

Listing Removed

—

Sep 9, 2015

Listed

$65,000

$68/sq ft

Global MLS #201219717

Feb 10, 2013

Listing Removed

—

Aug 9, 2012

Listed

$99,000

$103/sq ft

UNYREIS #OD74958

Nov 9, 2009

Listed

$112,500

$117/sq ft

UNYREIS #OD71768

Jan 17, 2009

Listed

$89,900

$94/sq ft

Public Records

Nov 13, 2006

Sold

$80,000

$83/sq ft

Public Records

Jun 23, 2006

Sold

$32,000

$33/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$4,007 (+9.6%)

$4,500 + $50,700

$55,200

2025

$3,656 (−0.2%)

$4,500 + $50,700

$55,200

2024

$3,662 (+2.2%)

$4,500 + $50,700

$55,200

2023

$3,583 (+10.8%)

$4,500 + $50,700

$55,200

2022

$3,234 (+31.2%)

$4,500 + $44,500

$49,000

2021

$2,466 (−1.5%)

$4,500 + $35,300

$39,800

2020

$2,502 (+0.3%)

$4,500 + $35,300

$39,800

2019

$2,494 (−1.0%)

$4,500 + $35,300

$39,800

2018

$2,518 (+7.2%)

$4,500 + $35,300

$39,800

2017

$2,350 (+1.4%)

$4,500 + $35,300

$39,800

2016

$2,318 (+0.1%)

$4,500 + $35,300

$39,800

2015

$2,315 (+2.8%)

$4,500 + $35,300

$39,800

2014

$2,252

$4,500 + $35,300

$39,800

Tax history for 232 Bear Gulch Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,007 (+9.6%)

$4,500 + $50,700

$55,200

2025

$3,656 (−0.2%)

$4,500 + $50,700

$55,200

2024

$3,662 (+2.2%)

$4,500 + $50,700

$55,200

2023

$3,583 (+10.8%)

$4,500 + $50,700

$55,200

2022

$3,234 (+31.2%)

$4,500 + $44,500

$49,000

2021

$2,466 (−1.5%)

$4,500 + $35,300

$39,800

2020

$2,502 (+0.3%)

$4,500 + $35,300

$39,800

2019

$2,494 (−1.0%)

$4,500 + $35,300

$39,800

2018

$2,518 (+7.2%)

$4,500 + $35,300

$39,800

2017

$2,350 (+1.4%)

$4,500 + $35,300

$39,800

2016

$2,318 (+0.1%)

$4,500 + $35,300

$39,800

2015

$2,315 (+2.8%)

$4,500 + $35,300

$39,800

2014

$2,252

$4,500 + $35,300

$39,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

50 ft.

Lot depth

149 ft.

Lot size

8,712 Sq. Ft.

Year renovated

—

Sq. Ft.

960

Year built

1949

Style

Single Family Residential

County

Schoharie County

APN

434800A11100200010020000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 2, 2026.

Property details

Parking

Parking Information
Has Garage
# of Garage Spaces: 1
# of Parking Total: 3
Parking Features: Driveway

Interior

Bathroom Information
# of Bathrooms (Full): 1
# of Bathrooms (Half): 1
# of Bathrooms (Total Integer): 2
Bath Levels: Full Bath 1: 1st
Bath Levels: Half Bath 1: 1st

Room 1 Information
Type: Kitchen
Level: First

Room 2 Information
Type: Dining Room
Level: First

Room 3 Information
Type: Bedroom
Level: First

Room 4 Information
Type: Bedroom
Level: First

Room 5 Information
Type: Bedroom
Level: First

Room 6 Information
Type: Full Bathroom
Level: First

Room 7 Information
Type: Half Bathroom
Level: First

Room 8 Information
Type: Other
Description: Enclosed Porch
Level: First

Basement Information
Basement: Crawl Space, Partial, Unfinished

Laundry Features
Laundry Features: Laundry Closet

Fireplace Information
Has Fireplace
# of Fireplaces Total: 1

Interior Features
# of Rooms Total: 8
Interior Features: High Speed Internet
Appliances: Dryer, Oven, Range, Refrigerator, Washer

Exterior

Exterior Features
Patio And Porch Features: Rear Porch, Enclosed, Porch
Roof: Metal
Fencing: Privacy
Exterior Features: Lighting

Property Information
Property Sub Type: Single Family Residence
Foundation Details: Block
Living Area: 960
Construction Materials: Wood Siding

Lot Information
Lot Size Acres: 0.2
Lot Size Square Feet: 8,712
Lot Size Dimensions: .20 acres
Lot Features: Level, Mountain(s), Wooded, Cleared, Landscaped

Financial

Tax Information
Tax Annual Amount: $3,583
Tax Annual Amount: $3,583
Financial Details: General Taxes: $1,604
Financial Details: School Taxes: $1,979

Utilities

Heating & Cooling
Has Heating
Heating: Other, Forced Air, Propane
Has Cooling
Cooling: Other

Utility Information
Sewer: Septic Tank
Water Source: Shared Well

Location

School Information
School District: Cobleskill-Richmondville

Location Information
Directions: From Cobleskill Office: State Rt7 W approx. 4.5 miles left onto NY10 S approx. 5miles, right onto Charlotte Valley Rd, approx. 2 miles, right onto Bear gulch approx. .7 miles on right.

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 960
Stories: 1.0
Lot Size: 8,712 square feet
Style: Single Family Residential
Year Built: 1949
Year Renovated: —
County: Schoharie County
APN: 434800A11100200010020000000

Home facts updated by county records on Nov 2, 2026

Around this home

Schools

K - 12
Preschool & daycare

Joseph B Radez Elementary School

Public 3-5 • Assigned • 3.6mi

4/10

William H Golding Middle School

Public 6-9 • Assigned • 8.0mi

4/10

Cobleskill Richmondville High School

Public 9-12 • Assigned • 5.4mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

1/10 Heat Factor

6 days above 87° expected this year, 13 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Summit, NY • 12175

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.4 hours in June and 3 hours in December, placing it below the U.S. average for solar exposure.

8.4 hrs

3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$213,000 – $257,000

Sell confidently with a local market expert in Summit. 3 minutes to get started.

Nearby similar homes

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Listing by Country Boy Realty

Home values near 232 Bear Gulch Rd

Data from public records.

Address	Redfin Estimate
226 Bear Gulch Road, Summit, NY 3 Beds \| 1 Baths \| 756 Sq. Ft.	$148,637
271 Bear Gulch Road, Summit, NY 3 Beds \| 2 Baths \| 1456 Sq. Ft.	$235,647
231 Bear Gulch Road, Summit, NY 1 Beds \| 1.5 Baths \| 1232 Sq. Ft.	$284,946
249 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 816 Sq. Ft.	$155,429
246 Bear Gulch Road, Summit, NY 4 Beds \| 2 Baths \| 2569 Sq. Ft.	$588,343
112 Daisy Lane, Summit, NY 3 Beds \| 2 Baths \| 1120 Sq. Ft.	$222,541
109 Bears Den Road, Summit, NY 3 Beds \| 2 Baths \| 1524 Sq. Ft.	$266,176

Address	Redfin Estimate
243 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 676 Sq. Ft.	$145,506
241 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 1285 Sq. Ft.	$156,083
204 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 1701 Sq. Ft.	$329,816
251 Bear Gulch Road, Summit, NY 3 Beds \| 2 Baths \| 1512 Sq. Ft.	$241,941
247 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 800 Sq. Ft.	$187,850
107 Daisy Lane, Summit, NY 1 Beds \| 1 Baths \| 560 Sq. Ft.	$110,480
123 Bears Den Road, Summit, NY 2 Beds \| 1 Baths \| 480 Sq. Ft.	$201,029

Address	Redfin Estimate
274 Bear Gulch Road, Summit, NY 2 Beds \| - Baths \| 288 Sq. Ft.	$24,100
229 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 1280 Sq. Ft.	$263,385
228 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 1252 Sq. Ft.	$206,539
239 Bear Gulch Road, Summit, NY 4 Beds \| 2 Baths \| 1245 Sq. Ft.	$508,503
245 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 600 Sq. Ft.	$171,395
121 Bears Den Road, Summit, NY 1 Beds \| 1 Baths \| 600 Sq. Ft.	$130,450
119 Bears Den Road, Summit, NY 2 Beds \| 1 Baths \| 1024 Sq. Ft.	$348,695

Property information provided by Global MLS when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12175, NY

Sale history for 232 Bear Gulch Rd

Tax history for 232 Bear Gulch Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

Home values near 232 Bear Gulch Rd

More real estate resources